{"asOf":"2026-07-30T21:43:11.873Z","block":"4000-4099 CITY AVE","blockUrl":"https://philadelphia.blockreport.homes/block/4000-4099-city-ave","address":"4020 CITY AVE","parcelNumber":"882150500","source":"https://property.phila.gov/?p=882150500","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"EA1","buildingCodeNew":"240","buildingClass":"BANK/OFF 1 STY MAS+OTHER","buildingClassNew":"BANK","useLabel":"Bank","owner":"COMMERCE BANK NA","coOwner":null,"marketValue":2414800,"landAssessment":482900,"improvementAssessment":1931900,"livableArea":4128,"yearBuilt":1995,"lastSale":{"price":3350000,"date":"2006-12-05T05:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[{"caseNumber":"59004","date":"2005-10-20","type":"BC INSP","status":"FAILED"},{"caseNumber":"59004","date":"2006-07-26","type":"BC INSP","status":"PASSED"},{"caseNumber":"119631","date":"2007-06-29","type":"BC INSP","status":"CLOSED"}],"inspYears":[{"y":2005,"fails":1,"passes":0},{"y":2006,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.007651381762955,"lng":-75.21160685019885,"geom":{"type":"Polygon","coordinates":[[[-75.211526571,40.007958385],[-75.211214805,40.007566186],[-75.211687095,40.007344502],[-75.211998962,40.00773633],[-75.211526571,40.007958385]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19131","beds":null,"baths":null,"stories":1,"lotArea":25955,"zoning":"CMX3","grade":"A","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"2005 MARKET ST, PHILADELPHIA PA, 19103","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT IS FOR THE ERECTION OF A DETACHED CANOPY (HEIGHT NOT TO EXCEED 18') OVER AN EXISTING REMOTE DRIVE THRU TELLER STATION AS PART OF AN EXISTING BANKING FACILITY LOCATED IN A ONE (1) STORY DETACHED STRUCTURE ON THE SAME LOT AND CREATING ","status":"OPEN","outcome":"Granted","date":"2007-04-25","number":"1239","relatedPermit":null},{"type":"Zoning board appeal","grounds":"PERMIT CHANGE PRIOR APPROVED FREE STANDING SIGN, BY INCREASING HEIGHT AND ADDING TWO (2) ADDITIONAL SIGN FACES FOR HOTEL ON AN ADJACENT LOT.","status":"OPEN","outcome":"Granted with conditions","date":"2007-12-05","number":"4053","relatedPermit":"103238"}],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1700000,"taxable":1700000,"land":689800,"improvement":1010200,"taxableLand":689800,"taxableImprovement":1010200,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":1700000,"taxable":1700000,"land":689800,"improvement":1010200,"taxableLand":689800,"taxableImprovement":1010200,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":1846900,"taxable":1846900,"land":554111,"improvement":1292789,"taxableLand":554111,"taxableImprovement":1292789,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":1698400,"taxable":1698400,"land":339680,"improvement":1358720,"taxableLand":339680,"taxableImprovement":1358720,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":1698400,"taxable":1698400,"land":339680,"improvement":1358720,"taxableLand":339680,"taxableImprovement":1358720,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":1698400,"taxable":1698400,"land":339680,"improvement":1358720,"taxableLand":339680,"taxableImprovement":1358720,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":1698400,"taxable":1698400,"land":339680,"improvement":1358720,"taxableLand":339680,"taxableImprovement":1358720,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1740000,"taxable":1740000,"land":1218000,"improvement":522000,"taxableLand":1218000,"taxableImprovement":522000,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1700000,"taxable":1700000,"land":1190000,"improvement":510000,"taxableLand":1190000,"taxableImprovement":510000,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":1700000,"taxable":1700000,"land":1190000,"improvement":510000,"taxableLand":1190000,"taxableImprovement":510000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":1700000,"taxable":1700000,"land":1190000,"improvement":510000,"taxableLand":1190000,"taxableImprovement":510000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":2414800,"taxable":2414800,"land":482900,"improvement":1931900,"taxableLand":482900,"taxableImprovement":1931900,"exemptLand":0,"exemptImprovement":0}],"taxNow":23797,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"50088","date":"2007-01-18","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2007-04-13","scope":"COMPLETE DEMOLITION OF EXISTING RESTAURANT STRUCTURE"},{"number":"47054","date":"2007-03-02","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2007-10-11","scope":"ERECTION OF A NEW 1 STORY FINANCIAL INSTITUTION."},{"number":"47980","date":"2007-04-27","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2007-04-27","scope":"ERECTION OF A CANAOPY ONTO DETACHED REMOTE DRIVE-THRU AS AN ACCESSORY USE TO BANK"},{"number":"71990","date":"2007-05-04","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2007-10-05","scope":"COMPLETE INTERIOR PLUBING TO 5\" OUT 7 ROOF DRAINS, 1 SINK, 2 LAVYS, 2 WATER CLOSET, 1 FLOOR DRAIN, 1 FLOOR SINK(IDW)"},{"number":"65111","date":"2007-05-22","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2007-05-22","scope":"SIGNS FOR COMMERCE BANK"},{"number":"75860","date":"2007-06-05","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2007-10-23","scope":"NEW CONSTRUCTION OF A REMOTE DRIVE THRU WITH CANOPY."},{"number":"78445","date":"2007-06-06","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2007-12-07","scope":"ERECT 21 SIGNS AS PER PLANS"},{"number":"74503","date":"2007-07-19","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2007-10-18","scope":"NEW HVAC SYSTEM AS PER PLANS"},{"number":"77193","date":"2007-08-10","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2007-11-27","scope":"NEW COMMERCE BANK. FIRE ALARM BY OTHERS. MC WIRE/CONDUIT. 