{"asOf":"2026-07-31T09:54:23.880Z","block":"900-999 FARRAGUT TER","blockUrl":"https://philadelphia.blockreport.homes/block/900-999-farragut-ter","address":"904 FARRAGUT TER","parcelNumber":"461190600","source":"https://property.phila.gov/?p=461190600","ownerType":"absentee","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"N50","buildingCodeNew":"36","buildingClass":"S/D CONV APT 3 STY MASON","buildingClassNew":"TWIN OLD STYLE","useLabel":"Apartment building","owner":"LAU JOHN","coOwner":"LAU CINDY","marketValue":1154000,"landAssessment":230800,"improvementAssessment":923200,"livableArea":3024,"yearBuilt":1925,"lastSale":{"price":230000,"date":"2018-08-27T04:00:00Z"},"openViolations":0,"violations":[{"number":"740020","date":"2007-11-15","code":"PM-302.4/8","title":"DRAINAGE-YARD DRAIN REPAIR","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2009-02-27","underAppeal":false,"noticeUrl":null},{"number":"1346094","date":"2009-05-27","code":"A.CNE.000","title":"COULD NOT ENTER","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2010-10-08","underAppeal":false,"noticeUrl":null},{"number":"2886178","date":"2013-01-29","code":"FC-901.6/4","title":"FA-MANUAL BOX DEFECTIVE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-08-09","underAppeal":false,"noticeUrl":null},{"number":"2886179","date":"2013-01-29","code":"FC-915.1/3","title":"ANNUAL CERT FIRE ALARM","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-08-09","underAppeal":false,"noticeUrl":null},{"number":"2886180","date":"2013-01-29","code":"PM-303.2/1","title":"INT A-TRASH REMOVE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-08-09","underAppeal":false,"noticeUrl":null},{"number":"4056596","date":"2016-06-25","code":"9-3902 (2)","title":"MULTI FAMILY (R2)","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-09-21","underAppeal":false,"noticeUrl":null},{"number":"4645398","date":"2016-11-12","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2018-09-10","underAppeal":false,"noticeUrl":null},{"number":"4645399","date":"2016-11-12","code":"PM15-304.1H","title":"EXTERIOR STRUCT UNSAFE COND 8","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2018-09-10","underAppeal":false,"noticeUrl":null}],"violationCases":[{"number":"135289","type":"STANDARD","priority":"STANDARD","responsibility":"BRU","status":"CLOSED","createdDate":"2007-11-19","completedDate":"2009-03-02","noticeUrl":null,"violations":[{"number":"740020","date":"2007-11-15","code":"PM-302.4/8","title":"DRAINAGE-YARD DRAIN REPAIR","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2009-02-27","underAppeal":false,"noticeUrl":null}]},{"number":"201111","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2009-06-01","completedDate":"2010-10-08","noticeUrl":null,"violations":[{"number":"1346094","date":"2009-05-27","code":"A.CNE.000","title":"COULD NOT ENTER","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2010-10-08","underAppeal":false,"noticeUrl":null}]},{"number":"367541","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2013-01-30","completedDate":"2016-07-20","noticeUrl":null,"violations":[{"number":"2886178","date":"2013-01-29","code":"FC-901.6/4","title":"FA-MANUAL BOX DEFECTIVE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-08-09","underAppeal":false,"noticeUrl":null},{"number":"2886179","date":"2013-01-29","code":"FC-915.1/3","title":"ANNUAL CERT FIRE ALARM","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-08-09","underAppeal":false,"noticeUrl":null},{"number":"2886180","date":"2013-01-29","code":"PM-303.2/1","title":"INT A-TRASH REMOVE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-08-09","underAppeal":false,"noticeUrl":null}]},{"number":"541471","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2016-06-25","completedDate":"2016-09-22","noticeUrl":null,"violations":[{"number":"4056596","date":"2016-06-25","code":"9-3902 (2)","title":"MULTI FAMILY (R2)","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2016-09-21","underAppeal":false,"noticeUrl":null}]},{"number":"563347","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2016-11-12","completedDate":"2018-09-11","noticeUrl":null,"violations":[{"number":"4645398","date":"2016-11-12","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2018-09-10","underAppeal":false,"noticeUrl":null},{"number":"4645399","date":"2016-11-12","code":"PM15-304.1H","title":"EXTERIOR STRUCT UNSAFE COND 