{"asOf":"2026-07-23T19:54:11.266Z","block":"5400-5499 GERMANTOWN AVE","blockUrl":"https://philadelphia.blockreport.homes/block/5400-5499-germantown-ave","address":"5452-58 GERMANTOWN AVE","parcelNumber":"882963310","source":"https://property.phila.gov/?p=882963310","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"EB0","buildingCodeNew":"240","buildingClass":"BANK/OFF 2 STY MASONRY","buildingClassNew":"BANK","useLabel":"Bank","owner":"WACHOVIA BANK NATIONAL","coOwner":"ASSOC","marketValue":3997400,"landAssessment":799400,"improvementAssessment":3198000,"livableArea":11072,"yearBuilt":1920,"lastSale":{"price":1,"date":"2002-12-02T05:00:00Z"},"openViolations":0,"violations":[{"number":"1867793","date":"2008-09-10","code":"PM-307.1/6","title":"FLOOR/CEILING PARTIALLY COLL","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"177945","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2008-09-10","completedDate":"2010-10-28","violations":[{"number":"1867793","date":"2008-09-10","code":"PM-307.1/6","title":"FLOOR/CEILING PARTIALLY COLL","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2008,"n":1,"worst":null}],"investigations":[{"caseNumber":"177945","date":"2010-09-10","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"177945","date":"2010-10-28","type":"CSUINITIAL","status":"PASSED"}],"inspYears":[{"y":2010,"fails":1,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.03375864187205,"lng":-75.17287726293205,"geom":{"type":"Polygon","coordinates":[[[-75.172713624,40.034258772],[-75.172496692,40.034132155],[-75.172677154,40.033952139],[-75.172427322,40.033830869],[-75.172592702,40.033670084],[-75.17255822,40.033649952],[-75.172900846,40.033313334],[-75.173395742,40.03361323],[-75.172713624,40.034258772]]]},"liDistrict":"NORTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19144","beds":null,"baths":null,"stories":2,"lotArea":45439,"zoning":"CMX2.5","grade":"C+","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"PO BOX 2609, CARLSBAD CA, 92018","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":2100000,"taxable":2100000,"land":454400,"improvement":1645600,"taxableLand":454400,"taxableImprovement":1645600,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":2100000,"taxable":2100000,"land":454400,"improvement":1645600,"taxableLand":454400,"taxableImprovement":1645600,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":2280800,"taxable":2280800,"land":456160,"improvement":1824640,"taxableLand":456160,"taxableImprovement":1824640,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":2278900,"taxable":2278900,"land":455780,"improvement":1823120,"taxableLand":455780,"taxableImprovement":1823120,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":2278900,"taxable":2278900,"land":455780,"improvement":1823120,"taxableLand":455780,"taxableImprovement":1823120,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":2278900,"taxable":2278900,"land":455780,"improvement":1823120,"taxableLand":455780,"taxableImprovement":1823120,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":2278900,"taxable":2278900,"land":455780,"improvement":1823120,"taxableLand":455780,"taxableImprovement":1823120,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":4982400,"taxable":4982400,"land":3487680,"improvement":1494720,"taxableLand":3487680,"taxableImprovement":1494720,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":4982400,"taxable":4982400,"land":3487680,"improvement":1494720,"taxableLand":3487680,"taxableImprovement":1494720,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":4982400,"taxable":4982400,"land":3487680,"improvement":1494720,"taxableLand":3487680,"taxableImprovement":1494720,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":4982400,"taxable":4982400,"land":3487680,"improvement":1494720,"taxableLand":3487680,"taxableImprovement":1494720,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":3997400,"taxable":3997400,"land":799400,"improvement":3198000,"taxableLand":799400,"taxableImprovement":3198000,"exemptLand":0,"exemptImprovement":0}],"taxNow":69744,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"310700","date":"2010-11-10","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"RECONFIGURE EXISTING TELLER COUNTER AND OFFICES IN BANK, RE-USE EXISTING CIRCUITS. RELOCATE CABLE TV, MONITORS AND SATELLITE CABLES AS PER 2008 NEC (NORTH DIST)"},{"number":"308801","date":"2010-12-02","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2011-08-04","scope":"INSTALLATION OF A FLUSH MOUNTED ATM IN AN EXISTING WALL OPENING WITH RELATED INTERIOR UPGRADES TO ACCOMODATE NEW MACHINE"},{"number":"303964","date":"2010-12-10","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2011-03-17","scope":"ONE REPLACEMENT WALL SIGN ON BANK. RELATED ELECTRIC PERMIT MAY BE REQUIRED."