{"asOf":"2026-07-25T15:04:56.017Z","block":"3200-3299 N FRONT ST","blockUrl":"https://philadelphia.blockreport.homes/block/3200-3299-n-front-st","address":"3263-65 N FRONT ST","parcelNumber":"777147100","source":"https://property.phila.gov/?p=777147100","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":true,"institutional":false,"buildingCode":"YF0","buildingCodeNew":"806","buildingClass":"HEALTH FAC CLINIC MASONRY","buildingClassNew":"APARTMENTS - BLT AS RESID","useLabel":"Commercial","owner":"A P M PROPERTIES INC","coOwner":null,"marketValue":404200,"landAssessment":80800,"improvementAssessment":323400,"livableArea":6576,"yearBuilt":1935,"lastSale":{"price":1,"date":"2009-08-08T04:00:00Z"},"openViolations":0,"violations":[{"number":"1574401","date":"2010-01-20","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1571909","date":"2010-02-10","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"224921","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DE","status":"CLOSED","createdDate":"2010-01-20","completedDate":"2010-01-25","violations":[{"number":"1574401","date":"2010-01-20","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"193387","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"1571909","date":"2010-02-10","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2010,"n":2,"worst":null}],"investigations":[{"caseNumber":"73818","date":"2006-08-04","type":"CI INSP","status":"FAILED"},{"caseNumber":"73818","date":"2006-09-18","type":"CI INSP","status":"FAILED"},{"caseNumber":"73818","date":"2006-09-18","type":"CI INSP","status":"CLOSED"},{"caseNumber":"73818","date":"2007-02-15","type":"PRECOURT","status":"PASSED"},{"caseNumber":"224921","date":"2010-01-20","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"224921","date":"2010-01-22","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"224921","date":"2010-01-25","type":"BP_BLDG","status":"PASSED"}],"inspYears":[{"y":2006,"fails":2,"passes":0},{"y":2007,"fails":0,"passes":1},{"y":2010,"fails":1,"passes":2}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.999983369106445,"lng":-75.12870230333948,"geom":{"type":"Polygon","coordinates":[[[-75.128564219,39.999962585],[-75.128573294,39.99991864],[-75.128851373,39.999953925],[-75.128830998,40.000047939],[-75.128552907,40.000012895],[-75.128564219,39.999962585]]]},"liDistrict":"CENTRAL EAST","certifications":[{"number":"BC-2025-000503","type":"Fire Alarm Certification","inspectionDate":"2025-01-09","result":"Certified","expirationDate":"2026-01-09","buildingId":"1047074"},{"number":"BC-2025-000497","type":"Fire Alarm Certification","inspectionDate":"2025-01-09","result":"Certified","expirationDate":"2026-01-09","buildingId":"1047073"},{"number":"BC-2026-009633","type":"Sprinkler Certification","inspectionDate":"2026-03-03","result":"Certified","expirationDate":"2027-03-03","buildingId":"1047073"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19140","beds":null,"baths":null,"stories":null,"lotArea":2732,"zoning":"CMX2","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"5","intCond":"5","garage":null,"homestead":false,"mail":"4301 RISING SUN AVE, PHILADELPHIA PA, 19140","mailOut":false,"appeals":[{"type":"Building standards appeal","grounds":"ON 4/3/09 DEPARTMENT OF LICENSES AND INSPECTIONS ISSUED REFUSAL OF PERMIT FOR APPLICATION #193387","status":"OPEN","outcome":"APPROVED","date":"2009-05-27","number":"8872","relatedPermit":"193387"},{"type":"ZBA Permit Denial - Variance","grounds":"PERMIT FOR THE ERECTION OF AN ADDITION AT THE REAR OF AN EXISTING ATTACHED BUILDING FOR THE USE AS BUSINESS AND PROFESSIONAL OFFICE  (FIRST THROUGH THIRD FLOORS) (SIZE AND LOCATION AS SHOWN ON PLANS).","status":"Completed","outcome":"Granted","date":"2023-01-17","number":"ZP-2022-004549","relatedPermit":"ZP-2022-004549"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":379200,"taxable":0,"land":20926,"improvement":358274,"taxableLand":0,"taxableImprovement":0,"exemptLand":20926,"exemptImprovement":358274},{"y":2017,"v":379200,"taxable":0,"land":20926,"improvement":358274,"taxableLand":0,"taxableImprovement":0,"exemptLand":20926,"exemptImprovement":358274},{"y":2018,"v":404200,"taxable":0,"land":80840,"improvement":323360,"taxableLand":0,"taxableImprovement":0,"exemptLand":80840,"exemptImprovement":323360},{"y":2019,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2020,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2021,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2022,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2023,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2024,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2025,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2026,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400},{"y":2027,"v":404200,"taxable":0,"land":80800,"improvement":323400,"taxableLand":0,"taxableImprovement":0,"exemptLand":80800,"exemptImprovement":323400}],"taxNow":0,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"203372","date":"2009-03-03","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2009-03-03","scope":"NEW