{"asOf":"2026-07-25T22:58:15.413Z","block":"5400-5499 WINDSOR ST","blockUrl":"https://philadelphia.blockreport.homes/block/5400-5499-windsor-st","address":"5450 WINDSOR ST","parcelNumber":"514079600","source":"https://property.phila.gov/?p=514079600","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"R30","buildingCodeNew":"24","buildingClass":"ROW B/GAR 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"REED MARTIA","coOwner":null,"marketValue":214000,"landAssessment":42800,"improvementAssessment":171200,"livableArea":1200,"yearBuilt":1925,"lastSale":{"price":256000,"date":"2024-08-08T04:00:00Z"},"openViolations":0,"violations":[{"number":"4993480","date":"2019-04-02","code":"PM15-304.7","title":"EXTERIOR STRUCT ROOF 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MAINTENA","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5248661","date":"2019-07-19","code":"PM15-304.13","title":"EXTERIOR STRUCTURE WINDOWS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5248660","date":"2019-07-19","code":"PM15-302.1","title":"EXTERIOR AREA SANITATION","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5248662","date":"2019-07-19","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"VI-2022-031372","date":"2022-05-06","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":"2023-01-17","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2022-031371","date":"2022-05-06","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"COMPLIED","resolutionDate":"2023-01-17","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2022-031370","date":"2022-05-06","code":"PM15-110.1","title":"ID STRUCTURE","status":"COMPLIED","resolutionDate":"2023-01-17","resolution":"COMPLIED - PERMIT OBTAINED"}],"violationCases":[{"number":"678613","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2019-04-03","completedDate":"2019-05-14","violations":[{"number":"4993480","date":"2019-04-02","code":"PM15-304.7","title":"EXTERIOR STRUCT ROOF DRAINAGE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4993478","date":"2019-04-02","code":"9-3905","title":"VACANT STRUCTURE LICENSE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4993481","date":"2019-04-02","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"685511","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2019-05-16","completedDate":null,"violations":[{"number":"5040670","date":"2019-05-16","code":"PM15-304.13","title":"EXTERIOR STRUCTURE WINDOWS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5040671","date":"2019-05-16","code":"PM15-504.1","title":"PLUMBING SYSTEMS-GENERAL","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5040669","date":"2019-05-16","code":"PM15-302.1","title":"EXTERIOR AREA SANITATION","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5040672","date":"2019-05-16","code":"PM15-506.2","title":"PLUMB SYS-SANITARY 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INVESTIGATOR","status":"CLOSED","createdDate":"2022-05-07","completedDate":"2023-01-17","violations":[{"number":"VI-2022-031372","date":"2022-05-06","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":"2023-01-17","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2022-031371","date":"2022-05-06","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"COMPLIED","resolutionDate":"2023-01-17","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2022-031370","date":"2022-05-06","code":"PM15-110.1","title":"ID STRUCTURE","status":"COMPLIED","resolutionDate":"2023-01-17","resolution":"COMPLIED - PERMIT OBTAINED"}]}],"violYears":[{"y":2019,"n":10,"worst":null},{"y":2022,"n":3,"worst":null}],"investigations":[{"caseNumber":"678613","date":"2019-04-02","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"678613","date":"2019-05-13","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"685511","date":"2019-05-15","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"696567","date":"2019-07-18","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"685511","date":"2019-07-18","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"696567","date":"2019-11-18","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"696567","date":"2019-11-18","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"CF-2022-040859","date":"2022-05-07","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-040859","date":"2023-01-17","type":null,"status":"PASSED"}],"inspYears":[{"y":2019,"fails":4,"passes":3},{"y":2022,"fails":1,"passes":0},{"y":2023,"fails":0,"passes":1}],"taxOwed":1899.12,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":1899.12,"principalDue":1020.83,"penaltyDue":68.87,"interestDue":190.64,"otherChargesDue":618.78,"yearsOwed":4,"oldestYearOwed":2018,"mostRecentYearOwed":2021,"mostRecentPaymentDate":null,"assessmentYear":2022,"totalAssessment":61100,"taxableAssessment":61100,"exemptAbatementAssessment":0,"homesteadValue":629.91,"netTaxAfterHomestead":225.37,"actionableAtSnapshot":true,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9405565729723,"lng":-75.22602852964768,"geom":{"type":"Polygon","coordinates":[[[-75.225933055,39.940507097],[-75.225973434,39.940478793],[-75.226123404,39.940605423],[-75.226082501,39.940634264],[-75.225933055,39.940507097]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19143","beds":3,"baths":2,"stories":1,"lotArea":948,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":true,"mail":"5450 WINDSOR ST, PHILADELPHIA PA, 