{"asOf":"2026-07-24T04:21:10.111Z","block":"1900-1999 N 7TH ST","blockUrl":"https://philadelphia.blockreport.homes/block/1900-1999-n-7th-st","address":"1914-16 N 7TH ST","parcelNumber":"886781000","source":"https://property.phila.gov/?p=886781000","ownerType":"investor","kind":"multi-family","isHouse":false,"home":true,"commercial":false,"residential":false,"taxExempt":true,"institutional":true,"buildingCode":"W50","buildingCodeNew":"25","buildingClass":"APT 2-4 UNITS 3 STY MASON","buildingClassNew":"ROW MODERN","useLabel":"Apartment building","owner":"PHILADELPHIA HOUSING AUTH","coOwner":null,"marketValue":65700,"landAssessment":16400,"improvementAssessment":49300,"livableArea":4905,"yearBuilt":2018,"lastSale":{"price":1,"date":"2017-07-12T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.98075691911173,"lng":-75.14648928046248,"geom":{"type":"Polygon","coordinates":[[[-75.146319533,39.980720269],[-75.146327475,39.98067599],[-75.146673953,39.980712076],[-75.146649789,39.980839004],[-75.146305221,39.980800641],[-75.146319533,39.980720269]]]},"liDistrict":"CENTRAL EAST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19122","beds":null,"baths":null,"stories":1,"lotArea":4381,"zoning":"RM1","grade":"A-","basement":null,"heater":null,"centralAir":null,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"2013 RIDGE AVE, PHILADELPHIA PA, 19121","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":8900,"taxable":0,"land":8900,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":8900,"exemptImprovement":0},{"y":2017,"v":29200,"taxable":0,"land":29200,"improvement":0,"taxableLand":0,"taxableImprovement":0,"exemptLand":29200,"exemptImprovement":0},{"y":2020,"v":70800,"taxable":0,"land":17700,"improvement":53100,"taxableLand":0,"taxableImprovement":0,"exemptLand":17700,"exemptImprovement":53100},{"y":2021,"v":70800,"taxable":0,"land":17700,"improvement":53100,"taxableLand":0,"taxableImprovement":0,"exemptLand":17700,"exemptImprovement":53100},{"y":2022,"v":70800,"taxable":0,"land":17700,"improvement":53100,"taxableLand":0,"taxableImprovement":0,"exemptLand":17700,"exemptImprovement":53100},{"y":2023,"v":70800,"taxable":0,"land":17700,"improvement":53100,"taxableLand":0,"taxableImprovement":0,"exemptLand":17700,"exemptImprovement":53100},{"y":2024,"v":70800,"taxable":0,"land":17700,"improvement":53100,"taxableLand":0,"taxableImprovement":0,"exemptLand":17700,"exemptImprovement":53100},{"y":2025,"v":65700,"taxable":0,"land":16425,"improvement":49275,"taxableLand":0,"taxableImprovement":0,"exemptLand":16425,"exemptImprovement":49275},{"y":2026,"v":65700,"taxable":0,"land":16425,"improvement":49275,"taxableLand":0,"taxableImprovement":0,"exemptLand":16425,"exemptImprovement":49275},{"y":2027,"v":65700,"taxable":0,"land":16400,"improvement":49300,"taxableLand":0,"taxableImprovement":0,"exemptLand":16400,"exemptImprovement":49300}],"taxNow":0,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"720386","date":"2016-09-14","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2016-09-14","scope":"FOR THE LOT ADJUSTMENT TO CREATE ONE LOT (PARCEL Q) FROM TWO (2) EXISTING DEEDED LOTS AND TWO (2) OPA ACCOUNTS (1914 N 07TH STREET AND 1916 N 07TH STREET). SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. ON PARCEL Q: FOR THE ERECTION OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS MULTI-FAMILY HOUSEHOLD LIVING (THREE (3) DWELLING UNITS). NO SIGNS OR PARKING ON APPLICATION. SEE A/P NO 714973"},{"number":"714973","date":"2016-09-14","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2016-09-14","scope":"FOR THE LOT ADJUSTMENT TO CREATE ONE LOT (PARCEL Q) FROM TWO (2) EXISTING DEEDED LOTS AND TWO (2) OPA ACCOUNTS (1914 N 07TH STREET AND 1916 N 07TH STREET). SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. ON PARCEL Q: FOR THE ERECTION OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS MULTI-FAMILY HOUSEHOLD LIVING (THREE (3) DWELLING UNITS). NO SIGNS OR PARKING ON APPLICATION."