{"asOf":"2026-07-25T01:59:08.854Z","block":"400-499 W GIRARD AVE","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-w-girard-ave","address":"428 W GIRARD AVE","parcelNumber":"882009320","source":"https://property.phila.gov/?p=882009320","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"IC0","buildingCodeNew":"219","buildingClass":"REST'RNT W/O BAR MASONRY","buildingClassNew":"RESTAURANT","useLabel":"Commercial","owner":"FIMYS 426 GIRARD LLC","coOwner":null,"marketValue":282000,"landAssessment":56400,"improvementAssessment":225600,"livableArea":1204,"yearBuilt":1920,"lastSale":{"price":680000,"date":"2023-06-20T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.969875073527575,"lng":-75.14401281471703,"geom":{"type":"Polygon","coordinates":[[[-75.143977115,39.969923979],[-75.144000932,39.969810521],[-75.144048104,39.969836981],[-75.144028274,39.96993009],[-75.143977115,39.969923979]]]},"liDistrict":"CENTRAL EAST","certifications":[{"number":"BC-2024-005582","type":"Special Hazards Certification","inspectionDate":"2024-02-28","result":"Certified","expirationDate":"2025-02-28","buildingId":"1022463"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19123","beds":null,"baths":null,"stories":2,"lotArea":554,"zoning":"CMX2","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"428 W GIRARD AVE, PHILADELPHIA PA, 19123","mailOut":false,"appeals":[],"taxYears":[{"year":2011,"total":19.99,"principal":0,"interest":0,"penalty":0},{"year":2014,"total":1057.28,"principal":0,"interest":507.31,"penalty":284.24},{"year":2015,"total":1188.2,"principal":426.83,"interest":319.93,"penalty":277.89},{"year":2016,"total":4700.55,"principal":4241.74,"interest":63.62,"penalty":42.42}],"taxNet":6966.02,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":263500,"taxable":263500,"land":9939,"improvement":253561,"taxableLand":9939,"taxableImprovement":253561,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":263500,"taxable":263500,"land":9939,"improvement":253561,"taxableLand":9939,"taxableImprovement":253561,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":293700,"taxable":293700,"land":58699,"improvement":235001,"taxableLand":58699,"taxableImprovement":235001,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":252700,"taxable":252700,"land":75810,"improvement":176890,"taxableLand":75810,"taxableImprovement":176890,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":252700,"taxable":252700,"land":75810,"improvement":176890,"taxableLand":75810,"taxableImprovement":176890,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":252700,"taxable":252700,"land":75810,"improvement":176890,"taxableLand":75810,"taxableImprovement":176890,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":252700,"taxable":252700,"land":75810,"improvement":176890,"taxableLand":75810,"taxableImprovement":176890,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":276100,"taxable":276100,"land":55226,"improvement":220874,"taxableLand":55226,"taxableImprovement":220874,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":276100,"taxable":276100,"land":55226,"improvement":220874,"taxableLand":55226,"taxableImprovement":220874,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":281600,"taxable":281600,"land":56320,"improvement":225280,"taxableLand":56320,"taxableImprovement":225280,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":281600,"taxable":281600,"land":56320,"improvement":225280,"taxableLand":56320,"taxableImprovement":225280,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":282000,"taxable":282000,"land":56400,"improvement":225600,"taxableLand":56400,"taxableImprovement":225600,"exemptLand":0,"exemptImprovement":0}],"taxNow":3942,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"GM-2025-010688","date":"2025-11-21","work":"Exterior Window and Door Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2025-12-05","scope":"EZ PERMIT STANDARDS WINDOWS & DOORS For Replacement of Exterior Windows & Doors without submitting plans by meeting the Conditions and Design Limitations below. Any deviations from this permit standard will result in permit revocation. For the replacement like in kind of 20 existing windows."}],"storyTag":"Improved","storyDelta":11.36,"timeline":[{"y":2001,"k":"sale","p":55000},{"y":2023,"k":"sale","p":680000},{"y":2025,"k":"permit","w":"Exterior Window and Door Replacement"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-24","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2023","permit activity in 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"building-certifications","level":"attention","title":"A life-safety certification appears expired","finding":"Special Hazards Certification: Certified through Feb 28, 2025","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Request the correction/reinspection and current filed certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}