{"asOf":"2026-07-28T00:02:27.170Z","block":"600-699 S 60TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-s-60th-st","address":"622 S 60TH ST","parcelNumber":"871506890","source":"https://property.phila.gov/?p=871506890","ownerType":"investor","kind":"mixed-use","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"S30","buildingCodeNew":"821","buildingClass":"ROW W/OFF STR 2 STY MASON","buildingClassNew":"ROW MIXED-COM/RES-BLT AS COM","useLabel":"Mixed-use","owner":"LDC REALTY II LLC","coOwner":null,"marketValue":111100,"landAssessment":22200,"improvementAssessment":88900,"livableArea":2223,"yearBuilt":1920,"lastSale":{"price":22000,"date":"2024-08-19T04:00:00Z"},"openViolations":0,"violations":[{"number":"VI-2022-060538","date":"2022-08-15","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060539","date":"2022-08-15","code":"PM15-304.1(H)","title":"ROOF DEFICIENCIES","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060540","date":"2022-08-15","code":"PM15-305.1(E)","title":"INTERIOR STAIRS","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060541","date":"2022-08-15","code":"PM15-305.1(A)","title":"INTERIOR COMPONENT DETERIORATED","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060542","date":"2022-08-15","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060543","date":"2022-08-15","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"}],"violationCases":[{"number":"CF-2022-082557","type":"NOTICE OF VIOLATION","priority":"UNSAFE","responsibility":"CSU INVESTIGATOR","status":"CLOSED","createdDate":"2022-08-15","completedDate":"2025-01-24","violations":[{"number":"VI-2022-060538","date":"2022-08-15","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060539","date":"2022-08-15","code":"PM15-304.1(H)","title":"ROOF DEFICIENCIES","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060540","date":"2022-08-15","code":"PM15-305.1(E)","title":"INTERIOR STAIRS","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060541","date":"2022-08-15","code":"PM15-305.1(A)","title":"INTERIOR COMPONENT DETERIORATED","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060542","date":"2022-08-15","code":"PM15-304.1(G)","title":"EXTERIOR WALLS","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2022-060543","date":"2022-08-15","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":"2025-01-24","resolution":"COMPLIED - OWNER REPAIR"}]}],"violYears":[{"y":2022,"n":6,"worst":"UNSAFE STRUCTURE"}],"investigations":[{"caseNumber":"CF-2022-082557","date":"2022-08-15","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2022-08-29","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2022-12-03","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2023-07-06","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2023-08-10","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2023-09-15","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2023-11-03","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2024-03-25","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2024-07-01","type":null,"status":"FAILED"},{"caseNumber":"CF-2022-082557","date":"2025-01-24","type":null,"status":"PASSED"}],"inspYears":[{"y":2022,"fails":3,"passes":0},{"y":2023,"fails":4,"passes":0},{"y":2024,"fails":2,"passes":0},{"y":2025,"fails":0,"passes":1}],"taxOwed":8905.05,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":8905.05,"principalDue":5520.2,"penaltyDue":375.8,"interestDue":1398.77,"otherChargesDue":1610.28,"yearsOwed":6,"oldestYearOwed":2016,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2021-06-02","assessmentYear":2022,"totalAssessment":66000,"taxableAssessment":66000,"exemptAbatementAssessment":0,"homesteadValue":0,"netTaxAfterHomestead":923.87,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":true,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.951866138398266,"lng":-75.24313060311734,"geom":{"type":"Polygon","coordinates":[[[-75.242990606,39.951828396],[-75.243279346,39.951863091],[-75.243271287,39.951903843],[-75.242981643,39.951869239],[-75.242990606,39.951828396]]]},"liDistrict":"CENTRAL WEST","certifications":[{"number":"BC-2025-032004","type":"Fire Alarm