{"asOf":"2026-08-01T03:18:29.122Z","block":"1000-1099 RIDGE AVE","blockUrl":"https://philadelphia.blockreport.homes/block/1000-1099-ridge-ave","address":"1001-19 RIDGE AVE","parcelNumber":"885867380","source":"https://property.phila.gov/?p=885867380","ownerType":"investor","kind":"commercial","isHouse":false,"home":false,"commercial":false,"residential":false,"taxExempt":false,"institutional":false,"buildingCode":"RE","buildingCodeNew":null,"buildingClass":"PD PKG LOT COMMERCIAL","buildingClassNew":null,"useLabel":"Commercial","owner":"1001-19 RIDGE AVENUE LLC","coOwner":null,"marketValue":1775000,"landAssessment":1775000,"improvementAssessment":0,"livableArea":null,"yearBuilt":null,"lastSale":{"price":500000,"date":"2015-01-08T05:00:00Z"},"openViolations":0,"violations":[{"number":"1048024","date":"2007-10-10","code":"A-000.0/10","title":"VIOL C&I MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-27","underAppeal":false,"noticeUrl":null},{"number":"1048025","date":"2007-10-10","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-27","underAppeal":false,"noticeUrl":null},{"number":"811933","date":"2008-01-23","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"DEMOLISH","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-04","underAppeal":false,"noticeUrl":null},{"number":"2614510","date":"2012-10-18","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-09-05","underAppeal":false,"noticeUrl":null},{"number":"2614511","date":"2012-10-18","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-09-05","underAppeal":false,"noticeUrl":null},{"number":"2923877","date":"2013-09-05","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-05","underAppeal":false,"noticeUrl":null},{"number":"2923878","date":"2013-09-05","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-05","underAppeal":false,"noticeUrl":null},{"number":"4805042","date":"2018-08-06","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2018-10-26","underAppeal":false,"noticeUrl":null},{"number":"VI-2021-072702","date":"2021-10-08","code":"A-301.1/65","title":"NEW USE","status":"CLOSED","resolutionDate":"2024-11-30","resolution":"CLOSED - ADMINISTRATIVELY","latestInvestigationDate":"2024-11-30","underAppeal":false,"noticeUrl":"https://eclipse.phila.gov/phillylmsprod/pub/ws/DocumentDownload/download?documentId=855341120&hash=DA7ECCF8F01EEEEEFAD2481D3C49965334B327DA6F3193C7D95565736340098D"}],"violationCases":[{"number":"127428","type":"STANDARD","priority":"STANDARD","responsibility":"CI","status":"CLOSED","createdDate":"2007-09-10","completedDate":"2008-08-27","noticeUrl":null,"violations":[{"number":"1048024","date":"2007-10-10","code":"A-000.0/10","title":"VIOL C&I MESSAGE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-27","underAppeal":false,"noticeUrl":null},{"number":"1048025","date":"2007-10-10","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-27","underAppeal":false,"noticeUrl":null}]},{"number":"143658","type":"STANDARD","priority":"STANDARD","responsibility":"CI","status":"CLOSED","createdDate":"2008-01-23","completedDate":"2016-01-09","noticeUrl":null,"violations":[{"number":"811933","date":"2008-01-23","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"DEMOLISH","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2008-08-04","underAppeal":false,"noticeUrl":null}]},{"number":"356134","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2012-10-18","completedDate":null,"noticeUrl":null,"violations":[{"number":"2614510","date":"2012-10-18","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-09-05","underAppeal":false,"noticeUrl":null},{"number":"2614511","date":"2012-10-18","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