},{"number":"720387","date":"2016-10-14","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2016-10-17","scope":"FOR THE LOT ADJUSTMENT TO CREATE ONE LOT (PARCEL Q) FROM TWO (2) EXISTING DEEDED LOTS AND TWO (2) OPA ACCOUNTS (1914 N 07TH STREET AND 1916 N 07TH STREET). SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. ON PARCEL Q: FOR THE ERECTION OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS MULTI-FAMILY HOUSEHOLD LIVING (THREE (3) DWELLING UNITS). NO SIGNS OR PARKING ON APPLICATION. SEE A/P NO 714973"},{"number":"759414","date":"2017-03-01","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2017-03-01","scope":"FOR THE ERECTION OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS MULTI-FAMILY HOUSEHOLD LIVING (THREE (3) DWELLING UNITS). NO SIGNS OR PARKING ON APPLICATION"},{"number":"737569","date":"2017-04-12","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"EXPIRED","completedDate":"2018-12-12","scope":"FOR THE ERECTION OF A THREE (3) STORY STRUCTURE, FOR USE AS A SINGLE FAMILY DWELLING. STRUCTURE IS FRAME CONSTRUCTION AND EQUIPPED WITH AN AUTOMATIC SPRINKLER SYSTEM (NFPA 13D (MINIMUM)). THE PROPOSED FOUNDATION IS A SPREAD FOOTING. SEPARATE PERMITS WILL BE REQUIRED FOR THE ENGINEERED TRUSS DRAWINGS, PLUMBING, MECHANICAL, ELECTRICAL AND FIRE SUPPRESSION. A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 8 FEET OF BUILDING FAÇADE IN ACCORDANCE WITH SECTION 3306 OF THE IBC. SEPARATE BUILDING AND/OR STREETS DEPARTMENT PERMITS ARE REQUIRED."},{"number":"738193","date":"2017-04-12","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2018-12-12","scope":"FOR THE ERECTION OF A THREE (3) STORY STRUCTURE, FOR USE AS A SINGLE FAMILY DWELLING. STRUCTURE IS FRAME CONSTRUCTION AND EQUIPPED WITH AN AUTOMATIC SPRINKLER SYSTEM (NFPA 13D (MINIMUM)). THE PROPOSED FOUNDATION IS A SPREAD FOOTING. SEPARATE PERMITS WILL BE REQUIRED FOR THE ENGINEERED TRUSS DRAWINGS, PLUMBING, MECHANICAL, ELECTRICAL AND FIRE SUPPRESSION. SEE A/P NO 737569 FOR APPROVED PLANS. A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 8 FEET OF BUILDING FAÇADE IN ACCORDANCE WITH SECTION 3306 OF THE IBC. SEPARATE BUILDING AND/OR STREETS DEPARTMENT PERMITS ARE REQUIRED."},{"number":"745789","date":"2017-05-09","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2019-04-04","scope":"FOR THE ERECTION OF A THREE (3) STORY STRUCTURE, FOR USE AS A SINGLE FAMILY DWELLING. STRUCTURE IS FRAME CONSTRUCTION AND EQUIPPED WITH AN AUTOMATIC SPRINKLER SYSTEM (NFPA 13D (MINIMUM)). THE PROPOSED FOUNDATION IS A SPREAD FOOTING. SEPARATE PERMITS WILL BE REQUIRED FOR THE ENGINEERED TRUSS DRAWINGS, PLUMBING, MECHANICAL, ELECTRICAL AND FIRE SUPPRESSION. SEE A/P NO 747531 FOR APPROVED PLANS. A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 8 FEET OF BUILDING FAÇADE IN ACCORDANCE WITH SECTION 3306 OF THE IBC. SEPARATE BUILDING AND/OR STREETS DEPARTMENT PERMITS ARE REQUIRED."},{"number":"800170","date":"2017-07-21","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2019-04-04","scope":"INSTALLATION OF AN AUTOMATIC FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13D THROUGHOUT NEW THREE (3) STORY TOWNHOUSE TO INCLUDEW NEW 2-INCH COMBINED LINE AS PER APPROVED PLANS."