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SUMMIT AVE, READING PA, 19605","mailOut":true,"appeals":[],"taxYears":[{"year":2014,"total":769.37,"principal":446.89,"interest":87.14,"penalty":31.28},{"year":2015,"total":721.91,"principal":446.89,"interest":46.92,"penalty":31.28},{"year":2016,"total":599.11,"principal":466.83,"interest":7,"penalty":4.67}],"taxNet":2090.39,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":29000,"taxable":29000,"land":2604,"improvement":26396,"taxableLand":2604,"taxableImprovement":26396,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":29000,"taxable":29000,"land":11774,"improvement":17226,"taxableLand":11774,"taxableImprovement":17226,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":29000,"taxable":29000,"land":11774,"improvement":17226,"taxableLand":11774,"taxableImprovement":17226,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":12100,"taxable":12100,"land":4913,"improvement":7187,"taxableLand":4913,"taxableImprovement":7187,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":9200,"taxable":9200,"land":3736,"improvement":5464,"taxableLand":3736,"taxableImprovement":5464,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":9200,"taxable":9200,"land":3736,"improvement":5464,"taxableLand":3736,"taxableImprovement":5464,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":9200,"taxable":9200,"land":3736,"improvement":5464,"taxableLand":3736,"taxableImprovement":5464,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":22900,"taxable":22900,"land":4580,"improvement":18320,"taxableLand":4580,"taxableImprovement":18320,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":22900,"taxable":22900,"land":4580,"improvement":18320,"taxableLand":4580,"taxableImprovement":18320,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":36900,"taxable":36900,"land":7380,"improvement":29520,"taxableLand":7380,"taxableImprovement":29520,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":36900,"taxable":36900,"land":7380,"improvement":29520,"taxableLand":7380,"taxableImprovement":29520,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":101700,"taxable":101700,"land":20340,"improvement":81360,"taxableLand":20340,"taxableImprovement":81360,"exemptLand":0,"exemptImprovement":0}],"taxNow":517,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"986840","date":"2019-09-26","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"EXPIRED","completedDate":null,"scope":"MAKE SAFE PERMIT - FOR (REPAIR ROOF AND FLOOR STRUCTURE AT REAR OF BUILDING, AS PER ENGINEER’S REPORT/PLANS) TO RESOLVE CASE #657873. IN ACCORDANCE WITH CODE BULLETIN PM1801, A PA PROFESSIONAL ENGINEER IS REQUIRED TO MONITOR REPAIRS MADE UNDER THIS PERMIT. THE ENGINEER MUST SUBMIT A SEALED STATEMENT TO THE DEPARTMENT CONFIRMING THAT THE STRUCTURE IS IN SOUND CONDITION AT COMPLETION. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6’ IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE #657873."},{"number":"RP-2024-000641","date":"2024-02-23","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":null,"scope":"RENOVATION OF SINGLE-FAMILY DWELLING"},{"number":"EP-2024-004905","date":"2024-06-05","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Expired","completedDate":"2025-02-22","scope":"Total rewire 100 AMP service. Install outlets, switches and light fixtures. Install smoke and carbon monoxide detectors."},{"number":"PP-2024-007623","date":"2024-06-05","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2024-12-06","scope":"Replace 2 toilets,2 sinks, 1 shower/tub, 1 kitchen sink and 1 laundry sink"},{"number":"MP-2024-005389","date":"2024-12-09","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Issued","completedDate":null,"scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans."},{"number":"PP-2024-016231","date":"2024-12-09","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-03-22","scope":"Replace 2 toilets, 2sinks, 1 shower/tub, 1 kitchen sink and 1 laundry sink. 7 FIXTURES"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2018,"k":"viol","w":"6 L&I violations incl EXTERIOR STRUCT UNSAFE COND 9"},{"y":2019,"k":"permit","w":"Major alteration"},{"y":2020,"k":"insp","w":"Inspection failed"},{"y":2021,"k":"insp","w":"Inspection failed"},{"y":2022,"k":"viol","w":"5 L&I violations"},{"y":2022,"k":"insp","w":"L&I: 3 failed, 1 passed"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Alterations"},{"y":2024,"k":"insp","w":"Inspection passed"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-29","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2021, 2022"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["5 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 176% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $36,900 to $101,700","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"5 permits not marked completed: 986840 (EXPIRED), RP-2024-000641 (Issued), EP-2024-004905 (Expired), PP-2024-007623 (Expired), MP-2024-005389 (Issued). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 20 historical violations across 6 cases.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"14 failed, 2 passed, and 5 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on May 14, 2024.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}