{"asOf":"2026-07-25T14:44:53.085Z","block":"4500-4599 LOCUST ST","blockUrl":"https://philadelphia.blockreport.homes/block/4500-4599-locust-st","address":"4520 LOCUST ST","parcelNumber":"461008900","source":"https://property.phila.gov/?p=461008900","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"I60","buildingCodeNew":"36","buildingClass":"S/D W/GAR 3.5 STY MASONRY","buildingClassNew":"TWIN OLD STYLE","useLabel":"House","owner":"BRISMAN SHIRA","coOwner":"VERSHBOW GREGORY","marketValue":808400,"landAssessment":161680,"improvementAssessment":646720,"livableArea":2944,"yearBuilt":1925,"lastSale":{"price":565000,"date":"2018-04-16T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.95400727251506,"lng":-75.21294913754033,"geom":{"type":"Polygon","coordinates":[[[-75.213016497,39.953886454],[-75.212962259,39.954138589],[-75.21288206,39.954128482],[-75.212935566,39.953876314],[-75.213016497,39.953886454]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19139","beds":5,"baths":3,"stories":4,"lotArea":2232,"zoning":"RSA5","grade":"C","basement":"D","heater":"A","centralAir":true,"extCond":"4","intCond":"4","garage":1,"homestead":true,"mail":"4520 LOCUST ST, PHILADELPHIA PA, 19139","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":379400,"taxable":246600,"land":69983,"improvement":309417,"taxableLand":69983,"taxableImprovement":176617,"exemptLand":0,"exemptImprovement":132800},{"y":2017,"v":379400,"taxable":246600,"land":56910,"improvement":322490,"taxableLand":56910,"taxableImprovement":189690,"exemptLand":0,"exemptImprovement":132800},{"y":2018,"v":379400,"taxable":246600,"land":56910,"improvement":322490,"taxableLand":56910,"taxableImprovement":189690,"exemptLand":0,"exemptImprovement":132800},{"y":2019,"v":486200,"taxable":486200,"land":72930,"improvement":413270,"taxableLand":72930,"taxableImprovement":413270,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":683900,"taxable":683900,"land":102585,"improvement":581315,"taxableLand":102585,"taxableImprovement":581315,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":683900,"taxable":683900,"land":102585,"improvement":581315,"taxableLand":102585,"taxableImprovement":581315,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":683900,"taxable":683900,"land":102585,"improvement":581315,"taxableLand":102585,"taxableImprovement":581315,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":729500,"taxable":649500,"land":145900,"improvement":583600,"taxableLand":145900,"taxableImprovement":503600,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":729500,"taxable":649500,"land":145900,"improvement":583600,"taxableLand":145900,"taxableImprovement":503600,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":545700,"taxable":445700,"land":109140,"improvement":436560,"taxableLand":109140,"taxableImprovement":336560,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":545700,"taxable":445700,"land":109140,"improvement":436560,"taxableLand":109140,"taxableImprovement":336560,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":808400,"taxable":708400,"land":161680,"improvement":646720,"taxableLand":161680,"taxableImprovement":546720,"exemptLand":0,"exemptImprovement":100000}],"taxNow":6239,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"878089","date":"2018-05-21","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-01-11","scope":"RENOVATE 3 BATHROOMS/LAUNDRY, INSTALL DUCT SOFFITS AND INCIDENTAL WALL/ FLOOR REPAIR, 23 WINDOWS REPOINT EXTRIOR BRICK USING EZ ALTERATIONS PERMIT - FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS. WORK TO INCLUDE REPAIRS TO NON-LOAD BEARING PARTITION FRAMING, REPAIR GWB, TAPE AND FINISH THROUGHOUT, TRIM, INSULATION, KITCHEN, THREE BATHROOMS & LAUNDRY AREA ON 3RD FLOOR ALTERATIONS, REFINISH HARDWOOD FLOORING, WINDOW WITH NO CHANGE IN SIZE OR LOCATION, BRICK WINDOWS. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO STARTING WORK."},{"number":"879820","date":"2018-05-24","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2019-01-11","scope":"INSTALLATION OF (2) HVAC UNITS WITH A/C (INCLUDING DUCTWORK AND ALL ASSOCIATED ACCESSORIES). SFD"},{"number":"881589","date":"2018-06-12","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-01-15","scope":"INSTALL: 2- BATH EXHAUST FANS W/WALL SWITCH, 2- 30A CIRCUITS TO NEW A/C UNITS, 2- 20A CIRCUITS FOR NEW BLOWER UNITS. INSTALL 6- CEILING FANS WITH WALL SWITCHES IN BEDROOMS, RELOCATE WASHER & DRYER TO 3RED FLOOR... PER 2008 NEC FOR A ONE FAMILY BUILDING"},{"number":"893957","date":"2018-07-16","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-01-11","scope":"REPLACE EXISTING STAT & BATHS, NEW WATER & WASTE LINES FOR FIXTURES, 2 WATER CLOSETS, 2 LAVY SINKS, 1 SHOWER, 1 BATHTUB, 1 LAUNDRY TUB, 1 STAND PIPE & 1 HOT WATER HEATER - THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004 - THE INSTALLATION DOES NOT INCLUDE GARBAGE DISPOSAL OR DISHWASHER"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2018,"k":"sale","p":565000},{"y":2018,"k":"permit","w":"Alteration"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Plumbing"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 48% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $545,700 to $808,400","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}