{"asOf":"2026-07-25T13:27:36.712Z","block":"300-399 N 15TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/300-399-n-15th-st","address":"325 N 15TH ST","parcelNumber":"881038202","source":"https://property.phila.gov/?p=881038202","ownerType":"absentee","kind":"garage","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"SR","buildingCodeNew":"229","buildingClass":"VACANT LAND RESIDE < ACRE","buildingClassNew":"PARKING GARAGE/DECK","useLabel":"Garage","owner":"BROAD STREET HEALTHCARE","coOwner":null,"marketValue":1701300,"landAssessment":842400,"improvementAssessment":858900,"livableArea":13464,"yearBuilt":1973,"lastSale":{"price":10,"date":"2018-01-11T05:00:00Z"},"openViolations":9,"violations":[{"number":"2003494","date":"2011-03-09","code":"A-000.0/10","title":"VIOL C&I 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75FT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2003495","date":"2011-03-09","code":"FC-408.12/1","title":"HIRISE-PAY HIRISE FEE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"681494","type":"STANDARD","priority":"STANDARD","responsibility":"AIU","status":"CLOSED","createdDate":"2019-04-25","completedDate":"2019-05-17","violations":[{"number":"5014005","date":"2019-04-25","code":"PM15-315.2","title":"FACADES","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"CF-2025-099975","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"QOL FIRE SAFETY INVESTIGATOR","status":"CLOSED","createdDate":"2025-09-12","completedDate":"2025-12-30","violations":[{"number":"VI-2025-071634","date":"2025-09-11","code":"F-903.5","title":"SUPPRESSION SYSTEM TESTING & MAINTENANCE\n","status":"COMPLIED","resolutionDate":"2025-12-30","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"},{"number":"VI-2025-071636","date":"2025-09-11","code":"F-105.6.3","title":"HIGH-RISE BUILDING\n","status":"COMPLIED","resolutionDate":"2025-12-30","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"},{"number":"VI-2025-071633","date":"2025-09-11","code":"F-912.4.1","title":"FDC LOCKING CAPS\n","status":"COMPLIED","resolutionDate":"2025-12-03","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2025-071632","date":"2025-09-11","code":"F-901.6.4","title":"PERIODIC TESTING\n","status":"COMPLIED","resolutionDate":"2025-12-03","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"},{"number":"VI-2025-071631","date":"2025-09-11","code":"F-901.6","title":"INSPECTION, TESTING & MAINTENANCE\n","status":"COMPLIED","resolutionDate":"2025-12-03","resolution":"COMPLIED - OWNER REPAIR"}]},{"number":"CF-2025-119130","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"QOL FIRE SAFETY INVESTIGATOR","status":"IN VIOLATION","createdDate":"2025-10-29","completedDate":null,"violations":[{"number":"VI-2025-085624","date":"2025-10-29","code":"F-1104.28","title":"EXIT DOORS\n","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2025-085622","date":"2025-10-29","code":"F-1013.1","title":"EXIT SIGNS WHERE REQUIRED\n","status":"COMPLIED","resolutionDate":"2025-12-03","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2025-085639","date":"2025-10-29","code":"A-301.1/55","title":"ALTER EXISTING PLUMBING","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2025-085628","date":"2025-10-29","code":"F-701.2","title":"FIRE RESISTANCE RATED CONSTRUCTION\n","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2025-085627","date":"2025-10-29","code":"F-405.5","title":"RECORD KEEPING\n","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2025-085626","date":"2025-10-29","code":"F-403.11.2","title":"HIGH RISE BUILDINGS\n","status":"COMPLIED","resolutionDate":"2025-12-03","resolution":"COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED"},{"number":"VI-2025-085625","date":"2025-10-29","code":"F-703.1","title":"PENETRATIONS MAINTAINING PROTECTION\n","status":"COMPLIED","resolutionDate":"2025-12-03","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2025-085644","date":"2025-10-29","code":"F-909.20.2","title":"SMOKE