},{"number":"797415","date":"2017-08-10","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2019-04-04","scope":"FOR THE INSTALLATION OF A RESIDENTIAL FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13-D THROUGHOUT A THREE (3) STORY STRUCTURE PER PLANS. THIS IS A MULTI-PURPOSE SYSTEM UTILIZING A COMBINED TWO INCH (2\") DOMESTIC AND FIRE SERVICE LINE. SEPARATE PERMITS REQUIRED FOR ALL PLUMBING WORK."},{"number":"805483","date":"2017-08-10","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2019-04-04","scope":"FOR THE INSTALLATION OF A RESIDENTIAL FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13-D THROUGHOUT A THREE (3) STORY STRUCTURE PER PLANS. THIS IS A MULTI-PURPOSE SYSTEM UTILIZING A COMBINED TWO INCH (2\") DOMESTIC AND FIRE SERVICE LINE. SEPARATE PERMITS REQUIRED FOR ALL PLUMBING WORK."},{"number":"816516","date":"2017-10-03","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-03-22","scope":"INSTALL 200AMP SERVICE, COMPLETE GROUNDING ALL NEW WIRING WITH SWITCHES, LIGHTS, RECEPTACLES, 110V SMOKE DETECTORS/ C02 DETECTORS, CATV AND TEL WIRING THROUGH OUT THE HOME AS PER 2008 NEC (EAST DISTRICT)"},{"number":"821030","date":"2017-10-03","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-03-22","scope":"INSTALL 200AMP SERVICE, COMPLETE GROUNDING. ALL NEW WIRING, SWITCHES,, LIGHTS, RECEPTACLES, 110V SMOKE DETECTORS/CO2 DETECTORS, CATV & TEL WIRING, THROUGHOUT THE HOME AS PER 2008 NEC."},{"number":"821071","date":"2017-10-03","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2019-03-22","scope":"INSTALL 200AMP SERVICE, COMPLETE GROUNDING. ALL NEW WIRING, SWITCHES,, LIGHTS, RECEPTACLES, 110V SMOKE DETECTORS/CO2 DETECTORS, CATV & TEL WIRING, THROUGHOUT THE HOME AS PER 2008 NEC."},{"number":"842297","date":"2017-12-28","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2019-04-04","scope":"NHVAC PERMIT - DUCTWORK & WARM-AIR APPLIANCES - FOR THE INSTALLATION OF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS. INSTALL 48000 BTU HEAT PUMP, 4 TON COIL, 4 TON A/C UNIT, 13 SEER."},{"number":"842296","date":"2017-12-28","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"EXPIRED","completedDate":"2019-01-08","scope":"NHVAC PERMIT - DUCTWORK & WARM-AIR APPLIANCES - FOR THE INSTALLATION OF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS. INSTALL 48000 BTU HEAT PUMP, 4 TON COIL, 4 TON A/C UNIT, 13 SEER."},{"number":"883106","date":"2018-06-06","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-06-19","scope":"HOUSE TRAP, CURB TRAP, FAI, WATER SERVICE, AREA DRAIN & RWC PA20181504190 SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION."},{"number":"883101","date":"2018-06-06","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-06-19","scope":"HOUSE TRAP, CURB TRAP, FAI, WATER SERVICE, AREA DRAIN & RWC PA20181504190 SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION."},{"number":"883137","date":"2018-06-06","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-06-19","scope":"HOUSE TRAP, CURB TRAP, FAI, WATER SERVICE, AREA DRAIN & RWC PA20181504190 SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION."},{"number":"935938","date":"2018-12-18","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-04-03","scope":"BELOW GROUND AND ABOVE GROUND INSTALLATION OF 1 KITCHEN SINK, 2 WATER CLOSETS, 2 LAVS, 2 TUBS,2 FLOOR DRAINS AND 1 WATER HEATER PER 2004 PHILADELPHIA PLUMBING CODE"},{"number":"935947","date":"2018-12-18","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-04-03","scope":"BELOW GROUND AND ABOVE GROUND INSTALLATION OF 1 KITCHEN SINK, 2 WATER CLOSETS, 2 LAVS, 2 TUBS,2 FLOOR DRAINS AND 1 WATER HEATER PER 2004 PHILADELPHIA PLUMBING CODE"},{"number":"935951","date":"2018-12-18","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2019-04-03","scope":"BELOW GROUND AND ABOVE GROUND INSTALLATION OF 1 KITCHEN SINK, 2 WATER CLOSETS, 2 LAVS, 2 TUBS,2 FLOOR DRAINS AND 1 WATER HEATER PER 2004 PHILADELPHIA PLUMBING CODE"},{"number":"985381","date":"2019-06-14","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2019-06-14","scope":"CERTIFICATE OF OCCUPANCY ASSOCIATED WITH A/P NO 737569. A/P NO 737569 ISSUED FOR: THE ERECTION OF A THREE (3) STORY STRUCTURE, FOR USE AS A SINGLE FAMILY DWELLING. STRUCTURE IS FRAME CONSTRUCTION AND EQUIPPED WITH AN AUTOMATIC SPRINKLER SYSTEM (NFPA 13D (MINIMUM)). THE PROPOSED FOUNDATION IS A SPREAD FOOTING. SEPARATE PERMITS WILL BE REQUIRED FOR THE ENGINEERED TRUSS DRAWINGS, PLUMBING, MECHANICAL, ELECTRICAL AND FIRE SUPPRESSION. A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 8 FEET OF BUILDING FAÇADE IN ACCORDANCE WITH SECTION 3306 OF THE IBC. SEPARATE BUILDING AND/OR STREETS DEPARTMENT PERMITS ARE REQUIRED."}],"storyTag":"New construction","storyDelta":null,"timeline":[{"y":2017,"k":"permit","w":"Electrical"},{"y":2017,"k":"permit","w":"Electrical"},{"y":2017,"k":"permit","w":"Electrical"},{"y":2017,"k":"permit","w":"Mechanical"},{"y":2017,"k":"permit","w":"Mechanical"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2019,"k":"permit","w":"Administrative"}],"rented":false,"licenses":[],"licenseActivity":[],"businessLicenseSourceDate":"2026-07-23","signals":[],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #720387: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"2 permits not marked completed: 737569 (EXPIRED), 842296 (EXPIRED). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"building-certifications","level":"verify","title":"A fire-system permit exists, but no annual certification matched","finding":"7 fire/suppression-related permits matched; the fetched BIN certification feed returned no row.","why":"Installed systems in mixed-use and larger buildings generally require periodic certification, but applicability and limited-area exceptions vary. A missing BIN/address join is not proof of a compliance failure.","action":"Confirm what system was installed and whether a current annual certificate is required and filed.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/maintenance-certifications/fire-protection-certifications/"},{"id":"full-tax-exemption","level":"verify","title":"OPA shows a full exemption; its legal basis is unverified","finding":"OPA currently marks the land and building assessment fully tax-exempt; BlockReport does not receive the exemption determination or basis.","why":"Full OPA exemptions can have different legal bases, including government, religious, charitable/institutional, veteran, or other treatment. The current owner/use record is not a buyer’s tax forecast.","action":"Confirm the exact exemption basis, buyer eligibility, and next tax-year treatment directly with OPA.","url":"https://www.phila.gov/departments/office-of-property-assessment/tax-exemptions-and-abatements/"},{"id":"commercial-trash","level":"verify","title":"A separate Commercial Trash account may apply","finding":"OPA classifies the parcel as multi-family. BlockReport does not receive a current Commercial Trash account balance.","why":"Philadelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.","action":"Check the Commercial Trash account inside the date-effective Property Payoff.","url":"https://www.phila.gov/2026-06-09-pay-your-trash-fee-bill-by-june-30/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"}]}