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The property had been recently renovated by the owner who also served as the contractor. As part of the due diligence process, my title insurance c","status":"Closed","outcome":"Request Review","date":"2021-02-21","number":"HA-2020-004040","relatedPermit":null}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":4,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":74100,"taxable":54000,"land":9996,"improvement":64104,"taxableLand":9996,"taxableImprovement":44004,"exemptLand":0,"exemptImprovement":20100},{"y":2017,"v":74100,"taxable":74100,"land":13634,"improvement":60466,"taxableLand":13634,"taxableImprovement":60466,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":74100,"taxable":44100,"land":13634,"improvement":60466,"taxableLand":13634,"taxableImprovement":30466,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":224200,"taxable":184200,"land":41252,"improvement":182948,"taxableLand":41252,"taxableImprovement":142948,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":241200,"taxable":196200,"land":42162,"improvement":199038,"taxableLand":42162,"taxableImprovement":154038,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":241200,"taxable":196200,"land":42162,"improvement":199038,"taxableLand":42162,"taxableImprovement":154038,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":241200,"taxable":196200,"land":42162,"improvement":199038,"taxableLand":42162,"taxableImprovement":154038,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":323400,"taxable":323400,"land":64600,"improvement":258800,"taxableLand":64600,"taxableImprovement":258800,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":323400,"taxable":323400,"land":64600,"improvement":258800,"taxableLand":64600,"taxableImprovement":258800,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":335000,"taxable":235000,"land":67000,"improvement":268000,"taxableLand":67000,"taxableImprovement":168000,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":335000,"taxable":235000,"land":67000,"improvement":268000,"taxableLand":67000,"taxableImprovement":168000,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":291700,"taxable":191700,"land":58340,"improvement":233360,"taxableLand":58340,"taxableImprovement":133360,"exemptLand":0,"exemptImprovement":100000}],"taxNow":3290,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"651958","date":"2015-11-13","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"EXPIRED","completedDate":"2017-02-04","scope":"REMOVE AND REPLACE PARTITION WALLS 500 SQ FT OF NON-LOAD BEARING WALLS, REMOVE OLD VINYL SIDING AND REPLACE WITH NEW SIDING IN REAR OF PROPERTY"},{"number":"657502","date":"2016-02-01","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2016-02-01","scope":"FOR THE ERECTION OF AN ADDITION AT THE SECOND STORY LEVEL OF AN EXISTING ATTACHED BUILDING USED AS HOUSEHOLD LIVING FOR A SINGLE FAMILY. SIZE AND LOCATION AS SHOWN ON APPROVED PLANS."},{"number":"657504","date":"2016-02-01","work":"Addition","type":"BP_ADDITON","description":"ADDITION PERMIT","status":"EXPIRED","completedDate":null,"scope":"FOR THE ERECTION OF AN ADDITION A THE REAR OF THE SECOND STORY AND FOR INTERIOR ALTERATIONS ON SECOND FLOOR OF EXISTING TOWNHOUSE AS PER APPROVED PLANS. SEPARATE PERMIT REQUIRED FOR ALTERATIONS TO FIRST FLOOR, BASEMENT, AND UNDERPINNING. SEPERATE PERMITS REQUIRED FOR ANY M.E.P. WORK."},{"number":"669491","date":"2016-02-11","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"EXPIRED","completedDate":null,"scope":"WATER AND DRAINS FOR 1.5 BATHS,1 KITCHEN SINK AND WASHER (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"676013","date":"2016-03-15","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2016-03-15","scope":"TO LEGALIZE THE ERECTION OF AN ATTACHED TWO STORY SINGLE FAMILY DWELLING ON EXISTING FOUNDATION SIZE AND LOCATION AS SHOWN ON SUBMITTED PLAN. PREVIOUSLY APPROVED ADDITION A/P#657502."},{"number":"672203","date":"2016-03-15","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"EXPIRED","completedDate":null,"scope":"TO LEGALIZE THE NEW CONSTRUCTION/RECONSTRUCTION \"AS BUILT\" OF AN ATTACHED TWO STORY SINGLE FAMILY DWELLING ON EXISTING FOUNDATION PER SUBMITTED PLAN. PREVIOUSLY APPROVED ADDITION A/P#657502. UNDERPINNING PER ENGINEER'S REPORT. SEPARATE PERMITS REQUIRED FOR ELECTRIC; PLUMBING; MECHANICAL AND FIRE SUPPRESSION."