House report

1324 S American St

2 bd2 ba3 stories1,956 sqftRSA5built 1925

Property at a glanceHouse

Owner-occupancy signal

2026 assessment
$545K OPA value, not a listing price
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar

Assessment and City record timeline

Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.

$0$500K$1.0MZIP 19147 (Queen Village · East Passyunk) median$577K201320162019202220252027
Property assessmentBlock median & rangeZIP 19147 (Queen Village · East Passyunk) medianAssessmentL&I violationAppealPermitInspection

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record10 events · exact dates, newest first
  1. PermitMechanical
  2. PermitElectrical
  3. PermitPlumbing
  4. PermitAddition
  5. PermitZoning
  6. PermitZoning/use
  7. AppealZoning board appeal
  8. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  9. L&I violationNON-REGULATED LACKS PERMIT (The cited activity or use lacked a required permit)
  10. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)

Flags: material assessment exemption; legal basis and term unverified · 1 zoning/board appeal on record · latest deed has shared-name parties; relationship unverified. Informational only. Not investment advice or a consumer report (FCRA).

Verify the public record

$2,502/year estimated property tax

2026 taxable assessment $178,760 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.

OPA has published a 2027 assessment of $576,800. It is not the 2026 billed-year value.

Current City balanceCheck Tax Center

Payments, credits, interest, and the current amount due are maintained by the City.

OPA 011079120
Open Philadelphia Tax Center →Use “View period balance” to inspect each tax year.
Exemption classificationPartial assessment exemption, basis unverified

2026 OPA taxes $178,760 of $545,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

The assessment exemption gap

OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.

Using OPA's taxable amount ~$2,502/year

$178,760 taxable basis

Difference to verify+$5,127/year
If the full assessment were taxable ~$7,629/year

$545,000 scenario basis

The assessment roll does not identify
  • Legal basis or program
  • Approval or expiration date
  • Treatment after a sale
  • Current Tax Center balance
Show the assessment math 2026: ($545,000 assessed − $366,240 exempt) × 1.3998% ≈ $2,502/year Full-assessment scenario: $545,000 × 1.3998% ≈ $7,629/year

Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.

The property, on paper

OPA physical field record.

Bedrooms
2
Bathrooms
2
Stories
3
Interior
1,956 sqft livable area
Lot
1,003 sqft
Basement
Full city code D
Heat
Undetermined city code H
Central air
Yes
Garage
1 space
Exterior condition
Above average city code 3
Interior condition
Above average city code 3
Quality grade
C+ assessor's grade
Zoning
RSA5 city zoning code
Zoning appeals
1 CLOSED · Granted · 2014

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Block context

1300 block of S American St. Compare parcels, ownership, and public-record history.

See the whole block →

Next door: 1322 S American St  ·  1326 S American St

No business or residential license records

No business license or residential registration matched this OPA parcel in the latest City data.

Verify with the City ↗
Open every source row 10 dated rows
  1. PermitMechanical

    Permit 578790 · COMPLETED

    INSTALL 1 HVAC UNIT WITH DUCTWORK(SFD)

  2. PermitElectrical

    Permit 577184 · COMPLETED

    REWIRING ENTIRE HOUSE,40 RECEPTACLES,15 SWITCHES,HARDWIRED SMOKES,NEW 200AMP PANEL AND REPLACING SERVICE CABLE PER 2008 NEC (SFD)

  3. PermitPlumbing

    Permit 573888 · COMPLETED

    2 WC,2 LAVS,1 BT,1 SHOWER,1 KS AND 1 WB(SFD)"SELF CERTIFICATION'S ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  4. PermitAddition

    Permit 541516 · COMPLETED

    CREATION OF NEW THIRD FLOOR, RENOVATION OF 2ND FLOOR, FIRE SEPARATION OF GROUND FLOOR GARAGE.

  5. PermitZoning

    Permit 497910 · COMPLETED

    RELOCATE REAR LOT LINES, AND FOR THE CREATION OF A 3RD FLOOR

  6. PermitZoning/use

    Permit 549496 · COMPLETED

    FOR THE ERECTION OF AN ADDITION WITH ROOF DECK AT THE 3RD FLOOR LEVEL. FOR THE EXTENSION OF AN EXISTING SINGLE FAMIL DWELLING

  7. AppealZoning board appeal

    Appeal 22140 · CLOSED · Granted

    Related permit 497910 · PERMIT FOR THE LOT ADJUSTMENT OF THE REAR LOT LINE TO CREATE TWO LOTS FROM TWO EXISTING LOTS. FOR THE EREECTION OF AN ADDITION ON THE STRUCTURE CURRENTLY LOCATED ON 1324 S AMERICAN ST. SIZE AND LOCATION AS PER PLANS AND APPLICATION.

  8. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 375178 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  9. ViolationNON-REGULATED LACKS PERMIT (The cited activity or use lacked a required permit)

    Case 375178 · Violation 2757909 · Code 14-1704/10 · ERROR

    The title alone does not identify the missing permit or prove the present use remains unauthorized.

  10. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 375178 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

Where this comes from

Methodology & freshness

This report was assembled Jul 31, 2026, 1:31 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)