{"asOf":"2026-07-25T09:03:28.318Z","block":"2400-2499 E CUMBERLAND ST","blockUrl":"https://philadelphia.blockreport.homes/block/2400-2499-e-cumberland-st","address":"2445-47 E CUMBERLAND ST","parcelNumber":"871541610","source":"https://property.phila.gov/?p=871541610","ownerType":"owner-occupied","kind":"mixed-use","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"S50","buildingCodeNew":"820","buildingClass":"ROW W/OFF STR 3 STY MASON","buildingClassNew":"ROW MIXED-COM/RES-BLT AS RES","useLabel":"Mixed-use","owner":"PERRY WALTER J","coOwner":"PERRY KATERINA E","marketValue":198000,"landAssessment":39600,"improvementAssessment":158400,"livableArea":1572,"yearBuilt":1900,"lastSale":{"price":400000,"date":"2018-04-13T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.97863830891041,"lng":-75.12146031256322,"geom":{"type":"Polygon","coordinates":[[[-75.121608325,39.978613378],[-75.121372508,39.978737134],[-75.121315531,39.9786607],[-75.12154398,39.978540811],[-75.121608325,39.978613378]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19125","beds":null,"baths":null,"stories":null,"lotArea":2520,"zoning":"RSA5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":true,"mail":"2445-47 E CUMBERLAND ST, PHILADELPHIA PA, 19125","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":218900,"taxable":188900,"land":32558,"improvement":186342,"taxableLand":32558,"taxableImprovement":156342,"exemptLand":0,"exemptImprovement":30000},{"y":2017,"v":218900,"taxable":188900,"land":32558,"improvement":186342,"taxableLand":32558,"taxableImprovement":156342,"exemptLand":0,"exemptImprovement":30000},{"y":2018,"v":170000,"taxable":140000,"land":34000,"improvement":136000,"taxableLand":34000,"taxableImprovement":106000,"exemptLand":0,"exemptImprovement":30000},{"y":2019,"v":161700,"taxable":121700,"land":32340,"improvement":129360,"taxableLand":32340,"taxableImprovement":89360,"exemptLand":0,"exemptImprovement":40000},{"y":2020,"v":163300,"taxable":118300,"land":32660,"improvement":130640,"taxableLand":32660,"taxableImprovement":85640,"exemptLand":0,"exemptImprovement":45000},{"y":2021,"v":163300,"taxable":118300,"land":32660,"improvement":130640,"taxableLand":32660,"taxableImprovement":85640,"exemptLand":0,"exemptImprovement":45000},{"y":2022,"v":163300,"taxable":118300,"land":32660,"improvement":130640,"taxableLand":32660,"taxableImprovement":85640,"exemptLand":0,"exemptImprovement":45000},{"y":2023,"v":137500,"taxable":57500,"land":27500,"improvement":110000,"taxableLand":27500,"taxableImprovement":30000,"exemptLand":0,"exemptImprovement":80000},{"y":2024,"v":137500,"taxable":57500,"land":27500,"improvement":110000,"taxableLand":27500,"taxableImprovement":30000,"exemptLand":0,"exemptImprovement":80000},{"y":2025,"v":156700,"taxable":56700,"land":31340,"improvement":125360,"taxableLand":31340,"taxableImprovement":25360,"exemptLand":0,"exemptImprovement":100000},{"y":2026,"v":156700,"taxable":56700,"land":31340,"improvement":125360,"taxableLand":31340,"taxableImprovement":25360,"exemptLand":0,"exemptImprovement":100000},{"y":2027,"v":198000,"taxable":98000,"land":39600,"improvement":158400,"taxableLand":39600,"taxableImprovement":58400,"exemptLand":0,"exemptImprovement":100000}],"taxNow":794,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"875536","date":"2018-05-09","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-04-04","scope":"EZ ALTERATIONS PERMIT - For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Work to include repairs to non-load bearing partition framing, repair/replace as needed GWB, tape and finish throughout, trim, insulation, kitchen & bathroom alterations, hardwood flooring, garage door and concrete slab in garage. Separate permits required for plumbing, electric and HVAC installations. Call Inspector at least 24 hours prior to the start of work. *contractor has no employees per notarized letter*"},{"number":"884251","date":"2018-06-08","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"ABANDONED","completedDate":null,"scope":"RUN 3\" STACK TO ROOF, ROUGH IN 5 PC BATHROOM 3RD FLR, RUN 2\" STACK LAUNDRY RM, RUN 1-1/2\" STACK FOR KIT SINK & BAR SINK, RUN NEW MAIN, INSTALLATION WILL COMPLY WITH PHILADELPHIA PLUMBING CODE 2004"},{"number":"967446","date":"2019-04-16","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2022-03-23","scope":"RUN 3\"STACK TO ROOF,ROUGH IN 5PC BATHROOM ON 3RD FLOOR,RUN 2\"STACK IN LAUNDRY ROOM,RUN 1 1/2\"STACK FOR KITCHEN SINK AND BAR SINK AND RUN NEW MAIN DRAIN.THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004 - THE INSTALLATION DOES NOT INCLUDE GARBAGE DISPOSAL OR DISHWASHER"},{"number":"970408","date":"2019-04-25","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-07-30","scope":"REWIRE THROUGHOUT INCLUDING: GFCI & ARC FAULT PROTECTION WHERE APPLICABLE, SMOKE DETECTORS AS PER 2014 NEC, 200 AMP SERVICE"},{"number":"986861","date":"2019-07-22","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-04-04","scope":"PLACE BEAM UNDER WALL SO THAT FLOOR JOISTS CAN BE REMOVED TO CONNECT A ROOM BACK TO A GARAGE AT LATER DATE (DETAILS AS SHOWN ON THE PLAN) NO OTHER WORK INCLUDED ON THIS APPLICATION"},{"number":"GP-2025-010387","date":"2025-11-21","work":"Solar Panels and Structure","type":"General","description":"General Permit","status":"Completed","completedDate":"2026-07-10","scope":"installation of roof mounted solar panels, details as shwon on the plan."},{"number":"EP-2025-010718","date":"2025-12-09","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2026-01-09","scope":"Installation of a 12.760 kW solar system, consisting of (29) SILFAB SOLAR: SIL-440 QD, 440W AND (29) ENPHASE: IQ8A-72-2-US (240V) MICROINVERTERS AS PER 2018 NEC. -NOTED : #6 bare Cu Grounding & Bonding wire installed throughout solar array. GP-2025-010387: Issued"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2018,"k":"permit","w":"Addition and/or Alteration"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2019,"k":"permit","w":"Alterations"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2019,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Solar Panels and Structure"},{"y":2025,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"The record identifies more than one dwelling/use.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: 884251 (ABANDONED), 967446 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"mixed-use","level":"verify","title":"Residential and business space run on separate compliance tracks","finding":"OPA classifies this parcel as mixed-use.","why":"The zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.","action":"Match every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as mixed-use; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}