{"asOf":"2026-07-31T06:23:19.361Z","block":"3900-3999 HAVERFORD AVE","blockUrl":"https://philadelphia.blockreport.homes/block/3900-3999-haverford-ave","address":"3907 HAVERFORD AVE","parcelNumber":"881000266","source":"https://property.phila.gov/?p=881000266","ownerType":"investor","kind":"apartments","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"804","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"APARTMENTS - LOW RISE","useLabel":"Apartments","owner":"SPD PROPERTY GROUP LLC","coOwner":null,"marketValue":828700,"landAssessment":82800,"improvementAssessment":745900,"livableArea":5529,"yearBuilt":2022,"lastSale":{"price":395000,"date":"2020-11-06T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":791.72,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":791.72,"principalDue":589.18,"penaltyDue":35.35,"interestDue":30.93,"otherChargesDue":136.26,"yearsOwed":1,"oldestYearOwed":2021,"mostRecentYearOwed":2021,"mostRecentPaymentDate":null,"assessmentYear":2022,"totalAssessment":691800,"taxableAssessment":69180,"exemptAbatementAssessment":622620,"homesteadValue":0,"netTaxAfterHomestead":968.38,"actionableAtSnapshot":true,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96331494232319,"lng":-75.20002817100662,"geom":{"type":"Polygon","coordinates":[[[-75.200006032,39.963385457],[-75.199972928,39.963209227],[-75.200043183,39.96320102],[-75.20008281,39.963421692],[-75.200013989,39.963429624],[-75.200006032,39.963385457]]]},"liDistrict":"CENTRAL WEST","certifications":[{"number":"BC-2026-005328","type":"Sprinkler Certification","inspectionDate":"2026-02-05","result":"Certified","expirationDate":"2027-02-05","buildingId":"3000400"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":null,"baths":null,"stories":3,"lotArea":1501,"zoning":"RM1","grade":"A","basement":null,"heater":null,"centralAir":null,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"17 ELLIS RD, HAVERTOWN PA, 19083","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2023,"v":691800,"taxable":69180,"land":69180,"improvement":622620,"taxableLand":69180,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":622620},{"y":2024,"v":691800,"taxable":69180,"land":69180,"improvement":622620,"taxableLand":69180,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":622620},{"y":2025,"v":622600,"taxable":62260,"land":62260,"improvement":560340,"taxableLand":62260,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":560340},{"y":2026,"v":622600,"taxable":62260,"land":62260,"improvement":560340,"taxableLand":62260,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":560340},{"y":2027,"v":828700,"taxable":82800,"land":82800,"improvement":745900,"taxableLand":82800,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":745900}],"taxNow":872,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"ZP-2020-001518","date":"2020-07-14","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE ERECTION OF AN ATTACHED BUILDING (SIZE AND LOCATION AS SHOWN ON PLANS)"},{"number":"CP-2020-004336","date":"2020-10-28","work":"New Construction","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2022-02-01","scope":"**Amendment 1/12/2022 to change special inspection agency as per updated forms** For the erection of a new three (3) story attached structure to be used as Group R-2 (six (6) dwelling units), as per plans; separate permits required for all MEP/FSP work; sprinklers to be installed throughout in accordance with NFPA 13R (Minimum); see ZP-2020-001518 for zoning/use approval."},{"number":"FP-2021-000671","date":"2021-03-15","work":"New Construction","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2021-11-03","scope":"For the installation of a wet sprinkler system as per NFPA 13R for the new multi-family construction with 2-inch fire service line and BFP as per approved plans."},{"number":"EP-2021-003712","date":"2021-04-14","work":"Rough-In","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-10-05","scope":"Rough-In Permit for EP-2021-003527 All new wiring and devices of a 6 unit residence building to include all wire, lighting, receptacles, switches, GFCIs installed per 2017 NEC code. 600 amp Service to be installed with proper grounding All new fire alarm wiring and devices installed per NFPA 72"},{"number":"EP-2021-003527","date":"2021-05-05","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-10-05","scope":"All new wiring and devices of a 6 unit residence building to include all wire, lighting, receptacles, switches, GFCIs installed per 2017 NEC. 600 amp Service to be installed with proper grounding as per 2017 NEC. All new fire alarm wiring and devices installed per 2016 NFPA 72."},{"number":"PP-2021-010516","date":"2021-07-12","work":"New Construction or Additions","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2021-11-03","scope":"New construction, interior & exterior plumbing. +All proposed work to be done in accordance with Philadelphia Plumbing Code 2018."},{"number":"MP-2021-007122","date":"2021-11-03","work":"New Construction","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2021-11-10","scope":"EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. NO REGISTER/DIFFUSERS installation of six mini split units two 2.5 ton 30,000 btu 1000 cfm and four 2 ton 24,000 btu 800 cfm condensers to be installed on the roof"}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2012,"k":"land","p":25000},{"y":2020,"k":"permit","w":"New construction, addition, GFA change"},{"y":2020,"k":"permit","w":"New Construction"},{"y":2020,"k":"land","p":395000},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"Rough-In"},{"y":2021,"k":"permit","w":"New Construction"},{"y":2021,"k":"permit","w":"New Construction or Additions"},{"y":2021,"k":"permit","w":"New Construction"}],"rented":false,"licenses":[{"number":"452488","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"AARON SPEAR","legalName":"AARON SPEAR","address":"3907 HAVERFORD AVE","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2008-07-28","latestIssueDate":"2008-07-28","expirationDate":"2009-02-28","inactiveDate":"2012-12-22"}],"licenseActivity":[{"number":"452488","type":"Vacant Residential Property / Lot","businessName":"AARON SPEAR","legalName":"AARON SPEAR","issuedDate":"2008-07-28","latestIssueDate":"2008-07-28","closureDate":"2012-12-22","expirationDate":"2009-02-28","inactiveDate":"2012-12-22","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-30","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 33% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $622,600 to $828,700","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"The record identifies more than one dwelling/use.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$791.72 was recorded in the City’s 2022-06 delinquency snapshot for 2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"rental-status","level":"verify","title":"Residential form does not establish rental use","finding":"OPA classifies the parcel as apartments; no active Rental License row matched.","why":"A multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.","action":"Confirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #452488: Inactive since Dec 22, 2012","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as apartments. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Sprinkler Certification: Certified through Feb 5, 2027","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}