400 AMP THREE PHASE 120/208 VOLT SVS, PAD MOUNT TRANSFORMER (WEST DIST)"},{"number":"99352","date":"2007-08-28","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2008-09-25","scope":"30 PHONE AND DATA CABLES CAT 5E, LONGEST CABLE 130FT (WEST DIST)"},{"number":"101835","date":"2007-09-12","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2008-03-25","scope":"HOUSE TRAP, FRESH AIR INLET, 1-1/2\" WATER DISTRIBUTION, STORMWATER DRAINAGE"},{"number":"1544","date":"2007-10-09","work":"Operations","type":"OPS PERMIT","description":"OPERATIONS PERMIT","status":"COMPLETED","completedDate":"2007-10-09","scope":"COMMERCE BANK TENT COVERAGE FOR DJ"},{"number":"103238","date":"2007-12-20","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2007-12-20","scope":"NEW MONUMENT SIGN"},{"number":"156267","date":"2008-06-16","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2009-02-23","scope":"ERECTION OF FREE STANDING SIGN AS SHOWN ON PLAN"},{"number":"174858","date":"2008-09-10","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2008-09-10","scope":"FOR THE ERECTION OF SIX(6) FLATWALL SIGNS,THE LEGALIZATION OF SEVEN (7) WINDOW SIGNS AND EIGHT (8) DOUBLE-FACED BANNER SIGNS,THE REFACING OF EIGHT (8) FLATWALL SIGNS, AND THE REFACING OF FOUR (4) DOUBLE-FACED FREE-STANDING SIGNS. SIZE AND LOCATION AS SHOWN ON THE APPLICATION."},{"number":"174862","date":"2008-09-29","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2008-11-17","scope":"REFACE 8 SIGN. INSTALL 2 SETS OF CHANNEL LETTERS, INSTALL 4 WALL SIGNS, 2 ILLUM. AS PER PLANS"},{"number":"631470","date":"2015-09-10","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2016-05-25","scope":"INSTALLATION OF BOLLARDS AND ASSOCIATED WORK."},{"number":"741699","date":"2017-01-11","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2017-04-04","scope":"FOR LEVEL 2 INTERIOR ALTERATION TO EXISTING BUSINESS SPACE AS PER PLANS. SEPARATE PERMITS REQUIRED FOR ALL MECHANICAL, ELECTRICAL, AND PLUMBING WORK."},{"number":"749785","date":"2017-03-24","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"REMOVE VAULT LT AND REPLACE WITH NEW LED LIGHTS REPLACE SWITCHES WITH MOTION SENSORS 4 INSTALL NEW TRACK FIXTURES AND 1 NEW RECPT"}],"storyTag":"Torn down & rebuilt","storyDelta":null,"timeline":[{"y":2007,"k":"permit","w":"Electrical"},{"y":2007,"k":"permit","w":"Electrical"},{"y":2007,"k":"permit","w":"Plumbing"},{"y":2007,"k":"permit","w":"Operations"},{"y":2007,"k":"appeal","w":"Appeal granted with conditions"},{"y":2007,"k":"permit","w":"Zoning/use"},{"y":2008,"k":"permit","w":"Sign"},{"y":2008,"k":"permit","w":"Zoning/use"},{"y":2008,"k":"permit","w":"Sign"},{"y":2015,"k":"permit","w":"Major alteration"},{"y":2017,"k":"permit","w":"Major alteration"},{"y":2017,"k":"permit","w":"Electrical"}],"rented":false,"licenses":[{"number":"354632","type":"Dumpster License - Private Property","status":"Inactive","businessName":"DENNYS INC","legalName":"DENNYS INC","address":"4020 CITY AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2006-02-01","latestIssueDate":"2006-02-01","expirationDate":"2010-07-31","inactiveDate":"2010-07-08"},{"number":"358404","type":"Food Preparing and Serving (30+ SEATS)","status":"Inactive","businessName":"DENNYS RESTAURANT INC","legalName":"DENNYS RESTAURANT INC","address":"4020 CITY AVE","revenueCode":"3121","rentalCategory":null,"units":null,"issuedDate":"2006-03-03","latestIssueDate":"2006-03-03","expirationDate":"2006-05-31","inactiveDate":null},{"number":"566574","type":"Dumpster License - Private Property","status":"Active","businessName":"TD BANK NA","legalName":"TD BANK NA","address":"4020 CITY AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2012-06-15","latestIssueDate":"2013-10-21","expirationDate":null,"inactiveDate":null}],"licenseActivity":[{"number":"566574","type":"Dumpster License - Private Property","businessName":"TD BANK NA","legalName":"TD BANK NA","issuedDate":"2012-06-15","latestIssueDate":"2013-10-21","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"358404","type":"Food Preparing and Serving (30+ SEATS)","businessName":"DENNYS RESTAURANT INC","legalName":"DENNYS RESTAURANT INC","issuedDate":"2006-03-03","latestIssueDate":"2006-03-03","closureDate":"2006-05-31","expirationDate":"2006-05-31","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"354632","type":"Dumpster License - Private Property","businessName":"DENNYS INC","legalName":"DENNYS INC","issuedDate":"2006-02-01","latestIssueDate":"2006-02-01","closureDate":"2010-07-08","expirationDate":"2010-07-31","inactiveDate":"2010-07-08","status":"Inactive","statusLabel":"Inactive","active":false}],"businessLicenseSourceDate":"2026-07-29","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 42% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,700,000 to $2,414,800","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #47980: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"1 failed, 1 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was CLOSED on Jun 29, 2007.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"1 fire/suppression-related permit matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Dumpster License - Private Property #354632: Inactive since Jul 8, 2010; Food Preparing and Serving (30+ SEATS) #358404: Inactive","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}