{"asOf":"2026-07-29T23:46:50.028Z","block":"3200-3299 N 27TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/3200-3299-n-27th-st","address":"3245 N 27TH ST","parcelNumber":"381209200","source":"https://property.phila.gov/?p=381209200","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":true,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"TALLEY BRANDI","coOwner":null,"marketValue":93200,"landAssessment":18640,"improvementAssessment":74560,"livableArea":1168,"yearBuilt":1940,"lastSale":{"price":13963,"date":"2016-08-24T04:00:00Z"},"openViolations":0,"violations":[{"number":"2920109","date":"2013-06-24","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-11-17","underAppeal":false,"noticeUrl":null},{"number":"2920110","date":"2013-06-24","code":"PM-405.3/8","title":"DRAINAGE-MAIN DRAIN REPAIR-RES","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-11-17","underAppeal":false,"noticeUrl":null},{"number":"2920116","date":"2013-06-24","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-11-17","underAppeal":false,"noticeUrl":null},{"number":"2979855","date":"2013-10-22","code":"PM-306.2/1","title":"VACANT BLDG UNSECURED COUNT","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-26","underAppeal":false,"noticeUrl":null},{"number":"2979854","date":"2013-10-22","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-26","underAppeal":false,"noticeUrl":null},{"number":"2979853","date":"2013-10-22","code":"PM-302.2/2","title":"EXT A-CLEAN RUBBISH/GARBAGE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-26","underAppeal":false,"noticeUrl":null},{"number":"3852228","date":"2016-02-24","code":"PM15-304.19O","title":"DOOR AND WINDOW OCCUPIED/MIXED","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-10-24","underAppeal":false,"noticeUrl":null}],"violationCases":[{"number":"388226","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2013-06-26","completedDate":null,"noticeUrl":null,"violations":[{"number":"2920109","date":"2013-06-24","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-11-17","underAppeal":false,"noticeUrl":null},{"number":"2920110","date":"2013-06-24","code":"PM-405.3/8","title":"DRAINAGE-MAIN DRAIN REPAIR-RES","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-11-17","underAppeal":false,"noticeUrl":null}]},{"number":"388230","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2013-06-26","completedDate":"2017-08-24","noticeUrl":null,"violations":[{"number":"2920116","date":"2013-06-24","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-11-17","underAppeal":false,"noticeUrl":null}]},{"number":"408295","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2013-10-24","completedDate":"2016-02-25","noticeUrl":null,"violations":[{"number":"2979855","date":"2013-10-22","code":"PM-306.2/1","title":"VACANT BLDG UNSECURED COUNT","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-26","underAppeal":false,"noticeUrl":null},{"number":"2979854","date":"2013-10-22","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-26","underAppeal":false,"noticeUrl":null},{"number":"2979853","date":"2013-10-22","code":"PM-302.2/2","title":"EXT A-CLEAN RUBBISH/GARBAGE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-26","underAppeal":false,"noticeUrl":null}]},{"number":"521393","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2016-02-25","completedDate":"2016-10-31","noticeUrl":null,"violations":[{"number":"3852228","date":"2016-02-24","code":"PM15-304.19O","title":"DOOR AND WINDOW OCCUPIED/MIXED","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-10-24","underAppeal":false,"noticeUrl":null}]}],"violYears":[{"y":2013,"n":6,"worst":null},{"y":2016,"n":1,"worst":null}],"investigations":[{"caseNumber":"388230","date":"2013-06-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"388226","date":"2013-06-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"388230","date":"2013-07-25","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"388226","date":"2013-07-29","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"388226","date":"2013-08-28","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"388230","date":"2013-08-29","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"408295","date":"2013-10-22","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"408295","date":"2013-11-26","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"521393","date":"2016-02-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"521393","date":"2016-10-24","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"388230","date":"2016-11-17","type":"PRECOURT","status":"PASSED"},{"caseNumber":"388226","date":"2016-11-17","type":"PRECOURT","status":"PASSED"}],"inspYears":[{"y":2013,"fails":5,"passes":0},{"y":2016,"fails":1,"passes":3}],"taxOwed":6652.1,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":6652.1,"principalDue":3063.5,"penaltyDue":300.58,"interestDue":2374.13,"otherChargesDue":913.89,"yearsOwed":11,"oldestYearOwed":2011,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