},{"number":"677663","date":"2016-03-18","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"ABANDONED","completedDate":null,"scope":"INSTALL 100AMP SERVICE COMPLETE WITH METER, PANEL AND GROUNDING, REWIRE SWITCHES, RECEPTS, LIGHTS, INTERCONNECTED SMOKE/CO DETECTORS COAX & LOW VOLTAGE DOOR BELL & PHONE LINES IF NEEDED AS PER 2008 NEC (SOUTH DISTRICT)"},{"number":"677588","date":"2016-04-20","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"EXPIRED","completedDate":"2017-05-02","scope":"INSTALLATION OF RESIDENTIAL FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13-D THROUGHOUT A TWO (2) STORY STRUCTURE WITH PARTIAL BASEMENT. THIS IS A MULTI-PURPOSE SYSTEM UTILIZING A COMBINED THREE-QUARTER INCH (3/4\") COMBINED DOMESTIC AND FIRE SERVICE LINE. SEPARATE PERMITS REQUIRED FOR ALL PLUMBING WORK."},{"number":"882445","date":"2018-12-07","work":"New Construction","type":"Residential Building","description":"Residential Building Permit","status":"Expired","completedDate":"2026-06-06","scope":"TO LEGALIZE THE NEW CONSTRUCTION/RECONSTRUCTION \"AS BUILT\" OF AN ATTACHED TWO STORY SINGLE FAMILY DWELLING ON EXISTING FOUNDATION PER SUBMITTED PLAN. PREVIOUSLY APPROVED NEW CONSTRUCTION PERMIT (A/P#672203). UNDERPINNING PER ENGINEER'S REPORT. SEPARATE PERMITS REQUIRED FOR ELECTRIC; PLUMBING; MECHANICAL AND FIRE SUPPRESSION."},{"number":"EP-2020-001900","date":"2020-05-19","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2020-06-22","scope":"Install 100 amp Service And Complete Rewire Of Single Family Home With All New Outlets, Switches, Lighting, Smoke/CO Detectors And Low Voltage Cables To Take Responsibility For Abandon Permit #677663 To NEC Code 2014"},{"number":"MP-2020-001047","date":"2020-06-03","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2020-06-23","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation of new ductwork, registers/grilles/diffusers, and warm-air appliances as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Install 24,000 BTU 90% Eff With Duct Work, Registers, Grille Diffusers And warm Air Appliances For Single Family Home"}],"storyTag":"New construction","storyDelta":10.35,"timeline":[{"y":2016,"k":"sale","p":236000},{"y":2016,"k":"viol","w":"3 L&I violations"},{"y":2017,"k":"insp","w":"Inspection failed ×2"},{"y":2018,"k":"permit","w":"New Construction"},{"y":2019,"k":"viol","w":"9 L&I violations"},{"y":2019,"k":"insp","w":"Inspection failed ×4"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2020,"k":"permit","w":"Addition and/or Alterations"},{"y":2020,"k":"insp","w":"Inspection failed ×3"},{"y":2021,"k":"appeal","w":"Appeal request review"},{"y":2021,"k":"insp","w":"Inspection failed ×2"},{"y":2022,"k":"sale","p":295000}],"rented":false,"licenses":[{"number":"243187","type":"Rental","status":"Inactive","businessName":"STEVEN GIBBONE","legalName":"STEVEN GIBBONE","address":"1534 EMILY ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2003-03-12","latestIssueDate":"2003-03-12","expirationDate":"2004-02-29","inactiveDate":"2007-09-24"},{"number":"564155","type":"Rental","status":"Inactive","businessName":"STEVEN L GIBBONE","legalName":"STEVEN L GIBBONE","address":"1534 EMILY ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2012-05-14","latestIssueDate":"2015-03-18","expirationDate":"2016-02-29","inactiveDate":"2016-04-29"}],"licenseActivity":[{"number":"564155","type":"Rental","businessName":"STEVEN L GIBBONE","legalName":"STEVEN L GIBBONE","issuedDate":"2012-05-14","latestIssueDate":"2015-03-18","closureDate":"2016-04-29","expirationDate":"2016-02-29","inactiveDate":"2016-04-29","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"243187","type":"Rental","businessName":"STEVEN GIBBONE","legalName":"STEVEN GIBBONE","issuedDate":"2003-03-12","latestIssueDate":"2003-03-12","closureDate":"2007-09-24","expirationDate":"2004-02-29","inactiveDate":"2007-09-24","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #676013: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"7 permits not marked completed: 651958 (EXPIRED), 657504 (EXPIRED), 669491 (EXPIRED), 672203 (EXPIRED), 677663 (ABANDONED). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"15 failed, 1 passed, and 4 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Feb 12, 2021.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 20 historical violations across 5 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}