Certification","inspectionDate":"2025-12-06","result":"Certified","expirationDate":"2026-12-06","buildingId":"1499719"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19143","beds":null,"baths":null,"stories":2,"lotArea":1284,"zoning":"CMX2","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"7","intCond":"7","garage":null,"homestead":false,"mail":"500 WESTOVER DR #12042, SANFORD NC, 27330","mailOut":true,"appeals":[],"taxYears":[{"year":2016,"total":831.75,"principal":680.94,"interest":10.22,"penalty":6.81}],"taxNet":831.75,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":42300,"taxable":42300,"land":19300,"improvement":23000,"taxableLand":19300,"taxableImprovement":23000,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":42300,"taxable":42300,"land":19300,"improvement":23000,"taxableLand":19300,"taxableImprovement":23000,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":63500,"taxable":63500,"land":12700,"improvement":50800,"taxableLand":12700,"taxableImprovement":50800,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":65400,"taxable":65400,"land":13389,"improvement":52011,"taxableLand":13389,"taxableImprovement":52011,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":66000,"taxable":66000,"land":13512,"improvement":52488,"taxableLand":13512,"taxableImprovement":52488,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":66000,"taxable":66000,"land":13512,"improvement":52488,"taxableLand":13512,"taxableImprovement":52488,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":66000,"taxable":66000,"land":13512,"improvement":52488,"taxableLand":13512,"taxableImprovement":52488,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":138200,"taxable":138200,"land":27600,"improvement":110600,"taxableLand":27600,"taxableImprovement":110600,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":138200,"taxable":138200,"land":27600,"improvement":110600,"taxableLand":27600,"taxableImprovement":110600,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":137700,"taxable":137700,"land":27540,"improvement":110160,"taxableLand":27540,"taxableImprovement":110160,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":137700,"taxable":137700,"land":27540,"improvement":110160,"taxableLand":27540,"taxableImprovement":110160,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":111100,"taxable":111100,"land":22200,"improvement":88900,"taxableLand":22200,"taxableImprovement":88900,"exemptLand":0,"exemptImprovement":0}],"taxNow":1928,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"440317","date":"2012-11-29","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2012-12-24","scope":"3/4 K WATER REPLACEMENT ONLY.PA1#20122471026(SFD)"},{"number":"CP-2024-005567","date":"2024-11-26","work":"Commercial Make Safe Permit","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2025-08-12","scope":"MAKE SAFE PERMIT TO COMPLY WITH CF-2022-082557 TO INCLUDE REPAIRS/REPLACEMENT OF EXTERIOR WALLS AND FRAMING PER APPROVED PLANS AND IN ACCORDANCE WITH CODE BULLETIN PM-1801. LICENSED PA PROFESSIONAL ENGINEER IS REQUIRED TO MONITOR REPAIRS MADE UNDER THIS PERMIT. THE ENGINEER MUST SUBMIT A SEALED STATEMENT TO THE DEPARTMENT CONFIRMING THAT THE STRUCTURE IS IN SOUND CONDITION AT COMPLETION. SEPARATE PERMITS REQUIRED FOR ADDITIONAL ALTERATIONS NOT ADDRESSED IN APPROVED PLANS."},{"number":"ZP-2025-002408","date":"2025-03-24","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Residential - Household Living - Single-Family"},{"number":"CP-2025-000618","date":"2025-03-29","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2026-02-05","scope":"LEVEL III ALTERATIONS WITH COMPLETE CHANGE OF OCCUPANCY TO CREATE A SHELL COMMERCIAL SPACE (USE REGISTRATION & FIT-OUT PERMITS REQUIRED PRIOR TO OCCUPANCY) ON THE GROUND FLOOR AND SINGLE FAMILY DWELLING ON THE SECOND FLOOR OF AN EXISTING TWO-STORY BUILDING AS PER APPROVED PLANS. BUILDING TO BE FULLY SPRINKLERED. *2018 IEBC REVIEW* **SEPARATE PERMITS REQUIRED FOR MEP & FIRE SUPPRESSION WORK** AMENDMENT APPROVED 9/30/25 AMEND ALTERATIONS PERMIT CP-2025-000618 FOR CHANGES TO ACCESSIBLE ROUTE AND STRUCTURE AS PER APPROVED PLANS."},{"number":"FP-2025-000995","date":"2025-05-15","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2025-12-18","scope":"INSTALL NEW FIRE SUPPRESSION SYSTEM COMPLYING WITH NFPA 13 AND 13R THROUGHOUT THE BUILDING TO INCLUDE 2\" MAIN FIRE SERVICE LINE WITH A 3\" AMES COLT 200 BACKFLOW PREVENTION ASSEMBLY AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA."},{"number":"MP-2025-002995","date":"2025-06-05","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2026-02-05","scope":"FOR THE INSTALLATION OF HVAC APPLIANCES, GRDs, BATHROOM AND CLOTHES DRYER EXHAUSTS, AND ASSOCIATED DUCTWORK THROUGHOUT. ALL WORK TO BE DONE PER APPROVED PLANS AND IN ACCORDANCE WITH 2018 IMC. SEPARATE PERMITS TO BE OBTAINED FOR ALL OTHER WORK. SEE CP-2025-000618 FOR ASSOCIATED BUILDING PERMIT."},{"number":"EP-2025-005212","date":"2025-06-23","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2025-12-10","scope":"Install new 400 AMP service. Install new switches, outlets, lights, GFCIs, and smoke detectors per NEC 2017."},{"number":"PP-2025-007022","date":"2025-06-27","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-02-05","scope":"Plumbing per plans All work to comply with the 2018 Philadelphia Plumbing Code."},{"number":"PP-2025-006999","date":"2025-12-27","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-01-08","scope":"Combo curb trap replacement, fai, and 1\" water line replacement"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2023,"k":"insp","w":"Inspection failed ×4"},{"y":2024,"k":"insp","w":"Inspection failed ×2"},{"y":2024,"k":"sale","p":22000},{"y":2024,"k":"permit","w":"Commercial Make Safe Permit"},{"y":2025,"k":"permit","w":"Change of Use"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"New Construction"},{"y":2025,"k":"permit","w":"Addition and/or Alterations"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Alterations"},{"y":2025,"k":"insp","w":"Inspection passed"},{"y":2025,"k":"permit","w":"Alterations"}],"rented":true,"licenses":[{"number":"614590","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"BOBBY E LOWE","legalName":"BOBBY E LOWE","address":"622 S 60TH ST","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2014-01-09","latestIssueDate":"2015-03-05","expirationDate":"2016-02-29","inactiveDate":"2016-04-29"},{"number":"1009572","type":"Rental","status":"Active","businessName":"LDC REALTY II LLC","legalName":"LDC REALTY II LLC","address":"622 S 60TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2026-06-05","latestIssueDate":"2026-06-05","expirationDate":"2027-06-04","inactiveDate":null}],"licenseActivity":[{"number":"1009572","type":"Rental","businessName":"LDC REALTY II LLC","legalName":"LDC REALTY II LLC","issuedDate":"2026-06-05","latestIssueDate":"2026-06-05","closureDate":null,"expirationDate":"2027-06-04","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"614590","type":"Vacant Residential Property / Lot","businessName":"BOBBY E LOWE","legalName":"BOBBY E LOWE","issuedDate":"2014-01-09","latestIssueDate":"2015-03-05","closureDate":"2016-04-29","expirationDate":"2016-02-29","inactiveDate":"2016-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$8,905 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2022, 2023, 2024"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 8 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2024","permit activity in 2024, 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"The record identifies more than one dwelling/use.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 6 historical violations across 1 case.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$8,905.05 was recorded in the City’s 2022-06 delinquency snapshot for 2016–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"mixed-use","level":"verify","title":"Residential and business space run on separate compliance tracks","finding":"OPA classifies this parcel as mixed-use.","why":"The zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.","action":"Match every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (500 WESTOVER DR #12042, SANFORD NC, 27330).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1920 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"9 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jan 24, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #614590: Inactive since Apr 29, 2016","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Fire Alarm Certification: Certified through Dec 6, 2026","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}