{"asOf":"2026-07-26T05:40:14.545Z","block":"600-699 N BROAD ST","blockUrl":"https://philadelphia.blockreport.homes/block/600-699-n-broad-st","address":"685 N BROAD ST","parcelNumber":"882919175","source":"https://property.phila.gov/?p=882919175","ownerType":"absentee","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"BB0","buildingCodeNew":"254","buildingClass":"STR/OFF 2 STY MASONRY","buildingClassNew":"DOWNTOWN ROW TYPE-* SNGL OCCP","useLabel":"Commercial","owner":"TANG ZI BIN","coOwner":null,"marketValue":438800,"landAssessment":87700,"improvementAssessment":351100,"livableArea":3126,"yearBuilt":1916,"lastSale":{"price":1600000,"date":"2021-02-10T05:00:00Z"},"openViolations":0,"violations":[{"number":"1061661","date":"2008-08-08","code":"A-000.0/11","title":"VIOL BC MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3667149","date":"2015-08-06","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3667147","date":"2015-08-06","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3667148","date":"2015-08-06","code":"CP-305","title":"RUBBISH/GARBAGE EXTERIOR-OWNER","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"211965411","date":"2019-07-10","code":"A-504.1/3","title":"SWO- CONSTR W/O BLDG PERMIT","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965412","date":"2019-07-10","code":"A-302.8/31","title":"LIC MUST BE AVAIL FOR INSP","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965414","date":"2019-07-10","code":"A-301.1/4","title":"PERMB- ALTER REPAIR INT PART","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965457","date":"2019-07-10","code":"A-901.13/1","title":"PENALTY- NO BLDG PERM INFO","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965416","date":"2019-07-10","code":"A-301.6/1","title":"PERMB- TO COMPLY VIOL","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965409","date":"2019-07-10","code":"A-301.1/51","title":"PERME- INST/REPL/REPAIR WIRE","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"}],"violationCases":[{"number":"174306","type":"STANDARD","priority":"STANDARD","responsibility":"BU","status":"CLOSED","createdDate":"2008-08-14","completedDate":null,"violations":[{"number":"1061661","date":"2008-08-08","code":"A-000.0/11","title":"VIOL BC MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"496010","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2015-08-06","completedDate":"2015-09-16","violations":[{"number":"3667149","date":"2015-08-06","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3667147","date":"2015-08-06","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3667148","date":"2015-08-06","code":"CP-305","title":"RUBBISH/GARBAGE EXTERIOR-OWNER","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"694933","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"BUILDING INVESTIGATOR","status":"CLOSED","createdDate":"2019-07-10","completedDate":"2020-12-23","violations":[{"number":"211965411","date":"2019-07-10","code":"A-504.1/3","title":"SWO- CONSTR W/O BLDG PERMIT","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965412","date":"2019-07-10","code":"A-302.8/31","title":"LIC MUST BE AVAIL FOR INSP","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965414","date":"2019-07-10","code":"A-301.1/4","title":"PERMB- ALTER REPAIR INT PART","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965457","date":"2019-07-10","code":"A-901.13/1","title":"PENALTY- NO BLDG PERM INFO","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965416","date":"2019-07-10","code":"A-301.6/1","title":"PERMB- TO COMPLY VIOL","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"},{"number":"211965409","date":"2019-07-10","code":"A-301.1/51","title":"PERME- INST/REPL/REPAIR WIRE","status":"COMPLIED","resolutionDate":"2020-12-23","resolution":"COMPLIED - PERMIT OBTAINED"}]}],"violYears":[{"y":2008,"n":1,"worst":null},{"y":2015,"n":3,"worst":null},{"y":2019,"n":6,"worst":null}],"investigations":[{"caseNumber":"174306","date":"2008-08-08","type":"BC INSP","status":"PASSED"},{"caseNumber":"694933","date":"2019-07-10","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"694933","date":"2019-08-23","type":"BP_BLDG","status":"FAILED"},{"caseNumber":"694933","date":"2019-09-30","type":"BP_BLDG","status":"CLOSED"},{"caseNumber":"694933","date":"2020-12-23","type":null,"status":"PASSED"}],"inspYears":[{"y":2008,"fails":0,"passes":1},{"y":2019,"fails":2,"passes":0},{"y":2020,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.96596741216965,"lng":-75.1602704973287,"geom":{"type":"Polygon","coordinates":[[[-75.160277078,39.965976797],[-75.160134166,39.966018982],[-75.160111418,39.965973252],[-75.160268968,39.965926304],[-75.160428796,39.965947627],[-75.160417485,39.965995426],[-75.160277078,39.965976797]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19123","beds":null,"baths":null,"stories":2,"lotArea":1563,"zoning":"CMX4","grade":"C+","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"1013 