{"asOf":"2026-07-26T15:50:36.271Z","block":"0-99 N ST BERNARD ST","blockUrl":"https://philadelphia.blockreport.homes/block/0-99-n-st-bernard-st","address":"39 N SAINT BERNARD ST","parcelNumber":"441052800","source":"https://property.phila.gov/?p=441052800","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"32","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"TWIN CONVENTIONAL","useLabel":"House","owner":"PEARLMAN ILENE","coOwner":null,"marketValue":163700,"landAssessment":32740,"improvementAssessment":130960,"livableArea":1748,"yearBuilt":1925,"lastSale":{"price":116500,"date":"2019-02-28T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96036489279672,"lng":-75.2196126082336,"geom":{"type":"Polygon","coordinates":[[[-75.219534249,39.960393375],[-75.219522849,39.960316991],[-75.219704064,39.960340073],[-75.219689345,39.960412996],[-75.219534249,39.960393375]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19139","beds":4,"baths":1,"stories":1,"lotArea":1701,"zoning":"RSA5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"2912 RISING SUN AVE, ARDMORE PA, 19003","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":79500,"taxable":49500,"land":7825,"improvement":71675,"taxableLand":7825,"taxableImprovement":41675,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":79500,"taxable":49500,"land":11925,"improvement":67575,"taxableLand":11925,"taxableImprovement":37575,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":79500,"taxable":49500,"land":11925,"improvement":67575,"taxableLand":11925,"taxableImprovement":37575,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":73400,"taxable":33400,"land":11000,"improvement":62400,"taxableLand":11000,"taxableImprovement":22400,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":76200,"taxable":31200,"land":11420,"improvement":64780,"taxableLand":11420,"taxableImprovement":19780,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":76200,"taxable":31200,"land":11420,"improvement":64780,"taxableLand":11420,"taxableImprovement":19780,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":76200,"taxable":31200,"land":11420,"improvement":64780,"taxableLand":11420,"taxableImprovement":19780,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":107000,"taxable":27000,"land":21400,"improvement":85600,"taxableLand":21400,"taxableImprovement":5600,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":107000,"taxable":27000,"land":21400,"improvement":85600,"taxableLand":21400,"taxableImprovement":5600,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":143600,"taxable":43600,"land":28720,"improvement":114880,"taxableLand":28720,"taxableImprovement":14880,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":143600,"taxable":43600,"land":28720,"improvement":114880,"taxableLand":28720,"taxableImprovement":14880,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":163700,"taxable":63700,"land":32740,"improvement":130960,"taxableLand":32740,"taxableImprovement":30960,"exemptLand":0,"exemptImprovement":100000}],"taxNow":610,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"310248","date":"2010-11-05","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2010-11-16","scope":"CURB TRAP,FRESH IAR INLET"},{"number":"956427","date":"2019-03-12","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2022-06-21","scope":"EZ PERMIT STANDARDS ALTERATIONS- For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans.(SEPARATE PERMITS ARE REQUIRED)"},{"number":"961819","date":"2019-03-28","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"Partial rewire of house with 100 amp service per 2008 NEC."},{"number":"964037","date":"2019-04-04","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2022-10-20","scope":"BASEMENT: INSTALL 1-WC, 1-LAUNDRY TUB. 1ST FLOOR: INSTALL 1-KITCHEN SINK. 2ND FLOOR: INSTALL 2-WC'S, 2-LAV,S, 2-BATH TUBS."},{"number":"1009702","date":"2019-09-11","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Expired","completedDate":"2022-10-21","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES-INSTALL DUCTLESS LOW TEMPERATURE SYSTEM 5 WALL MOUNTED UNITS 1 CONCEALED UNIT AND 2 CONDENSING UNITS EXTERIOR REAR. ALL WORK TO BE PERFORMED BY A PENNSYLVANIA STATE LICENSED CONTRACTOR. For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans."},{"number":"1016606","date":"2019-10-07","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-11-25","scope":"EZ PERMIT RE-ROOFING- FOR THE INSTALLATION OF NEW ROOF COVERINGS ON EXITING ROOFS AS PER ATTACHED STANDARD. DEVIATIONS FROM THESE STANDARDS REQUIRE SUBMISSION OF CONSTRUCTION AND SITE PLANS."},{"number":"1010432","date":"2019-10-28","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-02-25","scope":"INSTALL ROOFROP RAILLESS SOLAR PANEL PV SYSTEM PANELS WILL NOT EXCEED HEIGHT OF ROOF 6.615 KW SYSTEM 21 MODULES. AS PER 2014 NEC."},{"number":"1055679","date":"2020-03-06","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2020-03-09","scope":"REPLACE HOUSE DRAIN,HOUSE TRAP,FAI AND AREA DRAIN-PA1#20200642591-\"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2010,"k":"permit","w":"Plumbing"},{"y":2019,"k":"sale","p":116500},{"y":2019,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"Alterations"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"Alteration"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"Plumbing"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"4 permits not marked completed: 956427 (Expired), 961819 (Issued), 964037 (Expired), 1009702 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}