{"asOf":"2026-07-30T00:56:13.300Z","block":"3800-3899 CHESTNUT ST","blockUrl":"https://philadelphia.blockreport.homes/block/3800-3899-chestnut-st","address":"3800-02 CHESTNUT ST","parcelNumber":"882658800","source":"https://property.phila.gov/?p=882658800","ownerType":"absentee","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"EA0","buildingCodeNew":"240","buildingClass":"BANK/OFF 1 STY MASONRY","buildingClassNew":"BANK","useLabel":"Bank","owner":"PAGANO THEODORE F JR TR","coOwner":"PAGANO DEAN M TR","marketValue":1755000,"landAssessment":351000,"improvementAssessment":1404000,"livableArea":3000,"yearBuilt":1980,"lastSale":{"price":1,"date":"2012-12-24T05:00:00Z"},"openViolations":0,"violations":[{"number":"3258415","date":"2014-07-17","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2014-08-22","underAppeal":false,"noticeUrl":null},{"number":"3101178","date":"2014-03-03","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2014-03-25","underAppeal":false,"noticeUrl":null},{"number":"3101179","date":"2014-03-03","code":"A-302.8/30","title":"PERM - 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MUST POST","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2014-03-25","underAppeal":false,"noticeUrl":null}]},{"number":"512658","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"noticeUrl":null,"violations":[{"number":"3101152","date":"2014-03-03","code":"A-302.11/1","title":"PERMB- WK DONE W/O NOTIFY INSP","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2014-03-11","underAppeal":false,"noticeUrl":null},{"number":"3101153","date":"2014-03-04","code":"A-302.8/30","title":"PERM - MUST POST","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2014-03-11","underAppeal":false,"noticeUrl":null}]}],"violYears":[{"y":2014,"n":5,"worst":null}],"investigations":[{"caseNumber":"443160","date":"2014-07-17","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"443160","date":"2014-08-22","type":"BP_BLDG","status":"PASSED"}],"inspYears":[{"y":2014,"fails":1,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.95476926487289,"lng":-75.19875709364327,"geom":{"type":"Polygon","coordinates":[[[-75.198608033,39.95507208],[-75.198729293,39.954473449],[-75.198927309,39.954498662],[-75.198893391,39.954661185],[-75.198857378,39.954656354],[-75.198764647,39.955091569],[-75.198608033,39.95507208]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19104","beds":null,"baths":null,"stories":1,"lotArea":10779,"zoning":"CMX4","grade":"B-","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"1 KERLIN CT, GARNET VALLEY PA, 19060","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1039000,"taxable":1039000,"land":539000,"improvement":500000,"taxableLand":539000,"taxableImprovement":500000,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":1039000,"taxable":1039000,"land":539000,"improvement":500000,"taxableLand":539000,"taxableImprovement":500000,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":1128800,"taxable":1128800,"land":338640,"improvement":790160,"taxableLand":338640,"taxableImprovement":790160,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":1038000,"taxable":1038000,"land":207600,"improvement":830400,"taxableLand":207600,"taxableImprovement":830400,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":1038000,"taxable":1038000,"land":207600,"improvement":830400,"taxableLand":207600,"taxableImprovement":830400,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":1038000,"taxable":1038000,"land":207600,"improvement":830400,"taxableLand":207600,"taxableImprovement":830400,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":1038000,"taxable":1038000,"land":207600,"improvement":830400,"taxableLand":207600,"taxableImprovement":830400,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1350000,"taxable":1350000,"land":945000,"improvement":405000,"taxableLand":945000,"taxableImprovement":405000,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1350000,"taxable":1350000,"land":945000,"improvement":405000,"taxableLand":945000,"taxableImprovement":405000,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":1416000,"taxable":1416000,"land":991200,"improvement":424800,"taxableLand":991200,"taxableImprovement":424800,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":1416000,"taxable":1416000,"land":991200,"improvement":424800,"taxableLand":991200,"taxableImprovement":424800,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":1755000,"taxable":1755000,"land":351000,"improvement":1404000,"taxableLand":351000,"taxableImprovement":1404000,"exemptLand":0,"exemptImprovement":0}],"taxNow":19821,"familyHeld":true,"lastTransferNominal":true,"permits":[{"number":"414841","date":"2012-08-14","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2012-08-14","scope":"ERECT NEW EXISTING FLATWALL SIGNS."},{"number":"413892","date":"2012-08-15","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2012-08-15","scope":"PARTIAL 1 STORY ADDITIONS, RECONFIGURATION OF 2 SEPARATED ACCESSORY PARKING LOTS 18 TO 9 SPACES, REMOVE ALL EXISTING FLATWALL SIGNS."