{"asOf":"2026-07-27T13:05:41.569Z","block":"400-499 OREGON AVE","blockUrl":"https://philadelphia.blockreport.homes/block/400-499-oregon-ave","address":"435-45 OREGON AVE","parcelNumber":"882963110","source":"https://property.phila.gov/?p=882963110","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"EA0","buildingCodeNew":"240","buildingClass":"BANK/OFF 1 STY MASONRY","buildingClassNew":"BANK","useLabel":"Bank","owner":"COMMERCE BANK","coOwner":"PENNSYLVANIA","marketValue":2045100,"landAssessment":409000,"improvementAssessment":1636100,"livableArea":3496,"yearBuilt":1996,"lastSale":{"price":550000,"date":"1995-10-20T04:00:00Z"},"openViolations":0,"violations":[{"number":"4915677","date":"2019-01-03","code":"A-000.0/11","title":"VIOL BC MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"669240","type":"STANDARD","priority":"STANDARD","responsibility":"BU","status":"CLOSED","createdDate":"2019-01-04","completedDate":null,"violations":[{"number":"4915677","date":"2019-01-03","code":"A-000.0/11","title":"VIOL BC MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2019,"n":1,"worst":null}],"investigations":[{"caseNumber":"669240","date":"2019-01-03","type":"BC INSP","status":"PASSED"}],"inspYears":[{"y":2019,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.91519625710642,"lng":-75.15625741452953,"geom":{"type":"Polygon","coordinates":[[[-75.156444074,39.915374235],[-75.15594136,39.91530907],[-75.156005981,39.915009025],[-75.15657286,39.915084507],[-75.156510579,39.915382494],[-75.156444074,39.915374235]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":null,"baths":null,"stories":1,"lotArea":17600,"zoning":"CMX2","grade":"B-","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"200 LANCASTER AVE, DEVON PA, 19333","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1245600,"taxable":1245600,"land":352000,"improvement":893600,"taxableLand":352000,"taxableImprovement":893600,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":1245600,"taxable":1245600,"land":352000,"improvement":893600,"taxableLand":352000,"taxableImprovement":893600,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":652800,"taxable":652800,"land":130601,"improvement":522199,"taxableLand":130601,"taxableImprovement":522199,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":1484600,"taxable":1484600,"land":296920,"improvement":1187680,"taxableLand":296920,"taxableImprovement":1187680,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":1484600,"taxable":1484600,"land":296920,"improvement":1187680,"taxableLand":296920,"taxableImprovement":1187680,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":1484600,"taxable":1484600,"land":296920,"improvement":1187680,"taxableLand":296920,"taxableImprovement":1187680,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":1484600,"taxable":1484600,"land":296920,"improvement":1187680,"taxableLand":296920,"taxableImprovement":1187680,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1573200,"taxable":1573200,"land":1101240,"improvement":471960,"taxableLand":1101240,"taxableImprovement":471960,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1573200,"taxable":1573200,"land":1101240,"improvement":471960,"taxableLand":1101240,"taxableImprovement":471960,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":1573200,"taxable":1573200,"land":1101240,"improvement":471960,"taxableLand":1101240,"taxableImprovement":471960,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":1573200,"taxable":1573200,"land":1101240,"improvement":471960,"taxableLand":1101240,"taxableImprovement":471960,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":2045100,"taxable":2045100,"land":409000,"improvement":1636100,"taxableLand":409000,"taxableImprovement":1636100,"exemptLand":0,"exemptImprovement":0}],"taxNow":22022,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"172608","date":"2008-09-19","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2008-10-30","scope":"REFACING EXISTING PYLON SIGN; INSTALL NEW S/F WALL SIGN; INSTALL NEW S/F WALL SIGN (3 SIGNS TOTAL) AS PER PLANS."},{"number":"172605","date":"2008-09-23","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2008-09-23","scope":"REFACING EXISTING PYLON SIGN; INSTALL NEW S/F WALL SIGN; INSTALL NEW S/F WALL SIGN (3 SIGNS TOTAL)"},{"number":"425560","date":"2012-09-24","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2013-01-03","scope":"INTERIOR AND EXTERIOR ALTERATIONS THROUGHOUT EXISTING BANKING CENTER. ***ADDTIONAL PERMITS ARE REQUIRED FOR ELECTRICAL AND PLUMBING WORK***"},{"number":"436925","date":"2012-11-08","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"RE-LAMP EXISTING FIXTURES,REPLACE LIGHTING IN VAULT ,RELOCATE RECEPTS,REPLACE 2 EXIT SIGNS,REPLACE 2 BATHROOM HTRS;ELECTRICAL DEMO AS NEEDED AS PER 2008 NEC (BANK)"},{"number":"438778","date":"2012-11-19","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2013-01-03","scope":"REMOVE AND REPLACE 1 WC AND REMOVE, RELOCATE AND REPLACE 1 LAV (COMMERCIAL)"},{"number":"441798","date":"2012-12-18","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2013-01-08","scope":"PERMIT TO INSTALL FOUR GAS FIRED, 100,000 BTU, 95% EFFICIENCY, WARM AIR FURNACES WITHIN EXISTING BANK SPACE. PERMIT SHALL ALSO INCLUDE REPLACEMENT OF A TWO TON AIR HANDLER. ALL EQUIPMENT IS SOLELY DIRECT UNIT REPLACEMENT, NO DUCTWORK INCLUDED WITH THE PERMIT."},{"number":"631656","date":"2015-09-18","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2017-03-06","scope":"INSTALLATION OF BOLLARDS AND ASSOCIATED WORK."},{"number":"973759","date":"2019-06-13","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-09-09","scope":"TO INSTALL NEW MANUAL TRANSFER SWITCH SO THAT DURING POWER OUTAGE EMERGENCIES, PORTABLE GENERATOR COULD BE INTERFACED TO BANK QUICKLY AND ACCESSIBLY AS PER 2008 NEC("},{"number":"EP-2020-007698","date":"2020-10-13","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2021-01-07","scope":"Replace fire alarm system as per 2016 NFPA 72."},{"number":"GM-2023-002510","date":"2023-03-29","work":"Roof Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Completed","completedDate":"2023-06-08","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2008,"k":"permit","w":"Sign"},{"y":2008,"k":"permit","w":"Zoning/use"},{"y":2012,"k":"permit","w":"Major alteration"},{"y":2012,"k":"permit","w":"Electrical"},{"y":2012,"k":"permit","w":"Plumbing"},{"y":2012,"k":"permit","w":"Mechanical"},{"y":2015,"k":"permit","w":"Major alteration"},{"y":2019,"k":"permit","w":"Electrical"},{"y":2019,"k":"viol","w":"L&I violation"},{"y":2019,"k":"insp","w":"Inspection passed"},{"y":2020,"k":"permit","w":"Addition and/or Alteration"},{"y":2023,"k":"permit","w":"Roof Covering Replacement"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 30% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,573,200 to $2,045,100","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #172605: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"2 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 1 historical violation across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}