House report

523 Mercy St

3 bd3 stories1,644 sqftRSA5built 2021

Property at a glanceHouse

Owner-occupancy signal

2026 assessment
$418K OPA value, not a listing price
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar

Assessment and City record timeline

Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.

$0$250K$500KZIP 19148 (Pennsport · Lower Moyamensing) median$422K2005200920132017202120252027
Property assessmentBlock median & rangeZIP 19148 (Pennsport · Lower Moyamensing) medianAssessmentDeed / saleLand buyL&I violationPermitInspectionLicense

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record18 events · exact dates, newest first
  1. LicenseJose Gutierrez Jr: Rental landlord or residential registration initially issued
  2. Deed / saleDeed / sale $405K
  3. PermitNew Construction or Additions
  4. PermitNew Construction
  5. PermitNew Construction
  6. PermitNew Construction
  7. PermitNew Construction
  8. PermitZoning/use
  9. Land buyLand record $25K
  10. Land buyLand record $5K
  11. L&I violationCLIP VIOLATION NOTICE
  12. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  13. L&I violationLICENSE-VAC LOT
  14. L&I violationVACANT LOT STANDARD
  15. L&I violationCLIP VIOLATION NOTICE
  16. L&I violationCLIP VIOLATION NOTICE
  17. L&I violationVACANT LOT KEEP CLEAN GET LIC
  18. InspectionCSUINITIAL

Flags: material assessment exemption; legal basis and term unverified · active rental license · historical tax ledger through 2016 recorded $2K with a lien entry. Informational only. Not investment advice or a consumer report (FCRA).

Verify the public record

$1,170/year estimated property tax

2026 taxable assessment $83,600 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.

OPA has published a 2027 assessment of $422,100. It is not the 2026 billed-year value.

Current City balanceCheck Tax Center

Payments, credits, interest, and the current amount due are maintained by the City.

OPA 392055000
Open Philadelphia Tax Center →Use “View period balance” to inspect each tax year.
Exemption classificationPartial assessment exemption, basis unverified

2026 OPA taxes $83,600 of $418,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $2,053.95 and a lien entry. It is shown as historical context only.

2004$334.38 total · $121.65 principal · $133.20 interest · $8.52 penalty2005$321.47 total · $121.65 principal · $122.26 interest · $8.52 penalty2012$260.33 total · $138.84 principal · $52.06 interest · $9.72 penalty2013$253.57 total · $143.83 principal · $40.99 interest · $10.07 penalty2014$320.84 total · $146.40 principal · $28.55 interest · $10.25 penalty2015$305.29 total · $146.40 principal · $15.37 interest · $10.25 penalty2016$258.07 total · $152.93 principal · $2.30 interest · $1.53 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

The assessment exemption gap

OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.

Using OPA's taxable amount ~$1,170/year

$83,600 taxable basis

Difference to verify+$4,681/year
If the full assessment were taxable ~$5,851/year

$418,000 scenario basis

The assessment roll does not identify
  • Legal basis or program
  • Approval or expiration date
  • Treatment after a sale
  • Current Tax Center balance
Show the assessment math 2026: ($418,000 assessed − $334,400 exempt) × 1.3998% ≈ $1,170/year Full-assessment scenario: $418,000 × 1.3998% ≈ $5,851/year

Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.

The property, on paper

OPA physical field record.

Bedrooms
3
Stories
3
Interior
1,644 sqft livable area
Lot
623 sqft
Basement
Full, finished city code A
Heat
Forced hot air city code A
Central air
Yes
Exterior condition
Newer construction city code 1
Newer construction
Interior condition
Newer construction city code 1
Newer construction
Zoning
RSA5 city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Block context

500 block of Mercy St. Compare parcels, ownership, and public-record history.

See the whole block →

Next door: 521 Mercy St  ·  525 Mercy St

Business licenses at this address Latest pull

What L&I has registered at this OPA parcel, newest initial license date first.

Open the City record ↗

No L&I business license is on record at this address in data through Jul 23, 2026.

Landlord and residential filings

These are property registrations or landlord filings, not businesses operating at this address.

Jose Gutierrez JrActive

Rental · Initial issue date Jan 2, 2024 · Filed expiration Jan 1, 2027

A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.

Open every source row 18 dated rows
  1. License issue eventJose Gutierrez Jr: Rental landlord or residential registration initially issued

    License 940935 · Active

    License event. Registration does not prove present operation or storefront occupancy.

  2. Recorded transfer$405K transfer

    2021

  3. PermitNew Construction or Additions

    Permit 1005780 · Completed

    INSTALL 10 FIXTURES AS PER 2004 PPC

  4. PermitNew Construction

    Permit 1005528 · Completed

    200AMP SERVICE COMPLETE WITH PANEL AND WIRE THROUGHOUT SWITCHES, OUTLETS, LIGHT FIXTURES AND GFCI & SMOKE DETECTORS AND TV/PHONE/CABLE AS PER NEC 2008

  5. PermitNew Construction

    Permit 1001796 · Completed

    INSTALL (1) HVAC SYSTEM WITH DUCTWORK. (SFD)

  6. PermitNew Construction

    Permit 979673 · Completed

    FOR THE INSTALLATION OF A ONE (1) INCH FIRE SERVICE LINE AND AN AUTOMATIC FIRE SUPPRESSION SYSTEM AS PER NFPA 13D. ALL WORK SHALL BE DONE IN ACCORDANCE WITH APPROVED PLANS/HYDRAULIC CALCULATIONS.

  7. PermitNew Construction

    Permit 936245 · Completed

    NEW CONSTRUCTION OF 3 STORY SINGLE FAMILY DWELLING WITH ROOF DECK

  8. PermitZoning/use

    Permit 936242 · COMPLETED

    ERECTION OF AN ATTACHED STRUCTURE WITH ROOF ACCESS STRUCTURE FOR USE AS SINGLE FAMILY HOUSEHOLD LIVING WITH ROOF DECK ABOVE THIRD FLOOR LEVEL. (SIZE AND LOCATION AS SHOWN ON PLANS)

  9. Land recordLand record

    2018

  10. Land recordLand record

    2017

  11. ViolationCLIP VIOLATION NOTICE

    Case 496870 · Violation 3673331 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 496870 · Violation 3673332 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. ViolationLICENSE-VAC LOT

    Case 413860 · Violation 3034184 · Code PM-102.4/1 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  14. ViolationVACANT LOT STANDARD

    Case 344591 · Violation 2541407 · Code PM-306.0/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationCLIP VIOLATION NOTICE

    Case 344591 · Violation 2541406 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationCLIP VIOLATION NOTICE

    Case 147936 · Violation 850133 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationVACANT LOT KEEP CLEAN GET LIC

    Case 147936 · Violation 850134 · Code PM-306.0/91 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. InvestigationCSUINITIAL

    Case 35860 · CLOSED

    City marked the record closed; open the case for the closing reason.

Where this comes from

Methodology & freshness

This report was assembled Jul 24, 2026, 2:34 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)