{"asOf":"2026-07-24T03:01:07.193Z","block":"5200-5299 CEDAR AVE","blockUrl":"https://philadelphia.blockreport.homes/block/5200-5299-cedar-ave","address":"5224 CEDAR AVE","parcelNumber":"886586760","source":"https://property.phila.gov/?p=886586760","ownerType":"investor","kind":"house","isHouse":true,"home":true,"commercial":false,"residential":true,"taxExempt":false,"institutional":false,"buildingCode":"O30","buildingCodeNew":"24","buildingClass":"ROW 2 STY MASONRY","buildingClassNew":"ROW PORCH FRONT","useLabel":"House","owner":"WPRE IV LP","coOwner":null,"marketValue":24600,"landAssessment":6100,"improvementAssessment":18500,"livableArea":1557,"yearBuilt":1920,"lastSale":{"price":659001,"date":"2016-12-22T05:00:00Z"},"openViolations":0,"violations":[{"number":"1294425","date":"2008-01-08","code":"A-503.2/2","title":"PROSEC- STD INFO","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1294427","date":"2008-01-08","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1294426","date":"2008-01-08","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1294428","date":"2009-04-08","code":"PM-306.2/1","title":"VACANT BLDG UNSECURED COUNT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1574593","date":"2009-12-22","code":"PM-307.1/12","title":"WALL PARTIALLY COLLAPSED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"1574592","date":"2009-12-22","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005529","date":"2012-09-24","code":"PM-304.5/2","title":"EXT S-EXPOSED SURFACES MAINTAI","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005528","date":"2012-09-24","code":"PM-302.4/7","title":"DRAINAGE-DOWNSPOUT REPR/REPLC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005527","date":"2012-09-24","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005530","date":"2012-09-24","code":"PM-304.5/3","title":"EXT S-CORNICE BARGEBOARD DEFEC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005531","date":"2012-09-24","code":"PM-306.2/4","title":"VAC PROP REPLAC WIN/DRS 80%","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"2605176","date":"2012-10-10","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"RESOLVE","resolutionDate":null,"resolution":null},{"number":"2605175","date":"2012-10-10","code":"CP-305","title":"RUBBISH/GARBAGE EXTERIOR-OWNER","status":"RESOLVE","resolutionDate":null,"resolution":null},{"number":"2605174","date":"2012-10-10","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3763458","date":"2015-05-30","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3809958","date":"2015-06-27","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":null,"resolutionDate":null,"resolution":null},{"number":"3809959","date":"2015-06-27","code":"A-302.10/3","title":"PERMB- REV WK GONE BEYOND ORIG","status":null,"resolutionDate":null,"resolution":null},{"number":"3809960","date":"2015-06-27","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":null,"resolutionDate":null,"resolution":null},{"number":"3876238","date":"2015-09-10","code":"A-302.10/3","title":"PERMB- REV WK GONE BEYOND ORIG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3876237","date":"2015-09-10","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3876239","date":"2015-09-10","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":null,"resolution":null}],"violationCases":[{"number":"141460","type":"STANDARD","priority":"STANDARD","responsibility":"BRU","status":"CLOSED","createdDate":"2008-01-08","completedDate":"2009-04-08","violations":[{"number":"1294425","date":"2008-01-08","code":"A-503.2/2","title":"PROSEC- STD INFO","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1294427","date":"2008-01-08","code":"PM-306.0/1","title":"VACANT PROP STANDARD","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1294426","date":"2008-01-08","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"1294428","date":"2009-04-08","code":"PM-306.2/1","title":"VACANT BLDG UNSECURED