{"asOf":"2026-07-24T18:34:27.983Z","block":"500-599 MERCY ST","blockUrl":"https://philadelphia.blockreport.homes/block/500-599-mercy-st","address":"522 MERCY ST","parcelNumber":"392062005","source":"https://property.phila.gov/?p=392062005","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"25","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"JUSTICE BRETT","coOwner":null,"marketValue":408300,"landAssessment":81660,"improvementAssessment":326640,"livableArea":1576,"yearBuilt":2019,"lastSale":{"price":370000,"date":"2019-03-05T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.922944310972646,"lng":-75.15578433476733,"geom":{"type":"Polygon","coordinates":[[[-75.155772969,39.922880882],[-75.155822184,39.922887297],[-75.1557957,39.92300774],[-75.155746485,39.923001325],[-75.155772969,39.922880882]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":4,"baths":3,"stories":2,"lotArea":630,"zoning":"RSA5","grade":"B+","basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"522 MERCY ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":9600,"taxable":0,"land":9600,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":9600,"exemptImprovement":0},{"y":2017,"v":36500,"taxable":0,"land":36500,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":36500,"exemptImprovement":0},{"y":2018,"v":36500,"taxable":30405,"land":36500,"improvement":0,"taxableLand":30405,"taxableImprovement":0,"exemptLand":6095,"exemptImprovement":0},{"y":2019,"v":36500,"taxable":36500,"land":36500,"improvement":0,"taxableLand":36500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":36500,"taxable":36500,"land":36500,"improvement":0,"taxableLand":36500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":370000,"taxable":54000,"land":54000,"improvement":316000,"taxableLand":54000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":316000},{"y":2022,"v":370000,"taxable":54000,"land":54000,"improvement":316000,"taxableLand":54000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":316000},{"y":2023,"v":370000,"taxable":74000,"land":74000,"improvement":296000,"taxableLand":74000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":296000},{"y":2024,"v":370000,"taxable":74000,"land":74000,"improvement":296000,"taxableLand":74000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":296000},{"y":2025,"v":410600,"taxable":82120,"land":82120,"improvement":328480,"taxableLand":82120,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":328480},{"y":2026,"v":410600,"taxable":82120,"land":82120,"improvement":328480,"taxableLand":82120,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":328480},{"y":2027,"v":408300,"taxable":81660,"land":81660,"improvement":326640,"taxableLand":81660,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":326640}],"taxNow":1150,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"859202","date":"2018-06-05","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2018-06-05","scope":"ERECT THREE STORY ATTACHED STRUCTURE, WITH CELLAR, ROOF DECK AND ACCESS PILOT HOUSE (FOR STAIRS AND LANDING ONLY). USE AS SINGLE FAMILY HOUSEHOLD LIVING."},{"number":"859204","date":"2018-06-05","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2019-01-02","scope":"CONSTRUCTION OF A THREE STORY ATTACHED STRUCTURE, WITH CELLAR, ROOF DECK AND ACCESS PILOT HOUSE (FOR STAIRS AND LANDING ONLY). USE AS SINGLE FAMILY HOUSEHOLD LIVING."},{"number":"859973","date":"2018-06-08","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2019-01-02","scope":"FOR THE INSTALLATION OF AN AUTOMATIC SPRINKLER SYSTEM WITH A 1\" COMBINED FIRE & DOMESTIC SERVICE LINE FOR A THREE (3) STORY STRUCTURE WITH A PILOTHOUSE. AUTOMATIC SPRINKLER SYSTEM INSTALLATION IN ACCORDANCE WITH NFPA 13D."},{"number":"905023","date":"2018-08-24","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-01-02","scope":"INSTALL 200AMP SERVICE AND WIRE THROUGHOUT, INSTALL DEVICES, LIGHTS FIXTURES, SWITCHES, RECEPTACLES MOKE DETECTORS, LOW VOLTAGE PHONE AND CABLE AS PER 2008 NEC."},{"number":"911787","date":"2018-09-19","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-12-19","scope":"INSTALL ONE 90K BTU WITH 90% EFF WITH 3 TON A/C WITH ALL DUCT WORK"},{"number":"914230","date":"2018-09-28","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-12-19","scope":"INSTALL HOUSE DRAIN HOUSE TRAP FAI 1\" COMBO INSTALL 3 TOILETS 3 LAV 1 TUB 2 SHOWER 1 KITCHEN SINK 1 WASHER 1 GD - PA1# 20182700829 - THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2018,"k":"land","p":56000},{"y":2018,"k":"permit","w":"Zoning/use"},{"y":2018,"k":"permit","w":"New construction"},{"y":2018,"k":"permit","w":"Suppression"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2019,"k":"sale","p":370000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 914% in 2021, but no matching permit appears in the property timeline.","evidence":["assessment moved from $36,500 to $370,000","no permit shown in 2020-2022"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #859202: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}