{"asOf":"2026-07-26T05:39:33.605Z","block":"5000-5099 CHESTNUT ST","blockUrl":"https://philadelphia.blockreport.homes/block/5000-5099-chestnut-st","address":"5045 CHESTNUT ST","parcelNumber":"602024400","source":"https://property.phila.gov/?p=602024400","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"H30","buildingCodeNew":"32","buildingClass":"SEMI/DET 2 STY MASONRY","buildingClassNew":"TWIN CONVENTIONAL","useLabel":"House","owner":"UDDIN MOHAMMAD","coOwner":"NISHAT SANIA AMEER","marketValue":415300,"landAssessment":83000,"improvementAssessment":332300,"livableArea":1760,"yearBuilt":1925,"lastSale":{"price":375000,"date":"2024-04-17T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":1992.91,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":1992.91,"principalDue":1159.15,"penaltyDue":280.11,"interestDue":176.48,"otherChargesDue":377.17,"yearsOwed":3,"oldestYearOwed":2019,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2021-12-31","assessmentYear":2022,"totalAssessment":162700,"taxableAssessment":162700,"exemptAbatementAssessment":0,"homesteadValue":629.91,"netTaxAfterHomestead":1647.56,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":true,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.958427859217046,"lng":-75.22283488642701,"geom":{"type":"Polygon","coordinates":[[[-75.222772483,39.958552184],[-75.222826425,39.958293027],[-75.222896224,39.95830193],[-75.222845135,39.958560958],[-75.222772483,39.958552184]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19139","beds":4,"baths":2,"stories":2,"lotArea":1843,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"3","intCond":"2","garage":null,"homestead":true,"mail":"5045 CHESTNUT ST, PHILADELPHIA PA, 19139","mailOut":false,"appeals":[],"taxYears":[{"year":2015,"total":308.07,"principal":97.28,"interest":59.74,"penalty":46.91},{"year":2016,"total":1898.63,"principal":1662.89,"interest":24.94,"penalty":16.63}],"taxNet":2206.7,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":133300,"taxable":103300,"land":18082,"improvement":115218,"taxableLand":18082,"taxableImprovement":85218,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":133300,"taxable":103300,"land":19995,"improvement":113305,"taxableLand":19995,"taxableImprovement":83305,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":133300,"taxable":103300,"land":19995,"improvement":113305,"taxableLand":19995,"taxableImprovement":83305,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":156900,"taxable":116900,"land":23535,"improvement":133365,"taxableLand":23535,"taxableImprovement":93365,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":162700,"taxable":117700,"land":24405,"improvement":138295,"taxableLand":24405,"taxableImprovement":93295,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":162700,"taxable":117700,"land":24405,"improvement":138295,"taxableLand":24405,"taxableImprovement":93295,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":162700,"taxable":117700,"land":24405,"improvement":138295,"taxableLand":24405,"taxableImprovement":93295,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":212700,"taxable":132700,"land":42500,"improvement":170200,"taxableLand":42500,"taxableImprovement":90200,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":212700,"taxable":212700,"land":42500,"improvement":170200,"taxableLand":42500,"taxableImprovement":170200,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":262800,"taxable":262800,"land":52500,"improvement":210300,"taxableLand":52500,"taxableImprovement":210300,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":262800,"taxable":262800,"land":52500,"improvement":210300,"taxableLand":52500,"taxableImprovement":210300,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":415300,"taxable":315300,"land":83000,"improvement":332300,"taxableLand":83000,"taxableImprovement":232300,"exemptLand":0,"exemptImprovement":100000}],"taxNow":3679,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"RP-2022-013668","date":"2022-12-16","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2023-07-24","scope":"**CONTRACTOR HAS A NOTARIZED LETTER WITH NO EMPLOYEES, SOLE WORKER** EZ PERMIT STANDARDS ALTERATIONS - For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work any modifications to exterior walls, party walls, floor/roof framing or foundations, including underpinning, excavation, and removal of foundation slab. WORK IN THE BASEMENT OR CELLAR IS NOT INCLUDED ON THE EZ ALT PERMIT. Installation of new kitchen cabinets. Installation of ceramic tiles in kitchen and bathrooms. Installation of laminated flooring and base boards. Complete interior painting. Installation of front porch and rear exterior doors in existing openings. Both doors to be one hr. fire rated, UL No.1 Ob. Installation of new replacement tilt-wash, double-hung or casement windows in existing openings, per owner's discretion, with max. U-factor of 0.32. Contractor shall verify in the field, where it will be needed to replace existing gypsum wall boards, utilizing '/2\" gypsum boards. Spacings between existing 2x10 roof rafters to be infilled with R30 batt insulation, maximum that fits in 9 ¼\" depth. Spacings between exterior 2x4 wall studs to be infilled with RI 5 batt insulation, maximum that fits 3 '/2\" depth. Separate permits required for Mechanical, Electric and Plumbing."},{"number":"EP-2022-012631","date":"2022-12-16","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-07-24","scope":"100 amp Service, Meter, Panel & Rewire Throughout as per 2017 nec"},{"number":"PP-2022-018238","date":"2022-12-20","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-07-24","scope":"INSTALLATION OF SANITARY WASTE AND DOMESTIC HOT AND COLD WATER LINES TO 2 WATER CLOSETS, 2 LAVATORY SINKS, 1 BATHTUB, 1 SHOWER, 1 LAUNDRY BOX, 1 KITCHEN SINK, AND 1 HOT WATER HEATER"},{"number":"GM-2023-000966","date":"2023-02-05","work":"Deck (Exist. One-Family Dwellings)","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2023-07-24","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"MP-2023-000541","date":"2023-02-06","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2023-07-24","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Duct work throughout the house. 11 Diffusers. Unit 80,000btu)."}],"storyTag":"Renovated & sold on","storyDelta":3.69,"timeline":[{"y":2022,"k":"sale","p":80000},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Alterations"},{"y":2023,"k":"permit","w":"Deck (Exist. One-Family Dwellings)"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"sale","p":375000}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$1,993 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 58% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $262,800 to $415,300","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$1,992.91 was recorded in the City’s 2022-06 delinquency snapshot for 2019–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}