COUNT","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"223208","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2009-12-22","completedDate":"2016-06-07","violations":[{"number":"1574593","date":"2009-12-22","code":"PM-307.1/12","title":"WALL PARTIALLY COLLAPSED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"1574592","date":"2009-12-22","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]},{"number":"351798","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2012-09-24","completedDate":null,"violations":[{"number":"3005529","date":"2012-09-24","code":"PM-304.5/2","title":"EXT S-EXPOSED SURFACES MAINTAI","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005528","date":"2012-09-24","code":"PM-302.4/7","title":"DRAINAGE-DOWNSPOUT REPR/REPLC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005527","date":"2012-09-24","code":"PM-102.4/2","title":"LICENSE-VAC RES BLDG","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005530","date":"2012-09-24","code":"PM-304.5/3","title":"EXT S-CORNICE BARGEBOARD DEFEC","status":"CLOSEDCASE","resolutionDate":null,"resolution":null},{"number":"3005531","date":"2012-09-24","code":"PM-306.2/4","title":"VAC PROP REPLAC WIN/DRS 80%","status":"CLOSEDCASE","resolutionDate":null,"resolution":null}]},{"number":"354897","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2012-10-11","completedDate":"2018-11-30","violations":[{"number":"2605176","date":"2012-10-10","code":"CP-312A","title":"HIGH WEEDS-CUT","status":"RESOLVE","resolutionDate":null,"resolution":null},{"number":"2605175","date":"2012-10-10","code":"CP-305","title":"RUBBISH/GARBAGE EXTERIOR-OWNER","status":"RESOLVE","resolutionDate":null,"resolution":null},{"number":"2605174","date":"2012-10-10","code":"CP-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"482969","type":"UNSAFE","priority":"UNSAFE","responsibility":"CSU","status":"CLOSED","createdDate":"2015-05-30","completedDate":"2016-06-07","violations":[{"number":"3763458","date":"2015-05-30","code":"PM-307.1/2","title":"ROOF DETERIORATED","status":"COMPLIED","resolutionDate":null,"resolution":null}]},{"number":"618201","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"3809958","date":"2015-06-27","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":null,"resolutionDate":null,"resolution":null},{"number":"3809959","date":"2015-06-27","code":"A-302.10/3","title":"PERMB- REV WK GONE BEYOND ORIG","status":null,"resolutionDate":null,"resolution":null},{"number":"3809960","date":"2015-06-27","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":null,"resolutionDate":null,"resolution":null}]},{"number":"622449","type":null,"priority":null,"responsibility":null,"status":"CLOSED","createdDate":null,"completedDate":null,"violations":[{"number":"3876238","date":"2015-09-10","code":"A-302.10/3","title":"PERMB- REV WK GONE BEYOND ORIG","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3876237","date":"2015-09-10","code":"A-302.10/2","title":"PERMB- WORK NOT SAME AS PERMIT","status":"COMPLIED","resolutionDate":null,"resolution":null},{"number":"3876239","date":"2015-09-10","code":"A-304.1/1","title":"ARCHITECT/ENGINEER SERVICES","status":"COMPLIED","resolutionDate":null,"resolution":null}]}],"violYears":[{"y":2008,"n":3,"worst":null},{"y":2009,"n":3,"worst":null},{"y":2012,"n":8,"worst":null},{"y":2015,"n":7,"worst":null}],"investigations":[{"caseNumber":"141460","date":"2007-12-22","type":"BRU INSP","status":"FAILED"},{"caseNumber":"141460","date":"2009-04-08","type":"BRU INSP","status":"FAILED"},{"caseNumber":"141460","date":"2009-04-08","type":"BRU