W RITNER ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":118400,"taxable":118400,"land":12700,"improvement":105700,"taxableLand":12700,"taxableImprovement":105700,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":118400,"taxable":118400,"land":12700,"improvement":105700,"taxableLand":12700,"taxableImprovement":105700,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":132000,"taxable":132000,"land":26359,"improvement":105641,"taxableLand":26359,"taxableImprovement":105641,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":131800,"taxable":131800,"land":26360,"improvement":105440,"taxableLand":26360,"taxableImprovement":105440,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":469500,"taxable":469500,"land":93900,"improvement":375600,"taxableLand":93900,"taxableImprovement":375600,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":469500,"taxable":469500,"land":93900,"improvement":375600,"taxableLand":93900,"taxableImprovement":375600,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":469500,"taxable":469500,"land":93900,"improvement":375600,"taxableLand":93900,"taxableImprovement":375600,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":359000,"taxable":359000,"land":71800,"improvement":287200,"taxableLand":71800,"taxableImprovement":287200,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":359000,"taxable":359000,"land":71800,"improvement":287200,"taxableLand":71800,"taxableImprovement":287200,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":380000,"taxable":380000,"land":76000,"improvement":304000,"taxableLand":76000,"taxableImprovement":304000,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":380000,"taxable":380000,"land":76000,"improvement":304000,"taxableLand":76000,"taxableImprovement":304000,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":438800,"taxable":438800,"land":87700,"improvement":351100,"taxableLand":87700,"taxableImprovement":351100,"exemptLand":0,"exemptImprovement":0}],"taxNow":5319,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"961373","date":"2019-03-27","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2019-03-27","scope":"FOR A DAY CARE CENTER NOT MORE THAN TWENTY-FOUR(24) CONSECUTIVE HOURS WITH ACCESSORY PREPARATION AND SERVING OF FOOD AT FIRST FLOOR IN THE SAME BUILDING WITH MULTI-FAMILY HOUSEHOLD LIVING ( SIX(6) DWELLING UNITS) AT SECOND FLOOR. NO SIGN ON THIS APPLICATION."},{"number":"983060","date":"2019-06-06","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Expired","completedDate":"2023-10-13","scope":"ROUGH IN 5 TOILETS, 1 SHOWER ROOM IN REAR, INSTALLATION WILL COMPLY WITH PHILADELPHIA PLUMBING CODE 2004"},{"number":"1003274","date":"2019-08-19","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2019-08-19","scope":"APPLICATION TO CHANGE/REGISTER THE USE OF CURRENTLY VACANT COMMERCIAL SPACE TO PROPOSED MIXED USE BUILDING TO INCLUDE (4) DWELLING UNITS"},{"number":"1041472","date":"2020-03-10","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Expired","completedDate":"2020-04-24","scope":"FOR INTERIOR/EXTERIOR LEVEL 2 ALTERATION TO THE FIRST AND SECOND FLOOR OF THE EXISTING ATTACHED STRUCTURE TO CREATE A DAYCARE CENTER WITH ACCESSORY STORAGE WITH THE LAYOUT AS PER PLANS. SEPARATE PERMITS REQUIRED FOR ALL MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION WORK."},{"number":"1005154","date":"2020-03-12","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2020-03-12","scope":"FOR THE ERECTION OF ADDITIONS ABOVE AN EXISTING TWO-STORY STRUCTURE. ADDITIONS TO INCLUDE A ROOF DECK DECK TO BE ACCESSED FROM THE THIRD FLOOR.SIZES AND LOCATIONS AS SHOWN IN APPLICATION/PLANS. FOR USE AS A DAY CARE CENTER (NOT MORE THAN TWENTY-FOUR(24)CONSECUTIVE HOURS) WITH ACCESSORY PREPARATION AND SERVING OF FOOD AT FIRST FLOOR IN THE SAME BUILDING WITH MULTI-FAMILY HOUSEHOLD LIVING ( SIX(6) DWELLING UNITS) AT SECOND FLOOR. NO SIGN ON THIS APPLICATION."},{"number":"ZP-2020-009695","date":"2020-12-01","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Residential - Household Living - Multi-Family"},{"number":"GM-2020-010344","date":"2020-12-22","work":"Interior Non-Load-Bearing Wall Demo.","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2021-06-24","scope":"EZ INTERIOR DEMOLITION- For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans. *For the interior demolition of non-bearing partition walls and ceiling in accordance with the attached EZ Permit Interior Demolition Standard. Failure to comply with the attached EZ Permit Interior Demolition Standard shall result in revocation of this permit. No exterior work permitted as part of this permit. No work to exterior windows and/or doors as part of this permit as per PHC approval."