{"asOf":"2026-07-26T15:48:22.229Z","block":"1300-1399 N 16TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/1300-1399-n-16th-st","address":"1315-17 N 16TH ST","parcelNumber":"871220010","source":"https://property.phila.gov/?p=871220010","ownerType":"investor","kind":"mixed-use","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"Y50","buildingCodeNew":"820","buildingClass":"STR/OFF+APT 3 STY MASONRY","buildingClassNew":"ROW MIXED-COM/RES-BLT AS RES","useLabel":"Apartment building","owner":"DVORA PROPERTIES LP","coOwner":null,"marketValue":690500,"landAssessment":138100,"improvementAssessment":552400,"livableArea":3336,"yearBuilt":2015,"lastSale":{"price":1,"date":"2014-05-07T04:00:00Z"},"openViolations":0,"violations":[{"number":"821905","date":"2008-01-30","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"821904","date":"2008-01-30","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215624","date":"2008-01-30","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215623","date":"2008-01-30","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215627","date":"2009-01-16","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215628","date":"2009-01-16","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215633","date":"2009-01-16","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215632","date":"2009-01-16","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1540141","date":"2009-12-08","code":"PM-306.0/2","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1540139","date":"2009-12-08","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1540140","date":"2009-12-08","code":"CP-102","title":"LICENSE - VACANT LOT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3387366","date":"2014-08-30","code":"A-301.2/1","title":"PERMB- NO NEED BUT MUST COMPLY","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3387365","date":"2014-08-30","code":"A-104.1/1","title":"WORKMANLIKE- BUILDING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3552350","date":"2014-11-08","code":"A-302.8/30","title":"PERM - MUST POST","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"144902","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2008-01-30","completedDate":null,"violations":[{"number":"821905","date":"2008-01-30","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"821904","date":"2008-01-30","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"144903","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2008-01-30","completedDate":"2015-07-24","violations":[{"number":"1215624","date":"2008-01-30","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215623","date":"2008-01-30","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"189837","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2009-01-16","completedDate":"2009-02-10","violations":[{"number":"1215627","date":"2009-01-16","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215628","date":"2009-01-16","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"189839","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2009-01-16","completedDate":null,"violations":[{"number":"1215633","date":"2009-01-16","code":"PM-306.0/91","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1215632","date":"2009-01-16","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"222098","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2009-12-08","completedDate":"2015-07-24","violations":[{"number":"1540141","date":"2009-12-08","code":"PM-306.0/2","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1540139","date":"2009-12-08","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1540140","date":"2009-12-08","code":"CP-102","title":"LICENSE - VACANT LOT","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"539087","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"3387366","date":"2014-08-30","code":"A-301.2/1","title":"PERMB- NO NEED BUT MUST COMPLY","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3387365","date":"2014-08-30","code":"A-104.1/1","title":"WORKMANLIKE- BUILDING CODE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"563673","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"3552350","date":"2014-11-08","code":"A-302.8/30","title":"PERM - MUST