{"asOf":"2026-07-26T13:23:51.952Z","block":"1500-1599 N 15TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/1500-1599-n-15th-st","address":"1516 N 15TH ST","parcelNumber":"881146270","source":"https://property.phila.gov/?p=881146270","ownerType":"investor","kind":"apartments","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"CE0","buildingCodeNew":"830","buildingClass":"APTS DORMITORY MASONRY","buildingClassNew":"APARTMENTS - MID RISE","useLabel":"Apartment building","owner":"1516 NORTH 15TH STREET LLC","coOwner":null,"marketValue":5364800,"landAssessment":1072900,"improvementAssessment":4291900,"livableArea":31452,"yearBuilt":2012,"lastSale":{"price":8000000,"date":"2021-09-24T04:00:00Z"},"openViolations":0,"violations":[{"number":"2288892","date":"2011-11-23","code":"A-302.10/4","title":"PERMB- REV ALTERAT NOT IN ORIG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2288893","date":"2011-11-23","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2516451","date":"2012-06-20","code":"A-301.1/49","title":"PERME- INSTALL SERVICE + WIRE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2516452","date":"2012-07-24","code":"A-302.8/31","title":"LIC MUST BE AVAIL FOR INSP","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2504162","date":"2012-06-20","code":"A-301.1/49","title":"PERME- INSTALL SERVICE + WIRE","status":"ERROR","resolutionDate":null,"resolution":null},{"number":"2290143","date":"2011-11-28","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"307249","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DN","status":"CLOSED","createdDate":"2011-11-25","completedDate":"2011-12-13","violations":[{"number":"2288892","date":"2011-11-23","code":"A-302.10/4","title":"PERMB- REV ALTERAT NOT IN ORIG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2288893","date":"2011-11-23","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"326952","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DN","status":"CLOSED","createdDate":"2012-05-08","completedDate":"2012-09-25","violations":[{"number":"2516451","date":"2012-06-20","code":"A-301.1/49","title":"PERME- INSTALL SERVICE + WIRE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"2516452","date":"2012-07-24","code":"A-302.8/31","title":"LIC MUST BE AVAIL FOR INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"329492","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DN","status":"CLOSED","createdDate":"2012-05-24","completedDate":"2012-07-03","violations":[{"number":"2504162","date":"2012-06-20","code":"A-301.1/49","title":"PERME- INSTALL SERVICE + WIRE","status":"ERROR","resolutionDate":null,"resolution":null}]},{"number":"369987","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"2290143","date":"2011-11-28","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2011,"n":3,"worst":null},{"y":2012,"n":3,"worst":null}],"investigations":[{"caseNumber":"307249","date":"2011-12-13","type":"BP_BLDG","status":"CLOSED"},{"caseNumber":"307249","date":"2011-12-13","type":"BP_BLDG","status":"CLOSED"},{"caseNumber":"326952","date":"2012-05-08","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"326952","date":"2012-05-11","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"329492","date":"2012-05-24","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"326952","date":"2012-06-18","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"329492","date":"2012-07-03","type":"BP_BLDG","status":"PASSED"},{"caseNumber":"326952","date":"2012-07-24","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"326952","date":"2012-09-24","type":"BP_BLDG","status":"PASSED"}],"inspYears":[{"y":2012,"fails":3,"passes":4}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.976672993633905,"lng":-75.1604576425509,"geom":{"type":"Polygon","coordinates":[[[-75.160561577,39.976751074],[-75.160140689,39.976694136],[-75.160168258,39.976570038],[-75.160773908,39.976651715],[-75.160747444,39.976775417],[-75.160561577,39.976751074]]]},"liDistrict":"NORTH","certifications":[{"number":"BC-2023-021174","type":"Fire Alarm Certification","inspectionDate":"2023-09-20","result":"Certified","expirationDate":"2024-09-20","buildingId":"1005191"},{"number":"BC-2024-023304","type":"Sprinkler Certification","inspectionDate":"2024-07-17","result":"Certified","expirationDate":"2025-07-17","buildingId":"1005191"},{"number":"BC-2024-027343","type":"Fire Alarm Certification","inspectionDate":"2024-09-10","result":"Certified","expirationDate":"2025-09-10","buildingId":"1005191"},{"number":"BC-2025-022776","type":"Sprinkler Certification","inspectionDate":"2025-07-09","result":"Deficient","expirationDate":null,"buildingId":"1005191"},{"number":"BC-2025-028354","type":"Fire Alarm Certification","inspectionDate":"2025-10-01","result":"Certified","expirationDate":"2026-10-01","buildingId":"1005191"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19121","beds":null,"baths":null,"stories":4,"lotArea":7950,"zoning":"RM1","grade":"C+","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"1516 