INSP","status":"CLOSED"},{"caseNumber":"223208","date":"2009-12-22","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"223208","date":"2010-01-22","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"223208","date":"2011-01-27","type":"CSUINITIAL","status":"NONE"},{"caseNumber":"351798","date":"2012-09-24","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"351798","date":"2013-09-26","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"351798","date":"2013-11-15","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"482969","date":"2015-05-30","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"482969","date":"2015-10-31","type":"CSUINITIAL","status":"FAILED"},{"caseNumber":"482969","date":"2016-06-06","type":"CSUINITIAL","status":"PASSED"}],"inspYears":[{"y":2007,"fails":1,"passes":0},{"y":2009,"fails":2,"passes":0},{"y":2010,"fails":1,"passes":0},{"y":2012,"fails":1,"passes":0},{"y":2013,"fails":1,"passes":0},{"y":2015,"fails":2,"passes":0},{"y":2016,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.95032816367221,"lng":-75.22785688068626,"geom":{"type":"Polygon","coordinates":[[[-75.227798692,39.950467779],[-75.227857667,39.95018123],[-75.22791498,39.950188325],[-75.227856276,39.95047488],[-75.227798692,39.950467779]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19143","beds":4,"baths":1,"stories":1,"lotArea":1696,"zoning":"RM1","grade":"C+","basement":"D","heater":null,"centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"5224 CEDAR AVE, PHILADELPHIA PA, 19143","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":1,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":15000,"taxable":15000,"land":10685,"improvement":4315,"taxableLand":10685,"taxableImprovement":4315,"exemptLand":0,"exemptImprovement":0},{"y":2017,"v":15000,"taxable":15000,"land":4500,"improvement":10500,"taxableLand":4500,"taxableImprovement":10500,"exemptLand":0,"exemptImprovement":0},{"y":2018,"v":15000,"taxable":15000,"land":4500,"improvement":10500,"taxableLand":4500,"taxableImprovement":10500,"exemptLand":0,"exemptImprovement":0},{"y":2019,"v":23600,"taxable":19400,"land":5900,"improvement":17700,"taxableLand":5900,"taxableImprovement":13500,"exemptLand":0,"exemptImprovement":4200},{"y":2020,"v":23600,"taxable":19400,"land":5900,"improvement":17700,"taxableLand":5900,"taxableImprovement":13500,"exemptLand":0,"exemptImprovement":4200},{"y":2021,"v":23600,"taxable":19400,"land":5900,"improvement":17700,"taxableLand":5900,"taxableImprovement":13500,"exemptLand":0,"exemptImprovement":4200},{"y":2022,"v":23600,"taxable":19400,"land":5900,"improvement":17700,"taxableLand":5900,"taxableImprovement":13500,"exemptLand":0,"exemptImprovement":4200},{"y":2023,"v":23600,"taxable":19352,"land":5900,"improvement":17700,"taxableLand":5900,"taxableImprovement":13452,"exemptLand":0,"exemptImprovement":4248},{"y":2024,"v":23600,"taxable":19352,"land":5900,"improvement":17700,"taxableLand":5900,"taxableImprovement":13452,"exemptLand":0,"exemptImprovement":4248},{"y":2025,"v":24600,"taxable":20172,"land":6150,"improvement":18450,"taxableLand":6150,"taxableImprovement":14022,"exemptLand":0,"exemptImprovement":4428},{"y":2026,"v":24600,"taxable":20172,"land":6150,"improvement":18450,"taxableLand":6150,"taxableImprovement":14022,"exemptLand":0,"exemptImprovement":4428},{"y":2027,"v":24600,"taxable":20160,"land":6100,"improvement":18500,"taxableLand":6100,"taxableImprovement":14060,"exemptLand":0,"exemptImprovement":4440}],"taxNow":282,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"618201","date":"2015-06-17","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Expired","completedDate":"2022-06-16","scope":"MAKE SAFE PERMIT, REMOVE DETERIORATED MAIN ROOF SYSTEM ELEMENTS AND REPLACE WITH KIND INCLUDING RAFTERS SHEATHING AND ROOF COVERING MEMBRANE. REPAIR AFFECTED WALL AS NECESSARY. PROPERTY SHALL BE MAINTAINED FROM TRESPASS. WINDOWS AND DOORS SHALL BE IN GOOD REPAIR. UPON FINAL INSPECTION VIOLATIONS #223208, #351798 & #482969 WILL BE COMPLIED. SEPARATE PERMIT FOR ALTERATIONS / RENOVATION ARE REQUIRED. **POST THIS PERMIT** **POST THE PROJECT INFORMATION SIGN**"},{"number":"622449","date":"2015-07-06","work":"Addition and/or Alteration","type":"Building","description":"Commercial Building Permit","status":"Expired","completedDate":"2022-11-16","scope":"MAKE SAFE PERMIT - For REPLACING REAR WALL AND ROOF (No Engineer’s report submitted) to resolve case #482969 & 223208. Abutting sidewalk must be closed with fencing a minimum of 6’ in height. Separate Streets Department permit required for sidewalk closure. A Separate permit is required for any additional alterations that are not specifically addressed on case #482969 & 223208."