POST","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2008,"n":4,"worst":null},{"y":2009,"n":7,"worst":null},{"y":2014,"n":3,"worst":null}],"investigations":[{"caseNumber":"144902","date":"2008-01-30","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"144903","date":"2008-01-30","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"144903","date":"2009-01-16","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"144902","date":"2009-01-16","type":"HCEU INSP","status":"PASSED"}],"inspYears":[{"y":2008,"fails":2,"passes":0},{"y":2009,"fails":0,"passes":2}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9740861708527,"lng":-75.16204010876508,"geom":{"type":"Polygon","coordinates":[[[-75.161958052,39.974037157],[-75.162138046,39.974060383],[-75.162121333,39.974135011],[-75.161942745,39.974112268],[-75.161958052,39.974037157]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19121","beds":null,"baths":null,"stories":null,"lotArea":1400,"zoning":"RSA5","grade":"C+","basement":null,"heater":null,"centralAir":null,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"1315-17 N 16TH ST, PHILADELPHIA PA, 19121","mailOut":false,"appeals":[],"taxYears":[{"year":2016,"total":6556.26,"principal":5949.71,"interest":89.24,"penalty":59.5}],"taxNet":6556.26,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":369600,"taxable":369600,"land":14000,"improvement":355600,"taxableLand":14000,"taxableImprovement":355600,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":369600,"taxable":369600,"land":14000,"improvement":355600,"taxableLand":14000,"taxableImprovement":355600,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":367800,"taxable":367800,"land":73560,"improvement":294240,"taxableLand":73560,"taxableImprovement":294240,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":378800,"taxable":378800,"land":75760,"improvement":303040,"taxableLand":75760,"taxableImprovement":303040,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":382500,"taxable":382500,"land":76500,"improvement":306000,"taxableLand":76500,"taxableImprovement":306000,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":382500,"taxable":382500,"land":76500,"improvement":306000,"taxableLand":76500,"taxableImprovement":306000,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":382500,"taxable":382500,"land":76500,"improvement":306000,"taxableLand":76500,"taxableImprovement":306000,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":571600,"taxable":571600,"land":114300,"improvement":457300,"taxableLand":114300,"taxableImprovement":457300,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":571600,"taxable":571600,"land":114300,"improvement":457300,"taxableLand":114300,"taxableImprovement":457300,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":550000,"taxable":550000,"land":110000,"improvement":440000,"taxableLand":110000,"taxableImprovement":440000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":550000,"taxable":550000,"land":110000,"improvement":440000,"taxableLand":110000,"taxableImprovement":440000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":690500,"taxable":690500,"land":138100,"improvement":552400,"taxableLand":138100,"taxableImprovement":552400,"exemptLand":0,"exemptImprovement":0}],"taxNow":7699,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"540323","date":"2014-06-09","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2014-06-09","scope":"CONSOLIDATION OF LOT LINES TO CREATE (1) LOT FROM (2)"},{"number":"539084","date":"2014-06-09","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2014-06-09","scope":"CONSOLIDATION OF LOT LINES TO CREATE (1) LOT FROM (2) FOR THE NEW CONSTRUCTION OF A THREE STORY MIXED USE STRUCTURE. GROUND FLOOR WITH GARAGE AND (2) RESIDENTIA UNITS ON SECOND AND THIRD FLOOR."},{"number":"540324","date":"2014-07-10","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2014-07-10","scope":"FOR THE NEW CONSTRUCTION OF A THREE STORY MIXED USE STRUCTURE. GROUND FLOOR WITH GARAGE AND (2) RESIDENTIA UNITS ON SECOND AND THIRD FLOOR."},{"number":"539087","date":"2014-07-10","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2015-07-24","scope":"FOR THE CONSTRUCTION OF AN ATTACHED, THREE-STORY STRUCTURE WITH A VACANT COMMERCIAL SPACE ON THE FIRST FLOOR (NEW USE REGISTRSTION PERMIT AND A SEPARATE CERTIFICATE OF OCCUPANCY REQUIRED PRIOR TO OCCUPANCY) WITH ONE (1) OFF-STREET PARKING SPACE ACCESSORY TO FIRST FLOOR ONLY, AND A TWO-FAMILY DWELLING ON THE SECOND AND THIRD FLOORS AS PER APPROVED PLANS."