{"asOf":"2026-07-28T03:27:35.441Z","block":"600-699 N CREIGHTON ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-n-creighton-st","address":"631 N CREIGHTON ST","parcelNumber":"442265700","source":"https://property.phila.gov/?p=442265700","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"MIDDLETON WILLIAM CURTIS","coOwner":null,"marketValue":105000,"landAssessment":21000,"improvementAssessment":84000,"livableArea":1080,"yearBuilt":1925,"lastSale":{"price":3,"date":"2013-07-19T04:00:00Z"},"openViolations":7,"violations":[{"number":"4164648","date":"2008-02-01","code":"PM-307.1/19","title":"VACANT BLDG UNSEC/UNSAFE 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ROOF DRAINAGE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-021075","date":"2024-04-01","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076097","date":"2024-09-06","code":"PM15-110.1","title":"ID STRUCTURE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076098","date":"2024-09-06","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076099","date":"2024-09-06","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076100","date":"2024-09-06","code":"A-301.1/38","title":"STRUCTURAL REPAIR","status":"OPEN","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"145471","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2008-02-01","completedDate":"2017-04-21","violations":[{"number":"4164648","date":"2008-02-01","code":"PM-307.1/19","title":"VACANT BLDG UNSEC/UNSAFE CSU","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"4164647","date":"2008-02-01","code":"PM-307.1/12","title":"WALL PARTIALLY COLLAPSED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"4164649","date":"2009-04-20","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]},{"number":"579857","type":"NOTICE OF VIOLATION","priority":"UNSAFE","responsibility":"CSU INVESTIGATOR","status":"COMPLIED, BALANCE DUE","createdDate":"2017-04-21","completedDate":null,"violations":[{"number":"211937070","date":"2017-04-20","code":"PM15-304.1G","title":"EXTERIOR STRUCT UNSAFE COND 7","status":"CLOSED","resolutionDate":"2024-09-06","resolution":"CLOSED - STOP PROCESSING"},{"number":"211937024","date":"2017-04-20","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"CLOSED","resolutionDate":"2024-09-06","resolution":"CLOSED - STOP PROCESSING"}]},{"number":"CF-2024-025852","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"PROPERTY MAINTENANCE INVESTIGATOR","status":"IN VIOLATION","createdDate":"2024-04-02","completedDate":null,"violations":[{"number":"VI-2024-021074","date":"2024-04-01","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-021076","date":"2024-04-01","code":"PM15-304.7","title":"EXTERIOR STRUCTURE ROOF DRAINAGE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-021075","date":"2024-04-01","code":"PM15-301","title":"VACANT STRUCTURE & LAND","status":"OPEN","resolutionDate":null,"resolution":null}]},{"number":"CF-2024-098836","type":"NOTICE OF VIOLATION","priority":"IMMINENTLY DANGEROUS","responsibility":"CSU INVESTIGATOR","status":"IN VIOLATION","createdDate":"2024-09-06","completedDate":null,"violations":[{"number":"VI-2024-076097","date":"2024-09-06","code":"PM15-110.1","title":"ID STRUCTURE","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076098","date":"2024-09-06","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076099","date":"2024-09-06","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2024-076100","date":"2024-09-06","code":"A-301.1/38","title":"STRUCTURAL REPAIR","status":"OPEN","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2008,"n":2,"worst":"VACANT BLDG UNSEC/UNSAFE CSU"},{"y":2009,"n":1,"worst":null},{"y":2017,"n":2,"worst":"EXTERIOR STRUCT UNSAFE COND 