{"asOf":"2026-07-26T15:23:10.836Z","block":"700-799 MERCY ST","blockUrl":"https://philadelphia.blockreport.homes/block/700-799-mercy-st","address":"727 MERCY ST","parcelNumber":"393045000","source":"https://property.phila.gov/?p=393045000","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"25","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW MODERN","useLabel":"House","owner":"LORENZO JOSE ALFREDO LORE","coOwner":"LORENZO CECILIA LORENZO","marketValue":387000,"landAssessment":77400,"improvementAssessment":309600,"livableArea":1440,"yearBuilt":2016,"lastSale":{"price":270000,"date":"2015-08-17T04:00:00Z"},"openViolations":0,"violations":[{"number":"3581500","date":"2015-06-02","code":"A-104.1/4","title":"WORKMANLIKE- PLUMBING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3581501","date":"2015-06-02","code":"A-104.1/5","title":"DEBRIS REMOVE - CONSTR","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"589995","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"3581500","date":"2015-06-02","code":"A-104.1/4","title":"WORKMANLIKE- PLUMBING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3581501","date":"2015-06-02","code":"A-104.1/5","title":"DEBRIS REMOVE - CONSTR","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2015,"n":2,"worst":null}],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.92356939767279,"lng":-75.15904901101803,"geom":{"type":"Polygon","coordinates":[[[-75.159008644,39.923628472],[-75.159034302,39.923504058],[-75.159089952,39.923510635],[-75.159062856,39.923635419],[-75.159008644,39.923628472]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":3,"baths":3,"stories":3,"lotArea":690,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":true,"mail":"727 MERCY ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":10300,"taxable":10300,"land":10300,"improvement":0,"taxableLand":10300,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":25900,"taxable":25900,"land":25900,"improvement":0,"taxableLand":25900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":25900,"taxable":25900,"land":25900,"improvement":0,"taxableLand":25900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":25900,"taxable":25900,"land":25900,"improvement":0,"taxableLand":25900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":370000,"taxable":60000,"land":60000,"improvement":310000,"taxableLand":60000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":310000},{"y":2021,"v":370000,"taxable":60000,"land":60000,"improvement":310000,"taxableLand":60000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":310000},{"y":2022,"v":370000,"taxable":60000,"land":60000,"improvement":310000,"taxableLand":60000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":310000},{"y":2023,"v":396500,"taxable":79300,"land":79300,"improvement":317200,"taxableLand":79300,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":317200},{"y":2024,"v":396500,"taxable":79300,"land":79300,"improvement":317200,"taxableLand":79300,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":317200},{"y":2025,"v":427000,"taxable":199267,"land":85400,"improvement":341600,"taxableLand":85400,"taxableImprovement":113867,"exemptLand":0,"exemptImprovement":227733},{"y":2026,"v":427000,"taxable":427000,"land":85400,"improvement":341600,"taxableLand":85400,"taxableImprovement":341600,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":387000,"taxable":287000,"land":77400,"improvement":309600,"taxableLand":77400,"taxableImprovement":209600,"exemptLand":0,"exemptImprovement":100000}],"taxNow":5977,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"589987","date":"2015-02-23","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2015-02-23","scope":"FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK AND PILOT HOUSE (FOR ROOF ACCESS ONLY). SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS SINGLE FAMILY HOUSEHOLD LIVING."},{"number":"589995","date":"2015-03-17","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2015-08-24","scope":"FOR THE ERECTION OF A THREE STORY STRUCTURE WITH CELLAR; 2ND AND 3RD FLOOR FRONT BAYS AND ROOF FECK OVER THREE STORY FOR USE AS A SFD."},{"number":"606601","date":"2015-04-29","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2015-08-20","scope":"COMPLET HVAC SYSTEM WITH DUCT WORK 90,000. BTU HEATER 90% WITH 3 TON A/C"},{"number":"607761","date":"2015-05-05","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"WIRING THROUGHOUT. INSTALLING 200 AMP SERVICE. INSTALLING FINAL DEVICES AND LIGHT FIXTURES AS PER 2008 NEC (SOUTH DISTRICT)"},{"number":"609511","date":"2015-05-12","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-08-20","scope":"INSTALL ALL SANITARY DRAIN AND WATER LINES TO ALL FIXTURES, 1 KS,1 HWH,1 WM,3 WC,3 LAVS,1 TUB AND 2 SHOWERS (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"610187","date":"2015-05-14","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-05-19","scope":"INSTALL A NEW LATERAL,CURB TRAP,FAI,AND 1\" WATER SERVCIE PA20151321005 (SFD)SELF CERTIFICATION'S ARE NO LONGER PERMITTED\",\"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"603786","date":"2015-05-15","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2015-08-24","scope":"FOR THE INSTALLATION OF AN AUTOMATIC FIRE SUPPRESSION SYSTEM THROUGHOUT A SINGLE-FAMILY DWELLING IN ACCORDANCE WITH NFPA 13D STANDARDS. SYSTEM TO BE PROVIDED VIA A 1\" FIRE SERVICE MAIN LINE WITH 1\" RISERS, CROSS MAINS, AND BRANCH LINES."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2015,"k":"permit","w":"Zoning/use"},{"y":2015,"k":"land","p":17000},{"y":2015,"k":"permit","w":"New construction"},{"y":2015,"k":"permit","w":"Mechanical"},{"y":2015,"k":"permit","w":"Electrical"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Suppression"},{"y":2015,"k":"viol","w":"2 L&I violations"},{"y":2015,"k":"land","p":270000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 1329% in 2020, but no matching permit appears in the property timeline.","evidence":["assessment moved from $25,900 to $370,000","no permit shown in 2019-2021"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #589987: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}