CONTROL SYSTEM RECORDS\n","status":"OPEN","resolutionDate":null,"resolution":null},{"number":"VI-2025-085623","date":"2025-10-29","code":"F-604.6","title":"UNAPPROVED CONDITIONS\n","status":"OPEN","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2011,"n":6,"worst":null},{"y":2019,"n":1,"worst":null},{"y":2025,"n":14,"worst":null}],"investigations":[{"caseNumber":"268701","date":"2011-03-09","type":"CI INSP","status":"FAILED"},{"caseNumber":"268701","date":"2012-09-13","type":"CI INSP","status":"CLOSED"},{"caseNumber":"681494","date":"2019-04-25","type":"AIU INSP","status":"FAILED"},{"caseNumber":"681494","date":"2019-05-17","type":"AIU INSP","status":"PASSED"},{"caseNumber":"CF-2025-099975","date":"2025-09-12","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-119130","date":"2025-10-30","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-099975","date":"2025-12-03","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-119130","date":"2025-12-03","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-099975","date":"2025-12-30","type":null,"status":"PASSED"}],"inspYears":[{"y":2011,"fails":1,"passes":0},{"y":2019,"fails":1,"passes":1},{"y":2025,"fails":4,"passes":1}],"taxOwed":48505,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":48505,"principalDue":36866.95,"penaltyDue":2212.02,"interestDue":1935.51,"otherChargesDue":7490.52,"yearsOwed":1,"oldestYearOwed":2021,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2021-04-05","assessmentYear":2022,"totalAssessment":2290200,"taxableAssessment":2290200,"exemptAbatementAssessment":0,"homesteadValue":0,"netTaxAfterHomestead":32058.22,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":false,"assessmentUnderAppealAtSnapshot":true,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.9587384422215,"lng":-75.16354227824986,"geom":{"type":"Polygon","coordinates":[[[-75.163264488,39.958756306],[-75.163281783,39.958676514],[-75.163304533,39.95867933],[-75.163317904,39.958617651],[-75.163430217,39.958631552],[-75.163417691,39.958686512],[-75.163861459,39.95874143],[-75.163842703,39.958827963],[-75.163264488,39.958756306]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19102","beds":null,"baths":null,"stories":null,"lotArea":16622,"zoning":"CMX5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"222 N SEPULVEDA BLVD, EL SEGUNDO CA, 90245","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":23793100,"taxable":0,"land":6228800,"improvement":17564300,"taxableLand":0,"taxableImprovement":0,"exemptLand":6228800,"exemptImprovement":17564300},{"y":2017,"v":23793100,"taxable":0,"land":6228800,"improvement":17564300,"taxableLand":0,"taxableImprovement":0,"exemptLand":6228800,"exemptImprovement":17564300},{"y":2018,"v":41300400,"taxable":5290200,"land":5290200,"improvement":36010200,"taxableLand":5290200,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":36010200},{"y":2020,"v":2290200,"taxable":2290200,"land":2290200,"improvement":0,"taxableLand":2290200,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":2290200,"taxable":2290200,"land":2290200,"improvement":0,"taxableLand":2290200,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":2290200,"taxable":2290200,"land":687060,"improvement":1603140,"taxableLand":687060,"taxableImprovement":1603140,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":2290200,"taxable":2290200,"land":687060,"improvement":1603140,"taxableLand":687060,"taxableImprovement":1603140,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":2290200,"taxable":2290200,"land":687060,"improvement":1603140,"taxableLand":687060,"taxableImprovement":1603140,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":2290200,"taxable":2290200,"land":687060,"improvement":1603140,"taxableLand":687060,"taxableImprovement":1603140,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":2290200,"taxable":2290200,"land":687060,"improvement":1603140,"taxableLand":687060,"taxableImprovement":1603140,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":1701300,"taxable":1701300,"land":842400,"improvement":858900,"taxableLand":842400,"taxableImprovement":858900,"exemptLand":0,"exemptImprovement":0}],"taxNow":32058,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"229159","date":"2009-08-12","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2009-08-12","scope":"FOR