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ON THE NORTH SIDE 1ST FLOOR COMMERCIAL SPACE. #3)INSTALL ONE 1.5 TON HEAT PUMP WITH 5KW ELCTRIC HEATER. ON THE 2ND FLOOR. #4) INSTALL ONE 40,000 BTU 95% GAS FIRE WARM AIR UNIT WITH A 2 TON AC UNIT ON THE 3RD FLOOR #5) INSTALL ONE 1.5 TON HEAT PUMP WITH 5KW ELCTRIC HEATER. ON THE 4TH FLOOR. ALL UNITS ARE TO INSTALLED AS PER MANUFACTURERS SPECIFICATIONS AND MEETING THE REQUIREMENTS OF THE IMC AND IEC CODES. ALL UNITS WILL BE SELF CONTAINED WITHIN SEPARATE USE GRUOPS WITH NO DUCT PENTRATIONS THROUGH ANY FIRE RATED ASSEMBLIES. 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PREVIOUSLY APPROVED USE OF TWO (2) APARTMENTS IN THE SECOND THROUGH FOURTH FLOORS, DECK AT THIRD FLOOR AND TWO (2) RETAIL JEWELRY STORES IN THE FIRST FLOOR (NO ACTIVITY AS DEFINED IN SECTION 14-1605)."},{"number":"320363","date":"2011-03-28","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2011-11-15","scope":"AMENDING BLDG APPLICATION FOR 305328 TO REFLECT ROOF REPLACEMENT AND INCREASE OF 4TH FLOOR SPACE."},{"number":"319744","date":"2011-03-31","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2011-11-01","scope":"INSTALLATION OF NEW WET FIRE SUPP SYSTEM INCLUDING BFP PER PLAN."},{"number":"343283","date":"2011-06-28","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2011-11-01","scope":"ERECT 2 NEW PILASTERS IN FRONT OF BLDG AND A NEW SOFFIT."},{"number":"456589","date":"2013-08-27","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2013-08-27","scope":"A PAWN SHOP (PERSONAL CREDIT ESTABLISHMENT) AS PART OF AN EXISTING JEWELRY STORE (RETAIL SALE OF WEARING APPAREL AND ACCESSORIES) ON THE FIRST FLOOR IN THE SAME BUILDING WITH AN EXISTING TWO (2) FAMILY DWELLING ABOVE. NO SIGN ON THIS PERMIT."},{"number":"506341","date":"2013-12-19","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2013-12-19","scope":"FOR THE CREATION OF TWO (2) TENANT SPACES FROM ONE (1) SPACE FOR A BARBER SHOP (PERSONAL SERVICE) IN SPACE B WITH EXISTING RETAIL SALE OF WEARING APPARELS AND ALL OTHER USES AS PREVIOUSLY APPROVED ON 1ST FL WITH 2 FAMILY ABOVE IN AN EXISTING STRUCTURE. NO SIGN ON THIS PERMIT."},{"number":"709680","date":"2017-01-13","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-01-13","scope":"FOR PARTIAL DEMOLITION TO REMOVE AN EXISTING DECK AT THE THIRD FLOOR REAR, AND FOR THE ERECTION OF AN ADDITION TO THE REAR OF AN EXISTING ATTACHED STRUCTURE, SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION. FOR USE AS EXISTING RETAIL SALE OF WEARING APPAREL AND ACCESSORIES WITH ACCESSORY PAWN SHOP (LIMITED TO JEWELRY AND GEM STONES-AS PER PROVISO LETTER FROM WASHINGTON SQUARE WEST CIVIC ASSOCIATION DATED 6/26/2013) IN SPACE A ON THE FIRST FLOOR, WITH PREVIOUSLY APPROVED PERSONAL SERVICES IN SPACE B ON THE FIRST & SECOND FLOORS, AND MULTI-FAMILY HOUSEHOLD LIVING (THREE (3) DWELLING UNITS) ON THE SECOND FLOOR AND ABOVE, AND ONE (1) ACCESSORY PARKING SPACE TO BE PROVIDED OFF-SITE AT 709 CHESTNUT STREET (SEE AP#743235); NO SIGNS ON THIS PERMIT."},{"number":"753246","date":"2017-06-09","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2022-12-27","scope":"LEVEL III ALTERATIONS WITH PARTIAL CHANGE OF OCCUPANCY TO CREATE A PERSONAL SERVICES USE IN THE FIRST FLOOR SIDE AND SECOND FLOOR FRONT (EXISTING COMMERCIAL USE IN FIRST FLOOR OPPOSITE SIDE) AND A THREE FAMILY DWELLING IN THE SECOND FLOOR REAR THROUGH FOURTH FLOOR AS PER APPROVED PLANS. BUILDING TO BE FULLY SPRINKLERED WITH NFPA 13 SYSTEM. *PHASE 1 OF PROJECT, SEPARATE PERMIT REQUIRED FOR ERECTION OF ROOF DECK* **SEPARATE PERMITS REQUIRED FOR MEP & FIRE SUPPRESSION WORK**"},{"number":"862265","date":"2018-04-11","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2018-04-11","scope":"TO ADDRESS L&I CASE #621100 FOR WORKING WITHOUT PERMITS; FOR PARTIAL DEMOLITION AT THE REAR THIRD FLOOR, AND FOR THE ERECTION OF AN ADDITION WITH A ROOF DECK ABOVE THE REAR FOURTH STORY ROOF ACCESSED BY A PILOT HOUSE (TO ENCLOSE ACCESS STAIRS ONLY), TO AN EXISTING ATTACHED STRUCTURE, SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION. FOR USE AS EXISTING RETAIL SALES OF WEARING APPAREL AND ACCESSORIES WITH ACCESSORY PAWN SHOP WITHIN SPACE A ON THE FIRST FLOOR (LIMITED TO JEWELRY AND GEM STONES, AS PER ZBA PROVISO UNDER CAL#20346, AP#456589, RCO LETTER DATED 6/26/13), PERSONAL SERVICES WITHIN SPACE B ON THE FIRST FLOOR, AND MULTI-FAMILY HOUSEHOLD LIVING ABOVE (THREE (3) DWELLING UNITS), ON THE SECOND FLOOR AND ABOVE; ONE (1) ACCESSORY PARKING SPACE TO BE PROVIDED OFF-SITE AT 709 CHESTNUT ST (SEE AP#743235); NO SIGNS ON THIS PERMIT."