7"},{"y":2024,"n":7,"worst":null}],"investigations":[{"caseNumber":"145471","date":"2008-02-01","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"145471","date":"2009-04-20","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"145471","date":"2010-03-02","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"145471","date":"2011-01-20","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"145471","date":"2011-01-31","type":"CSUINITIAL","status":"CLOSED"},{"caseNumber":"145471","date":"2015-06-06","type":"PRECOURT","status":"FAILED"},{"caseNumber":"145471","date":"2015-07-02","type":"PRECOURT","status":"FAILED"},{"caseNumber":"145471","date":"2015-09-02","type":"PRECOURT","status":"FAILED"},{"caseNumber":"145471","date":"2016-03-05","type":"PRECOURT","status":"FAILED"},{"caseNumber":"145471","date":"2016-12-06","type":"PRECOURT","status":"FAILED"},{"caseNumber":"145471","date":"2017-04-20","type":"PRECOURT","status":"NONE"},{"caseNumber":"579857","date":"2017-04-20","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"579857","date":"2017-10-17","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"579857","date":"2018-07-31","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"579857","date":"2019-01-28","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"579857","date":"2019-07-12","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"579857","date":"2020-01-17","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"579857","date":"2020-07-20","type":null,"status":"FAILED"},{"caseNumber":"579857","date":"2021-01-21","type":null,"status":"FAILED"},{"caseNumber":"579857","date":"2022-01-06","type":null,"status":"FAILED"},{"caseNumber":"579857","date":"2022-12-15","type":null,"status":"FAILED"},{"caseNumber":"CF-2024-025852","date":"2024-04-02","type":null,"status":"FAILED"},{"caseNumber":"CF-2024-098836","date":"2024-09-06","type":null,"status":"FAILED"},{"caseNumber":"579857","date":"2024-09-06","type":null,"status":"PASSED"},{"caseNumber":"CF-2024-098836","date":"2024-12-18","type":null,"status":"FAILED"},{"caseNumber":"CF-2024-025852","date":"2025-01-03","type":null,"status":"FAILED"},{"caseNumber":"CF-2024-098836","date":"2025-06-10","type":null,"status":"FAILED"},{"caseNumber":"CF-2024-098836","date":"2025-10-08","type":null,"status":"FAILED"},{"caseNumber":"CF-2024-098836","date":"2025-10-30","type":null,"status":"FAILED"}],"inspYears":[{"y":2008,"fails":1,"passes":0},{"y":2009,"fails":1,"passes":0},{"y":2010,"fails":1,"passes":0},{"y":2011,"fails":1,"passes":0},{"y":2015,"fails":3,"passes":0},{"y":2016,"fails":2,"passes":0},{"y":2017,"fails":2,"passes":0},{"y":2018,"fails":1,"passes":0},{"y":2019,"fails":2,"passes":0},{"y":2020,"fails":2,"passes":0},{"y":2021,"fails":1,"passes":0},{"y":2022,"fails":2,"passes":0},{"y":2024,"fails":3,"passes":1},{"y":2025,"fails":4,"passes":0}],"taxOwed":4869.67,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":4869.67,"principalDue":0,"penaltyDue":217.43,"interestDue":4100.5,"otherChargesDue":551.74,"yearsOwed":13,"oldestYearOwed":1994,"mostRecentYearOwed":2013,"mostRecentPaymentDate":"2022-02-08","assessmentYear":2022,"totalAssessment":47000,"taxableAssessment":47000,"exemptAbatementAssessment":0,"homesteadValue":629.91,"netTaxAfterHomestead":28,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":true,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.97025437138478,"lng":-75.22486269566042,"geom":{"type":"Polygon","coordinates":[[[-75.224736162,39.970293354],[-75.22471548,39.970256598],[-75.224994821,39.970214819],[-75.225004523,39.970253217],[-75.224736162,39.970293354]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19131","beds":3,"baths":1,"stories":2,"lotArea":1136,"zoning":"RSA5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"5","intCond":"4","garage":null,"homestead":true,"mail":"631 