{"asOf":"2026-07-28T08:47:54.925Z","block":"600-699 N 15TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-n-15th-st","address":"643-45 N 15TH ST","parcelNumber":"881809005","source":"https://property.phila.gov/?p=881809005","ownerType":"investor","kind":"multi-family","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"CA0","buildingCodeNew":"806","buildingClass":"APTS 5-50 UNITS MASONRY","buildingClassNew":"APARTMENTS - BLT AS RESID","useLabel":"Apartment building","owner":"643-645 NORTH 15TH STREET OWNER LLC","coOwner":null,"marketValue":1360800,"landAssessment":272100,"improvementAssessment":1088700,"livableArea":9225,"yearBuilt":1925,"lastSale":{"price":710000,"date":"2008-05-01T04:00:00Z"},"openViolations":0,"violations":[{"number":"4241508","date":"2016-12-22","code":"9-3902 (2)","title":"MULTI FAMILY (R2)","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5309312","date":"2020-02-05","code":"LR-1","title":"RENEW LIC INDICATED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"VI-2023-000200","date":"2023-01-03","code":"A-302.10/3","title":"WORK OUTSIDE OF SCOPE","status":"COMPLIED","resolutionDate":"2023-04-27","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2023-000192","date":"2023-01-03","code":"A-302.10/3","title":"WORK OUTSIDE OF SCOPE","status":"COMPLIED","resolutionDate":"2023-04-27","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2023-031691","date":"2023-05-09","code":"A-202.4","title":"FAILURE TO PROVIDE REPORTS","status":"WARNING ISSUED","resolutionDate":"2023-05-09","resolution":"WARNING 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SCOPE","status":"COMPLIED","resolutionDate":"2023-04-27","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"VI-2023-000192","date":"2023-01-03","code":"A-302.10/3","title":"WORK OUTSIDE OF SCOPE","status":"COMPLIED","resolutionDate":"2023-04-27","resolution":"COMPLIED - PERMIT OBTAINED"}]},{"number":"CF-2023-041167","type":"WARNING","priority":"STANDARD","responsibility":"ADMINISTRATIVE DISTRICT INVESTIGATOR","status":"CLOSED","createdDate":"2023-05-09","completedDate":"2023-05-10","violations":[{"number":"VI-2023-031691","date":"2023-05-09","code":"A-202.4","title":"FAILURE TO PROVIDE REPORTS","status":"WARNING ISSUED","resolutionDate":"2023-05-09","resolution":"WARNING ISSUED"}]}],"violYears":[{"y":2016,"n":1,"worst":null},{"y":2020,"n":1,"worst":null},{"y":2023,"n":3,"worst":null}],"investigations":[{"caseNumber":"567776","date":"2016-12-22","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"567776","date":"2017-01-27","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"567776","date":"2017-03-06","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"567776","date":"2017-07-13","type":"PRECOURT","status":"PASSED"},{"caseNumber":"723531","date":"2020-02-05","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"723531","date":"2020-03-11","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"CF-2023-000164","date":"2023-01-03","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-000164","date":"2023-02-08","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-000164","date":"2023-03-23","type":null,"status":"FAILED"},{"caseNumber":"CF-2023-041167","date":"2023-05-09","type":null,"status":null}],"inspYears":[{"y":2016,"fails":1,"passes":0},{"y":2017,"fails":1,"passes":1},{"y":2020,"fails":1,"passes":1},{"y":2023,"fails":3,"passes":0}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96552508746331,"lng":-75.16218759820265,"geom":{"type":"Polygon","coordinates":[[[-75.162018923,39.965431497],[-75.162386301,39.96548071],[-75.162355913,39.965619076],[-75.161988463,39.965568924],[-75.162018923,39.965431497]]]},"liDistrict":"NORTH","certifications":[{"number":"BC-2022-005023","type":"Fire Alarm Certification","inspectionDate":"2021-12-22","result":"Certified","expirationDate":"2022-12-22","buildingId":"1015730"},{"number":"BC-2024-011134","type":"Fire Alarm Certification","inspectionDate":"2024-04-16","result":"Certified","expirationDate":"2025-04-16","buildingId":"1015730"},{"number":"BC-2024-031566","type":"Sprinkler Certification","inspectionDate":"2024-09-20","result":"Certified","expirationDate":"2025-09-20","buildingId":"1015730"},{"number":"BC-2025-016646","type":"Sprinkler Certification","inspectionDate":"2024-09-20","result":"Certified","expirationDate":"2025-09-20","buildingId":"1015730"},{"number":"BC-2025-010492","type":"Fire Alarm Certification","inspectionDate":"2025-04-17","result":"Certified","expirationDate":"2026-04-17","buildingId":"1015730"},{"number":"BC-2026-000311","type":"Sprinkler Certification","inspectionDate":"2025-08-27","result":"Certified","expirationDate":"2026-08-27","buildingId":"1015730"},{"number":"BC-2026-010735","type":"Fire Alarm Certification","inspectionDate":"2026-04-15","result":"Certified","expirationDate":"2027-04-15","buildingId":"1015730"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19130","beds":null,"baths":null,"stories":3,"lotArea":5200,"zoning":"RM1","grade":"B-","basement":null,"heater":null,"centralAir":null,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"500 