N 15TH ST OFFICE, PHILADELPHIA PA, 19121","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR THE ESTABLISHMENT OF A UNITY OF USE BETWEEN 1516 N 15TH ST. AND 1518 N 15TH ST FOR THE PURPOSE OF CREATING A SINGLE ZONING LOT, FOR THE COMPLETE DEMOLITION OF ALL STRUCTURES ON THE LOT AND FOR THE ERECTION OF A FOUR (4) STORY ATT","status":"CLOSED","outcome":"Granted","date":"2011-08-10","number":"15725","relatedPermit":"352839"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":3975000,"taxable":56028,"land":56028,"improvement":3918972,"taxableLand":56028,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":3918972},{"y":2017,"v":3975000,"taxable":56028,"land":56028,"improvement":3918972,"taxableLand":56028,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":3918972},{"y":2018,"v":5250000,"taxable":1050000,"land":1050000,"improvement":4200000,"taxableLand":1050000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":4200000},{"y":2019,"v":5407500,"taxable":1081500,"land":1081500,"improvement":4326000,"taxableLand":1081500,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":4326000},{"y":2020,"v":5497800,"taxable":1099560,"land":1099560,"improvement":4398240,"taxableLand":1099560,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":4398240},{"y":2021,"v":5497800,"taxable":1099560,"land":1099560,"improvement":4398240,"taxableLand":1099560,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":4398240},{"y":2022,"v":5497800,"taxable":1099560,"land":1099560,"improvement":4398240,"taxableLand":1099560,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":4398240},{"y":2023,"v":6624700,"taxable":6624700,"land":1324940,"improvement":5299760,"taxableLand":1324940,"taxableImprovement":5299760,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":5877600,"taxable":5877600,"land":1175520,"improvement":4702080,"taxableLand":1175520,"taxableImprovement":4702080,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":5250000,"taxable":5250000,"land":1575000,"improvement":3675000,"taxableLand":1575000,"taxableImprovement":3675000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":5250000,"taxable":5250000,"land":1575000,"improvement":3675000,"taxableLand":1575000,"taxableImprovement":3675000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":5364800,"taxable":5364800,"land":1072900,"improvement":4291900,"taxableLand":1072900,"taxableImprovement":4291900,"exemptLand":0,"exemptImprovement":0}],"taxNow":73490,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"359194","date":"2011-08-23","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2011-08-23","scope":"UNITY OF USE BETWEEN 1516 & 1518 N 15TH ST."},{"number":"352839","date":"2011-08-23","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2011-08-23","scope":"FOR THE NEW CONSTRUCTION OF A 4 STORY MULTI-FAMILY BLDG. WITH ACCESSORY PARKING AND BIKE STORAGE AREA. ESTABLISHMENT OF A UNITY OF USE TO CREATE (1) LOT FOR ZONING PURPOSES WITH COVENANTS, EASEMENTS AND AGREEMENTS TO BE RECORDED TO BIND CURRENT AND FUTURE OWNERS TO (2) PARCELS."},{"number":"367842","date":"2011-10-11","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2011-11-28","scope":"DEMO OF ALL EXISTING STRUCTURES ON SITE"},{"number":"370401","date":"2011-10-25","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2011-12-05","scope":"REMOVAL OF HEATING OIL UNDERGROUND STORAGE TANK. TANK LOCATED BELOW BASMENT SLAB. EXCAVATE TO UNCOVER AND REMOVE TANK."},{"number":"369987","date":"2011-11-21","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2012-08-06","scope":"NEW CONSTRUCTION 4 STORY BUILDING,ASSOCIATED SITE AND CIVIL WORK, NO UNDERPINNING PROPOSED OR APPROVED, MUST PROTECT ADJACENT STRUCTURES AND FOUNDATIONS.BUILDING SPRINKLERED, ADD'L PERMITS REQUIRED: ELECTRICAL, PLUMB, HVAC, SPRINKLERS."},{"number":"375861","date":"2011-12-02","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2012-08-21","scope":"REVISIONS TO PRIOR PERMIT #369987 FOR STOP WORK ORDER TO CORRECT PRIOR COMMENCED UNDERPINNING OF ADJACENT EXISTING FOUNDATION(1520), CONSTRUCT/INSTALL REMAINING ADDITIONAL UNDERPINNING AND PROTECTION OF FOUNDATION. SPECIAL INSPECTIONS REQUIRED BY REGISTERED ENGINEER AND AS PER ENGINEERS ASSESSMENT LETTER (11/28)AND REPORT(11/21). MUST REMEDY ANY DAMAGE TO ADJACENT PROPERTY,FOUNDATION AND WALL.COMPLY WITH ISSUED VIOLATION."},{"number":"379738","date":"2012-01-18","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2012-01-18","scope":"ADMINISTRATIVE REVIEW FOR ZBA CALENDER NO 15725. TO ALLOW FOR A PAD MOUNTED PECO TRANSFORMER CAUSING THE LOSS OF (1) PARKING SPACE, WITH ALL USES PREVIOUSLY APPROVED."