2026 assessment
$456K
OPA value, not a listing price
House report
2805 Wharton St
3 bd3 ba3 stories1,905 sqftRSA5built 2019
Property at a glanceHouse
Individual, other or unknown mailing address
ZIP 19146 area
Graduate Hospital · Point Breeze
2800 block of Wharton St
Assessment and City record timeline
Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.
- OPA assessment · 2016$9K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$20K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$20K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$20K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$360K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$360K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$360K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$476K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$476K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$456K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$456K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$451K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2019Deed / sale $397KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2022Deed / sale $455KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2018-10-05Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-10-05New constructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2018-10-05PERMB- WK DONE W/O NOTIFY INSPA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2018-10-05BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Permit · 2018-11-05PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-11-15ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-12-13MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2019-03-21SuppressionThis permit category usually covers fire-suppression systems or related life-safety work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-12-21Change of UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2021-04-26EXTERIOR AREA SANITATIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2021-04-26PLUMBING SYSTEMS- SANITARY DRAINAGEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2003-07-05L_INITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2003-10-25L_INITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2018-11-14BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-04-27L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-06-09L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-12-23L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2023-09-11Darby Smale: Limited Lodging Operator landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19146 (Graduate Hospital · Point Breeze) medianAssessmentDeed / saleL&I violationPermitInspectionLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record20 events · exact dates, newest first
- LicenseDarby Smale: Limited Lodging Operator landlord or residential registration initially issued
- PermitChange of Use
- Deed / saleDeed / sale $455K
- InspectionL&I investigation
- InspectionL&I investigation
- InspectionL&I investigation
- L&I violationEXTERIOR AREA SANITATION
- L&I violationPLUMBING SYSTEMS- SANITARY DRAINAGE
- PermitSuppression
- Deed / saleDeed / sale $397K
- PermitMechanical
- PermitElectrical
- InspectionBP_BLDG
- PermitPlumbing
- PermitZoning/use
- PermitNew construction
- L&I violationPERMB- WK DONE W/O NOTIFY INSP
- InspectionBP_BLDG
- InspectionL_INITIAL
- InspectionL_INITIAL
Flags: material assessment exemption; legal basis and term unverified · historical tax ledger through 2016 with a lien entry. Informational only. Not investment advice or a consumer report (FCRA).
Verify the public record
Property tax
$1,277/year estimated property tax
2026 taxable assessment $91,200 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.
OPA has published a 2027 assessment of $451,300. It is not the 2026 billed-year value.
Payments, credits, interest, and the current amount due are maintained by the City.
OPA 3620766002026 OPA taxes $91,200 of $456,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records a balance and a lien entry. It is shown as historical context only.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
The assessment exemption gap
OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.
$91,200 taxable basis
Difference to verify+$5,106/year
$456,000 scenario basis
The assessment roll does not identify
- Legal basis or program
- Approval or expiration date
- Treatment after a sale
- Current Tax Center balance
Show the assessment math
2026: ($456,000 assessed − $364,800 exempt) × 1.3998% ≈ $1,277/year
Full-assessment scenario: $456,000 × 1.3998% ≈ $6,383/year
Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.
The property, on paper
OPA physical field record.
Bedrooms
3
Bathrooms
3
Stories
3
Interior
1,905 sqft
livable area
Lot
800 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Quality grade
B
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Block context
2800 block of Wharton St. Compare parcels, ownership, and public-record history.
See the whole block →Next door: 2803 Wharton St · 2807 Wharton St
L&I license dates · data through Jul 24, 2026
Business licenses at this address Latest pull
What L&I has registered at this OPA parcel, newest initial license date first.
No L&I business license is on record at this address in data through Jul 24, 2026.
Landlord and residential filings
These are property registrations or landlord filings, not businesses operating at this address.
Darby SmaleActive
Limited Lodging Operator · Initial issue date Sep 11, 2023 · Filed expiration Sep 10, 2026
A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.
Open every source row 20 dated rows
- License issue eventDarby Smale: Limited Lodging Operator landlord or residential registration initially issued
License 932890 · Active
License event. Registration does not prove present operation or storefront occupancy.
- PermitChange of Use
Permit ZP-2022-013455 · Issued
Limited Lodging
- Recorded transfer$455K transfer
2022
- InvestigationL&I investigation
Case CF-2021-032655 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL&I investigation
Case CF-2021-032655 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL&I investigation
Case CF-2021-032655 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationEXTERIOR AREA SANITATION
Case CF-2021-032655 · Violation VI-2021-024788 · Code PM15-302.1 · CVN ISSUED
Resolution: CVN ISSUED
- ViolationPLUMBING SYSTEMS- SANITARY DRAINAGE
Case CF-2021-032655 · Violation VI-2021-024789 · Code PM15-506.1 · COMPLIED
Resolution: COMPLIED - OWNER REPAIR City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitSuppression
Permit 921604 · COMPLETED
FOR THE INSTALLATION OF AN AUTOMATIC FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 13D THROUGHOUT A NEW THREE STORY TOWNHOUSE TO INCLUDE A 1-INCH COMBINED LINE AS PER APPROVED PLANS.
- Recorded transfer$397K transfer
2019
- PermitMechanical
Permit 934911 · COMPLETED
INSTALL 75,000 BTU 90% EFF FURNACE 3 TON CONDENSER AND COIL 12 SUPPLY REGISTERS WITH DUCTWORK
- PermitElectrical
Permit 928026 · COMPLETED
INSTALL ONE 125AMP SERVICE INSTALL ONE 100AMP SERVICE AND WIRE 50 LIGHT FIXTURES, 45 OUTLETS, 25 SWITCHES, SUMP SEWER PUMP, 30AMP AC, HOT WATER HEATER OUTLET, FURNACE OUTLET, GARBAGE DISPOSAL OUTLET, DISHWASHER, FRIDGERATOR, MICROWAVE, 5SMOKE DETECTORS 4 CARBON/COMBO, 2INTERNET, 5TV LINES AS PER 2008 NEC.
- InvestigationBP_BLDG
Case 658395 · PASSED
The cited inspection visit was marked passed.
- PermitPlumbing
Permit 923093 · COMPLETED
ROUGH IN PLUMBING FOR 13 FIXTURES AND NEW WATER DISTRIBUTION FOR A NEWLY CONSTRUCTED RESIDENTIAL HOME. ALL INSTALLATIONS IN ACCORDANCE WITH 2004 PPC.
- PermitZoning/use
Permit 906513 · COMPLETED
NEW CONSTRUCTION OF 3-STORY SINGLE FAMILY DWELLING WITH ROOF DECK AND PILOT HOUSE.
- PermitNew construction
Permit 906514 · COMPLETED
NEW CONSTRUCTION OF 3-STORY SINGLE FAMILY DWELLING WITH ROOF DECK AS PER PLANS. SEPARATE PERMITS REQUIRED FOR MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION.
- ViolationPERMB- WK DONE W/O NOTIFY INSP
Case 658395 · Violation 4835450 · Code A-302.11/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationBP_BLDG
Case 658395 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL_INITIAL
Case 18710 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationL_INITIAL
Case 13362 · CLOSED
City marked the record closed; open the case for the closing reason.
Where this comes from
- Assessment, spec sheet & owner: OPA Property Assessments, Office of Property Assessment
- Sales & deed history: Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections: L&I Property History · Atlas
- Tax delinquency snapshot · June 2022: Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016: Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance: Verify with Philadelphia Revenue
- Zoning appeals: L&I & Zoning Board appeals
- Neighborhood income & rents: US Census ACS 5-year estimates
- Historical mortgage rates: Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery: Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 25, 2026, 8:06 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)