{"asOf":"2026-07-25T16:55:52.824Z","block":"5100-5199 LOCUST ST","blockUrl":"https://philadelphia.blockreport.homes/block/5100-5199-locust-st","address":"5109 LOCUST ST","parcelNumber":"602074900","source":"https://property.phila.gov/?p=602074900","ownerType":"owner-occupied","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"H30","buildingCodeNew":"24","buildingClass":"SEMI/DET 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"ADAMO COLIN","coOwner":"ROSS CAROLINE","marketValue":413700,"landAssessment":82740,"improvementAssessment":330960,"livableArea":1650,"yearBuilt":1925,"lastSale":{"price":350000,"date":"2021-08-19T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.95581254207106,"lng":-75.22418184550769,"geom":{"type":"Polygon","coordinates":[[[-75.22416583,39.955941056],[-75.22412704,39.955935963],[-75.224162216,39.955692333],[-75.224241326,39.95570199],[-75.224191344,39.955944422],[-75.22416583,39.955941056]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19139","beds":3,"baths":2,"stories":2,"lotArea":1709,"zoning":"RSA5","grade":"C","basement":"C","heater":"A","centralAir":true,"extCond":"4","intCond":"2","garage":null,"homestead":true,"mail":"5109 LOCUST ST, PHILADELPHIA PA, 19139","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":129500,"taxable":129500,"land":16765,"improvement":112735,"taxableLand":16765,"taxableImprovement":112735,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":129500,"taxable":129500,"land":19425,"improvement":110075,"taxableLand":19425,"taxableImprovement":110075,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":129500,"taxable":129500,"land":19425,"improvement":110075,"taxableLand":19425,"taxableImprovement":110075,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":255800,"taxable":215800,"land":38370,"improvement":217430,"taxableLand":38370,"taxableImprovement":177430,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":265300,"taxable":220300,"land":39795,"improvement":225505,"taxableLand":39795,"taxableImprovement":180505,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":265300,"taxable":220300,"land":39795,"improvement":225505,"taxableLand":39795,"taxableImprovement":180505,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":265300,"taxable":220300,"land":39795,"improvement":225505,"taxableLand":39795,"taxableImprovement":180505,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":317900,"taxable":237900,"land":63500,"improvement":254400,"taxableLand":63500,"taxableImprovement":174400,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":317900,"taxable":237900,"land":63500,"improvement":254400,"taxableLand":63500,"taxableImprovement":174400,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":390800,"taxable":290800,"land":78100,"improvement":312700,"taxableLand":78100,"taxableImprovement":212700,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":390800,"taxable":290800,"land":78100,"improvement":312700,"taxableLand":78100,"taxableImprovement":212700,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":413700,"taxable":313700,"land":82740,"improvement":330960,"taxableLand":82740,"taxableImprovement":230960,"exemptLand":0,"exemptImprovement":100000}],"taxNow":4071,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"738041","date":"2016-11-18","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2017-03-24","scope":"APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED FEB. 2007. DEVIATIONS FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES."},{"number":"739430","date":"2016-11-28","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-03-24","scope":"REPLACE STACK,PART OF MAIN HOUSE DRAIN AND INSTALL 3 WC,3 LAV AND 1 KITCHEN SINK (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004"},{"number":"740506","date":"2016-12-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2017-03-24","scope":"NEW REWIRING THROUGHOUT THE HOUSE WITH 100A OVERHEAD SERVICE AND PROPER GROUNDING. INSTALL NEW SWITCHES, OUTLETS AND GFCI AS PER 2008 NEC (SFD)WEST DISTRICT"},{"number":"743256","date":"2016-12-13","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2017-03-24","scope":"INSTALL (1) HVAC SYSTEM WITH DUCTWORK. (SFD)"},{"number":"EP-2023-008614","date":"2023-09-13","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-01-08","scope":"240 VOLT COPPER #6 3WIRE RANGE CIRCUIT, SIEMENS CIRCUIT BREAKER AND 4 PRONG OUTLET FOR INDUCTION RANGE x1 COMBINE 3 “LIGHTING” CIRCUITS x1 FISH ONLY AS PER NEC 2017"}],"storyTag":"Improved","storyDelta":0.54,"timeline":[{"y":2016,"k":"sale","p":78000},{"y":2016,"k":"sale","p":120000},{"y":2016,"k":"permit","w":"Alteration"},{"y":2016,"k":"permit","w":"Plumbing"},{"y":2016,"k":"permit","w":"Electrical"},{"y":2016,"k":"permit","w":"Mechanical"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[{"number":"249248","type":"Rental","status":"Inactive","businessName":"GOODEN MARY L","legalName":"GOODEN MARY L","address":"5109 LOCUST ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2003-04-24","latestIssueDate":"2007-04-05","expirationDate":"2008-02-29","inactiveDate":"2012-12-22"},{"number":"686591","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"URBAN FINANCIAL OF AMERICA","legalName":"URBAN FINANCIAL OF AMERICA","address":"5109 LOCUST ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2015-12-16","latestIssueDate":"2015-12-16","expirationDate":"2016-12-31","inactiveDate":"2017-03-01"}],"licenseActivity":[{"number":"686591","type":"Vacant Residential Property / Lot","businessName":"URBAN FINANCIAL OF AMERICA","legalName":"URBAN FINANCIAL OF AMERICA","issuedDate":"2015-12-16","latestIssueDate":"2015-12-16","closureDate":"2017-03-01","expirationDate":"2016-12-31","inactiveDate":"2017-03-01","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"249248","type":"Rental","businessName":"GOODEN MARY L","legalName":"GOODEN MARY L","issuedDate":"2003-04-24","latestIssueDate":"2007-04-05","closureDate":"2012-12-22","expirationDate":"2008-02-29","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-24","signals":[],"legalChecks":[{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #686591: Inactive since Mar 1, 2017","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}