{"asOf":"2026-07-25T00:02:51.023Z","block":"400-499 FITZGERALD ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-fitzgerald-st","address":"451 FITZGERALD ST","parcelNumber":"392182400","source":"https://property.phila.gov/?p=392182400","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"CARDULLO PASQUALE","coOwner":"CARDULLO STEPHANIE","marketValue":276300,"landAssessment":55260,"improvementAssessment":221040,"livableArea":964,"yearBuilt":1915,"lastSale":{"price":1,"date":"2025-07-15T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.919286576830636,"lng":-75.1555202686855,"geom":{"type":"Polygon","coordinates":[[[-75.155510285,39.919216855],[-75.155559789,39.919223117],[-75.155530278,39.919356197],[-75.155480746,39.91935016],[-75.155510285,39.919216855]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":2,"baths":1,"stories":2,"lotArea":692,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"3","intCond":"2","garage":null,"homestead":false,"mail":"451 FITZGERALD ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[{"year":2012,"total":331.5,"principal":180.58,"interest":67.71,"penalty":12.64},{"year":2014,"total":489.05,"principal":249.24,"interest":61.06,"penalty":17.45},{"year":2016,"total":1695.75,"principal":1476.16,"interest":22.14,"penalty":14.76}],"taxNet":2516.3,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":91700,"taxable":91700,"land":9894,"improvement":81806,"taxableLand":9894,"taxableImprovement":81806,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":91700,"taxable":91700,"land":15222,"improvement":76478,"taxableLand":15222,"taxableImprovement":76478,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":91700,"taxable":91700,"land":15222,"improvement":76478,"taxableLand":15222,"taxableImprovement":76478,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":108700,"taxable":108700,"land":18000,"improvement":90700,"taxableLand":18000,"taxableImprovement":90700,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":117800,"taxable":117800,"land":19507,"improvement":98293,"taxableLand":19507,"taxableImprovement":98293,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":117800,"taxable":117800,"land":19507,"improvement":98293,"taxableLand":19507,"taxableImprovement":98293,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":117800,"taxable":117800,"land":19507,"improvement":98293,"taxableLand":19507,"taxableImprovement":98293,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":171700,"taxable":171700,"land":34340,"improvement":137360,"taxableLand":34340,"taxableImprovement":137360,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":171700,"taxable":171700,"land":34340,"improvement":137360,"taxableLand":34340,"taxableImprovement":137360,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":202500,"taxable":202500,"land":40500,"improvement":162000,"taxableLand":40500,"taxableImprovement":162000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":202500,"taxable":202500,"land":40500,"improvement":162000,"taxableLand":40500,"taxableImprovement":162000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":276300,"taxable":276300,"land":55260,"improvement":221040,"taxableLand":55260,"taxableImprovement":221040,"exemptLand":0,"exemptImprovement":0}],"taxNow":2835,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"ZP-2024-006310","date":"2024-08-15","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2025-01-24","scope":"FOR DEMOLITION OF REAR SECOND FLOOR BAY AND THE ERECTION OF TWO STORY REAR ADDITION ALL AS PART OF AN EXISTING ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN THE APPLICATION / PLAN."},{"number":"RP-2024-006543","date":"2024-08-20","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2025-01-24","scope":"FOR DEMOLITION OF REAR SECOND FLOOR BAY AND THE ERECTION OF TWO STORY REAR ADDITION ALL AS PART OF AN EXISTING ATTACHED STRUCTURE; AND LEVEL II ALTERATIONS TO AN EXISTING STRUCTURE. ALTERATIONS TO INCLUDE THE ERECTION OF PARTITION WALLS, PROVIDE FINISHES/FURNISHINGS TO CONTINUOUS USE AS SINGLE-FAMILY DWELLING. THE EXISTING BASEMENT TO REMAIN NON-HABITABLE SPACE. ALL WORK TO BE DONE PER APPROVED PLANS. ** SEPARATE PERMIT REQUIRE FOR ELECTRICAL, PLUMBING AND MECHANICAL ** *** NO EXISTING FOUNDATION UNDERPINNING, NO EXISTING FOUNDATION EXCAVATION, AND REMOVAL OF FOUNDATION SLAB ***"},{"number":"EP-2024-009690","date":"2024-10-04","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-01-16","scope":"Install 200amp service complete with grounding wiring throughout building for outlets switches lighting and fixtures G.F.C.I smoke detectors per NEC code 2017"},{"number":"PP-2024-014313","date":"2024-10-17","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-01-24","scope":"Install drain lines and waterlines and set fixtures fixtures"},{"number":"MP-2024-004749","date":"2024-10-24","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2025-01-24","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require the submission of construction and site plans."}],"storyTag":"New construction","storyDelta":0.07,"timeline":[{"y":2020,"k":"sale","p":112500},{"y":2021,"k":"sale","p":103000},{"y":2024,"k":"sale","p":120000},{"y":2024,"k":"permit","w":"New construction, addition, GFA change"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"New Construction or Additions"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"}],"rented":false,"licenses":[{"number":"233625","type":"Rental","status":"Inactive","businessName":"HOWARD FOX","legalName":"HOWARD FOX","address":"451 FITZGERALD ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2004-05-12","latestIssueDate":"2018-11-16","expirationDate":"2019-02-28","inactiveDate":"2019-04-29"},{"number":"846027","type":"Rental","status":"Inactive","businessName":"Leisure Realty 2 LLC","legalName":"Leisure Realty 2 LLC","address":"451 FITZGERALD ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2020-07-14","latestIssueDate":"2020-07-14","expirationDate":"2021-07-13","inactiveDate":"2021-09-11"}],"licenseActivity":[{"number":"846027","type":"Rental","businessName":"Leisure Realty 2 LLC","legalName":"Leisure Realty 2 LLC","issuedDate":"2020-07-14","latestIssueDate":"2020-07-14","closureDate":"2021-09-11","expirationDate":"2021-07-13","inactiveDate":"2021-09-11","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"233625","type":"Rental","businessName":"HOWARD FOX","legalName":"HOWARD FOX","issuedDate":"2004-05-12","latestIssueDate":"2018-11-16","closureDate":"2019-04-29","expirationDate":"2019-02-28","inactiveDate":"2019-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 5 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2024","permit activity in 2024"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 36% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $202,500 to $276,300","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}