19143","mailOut":false,"appeals":[],"taxYears":[{"year":2015,"total":91.17,"principal":2.12,"interest":1.2,"penalty":0.14},{"year":2016,"total":543.13,"principal":415.32,"interest":6.22,"penalty":4.15}],"taxNet":634.3,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":55800,"taxable":25800,"land":5212,"improvement":50588,"taxableLand":5212,"taxableImprovement":20588,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":55800,"taxable":25800,"land":8370,"improvement":47430,"taxableLand":8370,"taxableImprovement":17430,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":55800,"taxable":25800,"land":8370,"improvement":47430,"taxableLand":8370,"taxableImprovement":17430,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":56400,"taxable":16400,"land":8400,"improvement":48000,"taxableLand":8400,"taxableImprovement":8000,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":61100,"taxable":16100,"land":9100,"improvement":52000,"taxableLand":9100,"taxableImprovement":7000,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":61100,"taxable":16100,"land":9100,"improvement":52000,"taxableLand":9100,"taxableImprovement":7000,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":61100,"taxable":16100,"land":9100,"improvement":52000,"taxableLand":9100,"taxableImprovement":7000,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":69600,"taxable":69600,"land":13900,"improvement":55700,"taxableLand":13900,"taxableImprovement":55700,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":69600,"taxable":69600,"land":13900,"improvement":55700,"taxableLand":13900,"taxableImprovement":55700,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":111800,"taxable":11800,"land":22360,"improvement":89440,"taxableLand":11800,"taxableImprovement":0,"exemptLand":10560,"exemptImprovement":89440},{"y":2026,"v":111800,"taxable":11800,"land":22360,"improvement":89440,"taxableLand":11800,"taxableImprovement":0,"exemptLand":10560,"exemptImprovement":89440},{"y":2027,"v":214000,"taxable":114000,"land":42800,"improvement":171200,"taxableLand":42800,"taxableImprovement":71200,"exemptLand":0,"exemptImprovement":100000}],"taxNow":165,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"RP-2022-007057","date":"2022-06-24","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2023-01-10","scope":"**MAKE SAFE PERMIT** FOR REPLACEMENT OF SIDE AND REAR WALLS (INCLUDING BAY WINDOW) TO COMPLY WITH VIOLATION CASE #CF-2022-040859. NOT TO EXCEED SCOPE OF WORK NOTED IN ENGINEER'S REPORT AND SHOWN ON APPROVED PLANS. SEPARATE PERMITS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON THE VIOLATIONS. IN ACCORDANCE WITH CODE BULLETIN PM-1801, A PA PROFESSIONAL ENGINEER IS REQUIRED TO MONITOR REPAIRS MADE UNDER THIS PERMIT. THE ENGINEER MUST SUBMIT A SEALED STATEMENT TO THE DEPARTMENT CONFIRMING THAT THE STRUCTURE IS IN SOUND CONDITION AT COMPLETION."},{"number":"RP-2023-003289","date":"2023-06-05","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2024-07-12","scope":"FOR INTERIOR ALTERATION OF EXISTING STRUCTURE AND REPLACEMENT OF BASEMENT CONCRETE FLOOR (NO CHANGE IN BASEMENT CEILING HEIGHT) AS PART OF AN EXISTING STRUCTURE TO CONTINUOUS USE AS SINGLE-FAMILY DWELLING. SIZE AND LOCATION AS SHOWN ON THE PLANS. ** SEPARATE PERMIT REQUIRE FOR ELECTRICAL, PLUMBING AND MECHANICAL ** *** NO FOUNDATION UNDERPINNING ***"},{"number":"PP-2023-008449","date":"2023-06-20","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2024-07-12","scope":"2 toilets, 1 showers, 1 Tub, 2 vanities, 1 Laundry, 1 water heater, 1 kitchen, 1 hose bib, 1 dish washer"},{"number":"EP-2023-005674","date":"2023-06-21","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-01-08","scope":"NEW WHOLE HOUSE WIRE AND SERVICE PER THE NEC 2017"},{"number":"MP-2023-002855","date":"2023-06-23","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2024-02-15","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For Mechanical Work to include the installation as per attached standards. Deviations from these standards require submission of construction and site plans INSTALL NEW 80,000 btus, 2-1/2 ton DIRECT VENTED GAS FURNACE WITH 11 REGISTERS AND AIR HANDLER AND CONDENSER 92% eff"},{"number":"PP-2025-006948","date":"2025-06-02","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-06-08","scope":"4 in curb trap & fresh air inlet"}],"storyTag":"New construction","storyDelta":7.89,"timeline":[{"y":2019,"k":"insp","w":"L&I: 4 failed, 3 passed"},{"y":2022,"k":"sale","p":80000},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"viol","w":"3 L&I violations"},{"y":2022,"k":"insp","w":"Inspection failed"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Alterations"},{"y":2023,"k":"permit","w":"New Construction"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"insp","w":"Inspection passed"},{"y":2024,"k":"sale","p":256000},{"y":2025,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[{"number":"370858","type":"Rental","status":"Inactive","businessName":"COMMERCIAL BANK CORP","legalName":"COMMERCIAL BANK CORP","address":"5450 WINDSOR ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2006-06-19","latestIssueDate":"2006-06-19","expirationDate":"2007-02-28","inactiveDate":"2007-08-22"}],"licenseActivity":[{"number":"370858","type":"Rental","businessName":"COMMERCIAL BANK CORP","legalName":"COMMERCIAL BANK CORP","issuedDate":"2006-06-19","latestIssueDate":"2006-06-19","closureDate":"2007-08-22","expirationDate":"2007-02-28","inactiveDate":"2007-08-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$1,899 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2022"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2024","permit activity in 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 91% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $111,800 to $214,000","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$1,899.12 was recorded in the City’s 2022-06 delinquency snapshot for 2018–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"5 failed, 4 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jan 17, 2023.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 13 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}