},{"number":"713783","date":"2016-11-29","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2017-11-10","scope":"NEW ROOF C OVERING, WINDOWS, DOORS, STAIRS, INSULATIONM NON-STRUCTURAL PARTITION WALLS, AND FINISHES TO BE INSTALLED. REOLACEMENT OF APPROXIMATELY 15-16 FLOOR JOISTS ON THE SECOND FLOOR. EXISITNG EXTERIOR WALLS TO REMAIN. BASEMENT TO REMAIN UNFINISHED BUT WILL BE SEALED ANDINSULATED. GROSS SWUARE FOOTAGE AND BUILDING FOOTPRINT ARE UNCHANGED. ALL UTILITY CONNECTIONS ( INCULUDIGN WATER, SEWER, GAS, AND ELECTRIC) WIIL BE REPLACED. A 6' PERMIMETER CHAIN LINK FENCE WILL SURROUND THE REAR YARD."},{"number":"770310","date":"2017-03-28","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2017-11-10","scope":"INSTALL 5\"LATERAL,HOUSE DRAIN,CURB TRAP,FAI,STACK,AREA DRAIN,NEW 3/4\" WATER SERVICE,2 TOILETS,2 LAV,1 BATH TUB,1 KITCHEN SINK AND 1 LAUNDRY WATER BOX-PA1#20170872125-THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004 \"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\""},{"number":"801433","date":"2017-07-20","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2017-11-10","scope":"INSTALL 1 HVAC UNIT WITH DUCTWORK (SFD)"},{"number":"802823","date":"2017-07-25","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2017-11-06","scope":"INSTALL 32 PLUG 9 GFCI 12 SP SWITCHES 8-3 WAY SWITCHES 1-4 WAY SWITCHES 18 LIGHTS 2 FANS 4 SMOKE DETECTORS 4-CO SMOKE DETECTORS ONTO NEW 100AMP SERVICE COMNPLETE WITH PANEL, METER & GROUNDING AS PER 2008 NEC (WEST DISTRICT)"}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2012,"k":"insp","w":"Inspection failed"},{"y":2013,"k":"insp","w":"Inspection failed"},{"y":2015,"k":"permit","w":"Addition and/or Alteration"},{"y":2015,"k":"viol","w":"7 L&I violations"},{"y":2015,"k":"permit","w":"Addition and/or Alteration"},{"y":2015,"k":"insp","w":"Inspection failed ×2"},{"y":2016,"k":"insp","w":"Inspection passed"},{"y":2016,"k":"permit","w":"Major alteration"},{"y":2016,"k":"sale","p":659001},{"y":2017,"k":"permit","w":"Plumbing"},{"y":2017,"k":"permit","w":"Mechanical"},{"y":2017,"k":"permit","w":"Electrical"}],"rented":true,"licenses":[{"number":"741051","type":"Rental","status":"Active","businessName":"WPRE IV, LP","legalName":"WPRE IV, LP","address":"5224 CEDAR AVE","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2017-06-06","latestIssueDate":"2026-06-11","expirationDate":"2027-06-05","inactiveDate":null}],"licenseActivity":[{"number":"741051","type":"Rental","businessName":"WPRE IV, LP","legalName":"WPRE IV, LP","issuedDate":"2017-06-06","latestIssueDate":"2026-06-11","closureDate":null,"expirationDate":"2027-06-05","inactiveDate":null,"status":"Active","statusLabel":"Active","active":true}],"businessLicenseSourceDate":"2026-07-23","signals":[],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: 618201 (Expired), 622449 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"lead","level":"verify","title":"Lead compliance is a separate record","finding":"OPA records a 1920 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.","why":"Philadelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.","action":"Request the current lead certificate or City exemption for every dwelling unit.","url":"https://www.phila.gov/documents/lead-and-healthy-homes-resources-for-landlords/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"8 failed, 1 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jun 6, 2016.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 21 historical violations across 7 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}