},{"number":"563673","date":"2014-09-24","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2015-07-22","scope":"INSTALL 2 HEATPUMPS & AIR HANDLERS WITH DUCTWORK(RESIDENTIAL UNITS)AND 1 DUCTLESS MINI-SPLIT(COMMERCIAL SPACE)"},{"number":"565323","date":"2014-11-12","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2015-07-24","scope":"INSTALLATION OF NFPA 13 AND 13R SYSTEMS FOR COMMERCIAL SPACE AND TWO DWELLING UNITS. FIRE SERVICE 2\" UNDERGROUND."},{"number":"563352","date":"2014-11-13","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2015-07-22","scope":"INSTALL PLUMBING DRAIN/WATER LINES THROUGHOUT BLDG & INSTALL FIXTURES TOILETS, SINKS & TUBS (MIXED USE) SELF-CERIFICATION'S ARE NO LONGER PERMITTED - ALL EXCAVATIONS & PLUMBING TRENCHES IN EXCESS OF 5' IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION - NOTE: EXTERIOR WORK IS PENDING A \"REVISED\" PERMIT FOR THE WATER/STREET DEPARTMENT APPROVAL"},{"number":"566489","date":"2014-11-17","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2015-04-28","scope":"INSTALL 400AMP SINGLE PHASE MAIN SERVICE,4 GANG METER MODULE,ALL WIRING THROUGHOUT 2 UNIT APT BUILDING WITH COMMERCIAL SPACE LOCATE ON THE 1ST FLOOR.INSTALL FIRE ALARM SYSTEM THROUGHOUT PER 2008 NEC & NFPA 72(MIXED USE)"},{"number":"578066","date":"2014-12-05","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2014-12-05","scope":"1ST FLOOR USE TO BUSINESS AND PROFESSIONAL OFFICE SPACE"},{"number":"578573","date":"2014-12-09","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2014-12-17","scope":"5\" LATERAL & 1\" WATER SERVICE & BACKFLOW (MIXED USE) PA20143220203 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS & PLUMBING TRENCHES IN EXCESS OF 5' IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"},{"number":"587681","date":"2015-01-30","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2015-02-06","scope":"TEMPORARY CERTIFICATE OF OCCUPANCY FOR (1) APARTMENT ON 2ND FLOOR AND (1) APARTMENT ON 3RD FLOOR. COMMERCIAL AREA NOT INCLUDED IN TCO."},{"number":"608426","date":"2015-05-13","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2015-06-03","scope":"THIS IS THE 2ND TCO AND THE LAST ONE YOU CAN OBTAIN, WORK MUST BE COMPLETED WITHIN 90 DAYS: TEMPORARY CERTIFICATE OF OCCUPANCY FOR (1) APARTMENT ON 2ND FLOOR AND (1) APARTMENT ON 3RD FLOOR. COMMERCIAL AREA NOT INCLUDED IN TCO."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2014,"k":"permit","w":"Zoning"},{"y":2014,"k":"viol","w":"3 L&I violations"},{"y":2014,"k":"permit","w":"Zoning/use"},{"y":2014,"k":"permit","w":"New construction"},{"y":2014,"k":"permit","w":"Mechanical"},{"y":2014,"k":"permit","w":"Suppression"},{"y":2014,"k":"permit","w":"Plumbing"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2014,"k":"permit","w":"Use"},{"y":2014,"k":"permit","w":"Plumbing"},{"y":2015,"k":"permit","w":"Administrative"},{"y":2015,"k":"permit","w":"Administrative"}],"rented":true,"licenses":[{"number":"686085","type":"Rental","status":"Active","businessName":"DVORA PROPERTIES LP","legalName":"DVORA PROPERTIES LP","address":"1315-17 N 16TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":2,"issuedDate":"2015-12-10","latestIssueDate":"2025-12-22","expirationDate":"2026-12-31","inactiveDate":null}],"licenseActivity":[{"number":"686085","type":"Rental","businessName":"DVORA PROPERTIES LP","legalName":"DVORA PROPERTIES LP","issuedDate":"2015-12-10","latestIssueDate":"2025-12-22","closureDate":null,"expirationDate":"2026-12-31","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-25","units":2,"signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 26% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $550,000 to $690,500","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #540324: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"mixed-use","level":"verify","title":"Residential and business space run on separate compliance tracks","finding":"OPA classifies this parcel as mixed-use.","why":"The zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.","action":"Match every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 2 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jan 16, 2009.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"2 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 14 historical violations across 7 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}