},{"number":"ZP-2021-007230","date":"2021-06-30","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Vacant"},{"number":"ZP-2024-007265","date":"2024-07-16","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Residential - Household Living - Multi-Family"},{"number":"CP-2024-003804","date":"2024-08-05","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Issued","completedDate":null,"scope":"FOR LEVEL II INTERIOR ALTERATIONS WITH A PARTIAL CHANGE IN OCCUPANCY TO GROUP R-2 THREE (3) FAMILY DWELLING AT THE 2ND FLOOR. 1ST FLOOR & MEZZANINE TO REMAIN VACANT COMMERCIAL SPACE (SEPARATE PERMITS REQUIRED FOR FIT-OUT & C.O.). BUILDING TO BE FULLY SPRINKLERED PER NFPA 13. ALL WORK TO BE DONE PER APPROVED PLANS AND IN ACCORDANCE WITH 2018 IEBC AND PHC APPROVAL. SEPARATE PERMITS REQUIRED FOR MECHANICAL, ELECTRICAL, PLUMBING, AND FIRE SUPPRESSION WORK. IF SITE CONDITIONS VARY, CONTACT DESIGN PROFESSIONAL PRIOR TO START OF WORK. [AMENDMENT 9/12/2025 FOR MINOR LAYOUT CHANGES AS PER APPROVED AMENDED PLANS.]"},{"number":"PP-2024-015016","date":"2024-10-29","work":"Rough-In","type":"Plumbing","description":"Plumbing Permit","status":"Cancelled","completedDate":"2025-04-08","scope":"INSTALL 4 NEW TOILETS 3 SHOWERS 4 TOILET SINKS 3 KITCHEN SINKS 4 WATER HEATER BACKFLOW PREVENTER"},{"number":"EP-2024-010523","date":"2024-10-29","work":"Rough-In","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"400 AMP SERVICE FIRE ALARM INSTALLATION LIGHT FIXTURES OUTLETS AND SWITCHES ALL ACCORDING TO PLANS"},{"number":"MP-2024-004950","date":"2024-11-05","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Issued","completedDate":null,"scope":"FOR THE INSTALLATION OF A NEW HVAC SYSTEMS, ASSOCIATED DUCT WORK, ROOFTOP UNITS, DUCTLESS SYSTEMS, AND REGISTERS/DIFFUSERS AS PER APPROVED PLANS. SEPARATE PERMIT REQUIRED FOR ELECTRICAL, PLUMBING, FIRE SUPPRESSION."},{"number":"FP-2024-002418","date":"2024-11-22","work":"Rough-In","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Completed","completedDate":"2024-12-03","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"FP-2024-002404","date":"2024-11-30","work":"Addition and/or Alterations","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Issued","completedDate":null,"scope":"INSTALL NEW FIRE SUPPRESSION SYSTEM COMPLYING WITH NFPA 13 THROUGHOUT THE BUILDING TO INCLUDE 2\" MAIN FIRE SERVICE LINE WITH 2\" WILKINS 950XLT2 BACKFLOW PREVENTER AND AUTOMATIC FIRE SUPPRESSION SYSTEM. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK."},{"number":"EP-2024-010497","date":"2024-12-23","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"INSTALL A 400 AMP SERVICE, (5) GANG METER BANK, (1) 200 AMP PANEL & FEEDER, (3) 100 AMP PANELS & FEEDERS & (1) 60 AMP PANEL & FEEDER. INSTALL WIRING THROUGHOUT THE COMMON AREAS, COMMERCIAL SPACE & THREE DWELLING UNITS. INSTALL LIGHTS NORMAL & EMERGENCY, SWITCHES, SENSORS, RECEPTACLES & SMOKE ALARMS. PROVIDE POWER FOR THE MECHANICAL & HVAC EQUIPMENT. INSTALL A NEW FIRE ALARM SYSTEM THROUGHOUT. ALL WORK IN ACCORDANCE WITH THE 2017 NEC."},{"number":"PP-2025-004493","date":"2025-05-28","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Issued","completedDate":null,"scope":"INSTALL 4 NEW TOILETS 3 SHOWERS 4 TOILET SINKS 3 KITCHEN SINKS 4 WATER HEATER BACKFLOW PREVENTE"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2020,"k":"permit","w":"Change of Use"},{"y":2020,"k":"permit","w":"Interior Non-Load-Bearing Wall Demo."},{"y":2021,"k":"permit","w":"Change of Use"},{"y":2024,"k":"permit","w":"Change of Use"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2024,"k":"permit","w":"Rough-In"},{"y":2024,"k":"permit","w":"Rough-In"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"permit","w":"Rough-In"},{"y":2024,"k":"permit","w":"Addition and/or Alterations"},{"y":2024,"k":"permit","w":"Addition and/or Alteration"},{"y":2025,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"transition-activity","level":"watch","title":"Recent transition activity","summary":"The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.","evidence":["9 permit events since 2023"],"caveat":"Record activity alone does not establish that a sale or redevelopment is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #961373: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"10 permits not marked completed: 983060 (Expired), 1041472 (Expired), GM-2020-010344 (Expired), CP-2024-003804 (Issued), PP-2024-015016 (Cancelled). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 2 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Dec 23, 2020.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"7 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 10 historical violations across 3 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}