-09-05","underAppeal":false,"noticeUrl":null}]},{"number":"400800","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2013-09-05","completedDate":"2013-11-05","noticeUrl":null,"violations":[{"number":"2923877","date":"2013-09-05","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-05","underAppeal":false,"noticeUrl":null},{"number":"2923878","date":"2013-09-05","code":"PM-302.2/4","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2013-11-05","underAppeal":false,"noticeUrl":null}]},{"number":"648339","type":"STANDARD","priority":"STANDARD","responsibility":"CI","status":"CLOSED","createdDate":"2018-08-07","completedDate":"2018-11-15","noticeUrl":null,"violations":[{"number":"4805042","date":"2018-08-06","code":"A-301.1/65","title":"PERM Z- NEW USE","status":"COMPLIED","resolutionDate":null,"resolution":null,"latestInvestigationDate":"2018-10-26","underAppeal":false,"noticeUrl":null}]},{"number":"CF-2021-100756","type":"NOTICE OF VIOLATION","priority":"STANDARD","responsibility":"CODE ENFORCEMENT COURTS","status":"CLOSED","createdDate":"2021-10-14","completedDate":"2024-11-30","noticeUrl":"https://eclipse.phila.gov/phillylmsprod/pub/ws/DocumentDownload/download?documentId=855341120&hash=DA7ECCF8F01EEEEEFAD2481D3C49965334B327DA6F3193C7D95565736340098D","violations":[{"number":"VI-2021-072702","date":"2021-10-08","code":"A-301.1/65","title":"NEW USE","status":"CLOSED","resolutionDate":"2024-11-30","resolution":"CLOSED - ADMINISTRATIVELY","latestInvestigationDate":"2024-11-30","underAppeal":false,"noticeUrl":"https://eclipse.phila.gov/phillylmsprod/pub/ws/DocumentDownload/download?documentId=855341120&hash=DA7ECCF8F01EEEEEFAD2481D3C49965334B327DA6F3193C7D95565736340098D"}]}],"violYears":[{"y":2007,"n":2,"worst":null},{"y":2008,"n":1,"worst":null},{"y":2012,"n":2,"worst":null},{"y":2013,"n":2,"worst":null},{"y":2018,"n":1,"worst":null},{"y":2021,"n":1,"worst":null}],"investigations":[{"caseNumber":"127428","date":"2007-10-30","type":"CI INSP","status":"CLOSED"},{"caseNumber":"143658","date":"2008-08-04","type":"CI INSP","status":"CLOSED"},{"caseNumber":"127428","date":"2008-08-04","type":"PRECOURT","status":"FAILED"},{"caseNumber":"127428","date":"2008-08-27","type":"PRECOURT","status":"PASSED"},{"caseNumber":"648339","date":"2018-08-06","type":"CI INSP","status":"FAILED"},{"caseNumber":"648339","date":"2018-09-10","type":"CI INSP","status":"FAILED"},{"caseNumber":"648339","date":"2018-10-26","type":"CI INSP","status":"PASSED"},{"caseNumber":"CF-2021-100756","date":"2021-10-14","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-100756","date":"2021-11-26","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-100756","date":"2023-03-14","type":null,"status":"FAILED"},{"caseNumber":"CF-2021-100756","date":"2024-11-30","type":null,"status":"PASSED"}],"inspYears":[{"y":2008,"fails":1,"passes":1},{"y":2018,"fails":2,"passes":1},{"y":2021,"fails":2,"passes":0},{"y":2023,"fails":1,"passes":0},{"y":2024,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.95938458469946,"lng":-75.15528135932085,"geom":{"type":"Polygon","coordinates":[[[-75.155053016,39.959555406],[-75.155172831,39.959019163],[-75.155615383,39.959575523],[-75.155053016,39.959555406]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19123","beds":null,"baths":null,"stories":null,"lotArea":15235,"zoning":"RMX3","grade":null,"basement":null,"heater":null,"centralAir":null,"extCond":null,"intCond":null,"garage":null,"homestead":false,"mail":"1424 S 8TH ST, PHILADELPHIA PA, 19147","mailOut":false,"appeals":[{"type":"Zoning board appeal","grounds":"PERMIT FOR THE ERECTION OF TWO (2) ATTACHED STRUCTURES WITH GREEN ROOFS (FAÇADE ARTICULATION MUST BE COMPLIANT  WITH §14-703(5)(b)(.1); ON ALL BUILDING FRONTAGES >100 FT. WIDE, AT LEAST 30%\nOF THE WALL UP TO 25 FT. ABOVE GROUND LEVEL MUST I","status":"OPEN","outcome":"Granted with conditions","date":"2017-04-04","number":"29286","relatedPermit":"709245"}],"taxYears":[{"year":2015,"total":394.8,"principal":0,"interest":0,"penalty":394.8}],"taxNet":394.8,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":366000,"taxable":366000,"land":366000,"improvement":0,"taxableLand":366000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":366000,"taxable":366000,"land":366000,"improvement":0,"taxableLand":366000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":2243900,"taxable":2243900,"land":2243900,"improvement":0,"taxableLand":2243900,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":2290000,"taxable":2290000,"land":2290000,"improvement":0,"taxableLand":2290000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2020,"v":2290000,"taxable":2290000,"land":2290000,"improvement":0,"taxableLand":2290000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2021,"v":2290000,"taxable":2290000,"land":2290000,"improvement":0,"taxableLand":2290000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2022,"v":2290000,"taxable":2290000,"land":2290000,"improvement":0,"taxableLand":2290000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2023,"v":1775000,"taxable":1775000,"land":1775000,"improvement":0,"taxableLand":1775000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2024,"v":1775000,"taxable":1775000,"land":1775000,"improvement":0,"taxableLand":1775000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2025,"v":1775000,"taxable":1775000,"land":1775000,"improvement":0,"taxableLand":1775000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2026,"v":1775000,"taxable":1775000,"land":1775000,"improvement":0,"taxableLand":1775000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0},{"y":2027,"v":1775000,"taxable":1775000,"land":1775000,"improvement":0,"taxableLand":1775000,"taxableImprovement":0,"exemptLand":0,"exemptImprovement":0}],"taxNow":24846,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"102989","date":"2007-10-12","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2007-10-12","scope":"PER PROVISO REMOVE THE BILLBOARD AND THE SUPPORTING STRUCTURE FROM THE LOT. FOR THE ERECTION OF TWO (2) - ONE (1) STORY STRUCTURES (BUILDING \"A\" AND BUILDING \"B\") MAXIMUM HEIGHT NOT TO EXCEED 25FT HIGH.BUILDING \"A\"- PER PROVISO FOR USE AS AN INSURANCE SALES OFFICE. BUILDING \"B\" - FOR USE AS SALES AND INSTALLATION OF AUTO PARTS; ALL WORK DONE INSIDE THE BUILDING."},{"number":"110013","date":"2007-11-08","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2008-12-10","scope":"REMOVE UNDER GROUND STORAGE TANKS.(1) 4,000 GAL TANK GASOLINE. (2) 2000 GAL TANK GASOLINE. (1) 500 GAL TANK #2 FUEL OIL, (1)550 GAL TANK WASTE OIL"},{"number":"118970","date":"2007-11-30","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2008-12-11","scope":"COMPLETE DEMOLITION"},{"number":"55642","date":"2008-04-07","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"EXPIRED","completedDate":null,"scope":"DEMOLISH EXISTING BUILDING AND CONSTRUCT A 2-STORY, 2-TENANT BUILDING."},{"number":"159143","date":"2008-07-17","work":"Demolition","type":"BP_DEMO","description":"DEMOLITION PERMIT","status":"COMPLETED","completedDate":"2008-10-23","scope":"REMOVE (2) SIGN FACES & SUPPORTING STRUCTURE."