{"asOf":"2026-07-26T09:30:01.984Z","block":"4800-4899 RICHMOND ST","blockUrl":"https://philadelphia.blockreport.homes/block/4800-4899-richmond-st","address":"4800 RICHMOND ST","parcelNumber":"882963476","source":"https://property.phila.gov/?p=882963476","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":true,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"EA0","buildingCodeNew":"240","buildingClass":"BANK/OFF 1 STY MASONRY","buildingClassNew":"BANK","useLabel":"Bank","owner":"PRUDENTIAL BANK","coOwner":null,"marketValue":672700,"landAssessment":134500,"improvementAssessment":538200,"livableArea":1150,"yearBuilt":1953,"lastSale":{"price":1,"date":"2022-11-09T05:00:00Z"},"openViolations":0,"violations":[{"number":"VI-2025-070173","date":"2025-09-08","code":"PM15-302.4","title":"EXTERIOR AREA WEEDS","status":"COMPLIED","resolutionDate":"2025-11-04","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2025-070174","date":"2025-09-08","code":"PM15-308.1","title":"RUBBISH & GARBAGE","status":"COMPLIED","resolutionDate":"2025-11-04","resolution":"COMPLIED - OWNER REPAIR"}],"violationCases":[{"number":"CF-2025-097954","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2025-09-08","completedDate":"2025-11-04","violations":[{"number":"VI-2025-070173","date":"2025-09-08","code":"PM15-302.4","title":"EXTERIOR AREA WEEDS","status":"COMPLIED","resolutionDate":"2025-11-04","resolution":"COMPLIED - OWNER REPAIR"},{"number":"VI-2025-070174","date":"2025-09-08","code":"PM15-308.1","title":"RUBBISH & GARBAGE","status":"COMPLIED","resolutionDate":"2025-11-04","resolution":"COMPLIED - OWNER REPAIR"}]}],"violYears":[{"y":2025,"n":2,"worst":null}],"investigations":[{"caseNumber":"CF-2025-097954","date":"2025-09-08","type":null,"status":"FAILED"},{"caseNumber":"CF-2025-097954","date":"2025-11-04","type":null,"status":"PASSED"}],"inspYears":[{"y":2025,"fails":1,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.00216160897627,"lng":-75.06498921135982,"geom":{"type":"Polygon","coordinates":[[[-75.0649242,40.002039957],[-75.065158733,40.002175526],[-75.065054378,40.002282814],[-75.064819999,40.002148635],[-75.0649242,40.002039957]]]},"liDistrict":"EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19137","beds":null,"baths":null,"stories":1,"lotArea":3961,"zoning":"CMX2","grade":"B","basement":null,"heater":null,"centralAir":null,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"3993 HUNTINGDON PK, HUNTINGDON VALLEY PA, 19006","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":263000,"taxable":263000,"land":59000,"improvement":204000,"taxableLand":59000,"taxableImprovement":204000,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":263000,"taxable":263000,"land":59000,"improvement":204000,"taxableLand":59000,"taxableImprovement":204000,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":289700,"taxable":289700,"land":57940,"improvement":231760,"taxableLand":57940,"taxableImprovement":231760,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":289700,"taxable":289700,"land":57940,"improvement":231760,"taxableLand":57940,"taxableImprovement":231760,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":517500,"taxable":517500,"land":362250,"improvement":155250,"taxableLand":362250,"taxableImprovement":155250,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":517500,"taxable":517500,"land":362250,"improvement":155250,"taxableLand":362250,"taxableImprovement":155250,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":542800,"taxable":542800,"land":379960,"improvement":162840,"taxableLand":379960,"taxableImprovement":162840,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":542800,"taxable":542800,"land":379960,"improvement":162840,"taxableLand":379960,"taxableImprovement":162840,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":672700,"taxable":672700,"land":134500,"improvement":538200,"taxableLand":134500,"taxableImprovement":538200,"exemptLand":0,"exemptImprovement":0}],"taxNow":7598,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"333311","date":"2011-04-11","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2011-04-11","scope":"REMOVING EXISTING EARTHSTAR BANK SIGNAGE AND INSTALLING NEW POLONIA SIGNS."