{"asOf":"2026-07-20T09:21:39.356Z","block":"3500-3599 RUTH ST","blockUrl":"https://philadelphia.blockreport.homes/block/3500-3599-ruth-st","address":"3564 RUTH ST","parcelNumber":"452398000","source":"https://property.phila.gov/?p=452398000","ownerType":"investor","kind":"house","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"V10","buildingCodeNew":null,"buildingClass":"PRIV GAR 1 STY MASONRY","buildingClassNew":null,"useLabel":"House","owner":"LAVA FUNDING LLC","coOwner":null,"marketValue":92400,"landAssessment":18480,"improvementAssessment":73920,"livableArea":1380,"yearBuilt":1925,"lastSale":{"price":1,"date":"2024-06-11T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.0010119950176,"lng":-75.10434181612764,"geom":{"type":"Polygon","coordinates":[[[-75.10435132,40.001069364],[-75.104262489,40.000975207],[-75.104321672,40.000943171],[-75.104421177,40.001049068],[-75.104362028,40.001080719],[-75.10435132,40.001069364]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19134","beds":null,"baths":null,"stories":2,"lotArea":1060,"zoning":"CMX3","grade":null,"basement":"1","heater":"H","centralAir":false,"extCond":"4","intCond":"4","garage":1,"homestead":false,"mail":"2209 N AMERICAN ST, PHILADELPHIA PA, 19133","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":92400,"taxable":92400,"land":18480,"improvement":73920,"taxableLand":18480,"taxableImprovement":73920,"exemptLand":0,"exemptImprovement":0}],"taxNow":1293,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"GM-2024-003064","date":"2024-04-16","work":"Exterior Window and Door Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2024-10-16","scope":"EZ Windows and Doors Permit- For replacement of exterior windows and doors without submitting plans by meeting the Conditions and Design Limitations below. Any deviations from this permit standard will result in permit revocation. Replacement of 4 exterior doors and 9 windows"},{"number":"GM-2024-004087","date":"2024-05-07","work":"Wall Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2025-10-22","scope":"EZ EXTERIOR WALL COVERINGS- For the Applications of Exterior Wall Coverings as per attached standards. Deviations from these standards require submission of construction and site plans. Separate Streets Department permit required for sidewalk and street closure. Install new cement stucco finish to front exterior wall (approx. 1200 SF) per E-Z Standard."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2022,"k":"sale","p":105000},{"y":2024,"k":"permit","w":"Exterior Window and Door Replacement"},{"y":2024,"k":"permit","w":"Wall Covering Replacement"}],"rented":true,"licenses":[{"number":"0997223","type":"Rental","status":"Active","businessName":"3564 Ruth St LLC","legalName":"3564 Ruth St LLC","address":"3564 RUTH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2026-01-12","latestIssueDate":"2026-01-12","expirationDate":"2027-01-11","inactiveDate":null}],"licenseActivity":[{"number":"0997223","type":"Rental","businessName":"3564 Ruth St LLC","legalName":"3564 Ruth St LLC","issuedDate":"2026-01-12","latestIssueDate":"2026-01-12","closureDate":null,"expirationDate":"2027-01-11","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-10","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 2 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2022","permit activity in 2024"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: GM-2024-004087 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1925 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}