{"asOf":"2026-07-26T18:20:49.742Z","block":"2800-2899 AXE FACTORY RD","blockUrl":"https://philadelphia.blockreport.homes/block/2800-2899-axe-factory-rd","address":"2800-20 AXE FACTORY RD","parcelNumber":"881191001","source":"https://property.phila.gov/?p=881191001","ownerType":"investor","kind":"apartments","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"CA0","buildingCodeNew":"804","buildingClass":"APTS 5-50 UNITS MASONRY","buildingClassNew":"APARTMENTS - LOW RISE","useLabel":"Apartment building","owner":"HOLME CIRCLE APARTMENTS 2","coOwner":null,"marketValue":4046200,"landAssessment":1384100,"improvementAssessment":2662100,"livableArea":24300,"yearBuilt":1960,"lastSale":{"price":5204100,"date":"2010-10-26T04:00:00Z"},"openViolations":0,"violations":[{"number":"1333764","date":"2009-05-15","code":"A-503.1/1","title":"PROSECUTION INFO","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333765","date":"2009-05-15","code":"A-503.1/2","title":"PROSEC- EMERG IMMED RI","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333766","date":"2009-05-15","code":"A-503.2/2","title":"PROSEC- STD INFO","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333767","date":"2009-05-15","code":"FC-901.9/1","title":"FIRE-INSTALLERS CERT","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333768","date":"2009-05-15","code":"FC-914.1/3","title":"ANNUAL CERT FIRE ALARM","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333769","date":"2009-05-15","code":"FC-914.1/5","title":"ANNUAL CERT STANDBY/EMERG LITE","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"3827927","date":"2016-01-07","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3827928","date":"2016-01-07","code":"PM15-304.1G","title":"EXTERIOR STRUCT UNSAFE COND 7","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"4986397","date":"2019-03-26","code":"A-301.1/52","title":"PERME- INST COMMUN WIRE/EQUIP","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"199743","type":"HAZARDOUS","priority":"HAZARDOUS","responsibility":"HCEU","status":"CLOSED","createdDate":"2009-05-18","completedDate":"2009-10-29","violations":[{"number":"1333764","date":"2009-05-15","code":"A-503.1/1","title":"PROSECUTION INFO","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333765","date":"2009-05-15","code":"A-503.1/2","title":"PROSEC- EMERG IMMED RI","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333766","date":"2009-05-15","code":"A-503.2/2","title":"PROSEC- STD INFO","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333767","date":"2009-05-15","code":"FC-901.9/1","title":"FIRE-INSTALLERS CERT","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333768","date":"2009-05-15","code":"FC-914.1/3","title":"ANNUAL CERT FIRE ALARM","status":"COMPEXCP","resolutionDate":null,"resolution":null},{"number":"1333769","date":"2009-05-15","code":"FC-914.1/5","title":"ANNUAL CERT STANDBY/EMERG LITE","status":"COMPEXCP","resolutionDate":null,"resolution":null}]},{"number":"516027","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2016-01-08","completedDate":"2016-04-01","violations":[{"number":"3827927","date":"2016-01-07","code":"PM15-108.1","title":"UNSAFE STRUCTURE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3827928","date":"2016-01-07","code":"PM15-304.1G","title":"EXTERIOR STRUCT UNSAFE COND 7","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"677759","type":"CONSTRUCTION SERVICES","priority":"CONSTRUCTION SERVICES","responsibility":"DE","status":"CLOSED","createdDate":"2019-03-27","completedDate":"2019-04-11","violations":[{"number":"4986397","date":"2019-03-26","code":"A-301.1/52","title":"PERME- INST COMMUN WIRE/EQUIP","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2009,"n":6,"worst":null},{"y":2016,"n":2,"worst":"UNSAFE STRUCTURE"},{"y":2019,"n":1,"worst":null}],"investigations":[{"caseNumber":"199743","date":"2009-05-15","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"199743","date":"2009-10-29","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"516027","date":"2016-01-07","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"516027","date":"2016-01-25","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"516027","date":"2016-03-31","type":"CSUINITIAL","status":"PASSED"},{"caseNumber":"677759","date":"2019-03-26","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"677759","date":"2019-04-11","type":"BP_BLDG","status":"PASSED"}],"inspYears":[{"y":2009,"fails":1,"passes":1},{"y":2016,"fails":2,"passes":1},{"y":2019,"fails":1,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.05768353807762,"lng":-75.0296507013771,"geom":{"type":"Polygon","coordinates":[[[-75.030126402,40.057828429],[-75.029986804,40.057914663],[-75.029870758,40.058019503],[-75.029278118,40.057697599],[-75.029192226,40.057602352],[-75.029141284,40.057461088],[-75.029800924,40.057448903],[-75.030126402,40.057828429]]]},"liDistrict":"EAST","certifications":[{"number":"BC-2025-017042","type":"Fire