},{"number":"381993","date":"2012-01-31","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2012-07-28","scope":"MFD-8\" SANITARY LATERAL,8' STORM LATERAL & CURB TRAPS,2\" WATER SVC;STORM LOAD=10,460. ENTIRE SITE,SAN LOAD=804 FU.PA1#20113401182"},{"number":"383834","date":"2012-02-02","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2012-08-18","scope":"FITOUT OF FOUR STORY APARTMENT BUILDING - 36 APARTMENTS - KITCHENS - BATHS - WASHING MACHINES - AS PER PLANS"},{"number":"404265","date":"2012-05-10","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"INSTALL TEMPORARY SERVICE FOR CONSTRUCTION TRAILER AS PER 2008 NEC FROM 5-10-12 TO 9-1-12"},{"number":"404098","date":"2012-05-23","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2012-09-25","scope":"PERMIT TO COMPLY WITH VIOLATION #326952 FOR HVAC SYSTEM AS PER PLANS."},{"number":"397234","date":"2012-06-12","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2012-08-01","scope":"FURNISH AND INSTALL AUTOMATIC SPRINKLER SYSTEM THRU OUT STRUCTURE"},{"number":"391082","date":"2012-06-20","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2012-10-09","scope":"COMPLETE ELECTRICAL INSTALLATION THROUGHOUT AS PER 2008 NEC. ALL LOW VOLTAGE WORK ON THIS PERMIT EXCEPT FIRE ALARM SYSTEM.KITCHEN COUNTERTOPS TO COMPLY WITH ARTICLE 210.52(B)."},{"number":"404266","date":"2012-07-19","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2012-10-09","scope":"INSTALL NEW FA SYSTEM INCLUDING ALL COMMON AREA SMOKES, PULL STATION, HORN/STROBE LIGHTS, MINI SOUNDERS IN APTS, CONTROL PANEL AND REMOTE ANNUNICATOR AND TAMPER/FLOW SWITCHES AS PER NFPA-72(SCHOOL-STUDENT HOUSING)(NORTH DIST)"},{"number":"423457","date":"2012-08-23","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2012-08-23","scope":"TEMPORARY CERTIFICATE OF OCCUPANCY 1,2,3,4TH FLOORS. NO BASEMENT. VALID FOR 90 DAYS......"},{"number":"424399","date":"2012-09-12","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2012-09-25","scope":"AMENDING BLDG PERMIT#36987 TO INCLUDE ACCESSORY USES OF A STUDY LOUNGE AND OFFICE ON BASEMENT LEVEL WITH OCCUPANT LOAD UNDER 49 PERSONS."}],"storyTag":"Torn down & rebuilt","storyDelta":null,"timeline":[{"y":2012,"k":"permit","w":"Plumbing"},{"y":2012,"k":"permit","w":"Plumbing"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2012,"k":"permit","w":"Mechanical"},{"y":2012,"k":"permit","w":"Suppression"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2012,"k":"viol","w":"3 L&I violations"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2012,"k":"insp","w":"L&I: 3 failed, 4 passed"},{"y":2012,"k":"permit","w":"Administrative"},{"y":2012,"k":"permit","w":"Administrative"},{"y":2021,"k":"sale","p":8000000}],"rented":true,"licenses":[{"number":"571901","type":"Rental","status":"Inactive","businessName":"1516-18 N 15TH STREET LP","legalName":"1516-18 N 15TH STREET LP","address":"1516 N 15TH ST","revenueCode":"3202","rentalCategory":null,"units":36,"issuedDate":"2012-08-21","latestIssueDate":"2021-03-04","expirationDate":"2022-02-28","inactiveDate":"2022-04-29"},{"number":"685482","type":"Dumpster License - Private Property","status":"Active","businessName":"1516-18 N 15TH STREET LP","legalName":"1516-18 N 15TH STREET LP","address":"1516 N 15TH ST","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2015-12-08","latestIssueDate":"2015-12-08","expirationDate":null,"inactiveDate":null},{"number":"895038","type":"Rental","status":"Active","businessName":"1516 North 15h Street LLC","legalName":"1516 North 15h Street LLC","address":"1516 N 15TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":36,"issuedDate":"2022-05-13","latestIssueDate":"2026-05-25","expirationDate":"2027-05-12","inactiveDate":null}],"licenseActivity":[{"number":"895038","type":"Rental","businessName":"1516 North 15h Street LLC","legalName":"1516 North 15h Street LLC","issuedDate":"2022-05-13","latestIssueDate":"2026-05-25","closureDate":null,"expirationDate":"2027-05-12","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"685482","type":"Dumpster License - Private Property","businessName":"1516-18 N 15TH STREET LP","legalName":"1516-18 N 15TH STREET LP","issuedDate":"2015-12-08","latestIssueDate":"2015-12-08","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"571901","type":"Rental","businessName":"1516-18 N 15TH STREET LP","legalName":"1516-18 N 15TH STREET LP","issuedDate":"2012-08-21","latestIssueDate":"2021-03-04","closureDate":"2022-04-29","expirationDate":"2022-02-28","inactiveDate":"2022-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","units":36,"signals":[],"legalChecks":[{"id":"building-certifications","level":"urgent","title":"A life-safety certification is deficient","finding":"Fire Alarm Certification: Certified through Oct 1, 2026; Sprinkler Certification: Deficient","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Request the correction/reinspection and current filed certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #15725: CLOSED · Granted; related permit 352839. Use permit #359194: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"3 failed, 4 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Sep 24, 2012.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as apartments. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 6 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}