2026 assessment
$86K
OPA value, not a listing price
House report
4453 N Gratz St
Research this property with Analyst →4 bd1 ba2 stories932 sqftRSA5built 1940
Property at a glanceHouse
Entity-held
ZIP 19140 area
Hunting Park · Nicetown–Tioga
4400 block of N Gratz St
Assessment and City record timeline
Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.
- OPA assessment · 2016$36K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$36K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$36K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$39K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$37K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$37K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$37K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$59K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$59K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$86K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$86K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$130K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2006Deed / sale $3KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2025Deed / sale $43KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2008-01-30ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2008-04-04PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- License · 2025-08-14Home Sweet Holdings LLC: Rental landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2014-02-03LARRY & WINDI NOWLIN: Rental landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2016-04-29LARRY & WINDI NOWLIN: Rental landlord or residential registration marked inactiveA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19140 (Hunting Park · Nicetown–Tioga) medianAssessmentDeed / salePermitLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record7 events · exact dates, newest first
- LicenseHome Sweet Holdings LLC: Rental landlord or residential registration initially issued
- Deed / saleDeed / sale $43K
- LicenseLARRY & WINDI NOWLIN: Rental landlord or residential registration marked inactive
- LicenseLARRY & WINDI NOWLIN: Rental landlord or residential registration initially issued
- PermitPlumbing
- PermitElectrical
- Deed / saleDeed / sale $3K
Flags: active rental license · $17K recorded in the June 2022 delinquency snapshot; verify current balance · historical tax ledger through 2016 recorded $15K with a lien entry. Informational only. Not investment advice or a consumer report (FCRA).
Verify the public record
Property tax
$1,205/year estimated property tax
2026 taxable assessment $86,100 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.
OPA has published a 2027 assessment of $129,800. It is not the 2026 billed-year value.
Payments, credits, interest, and the current amount due are maintained by the City.
OPA 1321902002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
$16,562.18 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2000–2018. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$6,001.27 principal$8,189.18 interest$570.65 penalty$1,801.08 other charges
The snapshot’s 2022 context used $37,100 total assessment, $37,100 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $15,088.71 and a lien entry. It is shown as historical context only.
2000$376.84 total · $0.00 principal · $285.14 interest · $14.79 penalty2001$678.13 total · $35.53 principal · $492.76 interest · $26.40 penalty2002$1,168.07 total · $413.60 principal · $527.34 interest · $28.95 penalty2003$1,124.14 total · $413.60 principal · $490.11 interest · $28.95 penalty2004$1,080.22 total · $413.60 principal · $452.89 interest · $28.95 penalty2005$1,036.30 total · $413.60 principal · $415.67 interest · $28.95 penalty2006$992.37 total · $413.60 principal · $378.44 interest · $28.95 penalty2007$948.45 total · $413.60 principal · $341.22 interest · $28.95 penalty2008$969.28 total · $444.00 principal · $326.34 interest · $31.08 penalty2009$922.12 total · $444.00 principal · $286.38 interest · $31.08 penalty2010$874.97 total · $444.00 principal · $246.42 interest · $31.08 penalty2011$907.44 total · $487.96 principal · $226.90 interest · $34.16 penalty2012$887.67 total · $506.76 principal · $190.03 interest · $35.47 penalty2013$862.99 total · $524.98 principal · $149.62 interest · $36.75 penalty2014$495.66 total · $263.51 principal · $51.39 interest · $18.45 penalty2015$1,108.65 total · $725.81 principal · $76.21 interest · $50.81 penalty2016$716.31 total · $574.69 principal · $8.62 interest · $5.75 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
Where the record looks off
Conflicts in City paperwork. Flags on the data, not the property.
Assessment and sale price disagree hard
Assessed at $130K, but it traded for $42,500 in 2025 — a 3.1× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
The property, on paper
OPA physical field record.
Bedrooms
4
Bathrooms
1
Stories
2
Interior
932 sqft
livable area
Lot
705 sqft
Basement
Full, unfinished
city code C
Heat
Electric baseboard
city code C
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C-
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Recorded owner
Who's behind it
Home Sweet Holdings LLC · corporate / LLC owner
• Tax bills mail to 316 California Ave #782, Reno Nv, 89509 — outside Philadelphia
• Holds an active rental license for this address
Block context
4400 block of N Gratz St. Compare parcels, ownership, and public-record history.
See the whole block →Next door: 4451 N Gratz St · 4455 N Gratz St
L&I license dates · data through Jul 25, 2026
Business licenses at this address Latest pull
What L&I has registered at this OPA parcel, newest initial license date first.
No L&I business license is on record at this address in data through Jul 25, 2026.
Landlord and residential filings
These are property registrations or landlord filings, not businesses operating at this address.
Home Sweet Holdings LLCActive
Rental · Initial issue date Aug 14, 2025 · Filed expiration Aug 13, 2026
LARRY & WINDI NOWLINInactive
Rental · Initial issue date Feb 3, 2014 · Terminal license date Apr 29, 2016
A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.
Open every source row 7 dated rows
- License issue eventHome Sweet Holdings LLC: Rental landlord or residential registration initially issued
License 0986250 · Active
License event. Registration does not prove present operation or storefront occupancy.
- Recorded transfer$43K transfer
2025
- License terminal eventLARRY & WINDI NOWLIN: Rental landlord or residential registration marked inactive
License 616872 · Inactive
License event. Registration does not prove present operation or storefront occupancy.
- License issue eventLARRY & WINDI NOWLIN: Rental landlord or residential registration initially issued
License 616872 · Inactive
License event. Registration does not prove present operation or storefront occupancy.
- PermitPlumbing
Permit 142991 · COMPLETED
CURB TRAP, MAIND DRAIN, YARD DRAIN, PARTIAL STACK, 2" VENT, KITCHEN DRAIN, 2ND FLOOR- UNDERFLOOR PLUMBING WITH NEW TOILET AND VANITY
- PermitElectrical
Permit 129496 · COMPLETED
PROVIDE 100AMP SERVICE WITH CIRCUIT BREAKERS AND PROPER GROUNDING AS PER 2005 NEC (NORTH DISTRICT)
- Recorded transfer$3K transfer
2006
Where this comes from
- Assessment, spec sheet & owner: OPA Property Assessments, Office of Property Assessment
- Sales & deed history: Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections: L&I Property History · Atlas
- Tax delinquency snapshot · June 2022: Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016: Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance: Verify with Philadelphia Revenue
- Zoning appeals: L&I & Zoning Board appeals
- Neighborhood income & rents: US Census ACS 5-year estimates
- Historical mortgage rates: Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery: Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 26, 2026, 7:02 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)