{"asOf":"2026-07-27T20:30:51.275Z","block":"200-299 E ALLEGHENY AVE","blockUrl":"https://philadelphia.blockreport.homes/block/200-299-e-allegheny-ave","address":"226 E ALLEGHENY AVE","parcelNumber":"871511750","source":"https://property.phila.gov/?p=871511750","ownerType":"absentee","kind":"mixed-use","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"S30","buildingCodeNew":"820","buildingClass":"ROW W/OFF STR 2 STY MASON","buildingClassNew":"ROW MIXED-COM/RES-BLT AS RES","useLabel":"Mixed-use","owner":"MARIA JUAN","coOwner":null,"marketValue":106500,"landAssessment":21300,"improvementAssessment":85200,"livableArea":1500,"yearBuilt":1920,"lastSale":{"price":30000,"date":"2003-01-28T05:00:00Z"},"openViolations":0,"violations":[{"number":"582860","date":"2007-03-09","code":"A-000.0/11","title":"VIOL BC 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MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"261924","type":"HAZARDOUS","priority":"HAZARDOUS","responsibility":"HCEU","status":"CLOSED","createdDate":"2010-12-16","completedDate":"2016-07-20","violations":[{"number":"1969475","date":"2010-12-16","code":"PM-407.2/7","title":"ELEC-COVER PLATE DEFECTIVE-RES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969473","date":"2010-12-16","code":"FC-901.4/3","title":"FA-MAINT NONREQ¿D SYS","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969481","date":"2010-12-16","code":"PM-305.4/2","title":"INT S-DOOR REPR/REPLC","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969480","date":"2010-12-16","code":"PM-305.3/3","title":"INT S-CEILING REPAIR/MAINT SAN","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969476","date":"2010-12-16","code":"PM-304.8/15","title":"EXT S-DOOR WEATHERTIGHT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969477","date":"2010-12-16","code":"PM-304.8/1","title":"EXT S-WINDOW REPAIR/MAINTAIN","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969478","date":"2010-12-16","code":"PM-304.4/1","title":"EXT S-ROOF REPAIR","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969472","date":"2010-12-16","code":"FC-914.1/3","title":"ANNUAL CERT FIRE ALARM","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969474","date":"2010-12-16","code":"FC-901.9/1","title":"FIRE-INSTALLERS CERT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969471","date":"2010-12-16","code":"A-301.1/53","title":"PERME- ALTER ELEC INSTALLATION","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969470","date":"2010-12-16","code":"PM-407.2/1","title":"ELEC-FAC MEET ELEC CODE-RES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969469","date":"2010-12-16","code":"FC-908.7/1","title":"CO DETECTOR NEEDED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969479","date":"2010-12-16","code":"PM-304.8/7","title":"EXT S-WINDOW WEATHERTIGHT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1969482","date":"2011-02-04","code":"PM-102.3/1","title":"LICENSE-RES SFD/2FD","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"300120","type":"STANDARD","priority":"STANDARD","responsibility":"BU","status":"CLOSED","createdDate":"2011-09-30","completedDate":null,"violations":[{"number":"2360438","date":"2011-09-23","code":"LO-1","title":"OBTAIN LIC INDICATED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2360437","date":"2011-09-23","code":"14-1704/10","title":"NON-REGULATED LACKS PERMIT","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2007,"n":1,"worst":null},{"y":2010,"n":13,"worst":null},{"y":2011,"n":3,"worst":null}],"investigations":[{"caseNumber":"114609","date":"2007-03-09","type":"BC INSP","status":"PASSED"},{"caseNumber":"105180","date":"2007-03-09","type":"BC INSP","status":"CLOSED"},{"caseNumber":"261924","date":"2010-12-16","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"261924","date":"2011-01-13","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"261924","date":"2011-02-04","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"261924","date":"2011-02-04","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"261924","date":"2011-06-25","type":"PRECOURT","status":"CLOSED"},{"caseNumber":"300120","date":"2011-09-23","type":"BC INSP","status":"FAILED"},{"caseNumber":"300120","date":"2012-02-13","type":"BC INSP","status":"FAILED"}],"inspYears":[{"y":2007,"fails":0,"passes":1},{"y":2010,"fails":1,"passes":0},{"y":2011,"fails":3,"passes":0},{"y":2012,"fails":1,"passes":0}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.99795020597043,"lng":-75.12655982412167,"geom":{"type":"Polygon","coordinates":[[[-75.126525978,39.997970061],[-75.126547936,39.997864509],[-75.12660453,39.997872589],[-75.12657327,39.998034477],[-75.126514114,39.998027048],[-75.126525978,39.997970061]]]},"liDistrict":"CENTRAL EAST","certifications":[{"number":"BC-2022-008069","type":"Fire Alarm Certification","inspectionDate":"2022-06-10","result":"Certified","expirationDate":"2023-06-10","buildingId":"1039141"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19134","beds":null,"baths":null,"stories":null,"lotArea":900,"zoning":"CMX2.5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"5","intCond":"5","garage":null,"homestead":false,"mail":"3064 