2026 assessment
$380K
OPA value, not a listing price
Commercial property report
423-25 E Girard Ave
2 stories2,415 sqftCMX2built 1950
Property at a glanceBank
423 E Girard LLC
2027 published assessment
$1.3M
Future roll, not the current tax bill
Location
400 block of E Girard Ave
ZIP 19125
Neighborhood area
Fishtown · East Kensington
Approximate · based on ZIP 19125
Assessment and City record timeline
The line tracks this property’s published City assessment. Markers show deeds, permits, inspections, licenses, violations, certifications, and appeals on their recorded dates. Select one to read the filing.
Assessments are tax-roll values, not sale prices or appraisals. OPA has published a 2027 assessment of $1,332,000. It is not yet the billed-year tax basis.
- OPA assessment · 2016$707K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$707K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$787K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$786K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$345K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$380K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$1.3M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2008-01-03UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2008-02-14Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2008-03-06Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2008-06-25ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2008-07-24MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2008-10-30MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2011-05-05PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-11-23PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-08-03ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-08-28New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2019-10-29Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2019-12-13ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-01-09Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
Property assessmentAssessmentPermit
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Every dated record13 events · exact dates, newest first
- PermitAddition and/or Alteration
- PermitElectrical
- PermitMajor alteration
- PermitNew Construction
- PermitElectrical
- PermitPlumbing
- PermitPlumbing
- PermitMechanical
- PermitMechanical
- PermitElectrical
- PermitMajor alteration
- PermitMajor alteration
- PermitUse
Verify the public record
Property tax
$5,319/year estimated property tax
2026 taxable assessment $380,000 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.
OPA has published a 2027 assessment of $1,332,000. It is not the 2026 billed-year value.
Payments, credits, interest, and the current amount due are maintained by the City.
OPA 8829634602026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
Where the record looks off
Conflicts in City paperwork. Flags on the data, not the property.
Assessment and sale price disagree hard
Assessed at $1.3M, but it traded for $341,250 in 2024 — a 3.9× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Property report
Commercial property
Bank, recorded in the City's commercial category. The public record and owner trail follow.
What it is
Bank
Bank/Off 2 Sty Masonry
Owner
423 E Girard LLC
$ / sq ft
$552
above the $151 median for 7,668 commercial parcels citywide
Corridor
East Girard
city commercial corridor
Interior area
2,415 sqft
Lot size
1,410 sqft
Stories
2
Built
1950
Zoning
CMX2
Recorded owner
Who's behind it
423 E Girard LLC · corporate / LLC owner
• Tax bills mail to 1328 Gabriel Lane, Warminster PA, 18974 — outside Philadelphia
Block context
400 block of E Girard Ave. Compare parcels, ownership, and public-record history.
See the whole block →Next door: 419 E Girard Ave · 427 E Girard Ave
L&I licenses checked through Jul 28, 2026
No business or residential license records
No business license or residential registration matched this OPA parcel in the latest City data.
Open every source row 13 dated rows
- PermitAddition and/or Alteration
Permit 1025018 · Expired
FOR THE CONSTRUCTION OF AN ACCESSIBLE RAMP AT THE FRONT ENTRY DOOR OF AN EXISTING BUILDING PER APPROVED PLANS.
- PermitElectrical
Permit 1026835 · COMPLETED
ADD NEW OUTLETS FED FROM EXISTING DEVICES-INSTALL ROUGH IN LOCATIONS FOR TELE/DATA-RELOCATE 2 EXISTING FIRE ALARM DEVICES. AS PER THE 2017 NEC.(EAST DIST.)
- PermitMajor alteration
Permit 1012990 · COMPLETED
INTERIOR RENOVATIONS AS PER APPROVED PLANS
- PermitNew Construction
Permit 904381 · Expired
PRICE ADJUSTMENT FROM AP#891359: REPLACEMENT IN KIND- 20- LOW VOLTAGE CCTV CAMERAS... PER 2008 NEC (BANK)
- PermitElectrical
Permit 891359 · COMPLETED
REPLACEMENT IN KIND- 20- LOW VOLTAGE CCTV CAMERAS... PER 2008 NEC (BANK)
- PermitPlumbing
Permit 653795 · COMPLETED
REPLACE STORM/SANITARY HOUSE TRAP, FAI & MAIN DRAIN - PA1# 2015-3260181 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- PermitPlumbing
Permit 339320 · COMPLETED
FULL WATER SERVICE
- PermitMechanical
Permit 178782 · COMPLETED
REPLACE EXISTING ROOF TOP A/C & HEAT UNIT WITH A NEW UNIT REUSE EXISTING DUCTWORK AND GRILLS ADD NEW CONTROLS AND SMOKE DETECTORS FOR BANK
- PermitMechanical
Permit 164649 · COMPLETED
HVAC INCLUDING DUCTWORK ON 1ST AND 2ND FLOOR WITHIN EXISTING BANK.
- PermitElectrical
Permit 156375 · COMPLETED
9 LIGHT FIXTURES, 3 RECEPTS, PHONE WIRING, SECURITY WIRING ON FRONT DOOR, HVAC POWER WIRING, 100AMP SINGLE PHASE PANEL AS PER 2005 NEC (EAST DISTRICT)
- PermitMajor alteration
Permit 132569 · COMPLETED
PREVIOUS PERMIT AP #124319 / EXTERIOR WORK INFILL 2 WINDOWS W/MASONARY REPLACE STOREFRONT AND 2 WINDOWS ON 2ND FL. W/ALUMINUM GLASS MASONRY REPAIR AS PER PLANS
- PermitMajor alteration
Permit 124319 · COMPLETED
ADDING ATM
- PermitUse
Permit 124252 · COMPLETED
ADDING ATM PER PLANS
Where this comes from
- Assessment, spec sheet & owner: OPA Property Assessments, Office of Property Assessment
- Sales & deed history: Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections: L&I Property History · Atlas
- Tax delinquency snapshot · June 2022: Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016: Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance: Verify with Philadelphia Revenue
- Zoning appeals: L&I & Zoning Board appeals
- Imagery: Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 29, 2026, 5:25 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)