2022-01-21","assessmentYear":2022,"totalAssessment":46600,"taxableAssessment":46600,"exemptAbatementAssessment":0,"homesteadValue":629.91,"netTaxAfterHomestead":22.4,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":true,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.00539057310435,"lng":-75.17305514027606,"geom":{"type":"Polygon","coordinates":[[[-75.172933432,40.00539699],[-75.172942848,40.005353791],[-75.173176405,40.005384115],[-75.173166974,40.005427701],[-75.172933432,40.00539699]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":false,"permits":true,"licenses":true},"zip":"19129","beds":3,"baths":1,"stories":2,"lotArea":1076,"zoning":"RSA5","grade":"C","basement":"D","heater":"H","centralAir":false,"extCond":"5","intCond":"4","garage":null,"homestead":true,"mail":"3245 N 27TH ST, PHILADELPHIA PA, 19129","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR AN INCREASE FROM SIX (6) TO TWELVE (12) CHILDREN IN AN EXISTING FAMILY DAYCARE FOR LESS THAN 24 HOURS CONSECUTIVE CARE WITH PREPARATION OF FOOD ACCESSORY TO SINGLE FAMILY HOUSEHOLD LIVING IN AN EXISTING ATTACHED STRUCTURE.","status":"OPEN","outcome":"Granted","date":"2018-08-29","number":"33971","relatedPermit":"869964"},{"type":"ZBA Permit Denial - Variance","grounds":"PERMIT FOR USE AS A CHILD CARE CENTER AS PART OF AN EXISTING SINGLE FAMILY DWELLING IN AN EXISTING STRUCTURE,(NO SIGNS ON THIS APPLICATION)","status":"Completed","outcome":"Granted with conditions","date":"2022-12-14","number":"ZP-2021-000368","relatedPermit":"ZP-2021-000368"},{"type":"ZBA Permit Denial - Variance","grounds":"Propose childcare center in existing building.","status":"Scheduled","outcome":null,"date":"2026-07-08","number":"ZP-2026-000084","relatedPermit":"ZP-2026-000084"}],"taxYears":[{"year":2011,"total":677.81,"principal":234.45,"interest":109.02,"penalty":16.41},{"year":2012,"total":852.16,"principal":485.93,"interest":182.22,"penalty":34.02},{"year":2013,"total":828.49,"principal":503.4,"interest":143.47,"penalty":35.24},{"year":2014,"total":1151.23,"principal":702.7,"interest":137.03,"penalty":49.19},{"year":2015,"total":1076.6,"principal":702.7,"interest":73.78,"penalty":49.19},{"year":2016,"total":823.01,"principal":672.89,"interest":10.1,"penalty":6.73}],"taxNet":5409.3,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":41800,"taxable":41800,"land":4842,"improvement":36958,"taxableLand":4842,"taxableImprovement":36958,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":41800,"taxable":41800,"land":6270,"improvement":35530,"taxableLand":6270,"taxableImprovement":35530,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":41800,"taxable":11800,"land":6270,"improvement":35530,"taxableLand":6270,"taxableImprovement":5530,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":45100,"taxable":5100,"land":6765,"improvement":38335,"taxableLand":5100,"taxableImprovement":0,"exemptLand":1665,"exemptImprovement":38335},{"y":2020,"v":46600,"taxable":1600,"land":6990,"improvement":39610,"taxableLand":1600,"taxableImprovement":0,"exemptLand":5390,"exemptImprovement":39610},{"y":2021,"v":46600,"taxable":1600,"land":6990,"improvement":39610,"taxableLand":1600,"taxableImprovement":0,"exemptLand":5390,"exemptImprovement":39610},{"y":2022,"v":46600,"taxable":1600,"land":6990,"improvement":39610,"taxableLand":1600,"taxableImprovement":0,"exemptLand":5390,"exemptImprovement":39610},{"y":2023,"v":75800,"taxable":0,"land":15160,"improvement":60640,"taxableLand":0,"taxableImprovement":0,"exemptLand":15160,"exemptImprovement":60640},{"y":2024,"v":75800,"taxable":0,"land":15160,"improvement":60640,"taxableLand":0,"taxableImprovement":0,"exemptLand":15160,"exemptImprovement":60640},{"y":2025,"v":94100,"taxable":0,"land":18820,"improvement":75280,"taxableLand":0,"taxableImprovement":0,"exemptLand":18820,"exemptImprovement":75280},{"y":2026,"v":94100,"taxable":0,"land":18820,"improvement":75280,"taxableLand":0,"taxableImprovement":0,"exemptLand":18820,"exemptImprovement":75280},{"y":2027,"v":93200,"taxable":0,"land":18640,"improvement":74560,"taxableLand":0,"taxableImprovement":0,"exemptLand":18640,"exemptImprovement":74560}],"taxNow":0,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"766550","date":"2017-03-14","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2017-03-14","scope":"USE FIRST LEVEL OF SINGLE FAMILY LIVING UNIT AS A FAMILY DAYCARE, FOR THE CARE OF NOT MORE THAN SIX(6) CHILDREN."},{"number":"789276","date":"2017-06-05","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-12-07","scope":"FRONT RAIN CONDUCTOR,STACK WATER SUPPLY,UNDER FLOOR PLUMBING,BATH TUB,TOILET,LAV AND LAUNDRY TUB (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"791972","date":"2017-06-14","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2017-08-01","scope":"100AMP SERVICE & PANEL, 3-SMOKE DETECTOR, 3-LIGHTS, 3-ARC BREAKER, 7 SWITCHES, REPLACE 10-UNGROUNDED OUTLETS FISHING WIRE AS PER NEC 2008 NORTH DISTRICT"},{"number":"869964","date":"2018-09-10","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2018-09-10","scope":"FOR AN INCREASE FROM SIX (6) TO TWELVE (12) CHILDREN IN AN EXISTING FAMILY DAYCARE FOR LESS THAN 24 HOURS CONSECUTIVE CARE WITH PREPARATION OF FOOD ACCESSORY TO SINGLE FAMILY HOUSEHOLD LIVING IN AN EXISTING ATTACHED STRUCTURE."