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WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19131","beds":4,"baths":1,"stories":2,"lotArea":3125,"zoning":"RSA3","grade":"C+","basement":"H","heater":"H","centralAir":false,"extCond":"4","intCond":"4","garage":1,"homestead":false,"mail":"3 SPRINGLEA LANE, CHESTER SPRINGS PA, 19425","mailOut":true,"appeals":[{"type":"LIRB Violation Appeal","grounds":"See Attached:","status":"Closed","outcome":"Complete","date":"2024-12-04","number":"HA-2024-000398","relatedPermit":null}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":179800,"taxable":179800,"land":26875,"improvement":152925,"taxableLand":26875,"taxableImprovement":152925,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":179800,"taxable":179800,"land":26970,"improvement":152830,"taxableLand":26970,"taxableImprovement":152830,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":179800,"taxable":179800,"land":26970,"improvement":152830,"taxableLand":26970,"taxableImprovement":152830,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":170700,"taxable":170700,"land":25605,"improvement":145095,"taxableLand":25605,"taxableImprovement":145095,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":177000,"taxable":177000,"land":26550,"improvement":150450,"taxableLand":26550,"taxableImprovement":150450,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":177000,"taxable":177000,"land":26550,"improvement":150450,"taxableLand":26550,"taxableImprovement":150450,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":177000,"taxable":177000,"land":26550,"improvement":150450,"taxableLand":26550,"taxableImprovement":150450,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":260700,"taxable":260700,"land":52140,"improvement":208560,"taxableLand":52140,"taxableImprovement":208560,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":260700,"taxable":260700,"land":52140,"improvement":208560,"taxableLand":52140,"taxableImprovement":208560,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":296300,"taxable":296300,"land":59260,"improvement":237040,"taxableLand":59260,"taxableImprovement":237040,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":296300,"taxable":296300,"land":59260,"improvement":237040,"taxableLand":59260,"taxableImprovement":237040,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":288200,"taxable":288200,"land":57640,"improvement":230560,"taxableLand":57640,"taxableImprovement":230560,"exemptLand":0,"exemptImprovement":0}],"taxNow":4148,"familyHeld":true,"lastTransferNominal":true,"permits":[{"number":"RP-2024-002735","date":"2024-07-03","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2026-03-11","scope":"interior renovations of an existing single family semi-detached structure, details as shown in the plan."},{"number":"MP-2024-005653","date":"2024-12-09","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2026-03-04","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. HVAC, 80%, 90,000 btu heater, 14 registers, gas line."},{"number":"PP-2024-016713","date":"2024-12-09","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-03-04","scope":"Install 4 water closets, 4 lavatories, 2 shower/tubs, 1 laundry, and 1 kitchen sink."},{"number":"EP-2024-011809","date":"2024-12-11","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2026-02-17","scope":"Rewire house with outlets, switches, and lights throughout. Install 100 amp service with 30 space panel."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2022,"k":"viol","w":"6 L&I violations"},{"y":2022,"k":"insp","w":"Inspection failed ×4"},{"y":2023,"k":"viol","w":"10 L&I violations"},{"y":2023,"k":"insp","w":"L&I: 4 failed, 3 passed"},{"y":2024,"k":"viol","w":"3 L&I violations"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"insp","w":"Inspection failed ×5"},{"y":2024,"k":"appeal","w":"Appeal complete"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"permit","w":"Alterations"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"insp","w":"Inspection failed"}],"rented":false,"licenses":[{"number":"886054","type":"Vacant Residential Property / Lot","status":"Closed","businessName":"SHELLPOINT MORTGAGE","legalName":"SHELLPOINT MORTGAGE","address":"5413 GAINOR RD","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2022-01-22","latestIssueDate":"2022-01-22","expirationDate":"2023-01-21","inactiveDate":"2023-03-22"}],"licenseActivity":[{"number":"886054","type":"Vacant Residential Property / Lot","businessName":"SHELLPOINT MORTGAGE","legalName":"SHELLPOINT MORTGAGE","issuedDate":"2022-01-22","latestIssueDate":"2022-01-22","closureDate":"2023-03-22","expirationDate":"2023-01-21","inactiveDate":"2023-03-22","status":"Closed","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-10","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$4,025 appeared in the City's June 2022 delinquency snapshot","failed L&I inspection activity in 2022, 2023, 2024, 2025"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["4 permit events since 2023","1 zoning/board appeal since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"The history also contains “NEW USE.”","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$4,025.02 was recorded in the City’s 2022-06 delinquency snapshot for 2020.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"19 failed, 4 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Feb 11, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #886054: Closed since Mar 22, 2023","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 21 historical violations across 7 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}