},{"number":"892679","date":"2018-11-07","work":"Amend for conversion","type":"Administrative","description":"Administrative Permit","status":"Completed","completedDate":"2020-08-04","scope":"AMEND ADDITION PERMIT NO. 753246 TO INCLUDE CONSTRUCTION OF A PRIVATE ROOF TOP DECK WITH PILOT HOUSE (ACCESS TO ROOF DECK ONLY) FOR A THREE (3) FAMILY DWELLING AS PER APPROVED PLANS AND BBS VARIANCE NO. 34580. BUILDING TO BE FULLY SPRINKLERED PER NFPA 13. HORN AND STROBE MUST BE PROVIDED ON EXTERIOR OF THE PILOT HOUSE PER PROVISO TO BBS VARIANCE. **SEPARATE PERMITS REQUIRED FOR MEP & FIRE SUPPRESSION WORK**"},{"number":"853365","date":"2019-04-08","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2020-08-04","scope":"SUPPLY DRAINS & WATER TO THE FOLLOWING 3 TOILETS, 3 LAVS, 1 TUB SHOWER, 2 SHOWERS, 2 WASH MACHINE BOXES, 2 KITCHEN SINKS, 2 WATER HEATRS.THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUMBING CODE 2004."},{"number":"956736","date":"2019-04-15","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2020-03-12","scope":"1-EACH AUDIO/VISUAL HORN/STROBES, 2ND, 3RD & ROOF DECK, 1-AUDIO HORN ON 2ND BEDROOM & 2 IN 3RD FLOOR BEDROOM, WIRE & INTERFACE THE ABOVE COMPONENTS IN FIRE ALARM PANEL AS PER NFPA 72"},{"number":"963486","date":"2019-06-24","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2020-08-04","scope":"FOR THE INSTALLATION OF A TWO (2) INCH FIRE SERVICE LINE WITH A TWO AND A HALF (2-1/2) INCH BACKFLOW PREVENTER, AUTOMATIC FIRE SUPPRESSION SYSTEM AS PER NFPA 13 AND MANUAL WET STANDPIPE PER NFPA 14. ALL WORK SHALL BE DONE IN ACCORDANCE WITH APPROVED PLANS/HYDRAULIC CALCULATIONS."},{"number":"962949","date":"2019-07-09","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2020-06-22","scope":"NEW WIRE THRU OUT LIGHTING OUTLETS SWITCHES SMOKES AND CO/S NEW 600 AMP SERVICE NEW PANELS AS PER 2008 NEC CODE (CC DIST)"},{"number":"949180","date":"2019-09-11","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2020-08-04","scope":"INSTALL 3 SYSTEMS DUCTLESS 7 MINISPLIT HEADS AND 3 CONDENSERS"},{"number":"ZP-2023-009413","date":"2023-09-05","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE ERECTION OF EXTERIOR WALL TO ENCLOSE EXISTING WALKWAY CREATING ADDITIONAL GROSS FLOOR AREA. SIZE AND LOCATION AS SHOWN IN PLAN."},{"number":"CP-2023-006838","date":"2024-01-29","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2024-12-10","scope":"FOR LEVEL II ALTERATION WITHOUT CHANGE OF OCCUPANCY CLASSIFICATION TO THE EXISTING RETAIL SALE OF WEARING APPAREL AND ACCESSORIES ON THE 1ST FLOOR AS PER APPROVED PLANS. BUILDING IS FULLY SPRINKLERED. SEPARATE PERMITS REQUIRED FOR MEP AND FP WORK."},{"number":"EP-2024-004978","date":"2024-06-02","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2024-09-05","scope":"Wiring the light fixtures and emergency lights. Installing two circuits in the kitchen and gfci in bathroom. Existing service will stay like is, existing panel. No fire alarm"},{"number":"MP-2024-002130","date":"2024-06-03","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2024-12-10","scope":"FOR THE INSTALLATION OF REGISTERS, DIFFUSERS, AND APPLIANCES WITH ASSOCIATED DUCTWORK. APPLIANCES TO BE INSTALLED IN ACCORDANCE WITH MANUFACTURER'S SPECIFICATIONS. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK."},{"number":"ZP-2024-012029","date":"2025-04-09","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Residential - Household Living - Multi-Family"},{"number":"CP-2025-003382","date":"2025-08-21","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Issued","completedDate":null,"scope":"FOR LEVEL II ALTERATIONS TO FACADE NO INTERIOR WORK IS PROPOSED. NO CHANGE OF OCCUPANCY CLASSIFICATION TO THE EXISTING RETAIL SALE OF WEARING APPAREL AND ACCESSORIES ON THE 1ST FLOOR AS PER APPROVED PLANS. BUILDING IS FULLY SPRINKLERED. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK."},{"number":"AP-2025-004857","date":"2025-09-15","work":"Certificate of Occupancy (CO) (may inclu…","type":"Administrative","description":"Administrative Permit","status":"Issued","completedDate":null,"scope":"CERTIFICATE OF OCCUPANCY (NO RENOVATIONS) FOR CONVERSION OF BARBER SHOP SPACE ON SECOND FLOOR FRONT TO A DWELLING UNIT FOR FOUR (4) DWELLING UNITS ON THE SECOND THROUGH FOURTH FLOORS OF AN EXISTING BUILDING AS PER APPROVED PLANS. EXISTING BUILDING FULLY SPRINKLERED PER NFPA 13 AND INCLUDES STANDPIPES PER NFPA 14. *2018 IEBC REVIEW*"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2019,"k":"permit","w":"New Construction or Additions"},{"y":2019,"k":"permit","w":"Electrical"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2023,"k":"permit","w":"New construction, addition, GFA change"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2025,"k":"permit","w":"Change of Use"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Certificate of Occupancy (CO) (may inclu…"}],"rented":true,"licenses":[{"number":"580851","type":"Precious Metal Dealer","status":"Active","businessName":"TNS DIAMONDS INC (TNS DIAMONDS WHOLESALE JEWELRY)","legalName":"TNS DIAMONDS INC","address":"136 S 8TH ST","revenueCode":"3524","rentalCategory":null,"units":null,"issuedDate":"2013-01-04","latestIssueDate":"2025-12-31","expirationDate":"2026-12-31","inactiveDate":null},{"number":"613239","type":"Pawn Shop","status":"Active","businessName":"TNS DIAMONDS INC","legalName":"TNS DIAMONDS INC","address":"136 S 8TH ST","revenueCode":"3381","rentalCategory":null,"units":null,"issuedDate":"2013-12-24","latestIssueDate":"2025-11-19","expirationDate":"2026-12-31","inactiveDate":null},{"number":"0987750","type":"Rental","status":"Active","businessName":"Anatoly Shvarts","legalName":"Anatoly Shvarts","address":"136 S 8TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":3,"issuedDate":"2025-09-02","latestIssueDate":"2025-09-02","expirationDate":"2026-09-01","inactiveDate":null}],"licenseActivity":[{"number":"0987750","type":"Rental","businessName":"Anatoly Shvarts","legalName":"Anatoly Shvarts","issuedDate":"2025-09-02","latestIssueDate":"2025-09-02","closureDate":null,"expirationDate":"2026-09-01","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"613239","type":"Pawn Shop","businessName":"TNS DIAMONDS INC","legalName":"TNS DIAMONDS INC","issuedDate":"2013-12-24","latestIssueDate":"2025-11-19","closureDate":null,"expirationDate":"2026-12-31","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"580851","type":"Precious Metal Dealer","businessName":"TNS DIAMONDS INC (TNS DIAMONDS WHOLESALE JEWELRY)","legalName":"TNS DIAMONDS INC","issuedDate":"2013-01-04","latestIssueDate":"2025-12-31","closureDate":null,"expirationDate":"2026-12-31","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-25","units":3,"signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["7 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 28% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,066,500 to $1,361,900","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #15840: CLOSED · Granted; related permit 343280. Use permit #311333: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: CP-2025-003382 (Issued), AP-2025-004857 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"mixed-use","level":"verify","title":"Residential and business space run on separate compliance tracks","finding":"OPA classifies this parcel as mixed-use.","why":"The zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.","action":"Match every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1900 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"3 failed, 1 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was CLOSED on Nov 13, 2018.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 6 historical violations across 2 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Sprinkler Certification: Certified through Mar 16, 2027; Fire Alarm Certification: Certified through Feb 19, 2027","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}