THE ERECTION TWO(2) DISH ANTENNA, ERECTION OF ONE GRS ANTENNA, ERECTION OF THREE(3) WIMAX ANTENNA (ANTENNAS NOT MORE THAN 15 FEET IN ANY ONE DIRECTION) ERECTION OF AN EQUIPMENT CABINET TO BE MOUNTED ON TO EXISTING PENTHOUSE WALL(SIZE AND LOCATION AS SHOWN ON THE APPLICATION). FOR USE AS WIRELESS SERVICES ON THE SAME LOT WITH (150) STUDENT DWELLINGS WITH OTHER PREVIOUSLY APPROVED USES."},{"number":"232028","date":"2009-08-24","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2010-10-12","scope":"ERECT 2 DISH ANTENNAS, 1 GPS ANTENNAS. ERECT 3 WIMAX ANTENNAS, ERECT 1 EQUIP CABINET"},{"number":"262010","date":"2010-02-16","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2010-05-19","scope":"6 LNS OF PWR/FIB CABLES-1 LN OF EA RUN FROM BK OF WILMAX ANT'S TO TELCO CAB,ALL POE FIBER LNS ARE 30 MTR CABLES,1 GPS ANT MTD TO PHSE W/1/2\"COMMSCOPE CAB RUN TO TELCO CAB,1-100A EMON DEM MTR,1-100A CIR BKR IN EX PAN,1-0D TELCO EQUIP CAB,PER 2005 NEC(CC DIST)"},{"number":"262752","date":"2010-02-23","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2010-02-23","scope":"FOR THE ERECTION OF THREE (3) WIMAX ANTENNA (ANTENNAS NOT MORE THAN 15 FEET IN ANY ONE DIRECTION) AND TWO (2) DISH ANTENNA AND ONE (1) GPS ANTENNA AND ONE (1) EQUIPMENT CABINET AND INSTALL CABLE TRAYS ALL TO BE MOUNTED ON TO EXISTING PENTHOUSE. SIZE AND LOCATION AS SHOWN ON THE APPLICATION. FOR USE AS WIRELESS SERVICES ON THE SAME LOT WITH (150) STUDENT DWELLINGS WITH OTHER USES PREVIOUSLY APPROVED."},{"number":"263427","date":"2010-03-02","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2010-10-12","scope":"ERECT (3) ANTENNAS ;ERECT (2) DISH ANTENNAS;ERECT (1) GPS ANTENNA ; ERECT (1) WIMAX EQUIP CABINET"},{"number":"421976","date":"2012-09-14","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2012-12-04","scope":"FOR THE RESOLUTION DEPT. OF L&I CASE# 268701 & BOARD OF SAFETY & FIRE PREVENTION (BSFP) VAR.# 21108 FOR THE CONVERSION OF AN EXISTING DRY STANDPIPE SYSTEM TO A SIX (6) INCH COMBINED CLASS I MANUAL WET STANDPIPE SYSTEM WITHIN AN EXISTING (16) STORY HIGH-RISE DORMITORY BUILDING; STANDPIPE SYSTEM & CONNECTION TO EXISTING AUTOMATIC SPRINKLER SYSTEM IN ACCORDANCE WITH NFPA 14."},{"number":"842051","date":"2017-12-28","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2017-12-28","scope":"FOR THE LOT ADJUSTMENT TO CREATE THREE (3) LOTS (PROPOSED LOTS 1, 2 AND 3) FROM FIVE (5) LOTS (300 N BROAD ST, 302 N BROAD ST, 304 N BROAD ST, 306-20 N BROAD ST AND 325 N 15TH ST). SIZE AND LOCATION AS SHOWN ON PLANS AND APPLICATION. SEE A/P NO 839322 FOR PLANS. **LOTS TO BE SUBSEQUENTLY JOINED BY UNITY OF USE PERMIT (A/P NO 842052-54). SUBDIVISION PERMIT SUBJECT TO REVOCATION IF UNITY OF USE IS NOT LEGALLY ESTABLISHED.** **BBS VARIANCE REQUIRED FOR NEWLY CREATED, NONCOMPLIANT CONDITION.**"},{"number":"842054","date":"2018-01-10","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2018-01-10","scope":"FOR THE CREATION OF A UNITY OF USE TO CREATE ONE (1) LOT FOR ZONING PURPOSES (TO BE KNOWN AS 306-20 N BROAD STREET) WITH RESPECTIVE COVENANTS, AGREEMENTS AND EASEMENTS TO BE RECORDED BY DEED TO BIND CURRENT AND FUTURE OWNERS OF THE CONTIGUOUS THREE (3) PARCELS (300-04 N BROAD ST, 306-20 N BROAD ST AND 325 N 15TH ST) TO PRESERVE THE UNITY OF USE AND THE LEGALITY OF THE ENTIRE PROJECT THAT STEMS FROM SINGLE ZONING LOT TREATMENT. PRIOR TO ISSUANCE OF BUILDING PERMITS AND/OR CERTIFICATION OF OCCUPANCY, PROOF RECORDATION OF EASEMENTS, AGREEMENTS AND RESTRICTIVE COVENANTS MUST BE SUPPLIED. SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. PARCEL FOR USE AS GROUP LIVING, NON-ACCESSORY STRUCTURED PARKING, WIRELESS SERVICE FACILITY AND ACCESSORY SIGNS. NO CHANGE OF USE ON THIS APPLICATION. SEE A/P NO 839322."