N FRANKLIN TPKE #307, RAMSEY NJ, 07446","mailOut":true,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR USES AS PERMITTED IN THE C-1 COMMERCIAL DISTRICT ( INCLUDING ACCESSORY SIGNAGE) ON THE 1ST FLOOR IN THE SAME BUILDING AS (5) RESIDENTIAL DWELLING UNITS FLOORS 2 & 3, NO SIGNS ON THIS APPLICATION.","status":"CLOSED","outcome":"Withdrawn","date":"2008-10-30","number":"6322","relatedPermit":"155625"},{"type":"Zoning board appeal","grounds":"APPELLANT IS AGGREIVED WITH THE DEPARTMENT OF LICENSES AND INSPECTIONS FOR ISSUANCE OF PERMIT 144012 FOR A VACANT 1ST FLOOR AND 5 RESIDENTIAL DWELLING UNITS FLOORS 2 AND 3.","status":"OPEN","outcome":"SUSTAINED","date":"2009-05-12","number":"6714","relatedPermit":"144012"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":968500,"taxable":968500,"land":248585,"improvement":719915,"taxableLand":248585,"taxableImprovement":719915,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":968500,"taxable":968500,"land":248585,"improvement":719915,"taxableLand":248585,"taxableImprovement":719915,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":891000,"taxable":891000,"land":267300,"improvement":623700,"taxableLand":267300,"taxableImprovement":623700,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":917700,"taxable":917700,"land":275310,"improvement":642390,"taxableLand":275310,"taxableImprovement":642390,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":919900,"taxable":919900,"land":275970,"improvement":643930,"taxableLand":275970,"taxableImprovement":643930,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":919900,"taxable":919900,"land":275970,"improvement":643930,"taxableLand":275970,"taxableImprovement":643930,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":919900,"taxable":919900,"land":275970,"improvement":643930,"taxableLand":275970,"taxableImprovement":643930,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1091000,"taxable":1091000,"land":163650,"improvement":927350,"taxableLand":163650,"taxableImprovement":927350,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1091000,"taxable":1091000,"land":163650,"improvement":927350,"taxableLand":163650,"taxableImprovement":927350,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":875000,"taxable":875000,"land":131250,"improvement":743750,"taxableLand":131250,"taxableImprovement":743750,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":875000,"taxable":875000,"land":131250,"improvement":743750,"taxableLand":131250,"taxableImprovement":743750,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":1360800,"taxable":1360800,"land":272100,"improvement":1088700,"taxableLand":272100,"taxableImprovement":1088700,"exemptLand":0,"exemptImprovement":0}],"taxNow":12248,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"144012","date":"2008-04-15","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2008-04-15","scope":"FOR A VACANT 1ST FLOOR AND (5) RESIDENTIAL DWELLING UNITS FLOORS 2 & 3, NO SIGNS ON THIS APPLICATION."},{"number":"185866","date":"2008-10-31","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2008-10-31","scope":"RE-ESTABLISH USE OF A CHURCH FROM VACANT ON 1ST FL. 2ND FL. 5 APARTMENTS."},{"number":"200919","date":"2009-02-18","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2009-02-18","scope":"RELOCATION OF LOT LINES 2 LOTS INTO 1"},{"number":"201584","date":"2009-03-02","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2009-10-31","scope":"RENOVATION OF SECOND AND THIRD FLOOR APARTMENTS IN AN EXISTING THREE STORY BUILDING AS PER APPROVED PLANS. NO WORK OR APPROVED USE AT FIRST FLOOR ALLOWED UNDER THIS PERMIT."},{"number":"213032","date":"2009-04-29","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2010-06-10","scope":null},{"number":"212490","date":"2009-05-04","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2009-10-30","scope":"INSTALL ONE HEATPUMP WITH RELATED DUCTWORK. NO WORK TO FACADE OF THIS HISTORICAL PROPERTY."},{"number":"214148","date":"2009-05-05","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2009-10-30","scope":"1/2 OF 3/4\" WATER SERVICE FROM CURB INTO BUILDING"},{"number":"215455","date":"2009-05-13","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2010-07-28","scope":null},{"number":"216337","date":"2009-05-19","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2009-10-30","scope":"1 - 3 PIECE BATH (WATER CLOSET, SHOWER AND LAVY), 2 LAUNDRY TUB DRAINS, 1 KITCHEN SINK DRAIN"},{"number":"244214","date":"2009-10-23","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2010-06-10","scope":null},{"number":"284486","date":"2010-06-10","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2010-09-14","scope":"200AMP HOUSE PANEL, SINGLE PHASE, 240/120V FOR FIRE ALARM PNL AND HOUSE COMMON AREA CIRCUITS AS PER 2008 NEC"},{"number":"ZP-2022-005688","date":"2022-06-13","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Completed","completedDate":"2026-02-02","scope":"Residential - Household Living - Multi-Family"},{"number":"CP-2022-002554","date":"2022-08-03","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2023-11-15","scope":"FOR LEVEL II ALTERATIONS TO CREATE FIVE (5) NEW DWELLING UNITS (TOTAL (10) UNITS) TO INCLUDE NEW PARTITIONS, NEW EXTERIOR WALL OPENINGS, FIXTURES, FURNISHINGS, FINISHES AS PER APPROVED PLANS. BUILDING TO BE SPRINKLERED PER NFPA 13. SEPARATE PERMITS REQUIRED FOR MEP AND FIRE SUPPRESSION WORK. AMENDMENT 4/20/23 TO OBTAIN PHC APPROVAL TO INCLUDE EXTERIOR WALL, WINDOW, AND DOOR CHANGES."