},{"number":"709245","date":"2017-05-09","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-05-09","scope":"FOR THE ERECTION OF TWO (2) DETACHED STRUCTURES WITH GREEN ROOFS (FAÇADE ARTICULATION MUST BE COMPLIANT WITH §14-703(5)(B)(.1); ON ALL BUILDING FRONTAGES >100 FT. WIDE, AT LEAST 30% OF THE WALL UP TO 25 FT. ABOVE GROUND LEVEL MUST INCLUDE ORNAMENTAL/STRUCTURAL DETAILS, VARIATIONS IN PLANES, OR TRANSPARENT GLAZED AREA), SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION. FOR USE AS VACANT COMMERCIAL SPACE (USE REGISTRATION REQUIRED PRIOR TO OCCUPANCY-AS PER MAY NOT EXCEED 25% OF GROSS FLOOR AREA OF BUILDING, RETAIL MAY ONLY BE LOCATED ON FIRST FLOOR, COMMERCIAL SERVICES MAY BE LOCATED ON ANY FLOOR) ON THE FIRST FLOOR IN BUILDING 1, AND MULTI-FAMILY HOUSEHOLD LIVING (FORTY-EIGHT (48) DWELLING UNITS) WITH FIFTEEN (15) ACCESSORY PARKING SPACES (WITH SIX (6) SPACES LOCATED IN CARPORTS, WITH THREE (3) SPACES PER CARPORT, AND NINE (9) SPACES IN AN ABOVEGROUND GARAGE), INCLUDING TWO (2) VAN-ACCESSIBLE PARKING SPACES, AND SIXTEEN (16) ACCESSORY BICYCLE PARKING SPACES."}],"storyTag":"Torn down & rebuilt","storyDelta":null,"timeline":[{"y":2008,"k":"demo"},{"y":2012,"k":"viol","w":"2 L&I violations"},{"y":2013,"k":"viol","w":"2 L&I violations"},{"y":2015,"k":"sale","p":500000},{"y":2017,"k":"appeal","w":"Appeal granted with conditions"},{"y":2017,"k":"permit","w":"Zoning/use"},{"y":2018,"k":"viol","w":"L&I violation"},{"y":2018,"k":"insp","w":"L&I: 2 failed, 1 passed"},{"y":2021,"k":"viol","w":"L&I violation"},{"y":2021,"k":"insp","w":"Inspection failed ×2"},{"y":2023,"k":"insp","w":"Inspection failed"},{"y":2024,"k":"insp","w":"Inspection passed"}],"rented":false,"licenses":[{"number":"301601","type":"Outdoor Advertising Sign","status":"Closed","businessName":"CLEAR CHANNEL OUTDOOR (MATT BRADLEY)","legalName":"CLEAR CHANNEL OUTDOOR","address":"1001-19 RIDGE AVE","revenueCode":"3708","rentalCategory":null,"units":null,"issuedDate":"2005-01-21","latestIssueDate":"2005-01-21","expirationDate":"2007-03-31","inactiveDate":null},{"number":"455127","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":",CHIN JOSEZINA CHIN EDWIN","legalName":",CHIN JOSEZINA CHIN EDWIN","address":"1001-19 RIDGE AVE","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2008-08-27","latestIssueDate":"2013-01-03","expirationDate":"2013-02-28","inactiveDate":null}],"licenseActivity":[{"number":"455127","type":"Vacant Residential Property / Lot","businessName":",CHIN JOSEZINA CHIN EDWIN","legalName":",CHIN JOSEZINA CHIN EDWIN","issuedDate":"2008-08-27","latestIssueDate":"2013-01-03","closureDate":"2013-02-28","expirationDate":"2013-02-28","inactiveDate":null,"status":"Inactive","statusLabel":"Inactive","active":false},{"number":"301601","type":"Outdoor Advertising Sign","businessName":"CLEAR CHANNEL OUTDOOR (MATT BRADLEY)","legalName":"CLEAR CHANNEL OUTDOOR","issuedDate":"2005-01-21","latestIssueDate":"2005-01-21","closureDate":"2007-03-31","expirationDate":"2007-03-31","inactiveDate":null,"status":"Closed","statusLabel":"Closed","active":false}],"businessLicenseSourceDate":"2026-07-31","signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["a lien number appears in the historical tax ledger through 2016","failed L&I inspection activity in 2021, 2023"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #102989: COMPLETED. The history also contains “PERM Z- NEW USE.”","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: 55642 (EXPIRED).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"6 failed, 3 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Nov 30, 2024.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Outdoor Advertising Sign #301601: Closed; Vacant Residential Property / Lot #455127: Inactive","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as commercial. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 9 historical violations across 6 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}