{"asOf":"2026-07-26T18:01:07.528Z","block":"2500-2599 LLOYD ST","blockUrl":"https://philadelphia.blockreport.homes/block/2500-2599-lloyd-st","address":"2528 LLOYD ST","parcelNumber":"404017100","source":"https://property.phila.gov/?p=404017100","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"HARRISON FELICIA","coOwner":null,"marketValue":133300,"landAssessment":26660,"improvementAssessment":106640,"livableArea":1024,"yearBuilt":1925,"lastSale":{"price":99000,"date":"2009-03-20T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.913879712948344,"lng":-75.2406785278446,"geom":{"type":"Polygon","coordinates":[[[-75.240751012,39.913797541],[-75.240789963,39.913830004],[-75.240605964,39.913961526],[-75.240567172,39.913929856],[-75.240751012,39.913797541]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19142","beds":3,"baths":1,"stories":2,"lotArea":1120,"zoning":"RM1","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"2528 LLOYD ST, PHILADELPHIA PA, 19142","mailOut":false,"appeals":[{"type":"ZBA Permit Denial - Variance","grounds":"PERMIT FOR A PERSONAL CARE HOME (3 TO 4 PEOPLE) IN AN EXISTING STRUCTURE.","status":"Completed","outcome":"Granted with conditions","date":"2023-03-03","number":"ZP-2020-009945","relatedPermit":"ZP-2020-009945"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":65000,"taxable":65000,"land":6720,"improvement":58280,"taxableLand":6720,"taxableImprovement":58280,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":65000,"taxable":65000,"land":10725,"improvement":54275,"taxableLand":10725,"taxableImprovement":54275,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":65000,"taxable":65000,"land":10725,"improvement":54275,"taxableLand":10725,"taxableImprovement":54275,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":71600,"taxable":71600,"land":11814,"improvement":59786,"taxableLand":11814,"taxableImprovement":59786,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":77600,"taxable":77600,"land":12804,"improvement":64796,"taxableLand":12804,"taxableImprovement":64796,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":77600,"taxable":77600,"land":12804,"improvement":64796,"taxableLand":12804,"taxableImprovement":64796,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":77600,"taxable":77600,"land":12804,"improvement":64796,"taxableLand":12804,"taxableImprovement":64796,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":94100,"taxable":94100,"land":18800,"improvement":75300,"taxableLand":18800,"taxableImprovement":75300,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":94100,"taxable":94100,"land":18800,"improvement":75300,"taxableLand":18800,"taxableImprovement":75300,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":120000,"taxable":120000,"land":24000,"improvement":96000,"taxableLand":24000,"taxableImprovement":96000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":120000,"taxable":120000,"land":24000,"improvement":96000,"taxableLand":24000,"taxableImprovement":96000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":133300,"taxable":133300,"land":26660,"improvement":106640,"taxableLand":26660,"taxableImprovement":106640,"exemptLand":0,"exemptImprovement":0}],"taxNow":1680,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"147938","date":"2008-04-25","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"REPLACED SWITCHES, RECEPTS AND FIXTURES THROUGH OUT SINGLE FAMILY DWELLING AS PER 2005 NEC(WEST DISTRICT)"},{"number":"ZP-2020-009945","date":"2023-02-15","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Group Living - Personal Care Home"}],"storyTag":"Renovated & sold on","storyDelta":1.68,"timeline":[{"y":2000,"k":"sale","p":37000},{"y":2007,"k":"sale","p":41000},{"y":2008,"k":"permit","w":"Electrical"},{"y":2009,"k":"sale","p":99000},{"y":2023,"k":"permit","w":"Change of Use"},{"y":2023,"k":"appeal","w":"Appeal granted with conditions"}],"rented":false,"licenses":[{"number":"389631","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"WASHINGTON MUTUAL BANK","legalName":"WASHINGTON MUTUAL BANK","address":"2528 LLOYD ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2006-10-30","latestIssueDate":"2006-10-30","expirationDate":"2007-02-28","inactiveDate":"2012-12-22"}],"licenseActivity":[{"number":"389631","type":"Vacant Residential Property / Lot","businessName":"WASHINGTON MUTUAL BANK","legalName":"WASHINGTON MUTUAL BANK","issuedDate":"2006-10-30","latestIssueDate":"2006-10-30","closureDate":"2012-12-22","expirationDate":"2007-02-28","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["1 permit event since 2023","1 zoning/board appeal since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #389631: Inactive since Dec 22, 2012","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}