N CREIGHTON ST, PHILADELPHIA PA, 19131","mailOut":false,"appeals":[{"type":"BBS Unsafe","grounds":"See attached.","status":"Closed","outcome":"Complete","date":"2024-11-21","number":"HA-2024-003822","relatedPermit":null}],"taxYears":[{"year":1994,"total":341.15,"principal":0,"interest":284.42,"penalty":12.47},{"year":1996,"total":446.62,"principal":0,"interest":382.01,"penalty":16.39},{"year":1997,"total":438.14,"principal":0,"interest":376.95,"penalty":16.39},{"year":1998,"total":427.1,"principal":0,"interest":366.53,"penalty":16.39},{"year":1999,"total":433.63,"principal":16.6,"interest":356.09,"penalty":16.39},{"year":2000,"total":647.94,"principal":234.16,"interest":340.71,"penalty":16.39},{"year":2001,"total":625.59,"principal":234.16,"interest":319.63,"penalty":16.39},{"year":2002,"total":603.26,"principal":234.16,"interest":298.56,"penalty":16.39},{"year":2003,"total":580.91,"principal":234.16,"interest":277.48,"penalty":16.39},{"year":2004,"total":558.58,"principal":234.16,"interest":256.41,"penalty":16.39},{"year":2005,"total":414.73,"principal":159.16,"interest":191.46,"penalty":16.39},{"year":2012,"total":462.47,"principal":288.09,"interest":108.03,"penalty":20.17},{"year":2013,"total":449.86,"principal":298.45,"interest":85.06,"penalty":20.89}],"taxNet":6429.98,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":25300,"taxable":0,"land":4885,"improvement":20415,"taxableLand":0,"taxableImprovement":0,"exemptLand":4885,"exemptImprovement":20415},{"y":2017,"v":25300,"taxable":0,"land":4174,"improvement":21126,"taxableLand":0,"taxableImprovement":0,"exemptLand":4174,"exemptImprovement":21126},{"y":2018,"v":25300,"taxable":0,"land":4174,"improvement":21126,"taxableLand":0,"taxableImprovement":0,"exemptLand":4174,"exemptImprovement":21126},{"y":2019,"v":27300,"taxable":0,"land":4504,"improvement":22796,"taxableLand":0,"taxableImprovement":0,"exemptLand":4504,"exemptImprovement":22796},{"y":2020,"v":47000,"taxable":2000,"land":6951,"improvement":40049,"taxableLand":2000,"taxableImprovement":0,"exemptLand":4951,"exemptImprovement":40049},{"y":2021,"v":47000,"taxable":2000,"land":6951,"improvement":40049,"taxableLand":2000,"taxableImprovement":0,"exemptLand":4951,"exemptImprovement":40049},{"y":2022,"v":47000,"taxable":2000,"land":6951,"improvement":40049,"taxableLand":2000,"taxableImprovement":0,"exemptLand":4951,"exemptImprovement":40049},{"y":2023,"v":59400,"taxable":0,"land":11800,"improvement":47600,"taxableLand":0,"taxableImprovement":0,"exemptLand":11800,"exemptImprovement":47600},{"y":2024,"v":59400,"taxable":0,"land":11800,"improvement":47600,"taxableLand":0,"taxableImprovement":0,"exemptLand":11800,"exemptImprovement":47600},{"y":2025,"v":97700,"taxable":0,"land":19540,"improvement":78160,"taxableLand":0,"taxableImprovement":0,"exemptLand":19540,"exemptImprovement":78160},{"y":2026,"v":97700,"taxable":0,"land":19540,"improvement":78160,"taxableLand":0,"taxableImprovement":0,"exemptLand":19540,"exemptImprovement":78160},{"y":2027,"v":105000,"taxable":5000,"land":21000,"improvement":84000,"taxableLand":5000,"taxableImprovement":0,"exemptLand":16000,"exemptImprovement":84000}],"taxNow":0,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"DP-2024-001506","date":"2024-12-17","work":"City Demolition","type":"Demolition","description":"Demolition Permit","status":"Cancelled","completedDate":"2025-03-03","scope":"Sub Demolition Permit for CF-2024-098836. For the complete demolition of a sfd as part of the City of Philadelphia Demolition Program. Addl' specs: No sidewalk. (2) stucco c/w 629, 633 N. Creighton. Repair shared wall c/w 629 N. Creighton. Remove all trees. Erosion control mat with topsoil and seed. 4' high corral fence."