CONCRETE RAMP AND LANDING WITH HAND RAIL AND MAKING 3RD FL. VACANT, ALL OTHER USES ARE TO REMAIN THE SAME."},{"number":"205217","date":"2009-03-13","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2009-03-17","scope":"REPLACE HOUSE TRAP AND FRESH AIR INLET"},{"number":"193387","date":"2009-06-05","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2010-03-25","scope":"ALTERATIONS TO INCLUDE AN EXTERIOR HANDICAP ACCESSIBLE RAMP, RELOCATE FIRST FLOOR BATHROOM DOOR, CREATE NEW OPENINGS WITHIN THE FIRST FLOOR OFFICE AS PER PLANS AND VARIANCE #8872. THIRD FLOOR TO BE CLOSED OFF (AFFIDAVIT OF RESTRICTED USE). ZONING PERMIT REQUIRED FOR THE CONSOLIDATION OF TWO LOTS INTO ONE. SEPARATE PERMIT REQUIRED FOR FINAL CERTIFICATE OF OCCUPANCY ONCE THE COMBINED ZONING LOT IS ESTABLISHED."},{"number":"219027","date":"2009-07-22","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2009-09-11","scope":"REMOVE EXISTING WOODEN VESTIBULE AND CONCRETE LANDING LOCATED ON WESTMORELAND ST. BUILD NEW LANDING WITH HANDICAP ACCESS RAMP AND HANDRAIL AS PER PLAN."},{"number":"230067","date":"2009-08-07","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2009-08-07","scope":"REGISTRATION OF LOT LINE CONSOLIDATION 2 LOTS INTO 1 (TWO DEEDED LOTS AND ONE BRT ACCOUNT)"},{"number":"233113","date":"2009-08-31","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Expired","completedDate":"2023-12-01","scope":"FIRE ALARM: MANUAL SYSTEM AS PER NFPA-72 (NORTH DISTRICT)"},{"number":"234195","date":"2009-09-08","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2010-03-25","scope":"CERTIFICATE OF OCCUPANCY FOR FIRST AND SECOND FLOOR SOCIAL SERVICES OFFICE; NO OCCUPANCY ON THIRD FLOOR, AS PER VARIANCE #8872 AND PREVIOUS PERMIT #193387."},{"number":"258215","date":"2010-01-21","work":"Fast form building","type":"L_FFORM","description":"FAST FORM BUILDING PERMIT","status":"COMPLETED","completedDate":"2010-02-25","scope":null},{"number":"258281","date":"2010-01-21","work":"Fast form building","type":"L_FFORM","description":"FAST FORM BUILDING PERMIT","status":"COMPLETED","completedDate":"2010-02-25","scope":null},{"number":"258382","date":"2010-01-22","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2011-08-11","scope":"REPLACEMENT OF 30 EXISTING 2X4 SURFACE MOUNT LIGHTING TO 30-RECESSED. REPLACE 43-RECEPTACLES AND 13-SWITCHES IN KIND. REPLACE 8- EMERGENCY EXIT LIGHTING AND SIGNS W/NEW IN KIND. ADD WIRING FOR 2-COPIER RECEPTACLES AND 2-EMERGENCY EXIT SIGNS. IN ACCORDANCE WITH 2005 NEC"},{"number":"258488","date":"2010-01-25","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2010-02-18","scope":"REMOVE AND REPLACE KITCHEN SINK"},{"number":"GM-2021-013592","date":"2021-12-03","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2022-09-28","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"ZP-2022-004549","date":"2022-12-21","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2025-04-05","scope":"FOR THE ERECTION OF AN ADDITION AT THE REAR OF AN EXISTING ATTACHED BUILDING (SIZE AND LOCATION AS SHOWN ON PLANS)."},{"number":"CP-2023-003242","date":"2023-09-18","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2025-04-05","scope":"FOR THE ERECTION OF AN ADDITION AT THE REAR OF AN EXISTING ATTACHED BUILDING WITH LEVEL III ALTERATION WITH PARTIAL OF CHANGE OCCUPANCY CLASSIFICATION TO CREATE BUSINESS AND PROFESSIONAL OFFICE (FIRST THROUGH THIRD FLOORS). BUILDING TO BE FULLY SPRINKLERED. SEPARATE PERMITS REQUIRED FOR MEP & FP WORK. SEPARATE APPROVAL REQUIRED FROM PA L&I FOR ELEVATOR INSTALLATION. AMENDMENT TO THE FOUNDATION WALL AND REAR EXIT TOWER#2 AND WOOD FRAMING AS PER APPORVED AMENDED PLANS."},{"number":"EP-2023-010465","date":"2023-11-28","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-12-12","scope":"INSTALL 10 X GFCI 155 OUTLETS 30 X QUAD OUTLETS 30 X DATA LINES 30 X EM LIGHTS 15 X EXIT SIGNS 169 LIGHT FIXTURES NEW 400 AMP 3PHASE SERVICE .ALL WORK IS TO BE DONE ACCORDING TO APPROVED DRAWINGS-2017 NEC ."