House report

109 Sumac St

4 bd2 ba3 stories2,030 sqftRSA5built 1920

Property at a glanceHouse

Owner-occupancy signal

2026 assessment
$463K OPA value, not a listing price
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar

Assessment and City record timeline

Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.

$0$500K$1.0MZIP 19128 (Roxborough) median$510K2015201720192021202320252027
Property assessmentBlock median & rangeZIP 19128 (Roxborough) medianAssessmentDeed / saleL&I violationPermitInspection

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record14 events · exact dates, newest first
  1. InspectionL&I investigation
  2. InspectionL&I investigation
  3. InspectionL&I investigation
  4. InspectionL&I investigation
  5. InspectionL&I investigation
  6. InspectionL&I investigation
  7. L&I violationOCCUPIED W/O FINAL APPROVAL
  8. InspectionL&I investigation
  9. PermitAddition and/or Alterations
  10. PermitAddition and/or Alteration
  11. PermitAlterations
  12. PermitAddition and/or Alteration
  13. Deed / saleDeed / sale $440K
  14. Deed / saleDeed / sale $130K

Flags: material assessment exemption; legal basis and term unverified. Informational only. Not investment advice or a consumer report (FCRA).

Verify the public record

$3,744/year estimated property tax

2026 taxable assessment $267,466 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.

OPA has published a 2027 assessment of $510,000. It is not the 2026 billed-year value.

Current City balanceCheck Tax Center

Payments, credits, interest, and the current amount due are maintained by the City.

OPA 213023200
Open Philadelphia Tax Center →Use “View period balance” to inspect each tax year.
Exemption classificationPartial assessment exemption, basis unverified

2026 OPA taxes $267,466 of $462,500 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

The assessment exemption gap

OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.

Using OPA's taxable amount ~$3,744/year

$267,466 taxable basis

Difference to verify+$2,730/year
If the full assessment were taxable ~$6,474/year

$462,500 scenario basis

The assessment roll does not identify
  • Legal basis or program
  • Approval or expiration date
  • Treatment after a sale
  • Current Tax Center balance
Show the assessment math 2026: ($462,500 assessed − $195,034 exempt) × 1.3998% ≈ $3,744/year Full-assessment scenario: $462,500 × 1.3998% ≈ $6,474/year

Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.

The property, on paper

OPA physical field record.

Bedrooms
4
Bathrooms
2
Stories
3
Interior
2,030 sqft livable area
Lot
1,615 sqft
Basement
Full, unfinished city code C
Heat
Hot water / radiators city code B
Central air
Yes
Exterior condition
New / rehabbed city code 2
New / rehabbed
Interior condition
New / rehabbed city code 2
New / rehabbed
Quality grade
B- assessor's grade
Zoning
RSA5 city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Block context

100 block of Sumac St. Compare parcels, ownership, and public-record history.

See the whole block →

Next door: 107 Sumac St  ·  111 Sumac St

No business or residential license records

No business license or residential registration matched this OPA parcel in the latest City data.

Verify with the City ↗
Open every source row 14 dated rows
  1. InvestigationL&I investigation

    Case CF-2022-125739 · PASSED

    The cited inspection visit was marked passed.

  2. InvestigationL&I investigation

    Case CF-2022-125739 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  3. InvestigationL&I investigation

    Case CF-2022-125739 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  4. InvestigationL&I investigation

    Case CF-2022-125739 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  5. InvestigationL&I investigation

    Case CF-2022-125739 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. InvestigationL&I investigation

    Case CF-2022-125739 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  7. ViolationOCCUPIED W/O FINAL APPROVAL

    Case CF-2022-125739 · Violation VI-2022-094858 · Code A-402.5 · COMPLIED

    Resolution: COMPLIED - PERMIT OBTAINED City marked this violation complied with; check the resolution date and live case for what was accepted.

  8. InvestigationL&I investigation

    Case CF-2022-125739 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  9. PermitAddition and/or Alterations

    Permit MP-2021-000760 · Completed

    EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans.

  10. PermitAddition and/or Alteration

    Permit EP-2021-001566 · Completed

    Install New Grounding System as per NEC 2014 Code, New Light and outlets and switches , and Smoke Detector and Carbon Detector ( No new service ) Existing 100 amp service

  11. PermitAlterations

    Permit PP-2021-002141 · Completed

    Rehab with existing structure. Minor framing changes. Replacement of bathrooms, flooring, kitchens, etc. Interior renovation only, details as per plan.

  12. PermitAddition and/or Alteration

    Permit RP-2020-015781 · Completed

    Rehab with existing structure. Minor framing changes. Replacement of bathrooms, flooring, kitchens, etc. Interior renovation only, details as per plan.

  13. Recorded transfer$440K transfer

    2021

  14. Recorded transfer$130K transfer

    2020

Where this comes from

Methodology & freshness

This report was assembled Jul 23, 2026, 11:09 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)