{"asOf":"2026-07-23T19:34:28.091Z","block":"500-599 MC KEAN ST","blockUrl":"https://philadelphia.blockreport.homes/block/500-599-mc-kean-st","address":"523 MCKEAN ST","parcelNumber":"392026600","source":"https://property.phila.gov/?p=392026600","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"22","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW TYPICAL","useLabel":"House","owner":"DERUPO SARAH","coOwner":null,"marketValue":267500,"landAssessment":53500,"improvementAssessment":214000,"livableArea":1440,"yearBuilt":1929,"lastSale":{"price":325000,"date":"2024-11-20T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.923943736227315,"lng":-75.15553661839407,"geom":{"type":"Polygon","coordinates":[[[-75.155490796,39.924029623],[-75.155529929,39.923851271],[-75.155582496,39.923857974],[-75.155543381,39.924035826],[-75.155490796,39.924029623]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":3,"baths":1,"stories":2,"lotArea":1056,"zoning":"RSA5","grade":"C","basement":"D","heater":"H","centralAir":false,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"523 MCKEAN ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":144800,"taxable":27600,"land":15523,"improvement":129277,"taxableLand":15523,"taxableImprovement":12077,"exemptLand":0,"exemptImprovement":117200},{"y":2017,"v":144800,"taxable":27600,"land":24037,"improvement":120763,"taxableLand":24037,"taxableImprovement":3563,"exemptLand":0,"exemptImprovement":117200},{"y":2018,"v":144800,"taxable":27600,"land":24037,"improvement":120763,"taxableLand":24037,"taxableImprovement":3563,"exemptLand":0,"exemptImprovement":117200},{"y":2019,"v":153100,"taxable":27600,"land":25415,"improvement":127685,"taxableLand":25415,"taxableImprovement":2185,"exemptLand":0,"exemptImprovement":125500},{"y":2020,"v":165900,"taxable":27600,"land":27539,"improvement":138361,"taxableLand":27539,"taxableImprovement":61,"exemptLand":0,"exemptImprovement":138300},{"y":2021,"v":165900,"taxable":27600,"land":27539,"improvement":138361,"taxableLand":27539,"taxableImprovement":61,"exemptLand":0,"exemptImprovement":138300},{"y":2022,"v":165900,"taxable":27600,"land":27539,"improvement":138361,"taxableLand":27539,"taxableImprovement":61,"exemptLand":0,"exemptImprovement":138300},{"y":2023,"v":221700,"taxable":27600,"land":44340,"improvement":177360,"taxableLand":27600,"taxableImprovement":0,"exemptLand":16740,"exemptImprovement":177360},{"y":2024,"v":221700,"taxable":27600,"land":44340,"improvement":177360,"taxableLand":27600,"taxableImprovement":0,"exemptLand":16740,"exemptImprovement":177360},{"y":2025,"v":260100,"taxable":27600,"land":52020,"improvement":208080,"taxableLand":27600,"taxableImprovement":0,"exemptLand":24420,"exemptImprovement":208080},{"y":2026,"v":260100,"taxable":27600,"land":52020,"improvement":208080,"taxableLand":27600,"taxableImprovement":0,"exemptLand":24420,"exemptImprovement":208080},{"y":2027,"v":267500,"taxable":27600,"land":53500,"improvement":214000,"taxableLand":27600,"taxableImprovement":0,"exemptLand":25900,"exemptImprovement":214000}],"taxNow":386,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"EP-2024-012135","date":"2025-01-02","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2026-04-15","scope":"Amend Permit 3/16/2026 - Reduction in scope of work per updated contract Supply and install new 100 AMP service including A new 100 AMP service cable om the exterior sleeved in PVC conduit if applicable, new 100 AMP meter socket on exterior, new Siemans 30 circuit panel with a 100AMP main breaker. new breaker for every existing circuit properly sized, ground main electrical system is necessary, build backboard to mount panel if necessary, label the panel, provide permit and inspection. Internal updates-repairs: supply and install dedicated 30 AMP circuit for an electric dryer and install dryer receptacle, Supply and install 2 GFCI receptacles to replace existing on kitchen counter, tighten up several(up to 6) loose receptacles throughout, remove existing plastic molding in front bedroom and supply and install a metal raceway to properly protect the wiring. install 2nd floor bathroom receptacles in wall and remove existing plastic box, supply and install new wiring for existing outside light installed without wiring and switching, supply and install GFCI protection for existing washer receptacle, supply and install LED disk light above panel and make operational,, troubleshoot-evaluate flickering light in powder room and make necessary repairs. Kitchen: supply and install three new GFCI protected receptacles on kitchen counter, running 2 dedicated 20 AMP circuits from the main electrical panel to feed them, supply and install a dedicated circuit for a disposal receptacle under sink with switching. We will be fishing wires throughout to allow for wiring. *********************************** FISHING WIRES ONLY *****************************"}],"storyTag":"Improved","storyDelta":0.8,"timeline":[{"y":2023,"k":"sale","p":180500},{"y":2024,"k":"sale","p":325000},{"y":2025,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2024","permit activity in 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}