Alarm Certification","inspectionDate":"2024-12-24","result":"Certified","expirationDate":"2025-12-24","buildingId":"1248427"},{"number":"BC-2026-011185","type":"Fire Alarm Certification","inspectionDate":"2026-01-30","result":"Certified","expirationDate":"2027-01-30","buildingId":"1248427"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19152","beds":null,"baths":null,"stories":3,"lotArea":32350,"zoning":"RM1","grade":"B-","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"PO BOX 986, LAKEWOOD NJ, 08701","mailOut":true,"appeals":[{"type":"Zoning board appeal","grounds":"APPEAL AGAINST THE DEPARTMENT OF LICENSES AND INSPECTIONS FOR THE ISSUANCE OF ZONING AND USE PERMIT, NUMBER 31838 ON 1/8/07 FOR THE ERECTION OF TWELVE PANEL ANTENNAS ON THE ROOF OF AN EXISTING THREE STORY STRUCTURE AND FOR THE ERECTION OF F","status":"CLOSED","outcome":"Denied","date":"2008-05-29","number":"1259","relatedPermit":null}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":2026200,"taxable":2026200,"land":801869,"improvement":1224331,"taxableLand":801869,"taxableImprovement":1224331,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":2026200,"taxable":2026200,"land":801869,"improvement":1224331,"taxableLand":801869,"taxableImprovement":1224331,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":2695800,"taxable":2695800,"land":875700,"improvement":1820100,"taxableLand":875700,"taxableImprovement":1820100,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":2768600,"taxable":2768600,"land":1080967,"improvement":1687633,"taxableLand":1080967,"taxableImprovement":1687633,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":2787300,"taxable":2787300,"land":1087041,"improvement":1700259,"taxableLand":1087041,"taxableImprovement":1700259,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":2787300,"taxable":2787300,"land":1087041,"improvement":1700259,"taxableLand":1087041,"taxableImprovement":1700259,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":2787300,"taxable":2787300,"land":1087041,"improvement":1700259,"taxableLand":1087041,"taxableImprovement":1700259,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":3101500,"taxable":3101500,"land":1147940,"improvement":1953560,"taxableLand":1147940,"taxableImprovement":1953560,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":3101500,"taxable":3101500,"land":1147940,"improvement":1953560,"taxableLand":1147940,"taxableImprovement":1953560,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":3431100,"taxable":3431100,"land":1260050,"improvement":2171050,"taxableLand":1260050,"taxableImprovement":2171050,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":3431100,"taxable":3431100,"land":1260050,"improvement":2171050,"taxableLand":1260050,"taxableImprovement":2171050,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":4046200,"taxable":4046200,"land":1384100,"improvement":2662100,"taxableLand":1384100,"taxableImprovement":2662100,"exemptLand":0,"exemptImprovement":0}],"taxNow":48029,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"31838","date":"2007-01-08","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2007-01-08","scope":"PROPOSED WIRELESS TELECOM SITE ON EXISTING APARTMENT BUILDING."},{"number":"49732","date":"2007-01-19","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2007-02-23","scope":"INSTALL NEW WIRELESS SYSTEM SITE AS PER PLANS"},{"number":"53695","date":"2007-01-31","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2008-01-14","scope":"200 AMP SVS FROM EXISTING METER RACK TO T-MOBILE EQUIPMENT AS PER NEC 2005"},{"number":"406138","date":"2012-05-21","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"INSTALL FIBER OPTIC CABLES ON EXIST CELL SITE REM & REPL 6 ANTENNAS 3 LINES OF OUTDOOR FIBER 190'165'135' FROM ANTENNAS TO PURCELL TELCO CABINET ON EXISTING EQUIP PAD HUBNER & SUHNER MLE HYBRID FC AS PER NEC 2008 SITE 1PH6940B"},{"number":"441967","date":"2012-12-07","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2013-07-20","scope":"UPGRADE WIRING TO #6 AND BREAKER FROM 50 AMP TO 60 AMP... IN ACCORDANCE WITH 2008 NEC"},{"number":"671799","date":"2016-02-23","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2016-04-01","scope":"MAKE SAFE PERMIT - FOR REPAIRING A FRACTURED BRICK FRONT WALL, 50 SF, DAMAGED BY VEHICLE IMPACT WITH LIKE IN KIND MATERIALS TO RESOLVE CASE #516027. ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6' IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE #516027."