},{"number":"FP-2025-000032","date":"2025-01-08","work":"Addition and/or Alterations","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2025-03-24","scope":"EZ PERMIT SPRINKLER RELOCATION (NFPA 13)- For the Relocation of Sprinkler Heads as per attached standards. Deviations from these standards require submission of construction and site plans. Relocate (61) sprinklers to accommodate ground floor interior alterations"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2010,"k":"permit","w":"Zoning/use"},{"y":2010,"k":"permit","w":"Major alteration"},{"y":2011,"k":"viol","w":"6 L&I violations"},{"y":2011,"k":"insp","w":"Inspection failed"},{"y":2012,"k":"permit","w":"Suppression"},{"y":2017,"k":"permit","w":"Zoning"},{"y":2018,"k":"permit","w":"Zoning"},{"y":2019,"k":"viol","w":"L&I violation"},{"y":2019,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2025,"k":"permit","w":"Addition and/or Alterations"},{"y":2025,"k":"viol","w":"14 L&I violations"},{"y":2025,"k":"insp","w":"L&I: 4 failed, 1 passed"}],"rented":false,"licenses":[{"number":"269867","type":"Rental","status":"Inactive","businessName":"DREXEL UNIVERSITY (ATTN: UNIVERSITY HOUSING)","legalName":"DREXEL UNIVERSITY","address":"325 N 15TH ST","revenueCode":"3202","rentalCategory":"Dormitories","units":150,"issuedDate":"2004-12-28","latestIssueDate":"2024-02-15","expirationDate":"2025-02-28","inactiveDate":"2025-04-29"},{"number":"597679","type":"Dumpster License - Private Property","status":"Active","businessName":"DREXEL UNIVERSITY","legalName":"DREXEL UNIVERSITY","address":"325 N 15TH ST","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2013-06-22","latestIssueDate":"2013-08-20","expirationDate":null,"inactiveDate":null}],"licenseActivity":[{"number":"597679","type":"Dumpster License - Private Property","businessName":"DREXEL UNIVERSITY","legalName":"DREXEL UNIVERSITY","issuedDate":"2013-06-22","latestIssueDate":"2013-08-20","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"269867","type":"Rental","businessName":"DREXEL UNIVERSITY (ATTN: UNIVERSITY HOUSING)","legalName":"DREXEL UNIVERSITY","issuedDate":"2004-12-28","latestIssueDate":"2024-02-15","closureDate":"2025-04-29","expirationDate":"2025-02-28","inactiveDate":"2025-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"record-pressure","level":"strong","title":"Records to verify together","summary":"Several independent, separately dated records stack up here and deserve prompt verification.","evidence":["9 open L&I violations","$48,505 appeared in the City's June 2022 delinquency snapshot","failed L&I inspection activity in 2025"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #229159: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"violations","level":"attention","title":"9 open L&I violations","finding":"21 violation rows are retained in the City ledger.","why":"Open notices can accrue fees, block permits or license renewal, and move to court or collection. Standard initial notices generally have a 30-day appeal window; unsafe or imminently-dangerous notices have a much shorter window.","action":"Read the notice—not only the summary status—and confirm reinspection, fees, and appeal posture with L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$48,505.00 was recorded in the City’s 2022-06 delinquency snapshot for 2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 2 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Dec 30, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"2 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}