},{"number":"MP-2022-005513","date":"2022-11-27","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2023-11-13","scope":"FOR THE INSTALLATION OF A NEW HVAC SYSTEMS, ASSOCIATED DUCT WORK, ROOFTOP UNITS, DUCTLESS SYSTEMS, AND REGISTERS/DIFFUSERS AS PER APPROVED PLANS. SEPARATE PERMIT REQUIRED FOR ELECTRICAL, PLUMBING, FIRE SUPPRESSION"},{"number":"FP-2023-000229","date":"2023-02-27","work":"Addition and/or Alterations","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2023-11-14","scope":"FOR THE INSTALLATION OF A NFPA 13 FIRE SUPPRESSION SYSTEM SERVICED BY A TWO INCH FIRE SERVICE LINE WITH A BACK FLOW PREVENTER ASSEMBLY FOR A MULTI-FAMILY DWELLING. ALL WORK TO BE DONE PER APPROVED PLANS. FIRE SUPPRESSION SYSTEM TO BE INSTALLED IN NFPA 13 STANDARDS."},{"number":"PP-2023-003860","date":"2023-04-04","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2023-11-14","scope":"Install (5) lavatories, (5) water closets, (5) tub/shower, (5) laundry sink, (5) kitchen sink, (5) hot water heater. Install 1.5\"domestic, storm and sanitary curb trap complete with fresh air and main house drains."},{"number":"EP-2023-001526","date":"2023-06-03","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-10-19","scope":"INSTALL WIRE FOR THE WHOLE BUILDING OF 5 APARTMENTS,INSTALL 800A SERVICE INSTALL NEW PANELS,NEW OUTLETS,SWITCHES,LIGHTS. INSTALL NEW FIRE ALARM SYSTEM . ALL WORK IS TO BE DONE ACCORDING TO APPROVED DRAWINGS-2017 NEC,2016 NFPA-72,2018 PHILA FIRE CODE."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2016,"k":"insp","w":"Inspection failed"},{"y":2017,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2020,"k":"viol","w":"L&I violation"},{"y":2020,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2022,"k":"permit","w":"Change of Use"},{"y":2022,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2023,"k":"permit","w":"Alterations"},{"y":2023,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"viol","w":"3 L&I violations"},{"y":2023,"k":"insp","w":"Inspection failed ×3"}],"rented":true,"licenses":[{"number":"455232","type":"Rental","status":"Inactive","businessName":"643-645 N 15TH ST LP","legalName":"643-645 N 15TH ST LP","address":"643-45 N 15TH ST","revenueCode":"3202","rentalCategory":null,"units":5,"issuedDate":"2008-08-28","latestIssueDate":"2020-03-10","expirationDate":"2021-02-28","inactiveDate":"2021-04-29"},{"number":"926538","type":"Rental","status":"Active","businessName":"643-645 NORTH 15TH STREET OWNER LLC","legalName":"643-645 NORTH 15TH STREET OWNER LLC","address":"643-45 N 15TH ST","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":10,"issuedDate":"2023-06-16","latestIssueDate":"2026-05-11","expirationDate":"2027-06-15","inactiveDate":null}],"licenseActivity":[{"number":"926538","type":"Rental","businessName":"643-645 NORTH 15TH STREET OWNER LLC","legalName":"643-645 NORTH 15TH STREET OWNER LLC","issuedDate":"2023-06-16","latestIssueDate":"2026-05-11","closureDate":null,"expirationDate":"2027-06-15","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"455232","type":"Rental","businessName":"643-645 N 15TH ST LP","legalName":"643-645 N 15TH ST LP","issuedDate":"2008-08-28","latestIssueDate":"2020-03-10","closureDate":"2021-04-29","expirationDate":"2021-02-28","inactiveDate":"2021-04-29","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-27","units":10,"signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["3 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 56% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $875,000 to $1,360,800","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Appeal #6322: CLOSED · Withdrawn; related permit 155625. Use permit #144012: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (500 N FRANKLIN TPKE #307, RAMSEY NJ, 07446).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1925 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 2 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was unlabeled on May 9, 2023.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 5 historical violations across 4 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Fire Alarm Certification: Certified through Apr 15, 2027; Sprinkler Certification: Certified through Aug 27, 2026","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}