},{"number":"335046","date":"2011-06-09","work":"Sign","type":"BP_SIGN","description":"SIGN PERMIT","status":"COMPLETED","completedDate":"2012-02-01","scope":"REMOVE EXISTING SIGN AND INSTALL NEW SIGN ON BANK"},{"number":"EP-2025-010908","date":"2025-11-13","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2026-03-18","scope":"Install 200 amp service"},{"number":"ZP-2025-012806","date":"2026-01-12","work":"Change of Use","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"Retail Sales - Consumer Goods"},{"number":"CP-2025-006323","date":"2026-02-17","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Completed","completedDate":"2026-04-28","scope":"FOR CHANGE OF USE (NO CHANGE OF OCCUPANCY CLASSIFICATION) AND LEVEL II ALTERATIONS TO INCLUDE EXTERIOR WALL OPENINGS, PARTITIONS, DOORS, FIXTURES, FINISHES AS PER APPROVED PLANS. SEPARATE PERMITS REQUIRED FOR ANY MEP WORK."},{"number":"PP-2025-015496","date":"2026-02-24","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-04-27","scope":"REPLACE 5 FIXTURES 1 full bath, 1 urinal, injection pump."},{"number":"MP-2025-005812","date":"2026-03-06","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2026-04-21","scope":"FOR THE INSTALLATION OF REGISTERS, DIFFUSERS, AND APPLIANCES WITH ASSOCIATED DUCTWORK. APPLIANCES TO BE INSTALLED IN ACCORDANCE WITH THE MANUFACTURER’S SPECIFICATIONS. FOR USE AS PREVIOUSLY APPROVED. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS TO BE OBTAINED FOR ALL OTHER WORK."},{"number":"EP-2026-002571","date":"2026-03-28","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2026-04-21","scope":"AMEND 04/07/2026 Interior wiring Replacement of existing lights, switches, exit signs and outlets. 120volts/240volts. NO WIRING THIS PERMIT"},{"number":"ZP-2026-002195","date":"2026-04-18","work":"Signs (Accessory / Non-Accessory)","type":"Zoning","description":"Zoning Permit","status":"Issued","completedDate":null,"scope":"FOR THE INSTALLATION OF THREE (3) STATICALLY ILLUMINATED WALL SIGNS. SIZE AND LOCATION AS SHOWN IN APPLICATION/PLANS"},{"number":"PP-2026-005369","date":"2026-04-24","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2026-04-27","scope":"REPLACE 1\" BACKFLOW DEVICE."}],"storyTag":"Improved","storyDelta":0.22,"timeline":[{"y":2025,"k":"sale","p":250000},{"y":2025,"k":"viol","w":"2 L&I violations"},{"y":2025,"k":"insp","w":"L&I: 1 failed, 1 passed"},{"y":2025,"k":"sale","p":305000},{"y":2025,"k":"permit","w":"Addition and/or Alteration"},{"y":2026,"k":"permit","w":"Change of Use"},{"y":2026,"k":"permit","w":"Addition and/or Alteration"},{"y":2026,"k":"permit","w":"Alterations"},{"y":2026,"k":"permit","w":"Addition and/or Alterations"},{"y":2026,"k":"permit","w":"Addition and/or Alteration"},{"y":2026,"k":"permit","w":"Signs (Accessory / Non-Accessory)"},{"y":2026,"k":"permit","w":"Alterations"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-25","signals":[{"kind":"post-purchase-work","level":"elevated","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 8 permit events matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2025","permit activity in 2025, 2026"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 79% in 2023, but no matching permit appears in the property timeline.","evidence":["assessment moved from $289,700 to $517,500","no permit shown in 2022-2024"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #333311: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"1 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Nov 4, 2025.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 2 historical violations across 1 case.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}