},{"number":"480223","date":"2013-07-01","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2013-07-01","scope":"EXTENSION OF PERMIT # 414841 PURSUANT TO PA ACT 46 OF 2010 AS MODIFIED BY ACT 87 OF 2012. THIS EXTENSION TO EXPIRE ON JULY 1, 2016 UNLESS EXTENDED BY OTHER PORTIONS OF THE PHILADELPHIA CODE. CONTACT DISTRICT OFFICE TO INSTITUTE THE REQUIRED INSPECTIONS. FOR THE ERECTION OF FOUR SIGNS AND REFACE OF ONE EXISTING FREESTANDING SIGN"},{"number":"480224","date":"2013-07-01","work":"Zoning admin review","type":"ZP_ADMIN","description":"ZONING ADMIN REVIEW","status":"COMPLETED","completedDate":"2013-07-01","scope":"EXTENSION OF PERMIT # 413892 PURSUANT TO PA ACT 46 OF 2010 AS MODIFIED BY ACT 87 OF 2012. THIS EXTENSION TO EXPIRE ON JULY 1, 2016 UNLESS EXTENDED BY OTHER PORTIONS OF THE PHILADELPHIA CODE. CONTACT DISTRICT OFFICE TO INSTITUTE THE REQUIRED INSPECTIONS. FOR THE ERECTION OF TWO - ONE (1) STORY ADDITIONS TO AN EXISTING SEMI-DETATCHED ONE (1) STORY STRUCTURE, RECONFIGURATION OF PARKING FOR A TOTAL OF EIGHT (8) SPACES TO INCLUDE ONE (1) HANDI CAPPED SPACE, SIZE AND LOCATION AS SHOWN IN APPLICATION."},{"number":"512662","date":"2013-12-23","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2013-12-23","scope":"CHANGE OF USE FROM 711 TO SANTANDER BANK"},{"number":"512658","date":"2014-02-10","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2014-06-30","scope":"LEVEL III ALTERATIONS FOR TENANT FIT OUT FOR STANDARDER BANK AS PER PLANS. **SEPARATE PERMITS ARE REQUIRED FOR SIGNS INSTALLATION, ELECTRICAL AND PLUMBING WORK**"},{"number":"518976","date":"2014-02-10","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2014-06-27","scope":"HVAC INSTALLATION INCLUDES DUCT WORK DIFFUSERS AND GRILLES, 2 NEW ROOFTOP UNITS, 3 HEAT PUMPS, 2 ELECTRIC BASEBOARD HEATERS , 2 ELECTRIC WALL HEATERS."},{"number":"517661","date":"2014-03-05","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2014-06-27","scope":"REMOVE EXISTING FIXTURES AND PIPING WITHIN BUILDING REPLACE WITH NEW FIXTURES AND PIPING WITHIN TENANT SPACE.NEW FIXTURES TO INCLUDE 2 WATER CLOSETS,TWO LAVATORIES,1 MOP SINK,1 WATER HEATER AND 3 FLOOR DRAINS (BANK)"},{"number":"518254","date":"2014-03-05","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2014-06-27","scope":"SIDEWALK SHELTER PLATFORM WITH LIGHTING PER PLANS BY ALTERNATE DESIGN SOLUTIONS."},{"number":"516646","date":"2014-04-21","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2014-12-24","scope":"SUPPLY & INSTALL LIGHTING PACKAGE,LIGHTING SWS,PLATES & WIRING,NEW SERVICE,POWER PNL,DEVICES,CONDUIT,WIRE & SYS.SUPPLY & INSTALL FA SYS,DATA SYS BOXES CONDUIT & STRING AND MECHANICAL FEEDS & INCLUDING BRIDGE PER 2008 NEC & NFPA 72 (BANK)"},{"number":"522572","date":"2014-04-25","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2014-06-03","scope":"CONNECTION OF NEW 10\" STORM PIPING TO THE EXISTING COMBINED 21\" SANITARY/STORM PIPING ON SANSOM STREET (BANK)"},{"number":"527189","date":"2014-05-05","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2014-06-30","scope":"SIGNS- MANUFACTURE AND INSTALL FOUR(4) BUILDING IDENTITY SIGNS. REFACE EXISTING PYLON SIGN (AT LOCATION) ZONING PERMIT#414841"},{"number":"529540","date":"2014-07-02","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2014-09-06","scope":"PROVIDE AND INSTALL CATEGORY 5E VOICE AND DATA CABLE TO (20) WORK STATION LOCATIONS AND PROVIDE AND INSTALL CATEGORY 5E CABLE TO A TOTAL 22 CAMERA LOCATIONS PER 2008 NEC (BANK)"},{"number":"522599","date":"2014-08-05","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2014-08-29","scope":"AMEND PERMIT NUMBER 512658 AS PER ATTACHED DRAWINGS TO INCLUDE UNDERPINNING."},{"number":"633401","date":"2015-08-20","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"EXPIRED","completedDate":null,"scope":"INSTALL WATER METER PIT IN LANDSCAPE AREA, INSTALL RPZ BACK FLOW PREVENTER TO DRAIN TO MOP SINK"},{"number":"ZP-2023-010599","date":"2023-10-11","work":"Signs (Accessory / Non-Accessory)","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"For the documentation of the refacing of one double-faced freestanding sign and three flat wall signs. Sizes and locations as shown in plans."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2014,"k":"permit","w":"Mechanical"},{"y":2014,"k":"permit","w":"Plumbing"},{"y":2014,"k":"permit","w":"Major alteration"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2014,"k":"permit","w":"Plumbing"},{"y":2014,"k":"permit","w":"Sign"},{"y":2014,"k":"viol","w":"5 L&I violations"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2014,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2014,"k":"permit","w":"Administrative"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2023,"k":"permit","w":"Signs (Accessory / Non-Accessory)"}],"rented":false,"licenses":[{"number":"672913","type":"Dumpster License - Private Property","status":"Active","businessName":"SANTANDER BANK","legalName":"SANTANDER BANK","address":"3800-02 CHESTNUT ST","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2015-07-31","latestIssueDate":"2015-07-31","expirationDate":null,"inactiveDate":null}],"licenseActivity":[{"number":"672913","type":"Dumpster License - Private Property","businessName":"SANTANDER BANK","legalName":"SANTANDER BANK","issuedDate":"2015-07-31","latestIssueDate":"2015-07-31","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-28","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #414841: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 633401 (EXPIRED).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"1 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Aug 22, 2014.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 5 historical violations across 3 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}