8","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2018-09-10","underAppeal":false,"noticeUrl":null}]}],"violYears":[{"y":2007,"n":1,"worst":null},{"y":2009,"n":1,"worst":null},{"y":2013,"n":3,"worst":null},{"y":2016,"n":3,"worst":"UNSAFE STRUCTURE"}],"investigations":[{"caseNumber":"135289","date":"2007-11-15","type":"BRU INSP","status":"FAILED"},{"caseNumber":"135289","date":"2009-02-27","type":"BRU INSP","status":"PASSED"},{"caseNumber":"201111","date":"2009-05-27","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"201111","date":"2010-10-08","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"367541","date":"2013-01-29","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"367541","date":"2013-03-06","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"367541","date":"2013-05-28","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"367541","date":"2013-08-01","type":"PRECOURT","status":"FAILED"},{"caseNumber":"367541","date":"2013-08-09","type":"PRECOURT","status":"CLOSED"},{"caseNumber":"396672","date":"2014-01-24","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"541471","date":"2016-06-25","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"541471","date":"2016-08-18","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"541471","date":"2016-09-21","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"563347","date":"2016-11-11","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"563347","date":"2017-05-11","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"563347","date":"2018-04-18","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"563347","date":"2018-09-10","type":"CSUINITIAL","status":"PASSED"}],"inspYears":[{"y":2007,"fails":1,"passes":0},{"y":2009,"fails":1,"passes":1},{"y":2010,"fails":0,"passes":1},{"y":2013,"fails":3,"passes":0},{"y":2016,"fails":3,"passes":1},{"y":2017,"fails":1,"passes":0},{"y":2018,"fails":1,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.948456701326585,"lng":-75.21602271223986,"geom":{"type":"Polygon","coordinates":[[[-75.215890345,39.948509648],[-75.216100435,39.94835793],[-75.216154415,39.948405498],[-75.215943749,39.948555221],[-75.215890345,39.948509648]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19143","beds":6,"baths":4,"stories":3,"lotArea":1760,"zoning":"RSA3","grade":"C+","basement":"D","heater":"A","centralAir":true,"extCond":"3","intCond":"2","garage":null,"homestead":false,"mail":"4620 BALTIMORE AVE, PHILADELPHIA PA, 19143","mailOut":false,"appeals":[],"taxYears":[{"year":2016,"total":3565.45,"principal":3197,"interest":47.96,"penalty":31.97}],"taxNet":3565.45,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":198600,"taxable":198600,"land":45682,"improvement":152918,"taxableLand":45682,"taxableImprovement":152918,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":198600,"taxable":198600,"land":32769,"improvement":165831,"taxableLand":32769,"taxableImprovement":165831,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":198600,"taxable":198600,"land":32769,"improvement":165831,"taxableLand":32769,"taxableImprovement":165831,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":194900,"taxable":194900,"land":32158,"improvement":162742,"taxableLand":32158,"taxableImprovement":162742,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":202500,"taxable":202500,"land":33412,"improvement":169088,"taxableLand":33412,"taxableImprovement":169088,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":202500,"taxable":202500,"land":33412,"improvement":169088,"taxableLand":33412,"taxableImprovement":169088,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":728800,"taxable":230000,"land":109320,"improvement":619480,"taxableLand":109320,"taxableImprovement":120680,"exemptLand":0,"exemptImprovement":498800},{"y":2023,"v":728800,"taxable":259341,"land":145760,"improvement":583040,"taxableLand":145760,"taxableImprovement":113581,"exemptLand":0,"exemptImprovement":469459},{"y":2024,"v":728800,"taxable":259341,"land":145760,"improvement":583040,"taxableLand":145760,"taxableImprovement":113581,"exemptLand":0,"exemptImprovement":469459},{"y":2025,"v":1203800,"taxable":428369,"land":240760,"improvement":963040,"taxableLand":240760,"taxableImprovement":187609,"exemptLand":0,"exemptImprovement":775431},{"y":2026,"v":1203800,"taxable":428369,"land":240760,"improvement":963040,"taxableLand":240760,"taxableImprovement":187609,"exemptLand":0,"exemptImprovement":775431},{"y":2027,"v":1154000,"taxable":410648,"land":230800,"improvement":923200,"taxableLand":230800,"taxableImprovement":179848,"exemptLand":0,"exemptImprovement":743352}],"taxNow":5996,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"907922","date":"2018-09-05","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-09-11","scope":"MAKE SAFE PERMIT - FOR REPLACEMENT OF MISSING FRONT PORCH POST WITH LIKE IN KIND MATERIAL TO RESOLVE CASE #563347. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6’ IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE #563347."},{"number":"911722","date":"2018-10-02","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-05-23","scope":"FOR INTERIOR ALTERATIONS TO EXISTING FOUR (4) FAMILY DWELLING, TO INCLUDE NEW RATED PARTITIONS AND INTERIOR FINISHES, AS PER APPROVED PLANS. **NO CHANGE IN OCCPUANCY CLASSIFICATION**"},{"number":"924133","date":"2018-11-01","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2020-01-22","scope":"PLUMBING BEING DONE UNDER BP_911722 5 COMPLETE BATHROOMS 4 KITCHENS AND 1 LAUNDRY INSTALL (5) WATER CLOSET, (5) LAVATORY (5) BATHTUB, (4) KITCHEN SINK (4) GARBAGE DISPOSAL (1) WASH DRYER 20 FIXTURES"},{"number":"924974","date":"2018-12-07","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-05-21","scope":"INSTALL NEW FIRE ALARM SYSTEM WITH EXIT AND EMERGENCY LIGHTS INSTALL 400AMP SINGLE PHASE 240V SERVICE 5 GANG METER SOCKET AND 1-100AMP 4-150AMP PANEL AND REWIRE 4 FAMILY DWELLING WITH LIGHTS SWITCHES RECEPTACLES"},{"number":"934442","date":"2018-12-18","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2020-01-22","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- FOR THE INSTALLATION OF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS. APPLICANT AGREES THAT ALL UNITS AND DUCT WORK TO BE SELF-CONTAINED IN INDIVIDUAL DWELLING UNITS AND THERE WILL BE NO PENETRATIONS THROUGH RATED ASSEMBLIES."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2013,"k":"viol","w":"3 L&I violations"},{"y":2013,"k":"insp","w":"Inspection failed ×3"},{"y":2016,"k":"viol","w":"3 L&I violations incl UNSAFE STRUCTURE"},{"y":2016,"k":"insp","w":"L&I: 3 failed, 1 passed"},{"y":2017,"k":"insp","w":"Inspection failed"},{"y":2018,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2018,"k":"sale","p":230000},{"y":2018,"k":"permit","w":"Major alteration"},{"y":2018,"k":"permit","w":"Major alteration"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Mechanical"}],"rented":false,"licenses":[{"number":"330967","type":"Rental","status":"Inactive","businessName":"JOHN C JR ECHOLS (ANNE STATHIS AGT)","legalName":"JOHN C JR ECHOLS","address":"904 FARRAGUT TER","revenueCode":"3202","rentalCategory":null,"units":4,"issuedDate":"2006-06-07","latestIssueDate":"2016-08-19","expirationDate":"2017-02-28","inactiveDate":"2017-04-29"},{"number":"813121","type":"Rental","status":"Inactive","businessName":"JOHN C LAU","legalName":"JOHN C LAU ","address":"904 FARRAGUT TER","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":4,"issuedDate":"2019-05-21","latestIssueDate":"2024-12-06","expirationDate":"2025-05-20","inactiveDate":"2025-07-19"}],"licenseActivity":[{"number":"813121","type":"Rental","businessName":"JOHN C LAU","legalName":"JOHN C LAU ","issuedDate":"2019-05-21","latestIssueDate":"2024-12-06","closureDate":"2025-07-19","expirationDate":"2025-05-20","inactiveDate":"2025-07-19","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"330967","type":"Rental","businessName":"JOHN C JR ECHOLS (ANNE STATHIS AGT)","legalName":"JOHN C JR ECHOLS","issuedDate":"2006-06-07","latestIssueDate":"2016-08-19","closureDate":"2017-04-29","expirationDate":"2017-02-28","inactiveDate":"2017-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-30","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 65% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $728,800 to $1,203,800","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"The record identifies more than one dwelling/use.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 8 historical violations across 5 cases.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as multi-family; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"10 failed, 4 passed, and 3 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Sep 10, 2018.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"1 fire/suppression-related permit matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}