{"asOf":"2026-07-23T04:48:01.277Z","block":"5800-5899 RIDGE AVE","blockUrl":"https://philadelphia.blockreport.homes/block/5800-5899-ridge-ave","address":"5873 RIDGE AVE","parcelNumber":"882963325","source":"https://property.phila.gov/?p=882963325","ownerType":"absentee","kind":"commercial","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":true,"buildingCode":"EA0","buildingCodeNew":"240","buildingClass":"BANK/OFF 1 STY MASONRY","buildingClassNew":"BANK","useLabel":"Bank","owner":"ST EDMOND'S FEDERAL SAVIN","coOwner":null,"marketValue":2492100,"landAssessment":498400,"improvementAssessment":1993700,"livableArea":4260,"yearBuilt":1950,"lastSale":{"price":1,"date":"2008-09-10T04:00:00Z"},"openViolations":0,"violations":[{"number":"5130117","date":"2019-08-01","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5130116","date":"2019-08-01","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"698595","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2019-08-01","completedDate":"2019-08-29","violations":[{"number":"5130117","date":"2019-08-01","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"5130116","date":"2019-08-01","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2019,"n":2,"worst":null}],"investigations":[{"caseNumber":"56080","date":"2006-02-06","type":"BC INSP","status":"FAILED"},{"caseNumber":"56080","date":"2006-02-06","type":"BC INSP","status":"FAILED"},{"caseNumber":"56080","date":"2006-04-06","type":"BC INSP","status":"PASSED"}],"inspYears":[{"y":2006,"fails":2,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.02983787677346,"lng":-75.2107684768417,"geom":{"type":"Polygon","coordinates":[[[-75.21068758,40.030049192],[-75.210655289,40.030005438],[-75.210605527,40.030027341],[-75.210437866,40.029810291],[-75.210897035,40.029612099],[-75.21109265,40.029874529],[-75.21068758,40.030049192]]]},"liDistrict":"NORTH","certifications":[{"number":"BC-2026-013737","type":"Fire Alarm Certification","inspectionDate":"2026-05-07","result":"Certified","expirationDate":"2027-05-07","buildingId":"1154208"}],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19128","beds":null,"baths":null,"stories":1,"lotArea":15678,"zoning":"CMX2.5","grade":"C","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"1818 MARKET ST, PHILADELPHIA PA, 19103","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":1455000,"taxable":1455000,"land":391900,"improvement":1063100,"taxableLand":391900,"taxableImprovement":1063100,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":1455000,"taxable":1455000,"land":391900,"improvement":1063100,"taxableLand":391900,"taxableImprovement":1063100,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":1535700,"taxable":1535700,"land":307140,"improvement":1228560,"taxableLand":307140,"taxableImprovement":1228560,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":1534500,"taxable":1534500,"land":306900,"improvement":1227600,"taxableLand":306900,"taxableImprovement":1227600,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":1534500,"taxable":1534500,"land":306900,"improvement":1227600,"taxableLand":306900,"taxableImprovement":1227600,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":1534500,"taxable":1534500,"land":306900,"improvement":1227600,"taxableLand":306900,"taxableImprovement":1227600,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":1534500,"taxable":1534500,"land":306900,"improvement":1227600,"taxableLand":306900,"taxableImprovement":1227600,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1917000,"taxable":1917000,"land":1341900,"improvement":575100,"taxableLand":1341900,"taxableImprovement":575100,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1917000,"taxable":1917000,"land":1341900,"improvement":575100,"taxableLand":1341900,"taxableImprovement":575100,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":1725300,"taxable":1725300,"land":1207710,"improvement":517590,"taxableLand":1207710,"taxableImprovement":517590,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":1725300,"taxable":1725300,"land":1207710,"improvement":517590,"taxableLand":1207710,"taxableImprovement":517590,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":2492100,"taxable":2492100,"land":498400,"improvement":1993700,"taxableLand":498400,"taxableImprovement":1993700,"exemptLand":0,"exemptImprovement":0}],"taxNow":24151,"familyHeld":false,"lastTransferNominal":true,"permits":[{"number":"75877","date":"2007-05-14","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":null,"scope":"INSTALL (1) 110 VOLT LAMP POST PER 2005 CODE (NORTH DISTRICT)"},{"number":"163276","date":"2008-09-10","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2008-09-10","scope":"RELOCATION OF LOT LINES TO CREATE ONE LOT FROM TWO LOTS - 5871 AND 5873 RIDGE AVENUE CREATE DRIVE THROUGH PAVILLION AT EXISTING BANK - FIRST AND SECOND FLR. IN THE SAME BUILDING WITH ONE APARMENT ON THE THIRD FLOOR AND RECONFIGURE PARKING FOR A NEW TOTAL OF 14 SPACES INCLUDING 1 HANDICAPPED SPACE."},{"number":"183031","date":"2008-11-03","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2009-01-20","scope":"CONSTRUCTION 1 STORY ROOF OVER DRIVE THRU PAVILION. INTERIOR RENOVATIONS ON 2ND FLOOR RE-CONFIGURE SITE FOR TOTAL OF 14 PARKING SPACES, RECONFIGURED RETAINING WALL FOR ENLARGED DRIVE ENTRANCE. ALL WORK SHALL BE PERFORMED BY A CONTRACTOR LICENSED WITH THE CITY OF PHILADELPHIA. ALL WORK SHALL CONFORM WITH THE APPROVED PLANS."