},{"number":"PP-2023-016067","date":"2023-11-28","work":"Rough-In","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2024-01-30","scope":"ROUGH IN 7WC 7lavs 1kitchen sink"},{"number":"MP-2023-005543","date":"2024-02-02","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2025-03-28","scope":"FOR THE INSTALLATION OF REGISTERS, DIFFUSERS AND APPLIANCES WITH ASSOCIATED DUCTWORK. APPLIANCES TO BE INSTALLED IN ACCORDANCE WITH THE MANUFACTURER’S SPECIFICATIONS. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK."},{"number":"FP-2024-000243","date":"2024-02-07","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2025-03-31","scope":"FOR THE INSTALLATION OF AN AUTOMATIC WET SPRINKLER SYSTEM THROUGHOUT A THREE (3) STORY OFFICE BUILDING TO INCLUDE A FOUR (4) INCH FIRE SERVICE LINE AND A FOUR (4) INCH BACKFLOW PREVENTER. ALL WORK TO BE DONE PER APPROVED PLANS AND IN ACCORDANCE WITH NFPA 13 BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA. IF SITE CONDITIONS VARY, CONTACT DESIGN ENGINEER PRIOR TO START OF WORK. SEE CP-2023-003242 FOR ASSOCIATED BUILDING PERMIT."},{"number":"PP-2023-016066","date":"2024-02-26","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2025-03-31","scope":"Plumbing per plan"},{"number":"GM-2024-006763","date":"2024-09-20","work":"Wall Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2025-03-28","scope":"EZ EXTERIOR WALL COVERINGS- For the Applications of Exterior Wall Coverings as per attached standards. Deviations from these standards require submission of construction and site plans. Separate Streets Department permit required for sidewalk and street closure. (No work to the rear addition approved under this permit )"},{"number":"EP-2024-011894","date":"2025-01-09","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-04-02","scope":"INSTALL FIRE ALARM AS PER PLANS AND 2016 NFPA 72 ."},{"number":"PP-2026-003119","date":"2026-03-12","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Issued","completedDate":null,"scope":"REPLACE 1\" BACKFLOW DEVICE."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2021,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2022,"k":"permit","w":"New construction, addition, GFA change"},{"y":2023,"k":"appeal","w":"Appeal granted"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Rough-In"},{"y":2024,"k":"permit","w":"New Construction"},{"y":2024,"k":"permit","w":"New Construction"},{"y":2024,"k":"permit","w":"New Construction or Additions"},{"y":2024,"k":"permit","w":"Wall Covering Replacement"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2026,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["9 permit events since 2023","1 zoning/board appeal since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #ZP-2022-004549: Completed · Granted; related permit ZP-2022-004549. Use permit #203372: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"5 permits not marked completed: 233113 (Expired), GM-2021-013592 (Expired), PP-2023-016067 (Expired), GM-2024-006763 (Expired), PP-2026-003119 (Issued). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"attention","title":"A life-safety certification appears expired","finding":"Fire Alarm Certification: Certified through Jan 9, 2026; Sprinkler Certification: Certified through Mar 3, 2027","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Request the correction/reinspection and current filed certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"3 failed, 3 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Jan 25, 2010.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"full-tax-exemption","level":"verify","title":"OPA shows a full exemption; its legal basis is unverified","finding":"OPA currently marks the land and building assessment fully tax-exempt; BlockReport does not receive the exemption determination or basis.","why":"Full OPA exemptions can have different legal bases, including government, religious, charitable/institutional, veteran, or other treatment. The current owner/use record is not a buyer’s tax forecast.","action":"Confirm the exact exemption basis, buyer eligibility, and next tax-year treatment directly with OPA.","url":"https://www.phila.gov/departments/office-of-property-assessment/tax-exemptions-and-abatements/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 2 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}