{"asOf":"2026-07-28T02:21:02.362Z","block":"1300-1399 S RUBY ST","blockUrl":"https://philadelphia.blockreport.homes/block/1300-1399-s-ruby-st","address":"1334 S RUBY ST","parcelNumber":"511251600","source":"https://property.phila.gov/?p=511251600","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"BENNETT JULIA","coOwner":"BENNETT DENISE","marketValue":183400,"landAssessment":36680,"improvementAssessment":146720,"livableArea":1390,"yearBuilt":1925,"lastSale":{"price":1,"date":"2019-10-08T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":30.09,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":30.09,"principalDue":25.52,"penaltyDue":1.53,"interestDue":1.34,"otherChargesDue":1.7,"yearsOwed":1,"oldestYearOwed":2021,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2021-08-26","assessmentYear":2022,"totalAssessment":66200,"taxableAssessment":66200,"exemptAbatementAssessment":0,"homesteadValue":629.91,"netTaxAfterHomestead":296.76,"actionableAtSnapshot":true,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.94041660767306,"lng":-75.22285370284098,"geom":{"type":"Polygon","coordinates":[[[-75.222966808,39.940311084],[-75.223002194,39.940341056],[-75.222742315,39.940521752],[-75.222706045,39.940490761],[-75.222966808,39.940311084]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19143","beds":3,"baths":1,"stories":2,"lotArea":1519,"zoning":"RSA5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"1334 S RUBY ST, PHILADELPHIA PA, 19143","mailOut":false,"appeals":[],"taxYears":[{"year":2013,"total":70.09,"principal":0,"interest":0,"penalty":39.4}],"taxNet":40.55,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":54400,"taxable":24400,"land":7443,"improvement":46957,"taxableLand":7443,"taxableImprovement":16957,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":54400,"taxable":24400,"land":8160,"improvement":46240,"taxableLand":8160,"taxableImprovement":16240,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":54400,"taxable":24400,"land":8160,"improvement":46240,"taxableLand":8160,"taxableImprovement":16240,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":61100,"taxable":21100,"land":9100,"improvement":52000,"taxableLand":9100,"taxableImprovement":12000,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":66200,"taxable":21200,"land":9860,"improvement":56340,"taxableLand":9860,"taxableImprovement":11340,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":66200,"taxable":21200,"land":9860,"improvement":56340,"taxableLand":9860,"taxableImprovement":11340,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":66200,"taxable":21200,"land":9860,"improvement":56340,"taxableLand":9860,"taxableImprovement":11340,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":78700,"taxable":0,"land":15700,"improvement":63000,"taxableLand":0,"taxableImprovement":0,"exemptLand":15700,"exemptImprovement":63000},{"y":2024,"v":78700,"taxable":0,"land":15700,"improvement":63000,"taxableLand":0,"taxableImprovement":0,"exemptLand":15700,"exemptImprovement":63000},{"y":2025,"v":157900,"taxable":57900,"land":31500,"improvement":126400,"taxableLand":31500,"taxableImprovement":26400,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":157900,"taxable":57900,"land":31500,"improvement":126400,"taxableLand":31500,"taxableImprovement":26400,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":183400,"taxable":83400,"land":36680,"improvement":146720,"taxableLand":36680,"taxableImprovement":46720,"exemptLand":0,"exemptImprovement":100000}],"taxNow":810,"familyHeld":true,"lastTransferNominal":true,"permits":[{"number":"630867","date":"2015-08-10","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"EXPIRED","completedDate":"2016-04-07","scope":"REPLACE HOUSE TRAP AND FAI PA20152220549 (SFD)SELF CERTIFICATION'S ARE NO LONGER PERMITTED\",\"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"633041","date":"2015-08-19","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-09-17","scope":"REPLACE 5\" CURB TRAP 4\" FRESH AIR INLET HOUSE DRAIN PA1#2015-2292197 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"634914","date":"2015-08-27","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-09-17","scope":"REPLACE 3/4\" K COPPER WATER LINE AND 5\" SEWER LATERAL PA20152292197 SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION."},{"number":"866117","date":"2018-04-10","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-06-22","scope":"REPLACE 100 AMP SERVICE. REPLACE SWITCHES,OUTLETS AND LIGHT FIXTURES WITH NEW. INSTALL DEDICATED LINES USING WIREMOLD. NO BUILDING PERMIT ISSUED FOR THIS WORK"},{"number":"895682","date":"2018-07-20","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-09-07","scope":"REMODEL 1ST FL POWDER ROOM (180SQ) AND 2ND FL BATHROOM (200)"},{"number":"904788","date":"2018-08-23","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-09-04","scope":"REPLACE UNDERFLOOR PLUMBING AND REPLACE TOILET, SINK & TUB THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"904994","date":"2018-08-24","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-09-04","scope":"INSTALL DEDICATED GFCI CIRCUIT AND DEDICATED LIGHTING CIRCUIT BATHROOM PHDC AS PER NEC 2008"},{"number":"933207","date":"2018-12-07","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"EXPIRED","completedDate":null,"scope":"EZ PERMIT RE-ROOFING- FOR THE INSTALLATION OF NEW ROOF COVERINGS ON EXITING ROOFS AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS."},{"number":"MP-2026-000601","date":"2026-02-02","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Issued","completedDate":null,"scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Replace the existing furnace only, in like and kind, no new ductwork"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Alteration"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Alteration"},{"y":2026,"k":"permit","w":"Addition and/or Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-27","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$30 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"3 permits not marked completed: 630867 (EXPIRED), 933207 (EXPIRED), MP-2026-000601 (Issued). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$30.09 was recorded in the City’s 2022-06 delinquency snapshot for 2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}