N 7TH ST, PHILADELPHIA PA, 19133","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR THE ADDITION OF CHECK CASHING SERVICE AND RETAIL SALE OF CANDY AS PART OF AN EXISTING MULTI-SERVICE ( MONEY TRANSFER, BILL PAYMENT, CHECK CASHING , NOTARY , PRE-PACKAGED FOOD ETC) ON FIRST FLOOR IN THE SAME BUILDING WITH AN EXIST","status":"CLOSED","outcome":"Dismissed","date":"2012-07-17","number":"17080","relatedPermit":"378497"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":91200,"taxable":91200,"land":5381,"improvement":85819,"taxableLand":5381,"taxableImprovement":85819,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":91200,"taxable":91200,"land":5381,"improvement":85819,"taxableLand":5381,"taxableImprovement":85819,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":64800,"taxable":64800,"land":12960,"improvement":51840,"taxableLand":12960,"taxableImprovement":51840,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":61800,"taxable":61800,"land":12360,"improvement":49440,"taxableLand":12360,"taxableImprovement":49440,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":62400,"taxable":62400,"land":12480,"improvement":49920,"taxableLand":12480,"taxableImprovement":49920,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":62400,"taxable":62400,"land":12480,"improvement":49920,"taxableLand":12480,"taxableImprovement":49920,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":62400,"taxable":62400,"land":12480,"improvement":49920,"taxableLand":12480,"taxableImprovement":49920,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":88500,"taxable":88500,"land":17700,"improvement":70800,"taxableLand":17700,"taxableImprovement":70800,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":88500,"taxable":88500,"land":17700,"improvement":70800,"taxableLand":17700,"taxableImprovement":70800,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":94200,"taxable":94200,"land":18840,"improvement":75360,"taxableLand":18840,"taxableImprovement":75360,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":94200,"taxable":94200,"land":18840,"improvement":75360,"taxableLand":18840,"taxableImprovement":75360,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":106500,"taxable":106500,"land":21300,"improvement":85200,"taxableLand":21300,"taxableImprovement":85200,"exemptLand":0,"exemptImprovement":0}],"taxNow":1319,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"587340","date":"2015-01-29","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-04-04","scope":"INSTALL 3/4\" BACKFLOW PREVENTOR CONTAINMENT DEVICE AT THE WATER METER IN THE BASEMENT."},{"number":"ZP-2020-007602","date":"2020-10-12","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Retail Sales - Food, Beverages, and Groceries"},{"number":"AP-2020-010495","date":"2020-11-24","work":"Certificate of Occupancy (CO) (may inclu…","type":"Administrative","description":"Administrative Permit","status":"Issued","completedDate":null,"scope":"FOR CERTIFICATE OF OCCUPANCY AT THE FIRST FLOOR FOR MERCANTILE USE IN EXISTING STRUCTURE. NO ALTERATIONS ON THIS PERMIT."}],"storyTag":"Improved","storyDelta":0.5,"timeline":[{"y":2003,"k":"sale","p":30000},{"y":2007,"k":"viol","w":"L&I violation"},{"y":2007,"k":"insp","w":"Inspection passed"},{"y":2010,"k":"viol","w":"13 L&I violations"},{"y":2010,"k":"insp","w":"Inspection failed"},{"y":2011,"k":"viol","w":"3 L&I violations"},{"y":2011,"k":"insp","w":"Inspection failed ×3"},{"y":2012,"k":"appeal","w":"Appeal dismissed"},{"y":2012,"k":"insp","w":"Inspection failed"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2020,"k":"permit","w":"Change of Use"},{"y":2020,"k":"permit","w":"Certificate of Occupancy (CO) (may inclu…"}],"rented":true,"licenses":[{"number":"280048","type":"Dumpster License - Private Property","status":"Inactive","businessName":"E.J. PANDELLA'S INC","legalName":"E.J. PANDELLA'S INC","address":"226 E ALLEGHENY AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"1997-09-19","latestIssueDate":"1997-09-19","expirationDate":"2010-07-31","inactiveDate":null},{"number":"278763","type":"Dumpster License - Private Property","status":"Inactive","businessName":"NICKOLAS KALIKAS (T/A OLYMPIA EXPRESS)","legalName":"NICKOLAS KALIKAS","address":"226 E ALLEGHENY AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"1999-08-24","latestIssueDate":"1999-08-24","expirationDate":"2010-07-31","inactiveDate":null},{"number":"297922","type":"Handbill Distribution","status":"Inactive","businessName":"NICKOLAS KALIKAS (T/A OLYMPIA EXPRESS)","legalName":"NICKOLAS KALIKAS","address":"226 E ALLEGHENY AVE","revenueCode":"3418","rentalCategory":null,"units":null,"issuedDate":"1999-08-24","latestIssueDate":"1999-08-24","expirationDate":"2000-08-31","inactiveDate":null},{"number":"281394","type":"Dumpster License - Private Property","status":"Inactive","businessName":"TOMAS VARGAS","legalName":"TOMAS VARGAS","address":"226 E ALLEGHENY AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2001-11-30","latestIssueDate":"2001-11-30","expirationDate":"2010-07-31","inactiveDate":null},{"number":"206384","type":"Food