},{"number":"ZP-2021-000368","date":"2022-11-16","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Expired","completedDate":"2025-12-31","scope":"Child Care - Child Care Center"},{"number":"EP-2023-004895","date":"2023-06-12","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-07-20","scope":"Installation of fire alarm system as per plans as per 2016 NFPA 72."},{"number":"AP-2023-003618","date":"2023-07-27","work":"Certificate of Occupancy (CO) (may inclu…","type":"Administrative","description":"Administrative Permit","status":"Completed","completedDate":"2023-08-16","scope":"NO ALTERATIONS THIS PERMIT. FOR THE ISSUANCE OF A CERTIFICATE OF OCCUPANCY FOR A PARTIAL CHANGE IN USE & OCCUPANCY CLASSIFICATION TO CREATE GROUP E CHILD DAY CARE CENTER AT THE BASEMENT AND 1ST FLOOR LEVELS WITH NON-SEPARATED GROUP R-3 AT THE 2ND FLOOR AS PER APPROVED PLANS AND IN ACCORDANCE WITH 2018 IEBC. NO SIGNS THIS PERMIT."},{"number":"ZP-2026-000084","date":null,"work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Denied","completedDate":null,"scope":null}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2016,"k":"insp","w":"L&I: 1 failed, 3 passed"},{"y":2016,"k":"sale","p":8000},{"y":2017,"k":"permit","w":"Use"},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Electrical"},{"y":2018,"k":"appeal","w":"Appeal granted"},{"y":2018,"k":"permit","w":"Use"},{"y":2022,"k":"permit","w":"Change of Use"},{"y":2022,"k":"appeal","w":"Appeal granted with conditions"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Certificate of Occupancy (CO) (may inclu…"},{"y":2026,"k":"appeal","w":"Appeal filed"}],"rented":false,"licenses":[{"number":"749354","type":"Child Care Facility","status":"Inactive","businessName":"BRANDI'S LEARNING CASTLE","legalName":"BRANDI'S LEARNING CASTLE","address":"3245 N 27TH ST","revenueCode":"3397","rentalCategory":null,"units":null,"issuedDate":"2017-08-22","latestIssueDate":"2018-08-21","expirationDate":"2019-08-21","inactiveDate":"2019-10-20"},{"number":"792632","type":"Child Care Facility","status":"Inactive","businessName":"BRANDI TALLEY (BRANDI'S LEARNING CASTLE)","legalName":"BRANDI TALLEY (BRANDI'S LEARNING CASTLE)","address":"3245 N 27TH ST","revenueCode":"3397","rentalCategory":null,"units":null,"issuedDate":"2018-10-24","latestIssueDate":"2022-10-27","expirationDate":"2023-10-23","inactiveDate":"2023-12-22"},{"number":"938921","type":"Food Preparing and Serving","status":"Active","businessName":"Brandis Learning Castle","legalName":"Brandis Learning Castle","address":"3245 N 27TH ST","revenueCode":"3120","rentalCategory":null,"units":null,"issuedDate":"2023-11-29","latestIssueDate":"2026-01-02","expirationDate":"2026-11-28","inactiveDate":null}],"licenseActivity":[{"number":"938921","type":"Food Preparing and Serving","businessName":"Brandis Learning Castle","legalName":"Brandis Learning Castle","issuedDate":"2023-11-29","latestIssueDate":"2026-01-02","closureDate":null,"expirationDate":"2026-11-28","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"792632","type":"Child Care Facility","businessName":"BRANDI TALLEY (BRANDI'S LEARNING CASTLE)","legalName":"BRANDI TALLEY (BRANDI'S LEARNING CASTLE)","issuedDate":"2018-10-24","latestIssueDate":"2022-10-27","closureDate":"2023-12-22","expirationDate":"2023-10-23","inactiveDate":"2023-12-22","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"749354","type":"Child Care Facility","businessName":"BRANDI'S LEARNING CASTLE","legalName":"BRANDI'S LEARNING CASTLE","issuedDate":"2017-08-22","latestIssueDate":"2018-08-21","closureDate":"2019-10-20","expirationDate":"2019-08-21","inactiveDate":"2019-10-20","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-28","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$6,652 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["2 permit events since 2023","1 zoning/board appeal since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #33971: OPEN · Granted; related permit 869964. Use permit #766550: COMPLETED. The history also contains “DOOR AND WINDOW OCCUPIED/MIXED.”","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: ZP-2021-000368 (Expired), ZP-2026-000084 (Denied). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$6,652.10 was recorded in the City’s 2022-06 delinquency snapshot for 2011–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 3 passed, and 3 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Nov 17, 2016.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Child Care Facility #749354: Inactive since Oct 20, 2019; Child Care Facility #792632: Inactive since Dec 22, 2023","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 7 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}