},{"number":"336979","date":"2011-05-04","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2011-05-23","scope":"REMOVE THE EXISTING SHINGLE ROOFING AND INSTALL NEW ICE AND WATER SHIELD, FELT PAPER AND NEW ASPHALT SHINGLES"},{"number":"348910","date":"2011-06-22","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2011-08-01","scope":"RELOCATE RECEPTACLES AND ADD (1) RECEPTACLE FOR ATM UPGRADE, REWORK SECURITY RACEWAY PATHWAY AS PER 2008 NEC (NORTH DIST)"},{"number":"386079","date":"2012-04-17","work":"Use","type":"ZP_USE","description":"USE PERMIT","status":"COMPLETED","completedDate":"2012-04-17","scope":"RECONFIGURATION OF PARKING AS PART OF AN EXISTING BANK"},{"number":"378861","date":"2012-04-26","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2013-05-23","scope":"BUILDING ENTRANCE AND EXTERIOR SITE IMPROVEMENTS FOR ADA ACCESSIBILITY FOR A BANK PER ATTACHED PLANS"},{"number":"517611","date":"2014-01-30","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2014-09-06","scope":"RETROFIT LED EXTERIOR LIGHTING & LED REPLACEMENT FOR EXISTING OUTSIDE LIGHTING AS PER NEC 2008 (NORTH DISTRICT)"},{"number":"864019","date":"2018-05-01","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2018-05-01","scope":"FOR PARTIALLY REPAVING AND RESTRIPPING OF THE EXISTING ASPHALT PARKING LOT TO ACCOMODATE THREE ACCESSIBLE PARKING SPACES INCLUDING ONE VAN-ACCESSIBLE PARKING SPACE AND CONSTRUCTION OF AN ADA RAMP ACCESSORY TO AN EXISTING BANK WITH EXISTING ACCESSORY PARKING LOT. (SIZE AND LOCATION AS SHOWN ON THE PLAN) FOR USE AS ACCESSORY PARKING TO AN PREVIOUSELY APPROVED BUSINESS AND PROFESSIONAL OFFICE (BANK)."},{"number":"864020","date":"2018-05-01","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-11-08","scope":"FOR PARTIALLY REPAVING RESTRIPPING OF THE EXISTING ASPHALT PARKING LOT TO ACCOMODATE THREE ACCESSIBLE PARKING SPACES INCLUDING ONE VAN-ACCESSIBLE PARKING SPACE AND CONSTRUCTION OF AN ADA RAMP ACCESSORY TO AN EXISTING BANK WITH EXISTING ACCESSORY PARKING LOT. (SIZE AND LOCATION AS SHOWN ON THE PLAN)"},{"number":"952850","date":"2019-04-05","work":"New Construction","type":"Electrical","description":"Electrical Permit","status":"Issued","completedDate":null,"scope":"REPLACE LIGHTING FIXTURES AND ADD NEW LIGHTING CONTROLLER AS PER 2008 NEC. (NORTH CENT DIST)"},{"number":"FP-2023-001570","date":"2023-07-13","work":"Addition and/or Alterations","type":"Fire Suppression","description":"Fire Suppression Permit","status":"Expired","completedDate":"2024-09-23","scope":"FOR THE INSTALLATION OF A BACKFLOW PREVENTION ASSEMBLY FOR LIMITED SYSTEM. ALL WORK SHALL BE DONE IN ACCORDANCE WITH APPROVED PLANS."},{"number":"ZP-2025-002475","date":"2025-04-14","work":"New construction, addition, GFA change","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE ERECTION OF A MEZZANINE LEVEL. SIZE AND LOCATION AS SHOWN IN THE APPLICATION / PLANS."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2010,"k":"permit","w":"Sign"},{"y":2011,"k":"permit","w":"Alteration"},{"y":2011,"k":"permit","w":"Electrical"},{"y":2012,"k":"permit","w":"Use"},{"y":2012,"k":"permit","w":"Major alteration"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Zoning/use"},{"y":2018,"k":"permit","w":"Major alteration"},{"y":2019,"k":"permit","w":"New Construction"},{"y":2023,"k":"permit","w":"Addition and/or Alterations"},{"y":2025,"k":"permit","w":"New construction, addition, GFA change"},{"y":2025,"k":"sale","p":2050000}],"rented":false,"licenses":[{"number":"279748","type":"Dumpster License - Private Property","status":"Active","businessName":"WELLS FARGO BANK","legalName":"WELLS FARGO BANK","address":"5452-58 GERMANTOWN AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2000-02-17","latestIssueDate":"2013-10-31","expirationDate":null,"inactiveDate":null}],"licenseActivity":[{"number":"279748","type":"Dumpster License - Private Property","businessName":"WELLS FARGO BANK","legalName":"WELLS FARGO BANK","issuedDate":"2000-02-17","latestIssueDate":"2013-10-31","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-23","signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2025","permit activity in 2025"],"caveat":"This does not show that the property is listed or that a sale is planned."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #386079: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: 952850 (Issued), FP-2023-001570 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"1 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Oct 28, 2010.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"1 fire/suppression-related permit matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 1 historical violation across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}