Preparing and Serving","status":"Inactive","businessName":"TOMAS VARGAS (T/A  OLMPIA PIZZA EXPRESS)","legalName":"TOMAS VARGAS","address":"226 E ALLEGHENY AVE","revenueCode":"3120","rentalCategory":null,"units":null,"issuedDate":"2002-01-09","latestIssueDate":"2002-01-09","expirationDate":"2003-04-30","inactiveDate":null},{"number":"200233","type":"Food Establishment, Retail Permanent Location","status":"Inactive","businessName":"GENOVEBA COMMUNICATIONS INC","legalName":"GENOVEBA COMMUNICATIONS INC","address":"226 E ALLEGHENY AVE","revenueCode":"3118","rentalCategory":null,"units":null,"issuedDate":"2004-06-01","latestIssueDate":"2008-04-28","expirationDate":"2009-04-30","inactiveDate":"2012-12-22"},{"number":"525618","type":"Rental","status":"Active","businessName":"MARIA JUAN (JUAN GROCERY)","legalName":"MARIA JUAN","address":"226 E ALLEGHENY AVE","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2011-02-17","latestIssueDate":"2026-03-09","expirationDate":"2027-02-28","inactiveDate":null},{"number":"856516","type":"Food Establishment, Retail Permanent Location","status":"Active","businessName":"Mini Shop 1 Inc","legalName":"Mini Shop 1 Inc","address":"226 E ALLEGHENY AVE","revenueCode":"3118","rentalCategory":null,"units":null,"issuedDate":"2020-12-01","latestIssueDate":"2025-11-09","expirationDate":"2026-11-30","inactiveDate":null}],"licenseActivity":[{"number":"856516","type":"Food Establishment, Retail Permanent Location","businessName":"Mini Shop 1 Inc","legalName":"Mini Shop 1 Inc","issuedDate":"2020-12-01","latestIssueDate":"2025-11-09","closureDate":null,"expirationDate":"2026-11-30","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"525618","type":"Rental","businessName":"MARIA JUAN (JUAN GROCERY)","legalName":"MARIA JUAN","issuedDate":"2011-02-17","latestIssueDate":"2026-03-09","closureDate":null,"expirationDate":"2027-02-28","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"200233","type":"Food Establishment, Retail Permanent Location","businessName":"GENOVEBA COMMUNICATIONS INC","legalName":"GENOVEBA COMMUNICATIONS INC","issuedDate":"2004-06-01","latestIssueDate":"2008-04-28","closureDate":"2012-12-22","expirationDate":"2009-04-30","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false},{"number":"206384","type":"Food Preparing and Serving","businessName":"TOMAS VARGAS (T/A  OLMPIA PIZZA EXPRESS)","legalName":"TOMAS VARGAS","issuedDate":"2002-01-09","latestIssueDate":"2002-01-09","closureDate":"2003-04-30","expirationDate":"2003-04-30","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"281394","type":"Dumpster License - Private Property","businessName":"TOMAS VARGAS","legalName":"TOMAS VARGAS","issuedDate":"2001-11-30","latestIssueDate":"2001-11-30","closureDate":"2010-07-31","expirationDate":"2010-07-31","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"278763","type":"Dumpster License - Private Property","businessName":"NICKOLAS KALIKAS (T/A OLYMPIA EXPRESS)","legalName":"NICKOLAS KALIKAS","issuedDate":"1999-08-24","latestIssueDate":"1999-08-24","closureDate":"2010-07-31","expirationDate":"2010-07-31","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"297922","type":"Handbill Distribution","businessName":"NICKOLAS KALIKAS (T/A OLYMPIA EXPRESS)","legalName":"NICKOLAS KALIKAS","issuedDate":"1999-08-24","latestIssueDate":"1999-08-24","closureDate":"2000-08-31","expirationDate":"2000-08-31","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"280048","type":"Dumpster License - Private Property","businessName":"E.J. PANDELLA'S INC","legalName":"E.J. PANDELLA'S INC","issuedDate":"1997-09-19","latestIssueDate":"1997-09-19","closureDate":"2010-07-31","expirationDate":"2010-07-31","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #17080: CLOSED · Dismissed; related permit 378497.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: AP-2020-010495 (Issued).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"attention","title":"A life-safety certification appears expired","finding":"Fire Alarm Certification: Certified through Jun 10, 2023","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Request the correction/reinspection and current filed certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"mixed-use","level":"verify","title":"Residential and business space run on separate compliance tracks","finding":"OPA classifies this parcel as mixed-use.","why":"The zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.","action":"Match every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1920 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"5 failed, 1 passed, and 3 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Feb 13, 2012.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Dumpster License - Private Property #280048: Inactive; Dumpster License - Private Property #278763: Inactive; Handbill Distribution #297922: Inactive; Dumpster License - Private Property #281394: Inactive","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 17 historical violations across 3 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}