{"asOf":"2026-07-26T15:11:58.363Z","block":"200-299 S 45TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/200-299-s-45th-st","address":"258 S 45TH ST","parcelNumber":"461146300","source":"https://property.phila.gov/?p=461146300","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O50","buildingCodeNew":"24","buildingClass":"ROW 3 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"CHRISTOPHER KARAN","coOwner":"LARAMEE RACHEL","marketValue":974300,"landAssessment":194860,"improvementAssessment":779440,"livableArea":2400,"yearBuilt":1915,"lastSale":{"price":870000,"date":"2024-05-21T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[{"caseNumber":"12090","date":"2003-07-08","type":"L_INITIAL","status":"CLOSED"}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.95342274549202,"lng":-75.21235577582101,"geom":{"type":"Polygon","coordinates":[[[-75.212182354,39.953422974],[-75.212191532,39.953379155],[-75.21252918,39.953422634],[-75.212520722,39.953466276],[-75.212182354,39.953422974]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":5,"baths":3,"stories":3,"lotArea":1552,"zoning":"RSA5","grade":"B-","basement":"A","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":true,"mail":"258 S 45TH ST, PHILADELPHIA PA, 19104","mailOut":false,"appeals":[],"taxYears":[{"year":2002,"total":969.52,"principal":14.11,"interest":823.98,"penalty":49.38},{"year":2003,"total":4339.13,"principal":1806.44,"interest":2140.63,"penalty":126.45},{"year":2004,"total":4213.68,"principal":1826.87,"interest":2000.42,"penalty":127.88},{"year":2005,"total":4276.22,"principal":1934.54,"interest":1944.21,"penalty":135.42},{"year":2006,"total":2533.27,"principal":1193.9,"interest":1092.41,"penalty":83.57},{"year":2007,"total":3735.61,"principal":1849.16,"interest":1525.56,"penalty":129.44},{"year":2008,"total":4390.99,"principal":2283.9,"interest":1678.67,"penalty":159.87},{"year":2009,"total":4173.1,"principal":2283.9,"interest":1473.12,"penalty":159.87},{"year":2010,"total":3555.05,"principal":2051.58,"interest":1138.63,"penalty":143.61},{"year":2011,"total":4105.19,"principal":2509.98,"interest":1167.14,"penalty":175.7},{"year":2012,"total":3934.19,"principal":2554.67,"interest":958,"penalty":178.83},{"year":2013,"total":3899.78,"principal":2700.4,"interest":769.61,"penalty":189.03},{"year":2014,"total":4741.14,"principal":3467.25,"interest":676.11,"penalty":242.71},{"year":2015,"total":4410.36,"principal":3467.25,"interest":364.06,"penalty":242.71},{"year":2016,"total":3723.07,"principal":3342.07,"interest":50.14,"penalty":33.42}],"taxNet":57000.3,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":4,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":255000,"taxable":225000,"land":45318,"improvement":209682,"taxableLand":45318,"taxableImprovement":179682,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":255000,"taxable":225000,"land":38250,"improvement":216750,"taxableLand":38250,"taxableImprovement":186750,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":255000,"taxable":225000,"land":38250,"improvement":216750,"taxableLand":38250,"taxableImprovement":186750,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":388100,"taxable":348100,"land":58215,"improvement":329885,"taxableLand":58215,"taxableImprovement":289885,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":403200,"taxable":403200,"land":60480,"improvement":342720,"taxableLand":60480,"taxableImprovement":342720,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":403200,"taxable":403200,"land":60480,"improvement":342720,"taxableLand":60480,"taxableImprovement":342720,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":403200,"taxable":403200,"land":60480,"improvement":342720,"taxableLand":60480,"taxableImprovement":342720,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":555200,"taxable":475200,"land":111040,"improvement":444160,"taxableLand":111040,"taxableImprovement":364160,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":555200,"taxable":475200,"land":111040,"improvement":444160,"taxableLand":111040,"taxableImprovement":364160,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":660200,"taxable":660200,"land":132040,"improvement":528160,"taxableLand":132040,"taxableImprovement":528160,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":660200,"taxable":660200,"land":132040,"improvement":528160,"taxableLand":132040,"taxableImprovement":528160,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":974300,"taxable":874300,"land":194860,"improvement":779440,"taxableLand":194860,"taxableImprovement":679440,"exemptLand":0,"exemptImprovement":100000}],"taxNow":9241,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"993509","date":"2019-07-16","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2020-05-04","scope":"sfd) interior alterations to include removal of non loading bearing walls on first floor, install new windows and doors in ex,istiong openings. nstall new framing drywall, floors, and paint, adding a powder room and bathroom, renovate existing bathrooms, install a new kitchen. clean up the exterior of the building with a new roof, exterior paint and wood work restoration, new fence and patio pavers at rear of house. applicant agrees to limit the construction to comply with ez permit standard for interior alterations, dated feb 2007. deviations from this standard will result in the revocation of this permit and imposition of further penalties. (sfd) structional alteration or repair is expressly prohibited under this permit. probitied structural work includes any modification to exterior walls, party walls, floor/roof framing or foundations: underpinning and excavations (i.e. digging in basement)."},{"number":"1034061","date":"2019-12-10","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2023-03-28","scope":"INSTALL STACK,WASTE AND WATER LINES TO 4-WATER CLOSETS,6-LAVS,2-SHOWERS,2-KITCHEN SINK,2-WASHER STANDPIPE AND 1-WATER HEATER.THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"1039582","date":"2020-01-07","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2020-05-28","scope":"RELOCATE EXISTING WIRING AND APPLIANCE CIRCUITS FOR INT RENO. REPLACE RECEPTACLES SWITCHES FIXTURES UPGRADE 200A SERVICE SMOKE DETECTORS AND SMOKE/CO2 DETECTORS AS PER 2014 NEC"},{"number":"1043077","date":"2020-01-21","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Expired","completedDate":"2021-08-19","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans."},{"number":"PP-2021-011509","date":"2021-06-29","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-09-23","scope":"Replace curb trap and fresh air inlet"},{"number":"GM-2022-009254","date":"2022-10-21","work":"Roof Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2022-11-08","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."}],"storyTag":"New construction","storyDelta":28,"timeline":[{"y":2019,"k":"sale","p":30000},{"y":2019,"k":"sale","p":280000},{"y":2019,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2019,"k":"permit","w":"Alterations"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"sale","p":790000},{"y":2021,"k":"permit","w":"Alterations"},{"y":2022,"k":"permit","w":"Roof Covering Replacement"},{"y":2024,"k":"sale","p":870000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 48% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $660,200 to $974,300","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: 1034061 (Expired), 1043077 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}