{"asOf":"2026-07-28T20:23:19.954Z","block":"400-499 S 49TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-s-49th-st","address":"438 S 49TH ST","parcelNumber":"601094100","source":"https://property.phila.gov/?p=601094100","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"R30","buildingCodeNew":"24","buildingClass":"ROW B/GAR 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"FINK KEEGAN G","coOwner":"MC EWEN LAUREN K","marketValue":389300,"landAssessment":77860,"improvementAssessment":311440,"livableArea":1720,"yearBuilt":1925,"lastSale":{"price":235000,"date":"2009-06-12T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.951788165957566,"lng":-75.22081675937179,"geom":{"type":"Polygon","coordinates":[[[-75.220635325,39.951792795],[-75.220645539,39.951739535],[-75.220998069,39.951783206],[-75.220986964,39.951836784],[-75.220635325,39.951792795]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19143","beds":4,"baths":1,"stories":2,"lotArea":2000,"zoning":"RM1","grade":"C","basement":"F","heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":1,"homestead":true,"mail":"438 S 49TH ST, PHILADELPHIA PA, 19143","mailOut":false,"appeals":[{"type":"RB_LIRB","grounds":"PRIOR TO THE WINTER OF 2013/2014, OUR STREET HAD BEEN REPAVED AND IT HAD NO POTHOLES OR SINKHOLES. THERE WERE TWO WATER MAIN BREAKS IN FRONT OF OUR HOUSE. BECAUSE OF THE WATER MAIN BREAKS, PWD EXCAVATED MULTIPLE HOLES IN OUR STREET. OUR FIR","status":"OPEN","outcome":"MOOT","date":"2015-03-11","number":"23899","relatedPermit":null}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":233900,"taxable":203900,"land":44000,"improvement":189900,"taxableLand":44000,"taxableImprovement":159900,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":233900,"taxable":203900,"land":35085,"improvement":198815,"taxableLand":35085,"taxableImprovement":168815,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":233900,"taxable":203900,"land":35085,"improvement":198815,"taxableLand":35085,"taxableImprovement":168815,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":238700,"taxable":198700,"land":35805,"improvement":202895,"taxableLand":35805,"taxableImprovement":162895,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":248000,"taxable":203000,"land":37200,"improvement":210800,"taxableLand":37200,"taxableImprovement":165800,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":248000,"taxable":203000,"land":37200,"improvement":210800,"taxableLand":37200,"taxableImprovement":165800,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":248000,"taxable":203000,"land":37200,"improvement":210800,"taxableLand":37200,"taxableImprovement":165800,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":379100,"taxable":299100,"land":75820,"improvement":303280,"taxableLand":75820,"taxableImprovement":223280,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":379100,"taxable":299100,"land":75820,"improvement":303280,"taxableLand":75820,"taxableImprovement":223280,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":426400,"taxable":326400,"land":85280,"improvement":341120,"taxableLand":85280,"taxableImprovement":241120,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":426400,"taxable":326400,"land":85280,"improvement":341120,"taxableLand":85280,"taxableImprovement":241120,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":389300,"taxable":289300,"land":77860,"improvement":311440,"taxableLand":77860,"taxableImprovement":211440,"exemptLand":0,"exemptImprovement":100000}],"taxNow":4569,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"282582","date":"2010-06-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"INSTALL 4 20A BRANCH CIRCUITS FOR KITCHEN COUNTER, BATHROOM & BEDROOMS. INSTALL 10 RECEPTACLES 1 2ND FLOOR SMOKE DETECTOR. ALL WORK PER 2008 NEC."},{"number":"592120","date":"2015-02-23","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-02-25","scope":"REPLACE LATERAL CURB TRAPS & FAI PA2015051091 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS & PLUMBING TRENCHES IN EXCESS OF 5' IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"},{"number":"613866","date":"2015-06-01","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2015-10-27","scope":"ROOF REPLACEMENT-SINGLE PLY(SHINGLE). SFD"},{"number":"980814","date":"2019-08-06","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2019-08-06","scope":"18'X14' FREE STANDING DECK TO BE BUILT AT REAR OF HOME. THE DECK WILL BE BUILT ACCORDING TO THE DRAWINGS PROVIDED. THE DECK WILL BE BUILT TO MEET PA IRC CODE REQUIRMENTS. THE DECK WILL B BUILT UTILIZING PRESSURE TREATED LUMBER OR FRAMING AND AZEK DECKING. THE DECK WILL BE BUILT WITH A WHITE VINYL RAILING SYSTEM AND WHITE VINYL PRIVACE RAIL ON TWO PARALLEL SIDES OF THE DECK."},{"number":"980818","date":"2019-08-19","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-08-30","scope":"18'X14' FREE STANDING DECK TO BE BUILT AT REAR OF HOME. THE DECK WILL BE BUILT ACCORDING TO THE DRAWINGS PROVIDED. THE DECK WILL BE BUILT TO MEET PA IRC CODE REQUIRMENTS. THE DECK WILL B BUILT UTILIZING PRESSURE TREATED LUMBER OR FRAMING AND AZEK DECKING. THE DECK WILL BE BUILT WITH A WHITE VINYL RAILING SYSTEM AND WHITE VINYL PRIVACE RAIL ON TWO PARALLEL SIDES OF THE DECK."},{"number":"GM-2024-001301","date":"2024-02-12","work":"Roof Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2024-11-13","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"PP-2025-015309","date":"2025-12-03","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-01-13","scope":"Curb trap fresh air inlet & main drain."},{"number":"EP-2026-001625","date":"2026-02-27","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"200 AMP SERVICE COMPLETE,,SERVICE CABLE DROP,METER MAIN,SUB FEEDER,40 CIRCUIT PANEL,FULL GROUNDING SYSTEM,BASEMENT,2-20 AMP ARC FAULT CIRCUITS FOR 3 QUAD GFI OUTLETS,ADD 2 CEILING LIGHTS,SLEEVE ONE EXISTING WIRE,TIMER FOR EXISTING LAMPPOST,CLEAN UP MISC WIRES,LAUNDRY AREA,REPLACE 2 LIGHTS,RELOCATE SWITCH,CLEAN UP MISC WIRES,UTILITY ROOM,RELOCATE LIGHT AND REPLACE,CLEANUP MISC WIRES,HALLWAY,RELOCATE AND REPLACE LIGHT,CLEAN UP MISC WIRES,1ST FLOOR SUNROOM,20 AMP ARC FAULT CIRCUIT FOR 2 OUTLETS,LIVING ROOM,20 AMP ARC FAULT CIRCUIT FOR TWO OUTLETS,15 AMP ARC FAULT FOR EXISTING SWITCHES,TOP OF BASEMENT STEPS,REFEED SWITCH,3WAY SWITCH,ADD OCCUPANCY SENSOR,GARAGE,ADD LIGHT WITH SWITCH AND WIRING,CIRCUIT AND OUTLET FOR GARAGE DOOR OPENER. ALL WIRES BEING FISHED!!!"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2009,"k":"sale","p":235000},{"y":2010,"k":"permit","w":"Electrical"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2015,"k":"appeal","w":"Appeal moot"},{"y":2015,"k":"permit","w":"Alteration"},{"y":2019,"k":"permit","w":"Zoning"},{"y":2019,"k":"permit","w":"Major alteration"},{"y":2024,"k":"permit","w":"Roof Covering Replacement"},{"y":2025,"k":"permit","w":"Alterations"},{"y":2026,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-27","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["3 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #23899: OPEN · MOOT.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: GM-2024-001301 (Expired), EP-2026-001625 (Issued). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}