},{"number":"190301","date":"2008-11-28","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2008-12-01","scope":"INSTALL RWC"},{"number":"432496","date":"2012-10-12","work":"Alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2013-05-29","scope":"INSTALL NEW ROOF .060 EPDM MEMBRAND ROOING ON CLERESTORY ROOFS, OVER NEW 1.5 INCH INSULATION, NEW .032 ALUMINUM DRIP EDGE. INSTALL NEW ROOF COVER AS PER MANUFACTURE'S SPECIFICATIONS. . NEW ROOF COVERINGS SHALL NOT BE INSTALLED WITHOUT FIRST REMOVING ALL EXISTING LAYERS WHEN THE ROOF HAS TWO OR MORE APPLICATIONS OF ANY TYPE OF ROOF COVERING. SUBMIT ROOF CERTIFICATION TO INSPECTOR FOR FINAL INSPECTION."},{"number":"514928","date":"2014-01-13","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2014-02-09","scope":"REMOVE CONCRETE VAULT FROM INTERIOR OF SPACE. CONCRETE VAULT IS A FREE STANDING VAULT AND WILL NOT HAVE ANY IMPACT ON THE EXISTING STRUCTURE."},{"number":"990339","date":"2019-07-30","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2019-07-30","scope":"FOR ERECTION OF ONE (1) ILLUMINATED FLAT WALL SIGN AND MODIFICATION OF ONE (1) FREESTANDING SIGN (ILLUMINATED DOUBLE FACED) AND RE-FACE EXISTING ONE (ATM) WALL SIGN AND RE-FACING ONE EXISTING WINDOW SIGN. SIZE AND LOCATION AS SHOWN ON THE APPLICATION. USES: FOR SIGNS ACCESSORY TO EXISTING FINANCIAL SERVICES AS PREVIOUSLY APPROVED IN AN EXISTING STRUCTURE"},{"number":"990340","date":"2019-07-30","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2019-12-02","scope":"FOR INSTALLATION OF ONE (1) ILLUMINATED FLAT WALL SIGN AND MODIFICATION OF ONE (1) FREESTANDING SIGN (ILLUMINATED DOUBLE FACED) AND RE-FACE EXISTING ONE (ATM) WALL SIGN. SIZE AND LOCATION AS PER PLAN. *ALL ANCHORAGES TO BE THREADED BOLTS WITH LOCK WASHERS WITH POSITIVE ANCHORAGE TO METAL STUD STOREFRONT PER PLANS - ALL HARDWARE SHALL BE SIZED TO SUPPORT WEIGHT OF INSTALLED LETTERS / SIGN COMPONENTS. SEPARATE PERMITS REQUIRED FOR ANY ELECTRICAL WORK*"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2005,"k":"sale","p":550000},{"y":2006,"k":"insp","w":"L&I: 2 failed, 1 passed"},{"y":2007,"k":"permit","w":"Electrical"},{"y":2008,"k":"permit","w":"Zoning"},{"y":2008,"k":"permit","w":"Major alteration"},{"y":2008,"k":"permit","w":"Plumbing"},{"y":2012,"k":"permit","w":"Alteration"},{"y":2014,"k":"permit","w":"Demolition"},{"y":2019,"k":"viol","w":"2 L&I violations"},{"y":2019,"k":"permit","w":"Zoning/use"},{"y":2019,"k":"permit","w":"Sign"}],"rented":false,"licenses":[{"number":"356549","type":"Dumpster License - Private Property","status":"Active","businessName":"ST EDMONDS FEDERAL S & L","legalName":"ST EDMONDS FEDERAL S & L","address":"5873 RIDGE AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2006-02-16","latestIssueDate":"2013-08-03","expirationDate":null,"inactiveDate":null},{"number":"638488","type":"Dumpster License - Private Property","status":"Active","businessName":"BENEFICIAL MUTUAL SAVINGS BANK","legalName":"BENEFICIAL MUTUAL SAVINGS BANK","address":"5873 RIDGE AVE","revenueCode":"3230","rentalCategory":null,"units":null,"issuedDate":"2014-08-14","latestIssueDate":"2014-08-14","expirationDate":null,"inactiveDate":null}],"licenseActivity":[{"number":"638488","type":"Dumpster License - Private Property","businessName":"BENEFICIAL MUTUAL SAVINGS BANK","legalName":"BENEFICIAL MUTUAL SAVINGS BANK","issuedDate":"2014-08-14","latestIssueDate":"2014-08-14","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true},{"number":"356549","type":"Dumpster License - Private Property","businessName":"ST EDMONDS FEDERAL S & L","legalName":"ST EDMONDS FEDERAL S & L","issuedDate":"2006-02-16","latestIssueDate":"2013-08-03","closureDate":null,"expirationDate":null,"inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-21","signals":[{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 44% in 2027, but no matching permit appears in the property timeline.","evidence":["assessment moved from $1,725,300 to $2,492,100","no permit shown in 2026-2028"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #990339: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Apr 6, 2006.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"deed-chain","level":"verify","title":"The latest nominal transfer is not a market sale—or a title opinion","finding":"The latest deed in the assembled record moved for nominal consideration.","why":"A $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.","action":"Read the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.","url":"https://www.phila.gov/services/property-lots-housing/get-a-copy-of-a-deed-or-other-recorded-document/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"},{"id":"building-certifications","level":"clear","title":"Filed system certifications are current in this dataset","finding":"Fire Alarm Certification: Certified through May 7, 2027","why":"Fire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.","action":"Confirm the certificate covers every applicable system and remains accepted by L&I.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}