{"asOf":"2026-07-25T00:02:51.023Z","block":"400-499 FITZGERALD ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-fitzgerald-st","address":"405 FITZGERALD ST","parcelNumber":"392180100","source":"https://property.phila.gov/?p=392180100","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"MAICHER GREGORY","coOwner":null,"marketValue":281900,"landAssessment":56380,"improvementAssessment":225520,"livableArea":884,"yearBuilt":1915,"lastSale":{"price":288500,"date":"2024-04-30T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9191368137403,"lng":-75.1543813555079,"geom":{"type":"Polygon","coordinates":[[[-75.154342144,39.919199814],[-75.154371034,39.919066625],[-75.154420372,39.919073351],[-75.154391927,39.919206986],[-75.154342144,39.919199814]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":2,"baths":2,"stories":2,"lotArea":724,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"2","intCond":"2","garage":null,"homestead":false,"mail":"405 FITZGERALD ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":4,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":62800,"taxable":62800,"land":13398,"improvement":49402,"taxableLand":13398,"taxableImprovement":49402,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":62800,"taxable":62800,"land":11467,"improvement":51333,"taxableLand":11467,"taxableImprovement":51333,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":62800,"taxable":62800,"land":11467,"improvement":51333,"taxableLand":11467,"taxableImprovement":51333,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":89200,"taxable":89200,"land":16200,"improvement":73000,"taxableLand":16200,"taxableImprovement":73000,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":141400,"taxable":141400,"land":23472,"improvement":117928,"taxableLand":23472,"taxableImprovement":117928,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":141400,"taxable":141400,"land":23472,"improvement":117928,"taxableLand":23472,"taxableImprovement":117928,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":141400,"taxable":141400,"land":23472,"improvement":117928,"taxableLand":23472,"taxableImprovement":117928,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":299000,"taxable":141400,"land":59800,"improvement":239200,"taxableLand":59800,"taxableImprovement":81600,"exemptLand":0,"exemptImprovement":157600},{"y":2024,"v":299000,"taxable":141400,"land":59800,"improvement":239200,"taxableLand":59800,"taxableImprovement":81600,"exemptLand":0,"exemptImprovement":157600},{"y":2025,"v":291300,"taxable":137759,"land":58260,"improvement":233040,"taxableLand":58260,"taxableImprovement":79499,"exemptLand":0,"exemptImprovement":153541},{"y":2026,"v":291300,"taxable":137759,"land":58260,"improvement":233040,"taxableLand":58260,"taxableImprovement":79499,"exemptLand":0,"exemptImprovement":153541},{"y":2027,"v":281900,"taxable":133313,"land":56380,"improvement":225520,"taxableLand":56380,"taxableImprovement":76933,"exemptLand":0,"exemptImprovement":148587}],"taxNow":1928,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"RP-2021-014293","date":"2022-02-18","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-03-07","scope":"RENOVATIONS TO INCLUDE STEEL LINTEL PLACEMENT."},{"number":"RP-2022-002407","date":"2022-03-25","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-06-01","scope":"EZ PERMIT STANDARDS ALTERATIONS - For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work any modifications to exterior walls, party walls, floor/roof framing or foundations, including underpinning, excavation, and removal of foundation slab. WORK IN THE BASEMENT OR CELLAR IS NOT INCLUDED ON THE EZ ALT PERMIT. The scope of the interior renovation should be limited to the following: 1) Strip the floors partitions, interior walls, and ceilings down to wood studs and joists. 2) Install GWB to all stripped partitions, interior walls, and ceilings. 3) Use R-38 and R-49 Batt insulation for the ceilings and roof if needed. 4) Place hardwood floorings. 5) Replace the windows, exterior, and interior doors. 6) Install new kitchen, cabinets, and countertop. 7) Install full bathroom with floors and walls tiles of the second floor. 8) Run electric and plumbing job. 9) Install the HVAC system. 10) Mount ceiling light fixtures. 11) Apply cosmetics and paint job. Note: The structure will not be subjected to any structural alterations or changes including the basement under any reasons prior to notifying the L & I office and obtaining the proper permit."},{"number":"EP-2022-003351","date":"2022-04-01","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-05-19","scope":"new 100 amp service to be installed all new wiring for 2 story newly renovated home hard wired smokes throughout all wire to be romex as per 2014 nec"},{"number":"PP-2022-005192","date":"2022-04-08","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-04-12","scope":"install 5\" curb trap, 4\" vent, 4\" house drain, and fresh air inlet."},{"number":"MP-2022-002304","date":"2022-04-28","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-06-01","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Install 2.5 ton HVAC system, 2.5 ton condenser 13 seer, 2.5 ton coil, 60k btu 95% gas heater, All related ductwork). Install 2.5 ton HVAC system. 2.5 ton condenser 13 seer, 2.5 ton coil, 60k btu 95% gas heater, and all related ductwork."},{"number":"PP-2022-006630","date":"2022-05-02","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-06-01","scope":"Install 2 toilets, 2 lavs, 2 tubs, 1 kitchen sink AS PER PPC 2018"}],"storyTag":"Renovated & sold on","storyDelta":3.44,"timeline":[{"y":2014,"k":"sale","p":65000},{"y":2021,"k":"sale","p":124000},{"y":2021,"k":"sale","p":127500},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Addition and/or Alterations"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2024,"k":"sale","p":288500}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 59% in 2020, but no matching permit appears in the property timeline.","evidence":["assessment moved from $89,200 to $141,400","no permit shown in 2019-2021"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}