},{"number":"PP-2024-017139","date":"2024-12-17","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Cancelled","completedDate":"2025-03-03","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"RP-2025-001326","date":"2025-02-25","work":"Make Safe Permit For RP","type":"Residential Building","description":"Residential Building Permit","status":"Issued","completedDate":"2025-10-08","scope":"**MAKE SAFE PERMIT** FOR REPLACEMENT OF SIDE AND REAR WALLS, JOISTS TO COMPLY WITH VIOLATION CASE #CF-2024-098836. NOT TO EXCEED SCOPE OF WORK NOTED IN ENGINEER'S REPORT AND SHOWN ON APPROVED PLANS. SEPARATE PERMITS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON THE VIOLATIONS. IN ACCORDANCE WITH CODE BULLETIN PM-1801, A PA PROFESSIONAL ENGINEER IS REQUIRED TO MONITOR REPAIRS MADE UNDER THIS PERMIT. THE ENGINEER MUST SUBMIT A SEALED STATEMENT TO THE DEPARTMENT CONFIRMING THAT THE STRUCTURE IS IN SOUND CONDITION AT COMPLETION."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2009,"k":"viol","w":"L&I violation"},{"y":2017,"k":"viol","w":"2 L&I violations incl EXTERIOR STRUCT UNSAFE COND 7"},{"y":2021,"k":"insp","w":"Inspection failed"},{"y":2022,"k":"insp","w":"Inspection failed ×2"},{"y":2024,"k":"viol","w":"7 L&I violations"},{"y":2024,"k":"insp","w":"L&I: 3 failed, 1 passed"},{"y":2024,"k":"appeal","w":"Appeal complete"},{"y":2024,"k":"permit","w":"City Demolition"},{"y":2024,"k":"permit","w":"Alterations"},{"y":2025,"k":"permit","w":"Make Safe Permit For RP"},{"y":2025,"k":"demo"},{"y":2025,"k":"insp","w":"Inspection failed ×4"}],"rented":false,"licenses":[{"number":"515593","type":"Rental","status":"Inactive","businessName":"ELLIOT KOPEL","legalName":"ELLIOT KOPEL","address":"631 N CREIGHTON ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2010-09-27","latestIssueDate":"2010-09-27","expirationDate":"2011-09-27","inactiveDate":"2012-08-31"}],"licenseActivity":[{"number":"515593","type":"Rental","businessName":"ELLIOT KOPEL","legalName":"ELLIOT KOPEL","issuedDate":"2010-09-27","latestIssueDate":"2010-09-27","closureDate":"2012-08-31","expirationDate":"2011-09-27","inactiveDate":"2012-08-31","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-27","signals":[{"kind":"record-pressure","level":"strong","title":"Records to verify together","summary":"Several independent, separately dated records stack up here and deserve prompt verification.","evidence":["7 open L&I violations","$4,870 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2021, 2022, 2024, 2025"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["3 permit events since 2023","1 zoning/board appeal since 2023","demolition activity since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"3 permits not marked completed: DP-2024-001506 (Cancelled), PP-2024-017139 (Cancelled), RP-2025-001326 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"attention","title":"7 open L&I violations","finding":"12 violation rows are retained in the City ledger.","why":"Open notices can accrue fees, block permits or license renewal, and move to court or collection. Standard initial notices generally have a 30-day appeal window; unsafe or imminently-dangerous notices have a much shorter window.","action":"Read the notice—not only the summary status—and confirm reinspection, fees, and appeal posture with L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$4,869.67 was recorded in the City’s 2022-06 delinquency snapshot for 1994–2013.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"26 failed, 1 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was FAILED on Oct 30, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}