},{"number":"781265","date":"2017-05-30","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Expired","completedDate":"2022-06-08","scope":"200AMP SERVICE FROM EXISTING BUILDING'S METER ROOM GROUNDING SYSTEM FOR LIGHTING PROTECTION 50KW GENERATOR FEEDER NEW 200AMP PANEL TO RADIO EQUIPMENT 6-30AMP PER 2008 NEC (MULTI FAMILY)EAST DISTRICT"},{"number":"890093","date":"2018-08-09","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"200 AMP SERVICE FROM EXISTING METER ROOM #2GROUNDNG SYSTEM. 200 AMP PANEL 6-30 AMP CIRCUITS TO RADIO CABINET. AS PER 2008 NEC. (EAST DISTRICT)"},{"number":"965226","date":"2019-04-29","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-05-07","scope":"ERECTION OF NEW WIRELESS SERVICE FACILITY SUPPORT STRUCTURE ON ROOF (EXISTING WIRELESS FACILITY) OF AN EXISTING BUILDING AND NEW CONCRETE SLAB AT GROUND LEVEL TO SUPPORT ACCESSORY EQUIPMENT AS PER APPROVED PLANS."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2009,"k":"viol","w":"6 L&I violations"},{"y":2009,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2016,"k":"permit","w":"Major alteration"},{"y":2016,"k":"viol","w":"2 L&I violations incl UNSAFE STRUCTURE"},{"y":2016,"k":"insp","w":"L&I: 2 failed, 1 passed"},{"y":2017,"k":"permit","w":"New Construction"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2019,"k":"permit","w":"Major alteration"},{"y":2019,"k":"viol","w":"L&I violation"},{"y":2019,"k":"insp","w":"L&I: 1 failed, 1 passed"}],"rented":true,"licenses":[{"number":"220643","type":"Rental","status":"Inactive","businessName":"HOLME CIRCLE PARTNERSHIP","legalName":"HOLME CIRCLE PARTNERSHIP","address":"2800-20 AXE FACTORY RD","revenueCode":"3202","rentalCategory":null,"units":34,"issuedDate":"2004-03-31","latestIssueDate":"2009-04-06","expirationDate":"2011-02-28","inactiveDate":"2012-02-01"},{"number":"526630","type":"Dumpster License - Private Property","status":"Inactive","businessName":"HOLME CIRCLE PARTNERSHIP","legalName":"HOLME CIRCLE PARTNERSHIP","address":"2800-20 AXE FACTORY RD","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2011-03-07","latestIssueDate":"2011-03-07","expirationDate":"2011-07-31","inactiveDate":null},{"number":"554135","type":"Rental","status":"Active","businessName":"HOLME CIRCLE APARTMENTS 2010 LP","legalName":"HOLME CIRCLE APARTMENTS 2010 LP","address":"2800-20 AXE FACTORY RD","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":34,"issuedDate":"2012-02-07","latestIssueDate":"2026-02-12","expirationDate":"2027-02-28","inactiveDate":null}],"licenseActivity":[{"number":"554135","type":"Rental","businessName":"HOLME CIRCLE APARTMENTS 2010 LP","legalName":"HOLME CIRCLE APARTMENTS 2010 LP","issuedDate":"2012-02-07","latestIssueDate":"2026-02-12","closureDate":null,"expirationDate":"2027-02-28","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"526630","type":"Dumpster License - Private Property","businessName":"HOLME CIRCLE PARTNERSHIP","legalName":"HOLME CIRCLE PARTNERSHIP","issuedDate":"2011-03-07","latestIssueDate":"2011-03-07","closureDate":"2011-07-31","expirationDate":"2011-07-31","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"220643","type":"Rental","businessName":"HOLME CIRCLE PARTNERSHIP","legalName":"HOLME CIRCLE PARTNERSHIP","issuedDate":"2004-03-31","latestIssueDate":"2009-04-06","closureDate":"2012-02-01","expirationDate":"2011-02-28","inactiveDate":"2012-02-01","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-25","units":34,"signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #1259: CLOSED · Denied. Use permit #31838: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 781265 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"attention","title":"An unsafe-building history still deserves the repair file","finding":"The fetched record shows 0 open and 9 historical violations across 3 cases.","why":"The aggregate currently shows zero open violations, so a historical unsafe/imminently-dangerous row is not a current hazard finding. The repair or demolition permit, final inspection, and case closure are the evidence that resolves the former designation.","action":"Review the Make Safe/repair permit, final inspection, and case closure.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (PO BOX 986, LAKEWOOD NJ, 08701).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1960 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"4 failed, 3 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Apr 11, 2019.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Dumpster License - Private Property #526630: Inactive","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as apartments. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Fire Alarm Certification: Certified through Jan 30, 2027","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}