2026 assessment
$492K
OPA value, not a listing price
House report
2523 Cedar St
3 bd2 ba3 stories1,607 sqftRSA5built 1920
Property at a glanceHouse
Owner-occupancy signal
ZIP 19125 area
Fishtown · East Kensington
2500 block of Cedar St
Assessment and City record timeline
Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.
- OPA assessment · 2016$152K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$152K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$360K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$360K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$388K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$388K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$388K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$424K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$424K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$492K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$492K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$419K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2002Deed / sale $18KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2002Deed / sale $61KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2016Deed / sale $188KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2017Deed / sale $385KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2021Deed / sale $410KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2016-04-20Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2016-05-05ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-06-17PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-06-17PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-08-02ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-08-02Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2016-08-24MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- License · 2020-02-05Joseph Michael Carbaugh: Rental landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2022-02-04Joseph Michael Carbaugh: Rental landlord or residential registration marked closedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2008-11-24MICHELLE HELEVA STANLEY R PAULS: Rental landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2013-02-28MICHELLE HELEVA STANLEY R PAULS: Rental landlord or residential registration marked inactiveA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19125 (Fishtown · East Kensington) medianAssessmentDeed / salePermitLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record16 events · exact dates, newest first
- LicenseJoseph Michael Carbaugh: Rental landlord or residential registration marked closed
- Deed / saleDeed / sale $410K
- LicenseJoseph Michael Carbaugh: Rental landlord or residential registration initially issued
- Deed / saleDeed / sale $385K
- PermitMechanical
- PermitZoning
- PermitMajor alteration
- PermitPlumbing
- PermitPlumbing
- PermitElectrical
- PermitMajor alteration
- Deed / saleDeed / sale $188K
- LicenseMICHELLE HELEVA STANLEY R PAULS: Rental landlord or residential registration marked inactive
- LicenseMICHELLE HELEVA STANLEY R PAULS: Rental landlord or residential registration initially issued
- Deed / saleDeed / sale $18K
- Deed / saleDeed / sale $61K
Flags: material assessment exemption; legal basis and term unverified. Informational only. Not investment advice or a consumer report (FCRA).
Verify the public record
Property tax
$2,755/year estimated property tax
2026 taxable assessment $196,840 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.
OPA has published a 2027 assessment of $418,500. It is not the 2026 billed-year value.
Payments, credits, interest, and the current amount due are maintained by the City.
OPA 3120464002026 OPA taxes $196,840 of $492,100 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
The assessment exemption gap
OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.
$196,840 taxable basis
Difference to verify+$4,133/year
$492,100 scenario basis
The assessment roll does not identify
- Legal basis or program
- Approval or expiration date
- Treatment after a sale
- Current Tax Center balance
Show the assessment math
2026: ($492,100 assessed − $295,260 exempt) × 1.3998% ≈ $2,755/year
Full-assessment scenario: $492,100 × 1.3998% ≈ $6,888/year
Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.
The property, on paper
OPA physical field record.
Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,607 sqft
livable area
Lot
840 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Block context
2500 block of Cedar St. Compare parcels, ownership, and public-record history.
See the whole block →Next door: 2521 Cedar St · 2525 Cedar St
L&I license dates · data through Jul 25, 2026
Business licenses at this address Latest pull
What L&I has registered at this OPA parcel, newest initial license date first.
No L&I business license is on record at this address in data through Jul 25, 2026.
Landlord and residential filings
These are property registrations or landlord filings, not businesses operating at this address.
Joseph Michael CarbaughClosed
Rental · Initial issue date Feb 5, 2020 · Terminal license date Feb 4, 2022
MICHELLE HELEVA STANLEY R PAULSInactive
Rental · Initial issue date Nov 24, 2008 · Terminal license date Feb 28, 2013
A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.
Open every source row 16 dated rows
- License terminal eventJoseph Michael Carbaugh: Rental landlord or residential registration marked closed
License 836165 · Closed
License event. Registration does not prove present operation or storefront occupancy.
- Recorded transfer$410K transfer
2021
- License issue eventJoseph Michael Carbaugh: Rental landlord or residential registration initially issued
License 836165 · Closed
License event. Registration does not prove present operation or storefront occupancy.
- Recorded transfer$385K transfer
2017
- PermitMechanical
Permit 717305 · COMPLETED
INSTALLATION OF (1) HVAC UNIT; FIRED CHIMNEY VENT FURNACE; 3.5-TON A/C (INCLUDING DUCTWORK AND ALL ASSOCIATED ACCESSORIES).
- PermitZoning
Permit 703013 · COMPLETED
FOR THE ERECTION OF A ROOF DECK AND PILOT HOUSE (FOR ACCESS TO ROOF DECK ONLY) ABOVE AN EXISTING ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN APPLICATION. FOR USE AS EXISTING SINGLE FAMILY HOUSEHOLD LIVING.
- PermitMajor alteration
Permit 703016 · COMPLETED
LEVEL II ALTERATIONS (NO CHANGE OF OCCUPANCY) TO INCLUDE ERECTION OF A ROOF DECK AND PILOT HOUSE ABOVE AN EXISTING SINGLE FAMILY DWELLING AS PER APPROVED PLANS. EXISTING IRC TOWNHOUSE NOT REQUIRED TO BE SPRINKLERED. *SEPARATE PERMITS REQUIRED FOR ANY MEP WORK**
- PermitPlumbing
Permit REPLACEME · COMPLETED
REPLACEMENT OF ALL DRAINS AND WATER LINES IN HOUSE,ROUGH PLUMBING AND FINISH PLUMBING,3-WC,3-LAV,2-SHOWER/TUB,1-KS,1-LS,INSTALL WATER HEATER,NEW GAS LINES. THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004
- PermitPlumbing
Permit 700824 · COMPLETED
REPLACEMENT OF ALL DRAINS AND WATER LINES IN HOUSE,ROUGH PLUMBING AND FINISH PLUMBING,3-WC,3-LAV,2-SHOWER/TUB,1-KS,1-LS,INSTALL WATER HEATER,NEW GAS LINES. THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004
- PermitElectrical
Permit 689885 · COMPLETED
WIRING UP WHOLE HOUSE INCLUDING 200 AMP SERVICE PER 2008 (SWITCHES, LIGHTS, RECEPTACLES, HARDWIRED SMOKES, ETC)
- PermitMajor alteration
Permit 685766 · COMPLETED
EZ INTERIOR ALTERATIONS. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. LICENSED CONTRACTOR TO BE LISTED ON PERMIT. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO START
- Recorded transfer$188K transfer
2016
- License terminal eventMICHELLE HELEVA STANLEY R PAULS: Rental landlord or residential registration marked inactive
License 461594 · Inactive
License event. Registration does not prove present operation or storefront occupancy.
- License issue eventMICHELLE HELEVA STANLEY R PAULS: Rental landlord or residential registration initially issued
License 461594 · Inactive
License event. Registration does not prove present operation or storefront occupancy.
- Recorded transfer$18K transfer
2002
- Recorded transfer$61K transfer
2002
Where this comes from
- Assessment, spec sheet & owner: OPA Property Assessments, Office of Property Assessment
- Sales & deed history: Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections: L&I Property History · Atlas
- Tax delinquency snapshot · June 2022: Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016: Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance: Verify with Philadelphia Revenue
- Zoning appeals: L&I & Zoning Board appeals
- Neighborhood income & rents: US Census ACS 5-year estimates
- Historical mortgage rates: Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery: Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 25, 2026, 9:52 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)